How is the 60,000 Scene+ welcome bonus structured on the Scotiabank Passport™ Visa Infinite* Card?

The Scotiabank Passport™ Visa Infinite* Card welcome offer pays up to 60,000 Scene+ points (worth $600 in travel) split across three milestones: 40,000 points after $2,000 in eligible spending in the first 3 months, 10,000 points after $10,000 in spending within 6 months, and 10,000 points after $40,000 in cumulative spending in the first year. Most cardholders comfortably hit the $2,000 threshold for 40,000 points, while the $40,000 milestone is reserved for higher-volume spenders. Points post within a few statement cycles after each threshold is met.

Does the Scotiabank Passport™ Visa Infinite* Card really have no foreign transaction fees?

Yes. The Scotiabank Passport™ Visa Infinite* Card is one of only two mainstream Canadian credit cards (alongside the Home Trust Preferred Visa) that waives the standard 2.5% foreign currency conversion fee on all purchases made in non-Canadian dollars. On a $5,000 trip abroad, that saves $125 versus most premium Canadian cards. Combined with 6 free DragonPass airport lounge passes per year and travel medical insurance, it is one of the most cost-efficient cards on the market for Canadians who travel internationally a few times a year.

What are the ongoing earning rates on the Scotiabank Passport™ Visa Infinite* Card?

The Scotiabank Passport™ Visa Infinite* Card earns 3 Scene+ points per $1 spent at participating Sobeys-family grocers (Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà and others), 2 points per $1 on other groceries, restaurants, entertainment and transit, and 1 point per $1 elsewhere. With Scene+ valued at roughly $0.01 per point for travel and groceries (down to $0.005 for cash redemptions), the 3x rate at IGA/Sobeys translates to a 3% return – strong for a Visa Infinite. Points never expire as long as your account remains active and in good standing.

Is the Scotiabank Passport™ Visa Infinite* Card better than the Scotia Gold American Express®?

The Scotia Gold American Express® earns 6x Scene+ at Sobeys-family grocers and 5x at restaurants, doubling the Passport on those categories – but on the Amex network, which is not accepted at Costco, Walmart or Loblaws (Maxi/Provigo). The Passport Visa Infinite* loses earning power but gains universal Visa acceptance, no FX fees and 6 lounge passes. Most Milesopedia readers benefit from holding both: the Gold Amex for groceries and dining where it is accepted, the Passport Visa for travel, lounge access and merchants that decline Amex.