What are BMO Mastercard cash back credit cards?

BMO Bank of Montreal Montreal offers several cashback credit cards:- BMO® CashBack® Mastercard®*; - BMO® CashBack® Mastercard®* for students; - BMO CashBack® World Elite®* Mastercard®*; - BMO CashBack® Business Mastercard®*;

How do I cancel a BMO Mastercard?

To cancel a BMO Mastercard credit card, you can take the following steps:- Contact Customer Service: Call BMO Customer Service or use the secure online messaging service to notify BMO of your card cancellation request.; - Provide your account details: When you contact BMO Customer Service, provide your account details, including your name, credit card number and account number.; - Confirm your identity: For security reasons, BMO may ask you to confirm your identity by providing personal information such as your date of birth and social security number.; - Request cancellation of your card: Let your customer service representative know that you wish to cancel your BMO Mastercard credit card.; - Destroy the card: It must be destroyed for security reasons when you receive confirmation of the card's cancellation.; It is important to note that even if you cancel your card, you will still need to settle your outstanding balance.

Does the BMO Ascend World Elite Mastercard® credit card earn cashback?

No. It earns BMO Rewards points, which you can redeem for travel, gift cards, merchandise, to reduce your card balance, and to invest in your RRSP or TFSA.

Does BMO Mastercard cashback expire if I don't use it?

No. Cash back earned with your BMO CashBack Mastercard does not expire as long as your account remains active and in good standing.This BMO cashback allows you to accumulate your cash back for as long as you wish, with no expiry date. However, in case of account closure or conversion to another BMO product, you might lose your unused cash back. I therefore recommend that you use them without delay.

How do I use my BMO points?

You can use BMO points to redeem rewards or benefits offered by the BMO Rewards program, such as flights, hotel stays, gift cards, cash back, merchandise, etc. Here are the steps to follow to use your BMO points:- Log in to your BMO account: Access the BMO website and log in to your BMO Rewards account using your username and password.; - Check your points balance: In your BMO Rewards account, check your points balance to see how many points you have available.; - Browse the rewards available: Browse the rewards in the BMO Rewards Store to find the benefits that interest you. You can sort the awards by category, by award point or alphabetically. You can also redeem your BMO Rewards points to cover travel expenses.; - Redeem your points: Once you have found a reward you are interested in, redeem your points by clicking the "Redeem" button and follow the on-screen instructions to finalize the redemption.;