RBC

® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. ‡ All other trademarks are the property of their respective owner(s).

® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. ‡ All other trademarks are the property of their respective owner(s).

^ To take advantage of the 0.99% introductory rate on cash advances for 10 months, your application must be received and approved by September 30, 2026. The introductory interest rate offer is applicable to all cash advances (i.e. cash withdrawals from a bank branch or ATM with your RBC Royal Bank credit card, balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set-up with a merchant). All other account activities, including purchases, are subject to the standard account annual interest rate(s) as shown in the Information Box. Interest is charged from the day the cash advance is made, until we receive your payment for the total amount you owe. The introductory interest rate on cash advances remains in effect through the first 10 full monthly statement periods (approximately 10 months from account open date). The Interest Rate Chart on your monthly statement will indicate the date on which the introductory interest rate expires, as long as you have a remaining balance associated with your introductory interest rate. If we do not process statements on the expiry date (for example, if it falls on a holiday or weekend), you will continue to benefit from that introductory interest rate until your statement is prepared, the next processing day. Once the offer expires: (i) all cash advances; and (ii) any remaining balances, which were subject to the introductory interest rate under this offer, will be subject to the cash advances interest rate indicated on your monthly statement. In general, if your credit card account consists of balances with different interest rates, such as purchases at the standard interest rate and cash advances at an introductory or promotional interest rate (e.g. a special lower rate balance transfer, or a temporary lower rate on all cash advances), any payment that exceeds the minimum payment due will be allocated to those balances in a proportionate manner. Your payment will not be applied to the balance(s) of your choice, such as the balance(s) with the highest interest rate, or to any category of balance(s) following a specific order. Please see the RBC Royal Bank Credit Card Agreement for details on how we allocate your payments. . If you miss making any minimum payment by the payment due date and if you have not paid it before the date we prepare your next monthly statement, and/or if you change your actual RBC Royal Bank credit card for another type of card before the expiration of the offer, you will lose the benefit of this and any other introductory or promotional interest rate offer(s) in which you are participating and any remaining balance(s) which were subject to the introductory or other promotional annual interest rate under an offer(s) will be subject to the annual interest rate(s) indicated on your monthly statement, beginning on the first day of the third statement period after the missed payment. Cash advances do not qualify for Avion® points, partner rewards or cash back credits if your credit card is a type that earns rewards. Balance transfers cannot be used to pay any RBC Royal Bank credit card account or used for pre-authorized payments. Please call customer service at 1-800 ROYAL 1-2 (1-800-769-2512) for up-to-date information on your credit card account. Your RBC Royal Bank Credit Card Agreement explains the terms under which you use your RBC Royal Bank credit card. Your RBC Royal Bank Credit Card Agreement explains the terms under which you use your RBC Royal Bank credit card. Please refer to it for full details.

*See the RBC website for the offer terms and conditions.

*Consult the RBC page for current offer terms and conditions.

¹To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between February 5, 2026 and August 31, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard. This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”).
The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary credit card account holder is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your credit card account, including to replace it with another type of RBC Royal Bank credit card, before the WestJet welcome bonus points and additional WestJet points have been credited to your WestJet Rewards account, you may not receive them. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Refer to RBC page for up to date offer terms and conditions

ˆ This offer is only available to new RBC British Airways Visa Infinite credit card applications received and approved by Royal Bank of Canada (« Royal Bank ») between July 23, 2025, and February 25, 2026 (« Offer Period »), subject to the conditions below. Additional cardholders (co-applicants and authorized users) on the British Airways Visa Infinite credit card account are not eligible for this offer. Existing RBC Royal Bank personal credit cardholders who transfer to an RBC British Airways Visa Infinite credit card account are not eligible for this offer.

To qualify for the initial offer of 30,000 Avios points (« Initial Bonus »), i) you must make at least $5,000 (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payments (« Eligible Transactions ») on your credit card account within the first 90 days of your credit card account opening date (« Initial Period »), and ii) your credit card account must be open and in good standing, meaning the account must not be more than two (2) consecutive statement periods past due, closed, or charged off, and credit must not have been revoked. If you are not already a member of the British Airways Executive Club program, you will be automatically enrolled upon approval of your RBC British Airways Visa Infinite credit card. Please note that the address registered to your British Airways Executive Club account must match the one on your RBC British Airways Visa Infinite account at all times for Avios points to be credited to your British Airways Executive Club account. The Initial Bonus will be credited to your British Airways Executive Club account approximately 15 weeks after the date you reach $5,000 in Eligible Transactions during the Initial Period.

To receive the 30,000 bonus Avios points (« Bonus Points »), i) a separate amount totaling $5,000 or more (« Eligible Transaction Amount ») in eligible net purchases or pre-authorized bill payment transactions (« Eligible Transactions ») must be posted to your credit card account within 91 to 180 days following your credit card account opening date (« Period ») and ii) your credit card account must be open and in good standing at the time the additional dollars are credited to your British Airways Executive Club account, approximately 15 weeks from the date you reach $5,000 in subsequent Eligible Transactions.

For greater certainty, you may be eligible for the additional bonus even if you did not meet the eligibility criteria for the initial bonus, and similarly, you may be eligible for the initial bonus but not the additional bonus if you did not reach the eligible transaction amount.

Eligible transactions exclude cash advances (including balance transfers, cash-like transactions, and bill payments that are not pre-authorized payments set up with a merchant), interest, and other fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close your RBC British Airways Visa Infinite credit card account or replace your card with another type of RBC Royal Bank credit card before the initial bonus or additional bonus has been credited to your British Airways Executive Club account, you may no longer be eligible for this offer. Unless otherwise stated, this offer cannot be combined with any other offer. Royal Bank of Canada and British Airways reserve the right to cancel, modify, or withdraw this offer at any time. British Airways, and not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club program. To view all British Airways Executive Club program terms and conditions, visit ba.com/theclub

An eligible member who makes at least $30,000 CAD in eligible purchases on their card during a calendar year (a calendar year is the period starting January 1 and ending December 31) will receive a single companion voucher during that same calendar year. See ba.com/rbc-visa for full terms and conditions.