Head-to-Head: BMO Ascend World Elite Mastercard vs. National Bank World Elite Mastercard - National Bank World Elite Mastercard
National Bank World Elite Mastercard
Exclusive Offer: Get up to 50,000 welcome bonus points! Receive up to $150 in annual travel reimbursements.
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scotia sceneplus card
Scotiabank® Scene+™ Visa* Card
Up to 10,000 Scene+ Points
Ends Jul 1, 2026
First year value : $345
  • No annual fee
  • 2X points at Scene+ grocery stores (IGA, Rachelle Béry, Sobeys, etc.)
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  • Earn up to 10,000 bonus Scene+ points within your first 3 months.
  • No Annual Fee
  • Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
  • Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
  • Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
  • Plus, get 1 Scene+ point for every dollar spent on all other eligible everyday purchases
  • Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
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*Conditions apply. Rates, fees and other information are effective as of Jan 2,2026. Subject to change.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $12,000
  • Household $12,000
Conversion fees
  • 2.5 %
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Earning Rate
  • Groceries2Scene+ Points
  • All Spending1Scene+ Point
  • Gas1Scene+ Point
Value
  • Year 1 $345
  • Year 2+ $240
Best For
Transfer Partners
  • Scene+

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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