How do I actually earn the full 100,000 Avion points bonus?

The 100,000 Avion points are split across three milestones. You receive 35,000 points on approval, then 20,000 more after spending $5,000 in the first 6 months, and finally a 45,000 anniversary bonus at the end of year one. The first two tranches are easy for most cardholders, but the anniversary bonus requires keeping the card active and in good standing for 12 months, so plan to absorb the annual fee for at least one full cycle before downgrading or cancelling.

What income or assets do I need to qualify?

The Avion Visa Infinite Privilege has one of the strictest qualification thresholds in Canada. You need either a personal annual income of $200,000+, a household income of $200,000+, or total investable assets of $400,000+. Meeting any one of the three is enough. Existing RBC Private Banking and Wealth Management clients are often pre-qualified through their advisor. If you fall short, the regular RBC Avion Visa Infinite at $120 per year is the natural alternative.

Is the 1.25 Avion points per dollar earn rate competitive?

For a flat-rate premium card, yes. 1.25 points per dollar on every purchase, with no bonus categories to track, is straightforward and rewards big spenders. At Milesopedia's typical 1.5 to 2 cents per Avion point valuation when transferred to British Airways or WestJet, the effective return sits at 1.9% to 2.5% on every transaction. Cards with bonus categories, like the Scotia Passport at 3x on travel, can beat that on specific spend, but the Avion Privilege wins for unpredictable or business-heavy budgets.

How valuable are the 6 complimentary lounge visits?

The card includes 6 complimentary airport lounge visits per year through DragonPass, accessible at over 1,300 lounges globally. Each pay-as-you-go DragonPass visit normally costs around $35 USD, so the 6 included visits represent roughly $280 CAD in value annually. Combined with priority security at major Canadian airports, 12 months of free DoorDash DashPass and 20% off Hertz base rates, the non-points perks alone often justify the annual fee for travellers taking 3 or more international trips a year.