Archives Wise

May 1, 2026

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No annual fee
Hold and exchange 40+ currencies in your Wise account
Spend money in over 150 countries, withdraw cash from 2.3 million ATMs.
Convert currencies with market exchange rates and transparent, low fees.
View and manage your account in the Wise app
Freeze and unfreeze your card instantly
Spend any currency you hold in the account for free when you have enough balance
The automatic conversion feature ensures that you always pay the lowest possible charges when you spend currencies you don't have in your account.
Check your currency balances in the app – and get instant transaction notifications for security
It’s a debit card, not a credit card – easier to manage your budget without running up debts or incurring credit charges

Annual Fee

Annual Income Required

Conversion fees

Value

Best For

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance