Travel

  • Access to VIP Lounges
    over 1,400 airport lounges worldwide
  • $200 Annual Travel Credit
    through American Express Travel Online or Platinum® Card Travel Service
  • $200 Annual Dining Credit
    for use in some of Canada's finest restaurants
Learn More

Unlock special experiences with the Platinum Card®. Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away:

  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
  • Plus, get 30,000 points if you make a purchase within 15 to 17 months of your membership

Card features

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
  • Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement

Apply with confidence!

  • See if you’ll be approved before you apply – with no impact to your credit score.*
  • When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
  • Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
  • A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
  • Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

 

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*Terms and conditions apply.
American Express is not responsible for maintaining or monitoring the accuracy of the information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Earning Rate
  • Dining and Food delivery2Membership Rewards
  • Travel2Membership Rewards
  • Air Canada2Membership Rewards
Value
  • Year 1 $2,170
  • Year 2+ $470
Best For
Transfer Partners
  • AeroplanAsia MilesBritish Airways ClubEtihad GuestFlying BlueHilton HonorsMarriott BonvoyAmerican Express Membership Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
  • Digital Exclusive Offer
  • Access to VIP Lounges
  • NEXUS Credit
Learn More

Welcome Offer: Join and earn up to $1,500 in value including a first year annual fee rebate!

Here's how you can earn up to $1,500 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a NEXUS◊ Application Fee rebate: A $160 value

Plus, enjoy extra valuable travel benefits:

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card* with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.

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This is a digital-exclusive offer. To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you. This offer is reserved for you. Please do not forward it to anyone else.

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.

Terms and conditions apply. Click on Apply Now to learn more.

Annual Fee
  • Primary card $139
  • Additional card $50
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries1.5Aventura Points
  • Gas1.5Aventura Points
  • Drugstores1.5Aventura Points
Value
  • Year 1 $1,177
  • Year 2+ $359
Best For
Transfer Partners
  • CIBC Aventura

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
15 day(s)
Travel medical insurance up to 64 years old
$5,000,000
15 day(s)
Travel medical insurance 65+
$5,000,000
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$2,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn Avios
  • Premium Insurance
  • 10% discount on British Airways flights
Learn More

Earn up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card

Here is how to earn up to 60,000 bonus Aviosˆ:

  • Earn 30,000 Avios welcome bonus points when you spend $5,000 CAD within the first three months of opening your account.
  • Earn an additional 30,000 bonus Avios points when you spend $5,000 CAD during the period from the fourth to the sixth month following account opening.
  • If you do not spend $5,000 CAD within the first three months, you can still earn 30,000 bonus Avios points if you meet the spending requirements during the period from the fourth to the sixth month.

Benefits:

  • Earn 3X Avios for all purchases made with British Airways and BA Holidays*
  • Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
  • Earn 1 Avios per Canadian dollar on eligible net purchases*
  • Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
  • 10% discount on British Airways flights when booking and paying with your card∞
  • Redeem your Avios for flights with British Airways and oneworld network partner airlines**
  • Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance1, flight delay insurance2, hotel burglary insurance3, and rental car insurance4. Additionally, eligible purchases made with the card are protected3.
  • Premium Visa Infinite benefits5, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
  • 24/7 Concierge Service5
  • Link your RBC card to your Petro-Points card and instantly save per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
  • Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
  • Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card. Get a free 12-month DashPass subscription±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
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Refer to RBC page for up to date offer terms and conditions

ˆ This offer is only available to new RBC British Airways Visa Infinite credit card applications received and approved by Royal Bank of Canada (« Royal Bank ») between July 23, 2025, and February 25, 2026 (« Offer Period »), subject to the conditions below. Additional cardholders (co-applicants and authorized users) on the British Airways Visa Infinite credit card account are not eligible for this offer. Existing RBC Royal Bank personal credit cardholders who transfer to an RBC British Airways Visa Infinite credit card account are not eligible for this offer.

To qualify for the initial offer of 30,000 Avios points (« Initial Bonus »), i) you must make at least $5,000 (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payments (« Eligible Transactions ») on your credit card account within the first 90 days of your credit card account opening date (« Initial Period »), and ii) your credit card account must be open and in good standing, meaning the account must not be more than two (2) consecutive statement periods past due, closed, or charged off, and credit must not have been revoked. If you are not already a member of the British Airways Executive Club program, you will be automatically enrolled upon approval of your RBC British Airways Visa Infinite credit card. Please note that the address registered to your British Airways Executive Club account must match the one on your RBC British Airways Visa Infinite account at all times for Avios points to be credited to your British Airways Executive Club account. The Initial Bonus will be credited to your British Airways Executive Club account approximately 15 weeks after the date you reach $5,000 in Eligible Transactions during the Initial Period.

To receive the 30,000 bonus Avios points (« Bonus Points »), i) a separate amount totaling $5,000 or more (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payment transactions (« Eligible Transactions ») must be posted to your credit card account within 91 to 180 days following your credit card account opening date (« Period ») and ii) your credit card account must be open and in good standing at the time the additional dollars are credited to your British Airways Executive Club account, approximately 15 weeks from the date you reach $5,000 in subsequent Eligible Transactions.

For greater certainty, you may be eligible for the additional bonus even if you did not meet the eligibility criteria for the initial bonus, and similarly, you may be eligible for the initial bonus but not the additional bonus if you did not reach the eligible transaction amount.

Eligible transactions exclude cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized payments set up with a merchant), interest, and other fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close your RBC British Airways Visa Infinite credit card account or replace your card with another type of RBC Royal Bank credit card before the initial bonus or additional bonus has been credited to your British Airways Executive Club account, you may no longer be eligible for this offer. Unless otherwise stated, this offer cannot be combined with any other offer. Royal Bank of Canada and British Airways reserve the right to cancel, modify, or withdraw this offer at any time. British Airways, and not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club program. To view all British Airways Executive Club program terms and conditions, visit ba.com/theclub

An eligible member who makes at least $30,000 CAD in eligible purchases on their card during a calendar year (a calendar year is the period starting January 1 and ending December 31) will receive a single companion voucher during that same calendar year. See ba.com/rbc-visa for full terms and conditions.

Annual Fee
  • Primary card $165
  • Additional card $75
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Earning Rate
  • Groceries2Avios
  • Dining and Food delivery2Avios
  • All Spending1Avios
Value
  • Year 1 $1,093
  • Year 2+ $243
Best For
Transfer Partners
  • British Airways Club

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn Asia Miles on your purchases
  • Accepted at Costco
  • 15% discount on Cathay Pacific flights
Learn More

The Cathay World Elite Mastercard – powered by Neo is not available in Quebec.

Welcome Offer

  • Earn up to 60,000 Asia Miles as a welcome bonus: 35,000 Asia Miles on approval and 25,000 Asia Miles after $5,000 in purchases in 3 months
  • 15% discount on Cathay Pacific flights with promotional code

Features of the Cathay World Elite Mastercard – powered by Neo:

  • 2 Asia Miles for every $1 spent on purchases made in foreign currencies
  • 4 Asia Miles per dollar on Cathay Pacific purchases
  • 5 Asia Miles per dollar on average at thousands of Neo partners across the country
  • 1 Asia Mile per dollar on purchases made in Canada
  • Enjoy exclusive member benefits: priority check-in, free extra baggage and access to Cathay Pacific lounges
  • Benefit from comprehensive insurance covering medical emergencies, cancellations and lost baggage
  • Access over 1,300 airport lounges worldwide with DragonPass
  • Avoid queues with Mastercard's Fast Track service at security checkpoints
Annual Fee
  • Primary card $180
  • Additional card
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Earning Rate
  • All Spending1miles
  • Groceries1miles
  • Gas1miles
Value
  • Year 1 $930
  • Year 2+ $180
Best For
Transfer Partners
  • Asia Miles

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

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