Simplii Financial

  • No annual fee
  • Purchase insurance
  • Up to 4% cash back
    on all purchases made at restaurants, bars, and coffee shops (up to $5,000 spend per calendar year).
Learn More

This product is not available for Quebec residents.

Welcome offer:

  • Earn 20% cashback† for your first 3 months on up to $500 spend on eligible gas, groceries, drugstore purchases and pre-authorized payments.

Earn:

  • 4% cash back on eligible restaurant, bar and coffee shop purchases up to $5,000 spend per year.
  • 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year.
  • 0.5% cash back on all other credit card purchases with no limit on how much you can earn.

Other features:

  • Purchase Security and Extended Protection Insurance. Protect your purchases with double the manufacturer’s warranty, up to one additional year.
  • Get cash back when you send a Global Money Transfer and pay with your Visa* Card.
  • Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
  • No annual fee
Legal

†Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.

« Purchase » means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque.

« Cash » means a Cash Advance, Balance Transfer and Convenience Cheque.

Interest rates may change from time to time.

Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual $15,000
  • Household $15,000
Conversion fees
  • 2.5 %
Earning Rate
  • Dining and Food delivery4%
  • Groceries1.5%
  • Gas1.5%
Value
  • Year 1 $407
  • Year 2+ $307
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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