How do Desjardins Bonusdollars work?

Bonusdollars is the Caisses Desjardins loyalty program. The points earned are called "Bonusdollars" and function like cash back. You earn them by using an eligible Desjardins credit card, then you redeem them for rewards, travel, or credits on your account.

How to exchange Bonusdollars

Eight redemption options exist for your Bonusdollars. Log in to AccèsD (online or via the mobile app), select your card, then go to the Bonusdollars section to make a redemption. You can also call Customer Service at 1-800-363-4345.

What are the redemption options for Bonusdollars?

Here are the 8 possibilities:- Gift Rewards: Kitchen, Electronics, Home and Garden, Fashion, Health, Sports, Gift Cards, etc.; - Entertainment: retroactive rebate (within 60 days following the purchase); - Desjardins financial products and services; - Travel: hotel, plane, train, bus, and Desjardins Odyssey Lounge in Montreal; - Donations to a non-profit organization; - Public Transit (commuter train, subway, bus); - Restaurant meals; - Account credit (reserved for the Odyssey Visa Infinite Privilege card);

How do I use Desjardins cash back?

Every eligible purchase charged to Desjardins Cash Back Visa, Cash Back Mastercard, and Cash Back World Elite Mastercard cards generates cash back. The percentage varies according to the type of purchase and the card. For example, the Cash Back Mastercard offers 4% on groceries. As soon as the rewards reach $25 (Cash Back Visa and Mastercard) or $100 (Cash Back World Elite Mastercard), a credit is automatically paid into the account.

Do Odyssey cards give Bonusdollars?

Yes. The Odyssey Gold Visa, Odyssey World Elite Mastercard, and Odyssey Visa Infinite Privilege cards all allow you to earn Bonusdollars.

Do Bonusdollars expire?

If no redemption or earning of Bonusdollars takes place for one consecutive year, Desjardins considers the account inactive. Desjardins may then expire unused Bonusdollars, but notifies the holder at least 30 days in advance.

What is the earning rate for Bonusdollars?

Desjardins credit cards linked to the Bonusdollars program offer an earning rate between 1% and 2% of your purchases. Certain temporary promotions allow for a rate of up to 4%.

Can Bonusdollars be transferred to other programs?

No, Bonusdollars cannot be transferred to another loyalty program. They remain usable only within the Desjardins ecosystem and its redemption options.