up to 100,000 BMO Rewards points<\/strong>.<\/p>\nThese points have a value of approximately $650 to $700<\/strong>, according to our estimate, and can be applied to your travel expenses.<\/p>\nPlus, there is no annual fee for the first year<\/strong> for the primary cardholder and additional cardholders.<\/p>\nYou can also take advantage of a 0% introductory interest rate on balance transfers for 12 months<\/strong>, with a 2% balance transfer fee<\/strong>.<\/p>\nWith the BMO Ascend World Elite Mastercard, you get:<\/p>\n
\n- 5 points per dollar<\/strong> on eligible travel*<\/li>\n
- 3 points per dollar<\/strong> on eligible dining, entertainment, and recurring bill payments*<\/li>\n
- 1 point per dollar<\/strong> on all other purchases*<\/li>\n<\/ul>\n
You can use BMO Rewards points for your travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n
The card also offers:<\/p>\n
\n- 4 complimentary airport lounge accesses per year<\/strong> via Mastercard Travel Pass provided by DragonPass*<\/li>\n
- comprehensive travel insurance<\/strong>, including emergency medical coverage up to $5 million for 21 days*<\/strong><\/li>\n<\/ul>\n
Finally, enjoy six months of Instacart+ membership and a $10 monthly Instacart credit when you sign up with your eligible BMO credit card.*<\/p>\n\t\t\t\t\n\t\t\n\t
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BMO Ascend World Elite Mastercard – How to Maximize the Welcome Offer<\/h2>\n\n\n\n
As you can see, to get the full 115,000-point welcome bonus, there are several spending tiers to reach.<\/p>\n\n\n\n
You could simply choose to reach the first tier, which already offers you 60,000 points after $5,000 in purchases<\/strong> within the first 110 days of account opening. This already represents a value of approximately $400<\/strong> for any travel purchase charged to the card!<\/p>\n\n\n\nBut if you wish to unlock the full welcome bonus, here is a simulation of the points you could earn by making your purchases in the accelerated categories offering 3 points per dollar<\/strong>:<\/p>\n\n\n\n\n- Dining<\/li>\n\n\n\n
- Entertainment<\/li>\n\n\n\n
- Recurring Bill Payments<\/li>\n<\/ul><\/div>\n\n\n\n
Also, remember that you earn 5 points per dollar on travel purchases<\/strong>.<\/p>\n\n\n\n| Month<\/td> | Purchases<\/td> | 3x Category<\/td> | Bonus<\/td> | Cumulative Total<\/td><\/tr><\/thead> |
| 1<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 5,001 points<\/span><\/td><\/tr>| 2<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 10,002 points<\/span><\/td><\/tr>| 3<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | 60,000 points<\/span><\/td> | 75,003 points<\/span><\/td><\/tr>| 4<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 80,004 points<\/span><\/td><\/tr>| 5<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 85,005 points<\/span><\/td><\/tr>| 6<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | 20,000 points<\/span><\/td> | 110,006 points<\/span><\/td><\/tr>| 7<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 115,007 points<\/span><\/td><\/tr>| 8<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 120,008 points<\/span><\/td><\/tr>| 9<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 125,009 points<\/span><\/td><\/tr>| 10<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 130,010 points<\/span><\/td><\/tr>| 11<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | –<\/span><\/td> | 135,011 points<\/span><\/td><\/tr>| 12<\/span><\/td> | $1,667<\/span><\/td> | 5,001 points<\/span><\/td> | 35,000 points<\/span><\/td> | 175,012 points<\/span><\/td><\/tr>| Total<\/span><\/td> | $20,004<\/span><\/td> | 60,012 points<\/span><\/td> | 115,000 points<\/span><\/td> | 175,012 points<\/strong><\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n 175,012 BMO Rewards points are worth $1,172 for any travel purchase.<\/strong><\/p>\n\n\n\nThis also means that for $20,004 in purchases over 12 months, this represents a return of approximately 5.8%<\/strong> if you use your points for a statement credit for any travel purchase.<\/p>\n\n\n\nGiven that the first year is free, you have a net value of $1,172<\/strong> by unlocking the full welcome offer and making your purchases in the 3x points categories.<\/p>\n\n\n\nAnd remember, this card includes annual benefits, such as four complimentary airport lounge visits<\/strong> and excellent insurance coverage for your purchases and travel!<\/p>\n\n\n | | | | | | | | | | | | |