The Best American Express Credit Cards – May 2026

Below are American Express Canada’s best credit card offers:

The Best American Express Travel credit cards
The Best AEROPLAN American Express credit cards
The Best American Express card with hotel points
The Best American Express credit card for cash back
The Best No Annual Fee Credit Cards from American Express
The Best Low-Interest Credit Card from American Express
The Best Small Business American Express credit cards

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

American Express Credit Cards for Travel Rewards

American Express® Gold Rewards Card

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express Gold Rewards Card. That’s a value of $600 toward travel or any purchase charged to the Card:

5,000 Membership Rewards points per month when you charge $1,000 in net purchases to your Card, for 12 months (a total of 60,000 points in the first year).

You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

60,000 Aeroplan points
60,000 Avios
60,000 Flying Blue Miles
72,000 Marriott Bonvoy points

With this Card, you get many benefits like:

$100 annual travel credit
Priority Pass membership and 4 complimentary Plaza Premium visits per year
$50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

gas stations
grocery stores
drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Platinum Card®

The Platinum Card^® is the best Premium Card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points:

70,000 points when you charge $10,000 in net purchases to your Card in the first 3 months after joining;
30,000 points if you make a purchase between 15 to 17 months after signing up.

With this Card, you get:

2 points per dollar for dining purchases
2 points per dollar on travel purchases
1 point per dollar for other purchases

You can use your Membership Rewards points in many ways:

Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

100,000 Aeroplan points
100,000 Avios
100,000 Flying Blue Miles
120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

$200 Annual Travel Credit
An annual meal credit of $200
$100 NEXUS Card Statement Credit
Complimentary access for you and one additional guest to over 1,400 airport lounges in more than 130 countries
Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels and Resorts program

Last but not least, the Platinum Card^® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Credit Cards for Hotels

Marriott Bonvoy® American Express®* Card

The Marriott Bonvoy^® American Express^®* Card is the best credit card for free hotel nights.

With this welcome offer, you can earn up to 70,000 Marriott Bonvoy points:

Earn 60,000 points after spending a total of $3,000 on your Card within your first 3 months of Cardmembership.
In addition, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership.

It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.

With this Card, you earn 5 points per dollar on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases.

Last but not least, this Card comes with a wide range of insurance coverages: baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Aeroplan Credit Cards

American Express® Aeroplan®* Reserve Card

With this welcome offer for American Express^® Aeroplan^®* Reserve Card, you can earn up to 85,000 points Aeroplan. Here’s how:

Earn 60,000 points after you spend $7,500 on your Card in your first 3 months of Cardmembership
Plus, earn 25,000 points when you make a purchase in the 13th month following your membership

With this Amex Aeroplan Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2x the points on Dining and Food Delivery purchases in Canada. Everywhere else, you will earn 1.25X the points.

With this Amex Aeroplan Premium Card, you receive many Air Canada travel benefits, such as access to Maple Leaf Lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling. It’s the best Amex Aeroplan Card for frequent Air Canada flyers.

With this American Express Aeroplan Card, enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Aeroplan®* Card

With this welcome offer for the American Express^® Aeroplan^®* Card, you can earn up to 45,000 Aeroplan points. Here’s how:

Earn 35,000 Aeroplan points after charging $7,500 to your Card within the first 6 months.
Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.

With this Card, you earn 2x the points on purchases with Air Canada and Air Canada Vacations.

And 1.5x the points for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Credit Cards for Cash Back

SimplyCash® Preferred Card from American Express

The SimplyCash^® Preferred Card from American Express is the only credit card in Canada that offers 2% cash back on all purchases. In addition, you can get:

4% cash back at gas stations
4% cash back at grocery stores

With this welcome offer, you can get 10% cash back on all your purchases (up to $2,000) during the first 3 months, for a total of up to $200. Plus, receive a $50 credit on your account after making a purchase in the 13th month.

The SimplyCash^® Preferred Card from American Express is particularly popular with those who have significant purchases to make: renovations, furniture or appliance purchases, as it offers 2% at all merchants.

This Card stands out for the numerous insurances offered: car rental theft and damage, $100,000 travel accident, emergency medical expenses (outside the province or country), lost or stolen baggage, flight delay and misdirected baggage, hotel or motel burglary, Purchase Protection, Buyer’s Assurance.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Cobalt® Card

The American Express Cobalt^® Card is the best credit card from American Express, whether you want points for travel or cash back.

The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250 Membership Rewards points for every $750 in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000 Membership Rewards points.

You can easily use these points as statement credits for everyday or travel purchases. The value is the same for both: 1,000 points = $10.

Alternatively, transfer them to Aeroplan points, Avios (British Airways/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

15,000 Aeroplan points
15,000 Avios points
15,000 Flying Blue Miles
18,000 Marriott Bonvoy points

With the American Express Cobalt^® Card, you can earn between 1 and 5 points per dollar:

Category	Points per dollar
Grocery (Métro, IGA, Sobeys, Super C, etc.)	5
Home food delivery	5
Restaurants and bars	5
Convenience stores	5
Streaming services	3
Service station	2
Transport	2
Travel	1
Other	1

This is a 1 to 5% return on all these purchases.

For example, if you spend $1,000 per month on groceries and/or restaurants and/or food delivery, you’ll earn $50 cash back per month, or $600 cash back per year with this card for this category of purchases!

And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!

In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000 travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Credit Cards with No Annual Fee

American Express® Green Card

Do you want a cash back credit card with no annual fee that earns travel points? Here’s an option for you: American Express^® Green Card.

By signing up for the American Express^® Green Card, you can earn 10,000 Membership Rewards Welcome Bonus Points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. This is a $100 value for travel or any purchase on the Card.

You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning:

10,000 Aeroplan points
10,000 Avios points
10,000 Flying Blue Miles
12,000 Marriott Bonvoy points

That’s a nice welcome bonus for a credit card with no annual fee.

You’ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.

Like all American Express Canada Cards, there is no minimum income requirement.

SimplyCash® Card from American Express

Are you looking for a cash back credit card with no annual fee and an excellent cash back rate for your everyday purchases? Here is an option for you: the SimplyCash^® Card from American Express.

With this no-annual-fee credit card, you earn:

2% cash back on gas purchases
2% cash back on grocery purchases
1.25% cash back on all other purchases

And with this welcome offer, you can earn 5% cash back on all your purchases (up to $2,000 in purchases) during the first 3 months (which is up to $100 in statement credits).

You benefit from several types of insurance : $100,000 travel accident, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express Credit Cards for Low-Interest Rate

American Express Credit Cards for Small Business

Business Platinum Card® from American Express

Earn up to 120,000 points with this welcome offer for the American Express Business Platinum Card:

80,000 Membership Rewards points for $15,000 net purchases within the first 3 months of membership
40,000 additional points if you make a purchase between the 15th and 17th month after enrollment

You can use your Membership Rewards points in many ways:

Transfer your points to airline partners: Aeroplan Avios (British Airways, Qatar Airways, Finnair, Iberia), Flying Blue, Delta Skymiles, etc.
Transfer your points to hotel programs (Hilton Honors, Marriott Bonvoy)
Redeem your points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
And more!

120,000 points have a minimum value of $1,200 for a Statement credit, and much more if you transfer your points to a partner.

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

120,000 Aeroplan points
120,000 Avios
120,000 Flying Blue Miles
144,000 Marriott Bonvoy points

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:

Complimentary access for you and one additional guest to over 1,400 airport lounges in over 130 countries
$200 Annual travel credit
$100 Card Statement Credit for Nexus
Marriott Bonvoy Gold Elite status
Hilton Honors Gold Elite status
Access to the Fine Hotels and Resorts program
Up to $120 in eligible Wireless Credits each year

With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.

Last but not least, Business Platinum Card^® from American Express offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Business Gold Rewards Card®

Earn a welcome bonus of up to 70,000 Membership Rewards^® points with the American Express^® Business Gold Rewards Card^®

50,000 Membership Rewards^® points after spending $7,500 in purchases within the first three months of Cardmembership.
20,000 additional points after spending $30,000 on your Card in your first 12 months of Cardmembership.

Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more.

With this Card, you earn 1 Membership Rewards point per dollar on your purchases.

You can then use your points in many ways:

Statement credit for travel purchases
Statement credit for all purchases
Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Flying Blue, Marriott Bonvoy, Hilton Honors, etc.).
Book your flight with American Express Travel at a special rate

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to:

70,000 points Aeroplan
70,000 Avios
70,000 Flying Blue Miles
84,000 Marriott Bonvoy points

Alternatively, 70,000 Membership Rewards points can also represent a value of $700 for travel or for any purchase charged to the Card.

Also, as a cardmember, you get many advantages such as up to 55 interest-free days to maximize your cash flow.

Finally, you are covered with reliable insurance for your travels and purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

American Express® Aeroplan®* Business Reserve Card

With this welcome offer for the American Express Aeroplan Business Reserve Card, you can earn up to 90,000 Aeroplan points:

Earn 65,000 Aeroplan points after making $10,500 in purchases in the first three months.
Earn an additional 25,000 Aeroplan points when you spend $3,500 in the 13th month.

With this Card, you earn 3X the points on purchases made directly with Air Canada and Air Canada Vacations. And 2X the points on hotels and car rentals. Everywhere else, you will earn 1.25X the points.

With this Card, you benefit from many Air Canada travel benefits such as access to Maple Leaf lounges in North America for you and one guest, priority check-in, priority boarding and priority baggage handling.

Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.

Like all American Express Canada Cards, there is no minimum income requirement.

Marriott Bonvoy® Business American Express®* Card

The Marriott Bonvoy^® Business American Express^®* Card is the best credit card for the self-employed, professionals and small business owners who travel.

With this welcome offer, you can get up to 80,000 Marriott Bonvoy points:

Get 70,000 points after charging a total of $5,000 to your Card in your first 3 months of Cardmembership.
Plus, earn 10,000 points when you spend $1,000 on your Card in your 13th month of Cardmembership

With this Card, you earn 5 points per dollar for all your spending at Marriott Bonvoy establishments, and you can earn 3 points per dollar for :

Gas
Dining
Travel

And 2 points per dollar on all other purchases.

Like all American Express Canada Cards, there is no minimum income requirement.

Awards Earned

Here are the awards received in the Milesopedia 2026 Ranking of the Best Credit Cards in Canada:

Best Travel Credit Card According to the Milesopedia Community

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best Community Travel Credit Card

The American Express Cobalt^® Card is the best travel credit card according to the Milesopedia Community in 2026 for these reasons:

Earning categories
5 points per dollar for restaurants and food delivery (equivalent to 5%)
Flexible Rewards
Travel Partners (American Express Membership Rewards program)
No minimum income required

Best Premium Credit Card

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best High-End Credit Card

The American Express Platinum Card^® is the best premium credit card in Canada in 2026 for these reasons:

Access to over 1,300 airport lounges worldwide
Status offered by several hotel loyalty programs
Reserved benefits at renowned hotels and restaurants
Flexible Rewards
Travel Partners (American Express Membership Rewards program)
Full travel insurance
No minimum income required

Best Credit Card For Frequent Flyers

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best Credit Card for Frequent Travelers

The American Express^® Aeroplan^®* Reserve Card is the best credit card for frequent travelers in Canada in 2026 for these reasons:

Air Canada benefits such as access to Maple Leaf lounges
Benefits for Aeroplan Status
Highest point earning rate for Air Canada and Air Canada Vacations purchases
Travel insurance

Best Credit Card For Dining

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best Credit Card for Restaurants

The American Express Cobalt^® Card is the best credit card for restaurants in Canada in 2026 for these reasons:

5% cash back for restaurants, bars and home food delivery
Cash back as Statement Credit from 1,000 points accumulated ($10)
No minimum income required

Best No-Fee Travel Credit Card

The American Express^® Green Card is the best no-fee travel credit card in Canada for 2026 for these reasons:

1 point per dollar for all purchases
Flexible Rewards
Travel Partners (American Express Membership Rewards program)
No minimum income required

Best Business Credit Card

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - 2026 Awards Best Credit Card for Businesses

The Business Platinum Card^® from American Express is the best business credit card in Canada in 2026 for these reasons:

Access to over 1,300 airport lounges worldwide
Travel Partners (American Express Membership Rewards program)
Cardholder benefits at renowned hotels and restaurants
Full travel insurance

Best Business Credit Card according to the Milesopedia Community

Milesopedia 2026 Awards: Best Programs, Credit Cards, and Bank Accounts in Canada - Awards2026 Best Business Credit Card Community

The Marriott Bonvoy^® Business American Express^®* Card is the best Business credit card according to the Milesopedia Community in 2026 for these reasons:

5 points per dollar on purchases at Marriott Bonvoy hotels
3 points per dollar on travel, gas, and dining purchases
2 points per dollar on all other purchases
One free night per year worth up to 35,000 points
Reasonable annual fee for a business card ($150)

What you need to know about American Express Cards in Canada

Which American Express credit card should I choose?

American Express offers a wide range of credit and charge cards, from no-annual-fee cash-back cards to high-end travel cards with high annual fees.

To choose the right American Express credit card, look at your annual spending habits and make sure that the rewards and benefits offered are worth the annual fee. Also check that the merchants where you regularly make your purchases accept the American Express card, as it’s not accepted everywhere.

How can I compare American Express cards in Canada?

To choose the best American Express card in Canada, it is essential to compare several criteria:

Rewards: Determine the type of rewards you want to earn. Some American Express cards offer Membership Rewards points, Aeroplan points, cash back or Marriott Bonvoy points. Choose according to your preferences and how you want to use your rewards.
Welcome bonus: A generous welcome bonus may seem attractive, but make sure you can meet the necessary conditions to benefit from it. Some bonuses require significant spending in the first few months. Also consider the long-term benefits of the card, not just the welcome bonus. The American Express Cobalt^® Card card, for example, is worth keeping year after year.
Annual fees: Annual fees for American Express cards range from 0 to several hundred dollars. The American Express^MD Green Card, for example, has no annual fee, while the American Express Platinum Card^® costs nearly $800. Choose a card with fees that fit your budget, and make sure you’ll use enough of the benefits to offset those fees.
Other benefits: American Express cards are known for their additional benefits, such as travel insurance, insurance on your purchases, access to airport lounges and exclusive events. Evaluate these benefits to determine the added value they can offer. For example, the American Express^® Gold Rewards Card offers 4 Canadian airport lounges.

What are the advantages of American Express credit cards in Canada?

American Express credit cards offer various benefits depending on the type of card:

Rewards and bonuses: American Express cards allow you to earn points or cash back on your daily spending. Some cards also offer attractive welcome bonuses that can quickly boost your points balance. Others offer gas pedals on expenses such as groceries (such as the American Express Cobalt^® Card).
Benefits for travelers: American Express credit cards, including premium cards such as the American Express Platinum Card^®offer travel benefits such as airport lounge access, travel insurance and hotel discounts.
Exclusive events and offers: With American Express, you can benefit from exclusive events, such as concert ticket pre-sales (Front of the Line) and special offers with partner merchants (Amex Offers).

Why choose an American Express credit card in Canada?

Choosing an American Express credit card in Canada can be very advantageous for those looking for generous rewards and exclusive benefits. This is the case, for example, with the American Express Platinum Card^®.

Whether you’re a frequent traveler or simply looking to earn cash back on your daily purchases, there’s an Amex card to suit your needs. However, it’s important to check card acceptance and choose the one that suits your spending habits and lifestyle.

Where are American Express cards accepted in Canada?

American Express cards are accepted at many retailers in Canada, including major chains such as Walmart, Amazon, Metro, Best Buy and Tim Hortons. In addition, many Sobeys and IGA grocery stores have begun accepting American Express cards.

However, they are not accepted everywhere, such as at Costco and Loblaws. Before applying for a card, check to see if it’s accepted by the stores where you shop most often. For more details on American Express card acceptance in Canada, see this article.

Which American Express cards have no annual fee in Canada?

There are several American Express cards with no annual fees in Canada, such as the SimplyCash^® Card from American Express and the American Express^® Green Card These cards are ideal for those looking to enjoy Amex benefits without paying annual fees.

Frequently Asked Questions about American Express Cards

Here are some frequently asked questions in the milesopedia community about credit cards in Canada.

What is the best American Express credit card for earning travel rewards and bonus points?

The best Amex credit card depends on the project you are pursuing. Milesopedia has a crush on the American Express Cobalt^® Card, which is often recognized as the best American Express credit card offering bonus points.

With this credit card, you earn bonus points for everyday purchases such as groceries, restaurants and travel.

What is the best American Express credit card with travel benefits?

The best American Express credit card with travel benefits is the American Express Platinum Card^®. With this Card, you’ll enjoy a host of travel benefits, including access to airport lounges, a $200 annual credit, elevated status with hotel chains and travel insurance.

If you would like to benefit from travel advantages with Air Canada, we advise you to opt for the American Express^® Aeroplan^®* Reserve Card.

What is the best Amex travel credit card with no annual fee?

The best American Express travel credit card with no annual fee is the American Express^® Green Card. In fact, with the American Express^® Green Card, you can transfer your points to several travel partners: Air Canada Aeroplan, British Airways Executive Club, Air France Flying Blue, Marriott Bonvoy, Hilton Honors, etc.

That makes the American Express^® Green Card a good choice with no annual fee.

What is the best Amex credit card for me?

To find the best American Express credit card, first define your objective. What do you want to do with your points? Travel? Saving on groceries? Earning cash back? Get bonus points? First the goal, then the choice of the best credit card!

What is the best no annual fee credit card from American Express?

There are several no annual fee credit cards from American Express. The two best-known Amex no annual fee credit cards are:

American Express^® Green Card: no annual fee
SimplyCash^® Card from American Express: no annual fee

You can keep these credit cards with no annual fee from year to year.

Will my application for an American Express card be accepted with my good credit score?

American Express does not require a minimum annual income to accept applications. However, as with any lending company, it looks for customers with a good credit score.

Which credit bureau is verified by American Express?

American Express partners with Transunion to check your credit report.

How do I apply for an Amex credit card?

It’s always nice to apply through the Milesopedia affiliate links found on the site! Once you’ve found the best American Express credit card for you, the steps are easy to follow after clicking the Apply Now button.

Can I apply for an American Express Business Credit Card?

You can get an American Express credit card for business by being a professional, self-employed or small business owner. Check out this article for more details on how to get the best American Express credit card for your business.

Among American Express business credit cards, we recommend the Business Platinum Card^® from American Express. With the Business Platinum Card^® from American Express, you earn many bonus points upon enrollment as well as travel benefits.

For example, with the Business Platinum Card^® from American Express, you earn Marriott Bonvoy Gold status.

Where are American Express credit cards accepted in Canada and at Quebec?

Once you’ve chosen the best American Express credit card for you, know that American Express credit cards are accepted in many stores in Canada and at Quebec. Read this article to find out where AMEX cards are accepted.

Can I make online retail purchases with an American Express credit card?

You can shop online with your American Express credit card just as you would with any other credit card.

Tip: You may be asked for a verification number from your credit card for online retail purchases. Unlike Visa and Mastercard credit cards, the code required for online purchases with an American Express card is located on the front of your card. This is the 4-digit number located on the front and right side of your American Express card.

Also, be aware that you are covered by your American Express credit card insurance for online retail purchases. However, if you buy products online from abroad, you may be charged foreign transaction fees.

How do I contact American Express Customer Service?

To contact American Express Canada customer service, please call 1 800 869-3016.

Does American Express Canada have good customer service?

American Express Canada’s customer service is known to be excellent in both English and French.

Does American Express Canada offer a prepaid card?

American Express offers a prepaid card that you can usually buy in shops that sell gift cards.

The American Express Prepaid Card has no monthly fees, no service charges, no replacement fees and no expiry date. The American Express Prepaid Card can be used at merchants in Canada, the U.S. and other countries. The American Express Prepaid Card is also more secure than cash because the funds on the Card are replaceable if the Card is lost or stolen.

The American Express Prepaid Card is available in denominations of: $25, $50, $100, $200, $500 and $1,000

Do American Express Canada credit cards charge interest?

American Express offers two types of cards:

Credit cards: these have high interest rates
Payment cards: these must be paid each month

For American Express credit cards, the interest rate is generally 19.99% on purchases and 21.99% on cash advances.

To avoid paying interest, remember to pay your American Express credit card balance in full each month.

What is the interest rate for American Express credit card purchases?

American Express credit cards have an interest rate of 19.99% on purchases.

What is the interest rate for cash advances on American Express credit cards?

American Express credit cards have an interest rate of 21.99% on cash advances.

How can I avoid paying interest on an American Express credit card?

To avoid paying interest on your American Express credit card, it’s best to pay your credit card balance in full at each due date.

This way, you avoid paying 19.99% interest on purchases and 21.99% interest on cash advances.

Do American Express payment cards have an interest rate for purchases?

Unlike American Express credit cards, American Express payment cards have no interest rate on purchases: the balance must always be paid in full each month. An annual interest rate of 30% applies to each outstanding transaction.

Do American Express credit cards have foreign transaction fees?

American Express credit cards have foreign transaction fees of 2.5%. This is in line with credit cards that charge foreign transaction fees.

If you want to avoid foreign transaction fees, look for a credit card that does not charge foreign transaction fees.

What does it mean to be an American Express Cardmember/Card membership?

American Express refers to its customers as Cardmembers. It’s a Card membership. As an American Express cardholder, you benefit from many advantages reserved for American Express cardholders: access to priority booking services, recognition at American Express cardholder events, and more.

Your American Express card shows your Card membership anniversary year.