Balance transfer

• Apply for the Tangerine Money-Back Credit Card and receive an additional 10% cash back* (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
• Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months.
• Earn 2% cash back on purchases in 2 categories of your choice and 0.5% cash back on all other regular purchases.
• Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category.
• Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.
• There's no limit to the cash back you can earn on your regular purchases.
• Purchase protection and Extended Warranty

Transfer your credit card balance of $100 or more - Get 0% interest for up to 10 months with a 1% transfer fee^† (balance transfer fee does not apply for Quebec residents) and a two year annual fee rebate^†

Check full offer details below^†:

• Transfer up to 50% of your assigned credit limit^†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee^† (balance transfer fee does not apply for Quebec residents) when you transfer your balance from another card to the CIBC Select Visa Card.
• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip^†.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• 0.99% introductory rate on balance transfers for the first 9 months (2% fee per cash advance; after: rate of 13.99% and annual fee of $29)*
• No annual fee for the first year*
• Save hundreds of dollars in interest each year
• Low 13.99% interest rate
• Pay down balances faster
• Simplify your monthly payments

Special offer : 5% cash back on all purchases (up to $2,000 in total purchases) for the first three months.

0% introductory rate on balance transfers for the first six months (2% cash advance fee; after that: 22.99% and no annual fees).

• Get 1% cash back on purchases at grocery stores and pharmacies, as well as on meal delivery services and subscriptions to ready-to-cook meal services
• Get 1% cash back on gas, electric vehicle charging, and public transit such as bus, taxi, and ridesharing trips
• Get 1% cash back on eligible recurring bill payments such as utilities and gym memberships
• Get 1% cash back on eligible subscriptions such as video streaming or music streaming services
• Get 0.5% cash back on all other eligible purchases, with no cash back cap
• You will earn 1% on all eligible purchases of Transit, Rideshare and Food Delivery^¹.
• New Cash Back Anytime feature: Redeem your cash back that you’ve earned whenever you need it, through the Scotia app or Scotia Online ($25.00 minimum redemption)^¹.

Get an introductory interest rate of 2.99% with a 0% balance transfer fee for the first 6 months (22.99% thereafter; $49 annual fee).

• Get 2% cash back on groceries, food delivery and food subscription services, and drugstore purchases
• Get 2% cash back on gas, electric vehicle charging, and public transit such as bus, taxi, and rideshare trips
• Get 2% cash back on eligible recurring bill payments such as utilities and the gym
• Get 2% cash back on eligible subscriptions such as video streaming services or music streaming
• Get 1% cash back on all other eligible purchases, with no cash back limit
• New 2% Cash Back earn category: You will earn 2% on all eligible purchases of Food Delivery^¹.
• New Cash Back Anytime feature: Redeem your cash back that you’ve earned whenever you need it, through the Scotia app or Scotia Online ($25.00 minimum redemption)^¹.

Earn up to 25,000 bonus points:

• Earn 20,000 points when you spend $1,500 in purchases within the first three months, a value of $133*
• Plus, earn up to 5,000 bonus points every year:
  • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points*
  • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months*
• Earn 5x the BMO Rewards points for every $2 spent on recurring bill payments, groceries, dining and takeout*
• Then get 1 point for every $2 spent on everything else!*
• Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months (2% fee applies to balance amounts transferred*)
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions and redeem your Points for as little as $1*
• Receive a discount on car rentals*
• Purchase Protection*
• Extended Warranty*

• This offer is not available to residents of Quebec.
• No annual fee
• Standard Annual Interest Rates of 12.99% on eligible purchases, 17.99% on balance transfers✪, and 24.99% on cash advances.
• You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.
• This card is made from 100% recycled plastic.
• Around-the-clock fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.

Apply for the MBNA True Line® Mastercard® credit card today