The Best Scene+ Credit Cards – May 2026

Q: What are Scotiabank cash back credit cards?

Scotiabank has several cash back credit cards:- Scotia Momentum® VISA Infinite* Card; - Scotia Momentum® VISA* Card; - Scotia Momentum® No-Fee VISA* Card; - Scotia Momentum® Mastercard®;

Q: Is there a Scotiabank Mastercard credit card?

Yes, this is the Scotia Momentum® Mastercard®. You can use it at Costco, like all Mastercard credit cards for Costco.

The Best Scene+ Credit Cards – May 2026

Below, you’ll find the best Scene+ credit card offers from Scotiabank, updated regularly.

With these Scene+ credit cards+, you will get Scene+ points which you can redeem for:

voyages (y compris Airbnb)
cash back on groceries
movie tickets
gift cards
Products

Best Scene+ Credit Cards

Scotiabank Passport™ Visa Infinite +* Card

With this welcome offer for the Scotiabank Visa Infinite ^+* Passport^MC Card, you get up to 60,000 Scene+ points as a welcome bonus (a value of $600):

40,000 points after $2,000 in purchases within the first three months
10,000 points after $10,000 in purchases within the first six months
10,000 points after $40,000 in purchases in the first year

Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, which represents a $100 value.

With the Scotiabank Visa Infinite +* Passport^MD Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You also earn 2 points per dollar spent, including on foreign purchases, in the following categories:

Grocery shopping
Restaurants
Entertainment centers
Transit

The Scotiabank Visa Infinite +* Passport^MD Card is an excellent Visa credit card for these types of purchases.

These points can be used for any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusive packages, and even Airbnb). You can also redeem your points as cash back with Scene+, for example, at your grocery store checkout at the same rate of 1,000 points = $10.

The Scotiabank Visa Infinite +* Passport^MD Card also offers:

No fees for foreign currency transactions
6 access to VIP airport lounges
Excellent insurance for your travels and purchases
Concierge service
Travel with confidence with 10 GB of free GigSky global mobile data for 15 days, plus access to GigSky Travel Essentials for essential apps on the go.
Cardholders also receive a free 1 GB/15-day GigSky global mobile data package annually, plus a 20% discount on future GigSky purchases.

We have named this credit card the Best Credit Card with No Foreign Transaction Fees in 2024, 2025, and 2026.

Scotiabank Gold American Express® Card

The Scotiabank Gold American Express Card offers an excellent welcome bonus.

Until July 1, 2026, you can get up to 45,000 Scene+ points as a bonus, distributed as follows:

25,000 Scene+ points by spending $2,000 on the card within the first 3 months
20,000 Scene+ points by making $7,500 in purchases on the card in the first year

This represents a value of up to $450 for travel (including Airbnb).

With the Scotiabank Gold American Express Card, you earn 6 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you earn 5 points per dollar for:

Grocery stores
Restaurants
Entertainment centers

And 3 points per dollar on gas, transit and streaming services purchases.

You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.

The Scotiabank Gold American Express Card also offers no foreign transaction fees, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.

Scotiabank®* Platinum American Express® Card

For a limited time, by subscribing to Scotiabank Platinum American Express^® Card, you can earn up to 80,000 points. That’s a value of $800 for trips including Airbnb.

With Scotiabank Platinum American Express^® Card, you earn 2 points per dollar spent on all your purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back.

What’s more, with this card you pay no fees for foreign currency transactions, and you get 10 free accesses to airport VIP lounges like Priority Pass and Premium Plaza.

And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).

Scotiabank® Scene+™ Visa* Card

Are you looking for a Scene+ credit card with no annual fee? The Scotiabank^® Scene+™ Visa* Card is ideal for students or those who do not wish to pay annual fees.

For a limited time, you can get up to 10,000 Scene+ points after spending $1,000 in the first three months. This is enough to give you $100 towards travel or your grocery purchases.

With the Scotiabank^® Scene+™ Visa* Card, you get 2 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà par IGA, Voilà by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

You’ll also earn 2 points for every dollar you spend at Home Hardware stores!

And you get 1 point Scene+ on all your other purchases.

It’s a great Visa credit card with no annual fee to get Scene+ points.

Scotiabank American Express® Card

Scotiabank American Express^® Card is one of the best no-annual-fee credit cards in Canada.

For a limited time, you can earn up to 5,000 points in the first three months, which represents a $50 value for travel (including Airbnb) :

2,500 Scene+ points after $250 spent in the first three months
2,500 Scene+ points after $1000 spent in the first three months

With Scotiabank American Express^® Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

Also, you get 2 points per dollar for:

Grocery stores
Restaurants
Entertainment centers
Gas stations
local transportation
streaming services

And 1 point per dollar of purchase for all other purchases.

These points can be used against any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.

Frequently Asked Questions

Here are some frequently asked questions in the milesopedia community about Scotiabank credit cards.

How to apply for a Scotiabank credit card?

To apply for a Scotiabank credit card, use one of our secure links found on this page or elsewhere on milesopedia.

You can then apply for a Scotia credit card on the Scotiabank website. Ensure that the information provided is identical to what appears in your credit file (particularly regarding your home address).

Scotiabank also regularly verifies that the reported revenues are in line with your actual income.

What is Scotiabank's credit card application checklist?

Scotiabank checks five criteria to approve you for a credit card:

Minimum personal income (between $12,000 and $60,000 depending on the credit card)
A Residential Address Known to TransUnion
Absence of personal bankruptcy
Age of majority
Status in Canada (Canadian citizen or permanent resident)

Which credit bureau is verified by Scotiabank?

Scotiabank partners with Transunion to check your credit report when you apply for a Scotiabank Credit card .

How to get a credit card annual fee waiver from Scotiabank?

Scotiabank’s Ultimate Package is a banking package waiving the annual fee of the following credit cards:

To learn more about Scotiabank’s Ultimate Package, read this post.

What are Scotiabank's travel points credit cards?

Scotiabank offers several travel rewards credit cards within the Scene+ program:

What are Scotiabank cash back credit cards?

Scotiabank has several cash back credit cards:

Is there an American Express credit card from Scotiabank?

Yes, Scotiabank is the only Canadian bank – apart from American Express Canada – to offer American Express credit cards:

Is there a Scotiabank Mastercard credit card?

Yes, this is the Scotia Momentum^® Mastercard^®. You can use it at Costco, like all Mastercard credit cards for Costco.