Visa

Welcome Offer: Join and earn up to $1,500 in value including a first year annual fee rebate!^†

Here's how you can earn up to $1,500 in value:

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: A $160 value^†

Plus, enjoy extra valuable travel benefits.

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.^†

Welcome Offer: Join and earn up to $1,500 in value including a first year annual fee rebate!^†

Here's how you can earn up to $1,500 in value:

• Get up to 45,000 Aventura Points (up to $900 in travel value^†):
  • 15,000 Aventura Points when you make your first purchase^†
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods^†
• Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.^†
• Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.^†
• Plus, get a NEXUS◊ Application Fee rebate^†: A $160 value^†

Plus, enjoy extra valuable travel benefits:

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card^* with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.^†

Welcome Offer: Apply and earn up to $400 in value, including a first-year annual fee rebate.^†

Here's how you can earn up to $400:

• Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $120.^†

Then, get 4% cash back on eligible gas, electric vehicle charging, and grocery purchases.^†

• 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards

Link your CIBC Dividend® Visa Infinite* Card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.^†

Welcome Offer: Join and earn up to $350 in value including a first year annual fee rebate.^†

Here's how you can earn up to $350 in value:

• Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
• A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
• First year annual fee rebate valued at $99.^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Platinum Visa Card with Skip.^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Transfer your credit card balance of $100 or more - Get 0% interest for up to 10 months with a 1% transfer fee^† (balance transfer fee does not apply for Quebec residents) and a two year annual fee rebate^†

Check full offer details below^†:

• Transfer up to 50% of your assigned credit limit^†
• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
• Take advantage of this 0% introductory interest rate on balance transfers of $100 or more for your first 10 months. You’ll only have to pay a 1% fee^† (balance transfer fee does not apply for Quebec residents) when you transfer your balance from another card to the CIBC Select Visa Card.
• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Balance transfers of amounts less than $100 are not eligible for this promotional balance transfer offer and will be subject to the regular interest rate for Cash Advances applicable to your account.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Select Visa Card with Skip^†.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura Points (up to $100 in travel value^†)
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every dollar spent on travel through the CIBC Rewards Centre^†
• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
• 1 point for every $2 spent on all your other purchases^†

Save on gas with CIBC and Journie Rewards

Link your Aventura CIBC Visa* card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations†.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Card with Skip.^†

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).^†

Plus, get 2% cash back on eligible grocery purchases!†

• 1% cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Card with Skip. ^†

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura Points (up to $100 in travel value^†)
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Travel when it suits you - your Aventura points never expire^†
• Redeem your Aventura points for more than just travel with our Shop with Points and Pay with Points features.
• Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every dollar spent on travel through the CIBC Rewards Centre^†
• 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
• 1 point for every $2 spent on all your other purchases^†

Get all the essentials for student life on a budget Qualifying students can get free SPC+ registration, plus 450 deals on everyday purchases, deeper discounts, special experiences and exclusive gifts. Start banking with CIBC and make student life more rewarding.† Start banking with CIBC and make student life more rewarding.^†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Card for Students with Skip. ^†

Earn up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite‡ Card

Here is how to earn up to 60,000 bonus Aviosˆ:

• Earn 30,000 Avios welcome bonus points when you spend $5,000 CAD within the first three months of opening your account.
• Earn an additional 30,000 bonus Avios points when you spend $5,000 CAD during the period from the fourth to the sixth month following account opening.
• If you do not spend $5,000 CAD within the first three months, you can still earn 30,000 bonus Avios points if you meet the spending requirements during the period from the fourth to the sixth month.

Benefits:

• Earn 3X Avios for all purchases made with British Airways and BA Holidays*
• Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
• Earn 1 Avios per Canadian dollar on eligible net purchases*
• Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
• 10% discount on British Airways flights when booking and paying with your card∞
• Redeem your Avios for flights with British Airways and oneworld network partner airlines**
• Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance¹, flight delay insurance², hotel burglary insurance³, and rental car insurance⁴. Additionally, eligible purchases made with the card are protected³.
• Premium Visa Infinite benefits⁵, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
• 24/7 Concierge Service⁵
• Link your RBC card to your Petro-Points card and instantly save 3¢ per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
• Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
• Get a complimentary DashPass subscription9 from DoorDash for up to 6 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees10 on orders of $15+ when you pay with an eligible RBC credit card. Get a free 12-month DashPass subscription±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

• 0.99% introductory rate on balance transfers for the first 9 months (2% fee per cash advance; after: rate of 13.99% and annual fee of $29)*
• No annual fee for the first year*
• Save hundreds of dollars in interest each year
• Low 13.99% interest rate
• Pay down balances faster
• Simplify your monthly payments