All of Canada

Join and get up to $100 in value for no annual fee.

Here’s how it adds up:

  • Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)
  • Get 3,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value)
  • Includes membership to Roadside Assistance after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)

How do Adapta points work?

Each month, you’ll automatically earn:

  • 1.5 Adapta points for every dollar you spend in your top 3 spend categories.; or
  • 2 Adapta points for every dollar you spend on eligible travel purchases made through CIBC by Expedia; or
  • 1 Adapta point for every dollar you spend on all other purchases.

What are Adapta points worth?

  • 1,500 Adapta points are worth $10 when redeemed towards your credit card balance or a recent purchase.
  • 1,200 Adapta points are worth $10 when redeemed towards select CIBC financial products.†

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Adapta Mastercard with Skip.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Adapta Mastercard with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

 

 

Legal

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Adapta card within the last 12 months.
Terms and Conditions Apply. Select Apply Now to learn more.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 2.5 %
Earning Rate
  • All Spending1Adapta Point
  • Groceries1Adapta Point
  • Gas1Adapta Point
Value
  • Year 1 $252
  • Year 2+ $202
Best For
Transfer Partners
  • AdaptaCash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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