{"id":83102,"date":"2020-04-06T19:13:00","date_gmt":"2020-04-06T23:13:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/best-card-groceries\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"best-card-groceries","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/best-card-groceries\/","title":{"rendered":"The best credit card for groceries!"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-earn-points-with-groceries\">Earn points with groceries<\/h2>\n\n\n\n\n\n<p>Groceries are often one of our only expenses. Also, it has inflated in many budgets, inversely proportional to gas, coffee-shops or restaurants!<\/p>\n\n\n\n<p>A few days ago, I explained <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/earn-points-cash-back-grocery-online\/\">how to earn points and cashback through online grocery stores.<\/a><\/p>\n\n\n\n<p>Today, find out why <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">the American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is <strong>the best grocery store credit card<\/strong> to earn flexible rewards for your needs!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-points-per-dollar\">5 points per dollar<\/h3>\n\n\n\n<p><a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">The American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is the milesopedia community&#8217;s favorite card for two reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Accelerated earning rate:<\/strong>5 points per dollar for many expenses<\/li>\n\n\n\n<li><strong>Flexible point redemptions: <\/strong>travel, cashback, hotel points, flights, Airbnb rental<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1600\" height=\"840\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/featured-cobalt.jpg\" alt=\"The best credit card for groceries! - featured cobalt\" class=\"wp-image-35825\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/featured-cobalt.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/featured-cobalt-450x236.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/featured-cobalt-1024x538.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/featured-cobalt-200x105.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/featured-cobalt-768x403.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p>With <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">the American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you can get:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>5 Membership Rewards points per dollar at the grocery store<\/strong><\/li>\n\n\n\n<li><strong>5 Membership Rewards points per dollar for home food delivery<\/strong><\/li>\n\n\n\n<li><strong>5 Membership Rewards points per dollar in convenience stores<\/strong><\/li>\n\n\n\n<li>5 Membership Rewards points per dollar at restaurants and bars<\/li>\n<\/ul><\/div>\n\n\n\n<p>So for every $1,000 of purchases in these categories, you earn 5,000 points or<strong> $50 in travel rewards!<\/strong><\/p>\n\n\n\n<p>In Canada, only the <a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-gold-american-express-card\/\" rel=\"noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has such an earning rate of 5 points per dollar.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-500-points-per-month-as-a-bonus\">2,500 points per month as a bonus<\/h3>\n\n\n\n<p>With <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">the American Express Cobalt<sup>TM<\/sup> Card<\/a>, in the first year you can earn 1,250 bonus points for every month you spend $750 on the card.<\/p>\n\n\n\n<p>In 12 months, that&#8217;s 15,000 additional points, or <strong>$150 worth of travel credit<\/strong>.<\/p>\n\n\n\n<p>The trick is to increase the monthly $750 on <strong>categories to 5 points per dollar<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Grocery store<\/li>\n\n\n\n<li>food delivery at home<\/li>\n\n\n\n<li>convenience stores<\/li>\n\n\n\n<li>restaurants and bars<\/li>\n<\/ul><\/div>\n\n\n\n<p>That way, it is a double-dip: you can earn the equivalent of <strong>10 Membership Rewards points per dollar<\/strong> during the first year!<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg\" alt=\"The best credit card for groceries! - cobalt super c\" class=\"wp-image-63155\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-1024x683.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-768x512.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<p>Here&#8217;s another tip with the <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">American Express Cobalt<sup><sup>&reg;<\/sup><\/sup> Card<\/a>!<\/p>\n\n\n\n<p>Take advantage of your visit to your M\u00e9tro, IGA or Super C grocery store or your Couche-Tard convenience store <strong>to buy gift cards from other stores<\/strong>, such as..:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>SAQ\/LCBO<\/li>\n\n\n\n<li>Amazon<\/li>\n\n\n\n<li>Netflix<\/li>\n\n\n\n<li>Simons<\/li>\n\n\n\n<li>Home Hardware<\/li>\n\n\n\n<li>Home Depot<\/li>\n\n\n\n<li>And more!<\/li>\n<\/ul><\/div>\n\n\n\n<p>You will earn <strong>5 Membership Rewards points per dollar<\/strong> on these purchases as well! This is perfect for those who are doing renovations or those who stock up alcohol at the SAQ \ud83d\ude09<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1125\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c.jpg\" alt=\"The best credit card for groceries! - Super C gift cards\" class=\"wp-image-70939\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-768x576.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-60-000-membership-rewards-points-in-the-first-year\">60,000 Membership Rewards points in the first year?<\/h3>\n\n\n\n<p>So, by doing this double-dip technique, you can get at least 60,000 Membership Rewards in the first year, a<strong> $600 travel rewards value!<\/strong><\/p>\n\n\n\n<p>Here&#8217;s a simulation based on spending $750 on groceries each month for the first year:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning rate<br>\n5 points per dollar<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bonus<br>\nAfter $750 in purchases<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Cumulative total<\/strong><\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">April<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>5,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">May<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>10,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">June<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>15,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">July<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>20,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">August<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>25,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">September<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>30,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">October<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>35,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">November<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>40,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">December<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>45,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">January<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>50,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">February<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>50,000 points<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">March<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,750 points<\/td><td class=\"has-text-align-center\" data-align=\"center\">1,250 points<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>60,000 points<\/strong><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>So in a year, you&#8217;ll have at least 60,000 points available, <strong>a $600 travel rewards value!<\/strong><\/p>\n\n\n\n<p>If you take out the cost of the membership ($12.99 per month or $155.88 over a year), <strong>that&#8217;s a net profit of<\/strong> <strong>$444<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1125\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants.jpg\" alt=\"The best credit card for groceries! - amex platine cobalt restaurants\" class=\"wp-image-48274\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-768x576.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-flexible-point-redemptions\">Flexible point redemptions<\/h2>\n\n\n\n<p><a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> Membership Rewards points can be used in a variety of ways.<\/p>\n\n\n\n<p>Let&#8217;s take the example of the <strong>60,000 Membership Rewards points<\/strong> you could earn the first year:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>60,000 points value<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Article on milesopedia<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Travel statement credit<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">$600<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/#L%E2%80%99utilisation_des_pointsprivileges_sur_des_achats_de_voyages\">Details<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Any expense credit statement<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">$420<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/#L%E2%80%99utilisation_des_pointsprivileges_sur_des_achats_de_tous_les_jours\">Details<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fixed Points Travel Program<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">$1,200<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/#L%E2%80%99utilisation_des_pointsprivileges_via_les_voyages_a_points_fixes_d%E2%80%99American_Express\">Details<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Marriott Bonvoy Points Transfer<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">72,000 points<br>\n(a $648 value according to milesopedia)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/#Le_transfert_des_pointsprivileges_vers_Marriott_Bonvoy\">Details<\/a><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-travel-statement-credit\">Travel statement credit<\/h3>\n\n\n\n<p>The easiest way to use the card is to purchase any type of travel with <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">the American Express Cobalt<sup>&reg;<\/sup> Card<\/a>.<\/p>\n\n\n\n<p>This may be:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>a flight<\/li>\n\n\n\n<li>a hotel stay<\/li>\n\n\n\n<li>a train ticket<\/li>\n\n\n\n<li>a car rental<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/save-money-airbnb\/\">apartment rental on Airbnb<\/a><\/li>\n\n\n\n<li>and much more!<\/li>\n<\/ul><\/div>\n\n\n\n<p>For example, here&#8217;s an apartment rental on Airbnb<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/save-money-airbnb\/\">(see our strategy to save on Airbnb):<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"999\" height=\"242\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb.png\" alt=\"Use your points to travel to Colombia - cobalt airbnb\" class=\"wp-image-49473\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb.png 999w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb-450x109.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb-200x48.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb-768x186.png 768w\" sizes=\"(max-width: 999px) 100vw, 999px\" \/><\/figure>\n\n\n\n<p>Or for a flight booking with Air Transat<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1006\" height=\"254\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat.png\" alt=\"Use your points to travel to Colombia - cobalt transat\" class=\"wp-image-35484\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat.png 1006w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat-450x114.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat-200x50.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat-768x194.png 768w\" sizes=\"(max-width: 1006px) 100vw, 1006px\" \/><\/figure>\n\n\n\n<p>For those who don&#8217;t like hotels, it&#8217;s a good solution to use your <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> Card Membership Rewards points to book accommodations on Airbnb!<\/p>\n\n\n\n<p>That&#8217;s what we did on our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/hotels\/airbnb-phalaborwa-south-africa\/\">family travel around the world<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/airbnb-phalaborwa-06.jpg\" alt=\"Review&nbsp;: Airbnb rental in Phalaborwa - South Africa - 06\" class=\"wp-image-72423\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/airbnb-phalaborwa-06.jpg 1000w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/airbnb-phalaborwa-06-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/airbnb-phalaborwa-06-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/airbnb-phalaborwa-06-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>If you&#8217;d like to learn more about this card , <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/\">check out this detailed presentation of the American Express Cobalt<sup>&reg;<\/sup> Card<\/a>!<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fixed-points-travel-program\">Fixed Points Travel Program<\/h3>\n\n\n\n<p>Here, it&#8217;s simply <strong>THE best use of<\/strong> <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> Membership Rewards points! But it will only concern very specific situations!<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>Log into the American Express travel portal <\/strong>with your <a class=\"thirstylink\" title=\"American Express Cobalt\u2122 Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\">American Express Cobalt\u2122 Card<\/a><\/li>\n\n\n\n<li><strong>Book some flights through American Express&#8217; Fixed Points Travel Program:<\/strong> here, <strong>15,000 points = $300!<\/strong><\/li>\n<\/ol><\/div>\n\n\n\n<p>Here are the possible combinations:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"936\" height=\"815\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco.png\" alt=\"The best credit card for groceries! - amex fixed points eco\" class=\"wp-image-50567\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco.png 936w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco-450x392.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco-200x174.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco-768x669.png 768w\" sizes=\"(max-width: 936px) 100vw, 936px\" \/><\/figure>\n\n\n\n<p>This means that with 60,000 points, you could get up to $1,200 on flights like:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Montreal &#8211; New York<\/li>\n\n\n\n<li>Montreal &#8211; Toronto<\/li>\n\n\n\n<li>Toronto &#8211; New York<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1210\" height=\"907\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/american-airlines-yul-phl-msy-20.jpg\" alt=\"The best credit card for groceries! - american airlines yul phl msy 20\" class=\"wp-image-59609\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/american-airlines-yul-phl-msy-20.jpg 1210w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/american-airlines-yul-phl-msy-20-450x337.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/american-airlines-yul-phl-msy-20-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/american-airlines-yul-phl-msy-20-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/american-airlines-yul-phl-msy-20-768x576.jpg 768w\" sizes=\"(max-width: 1210px) 100vw, 1210px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-marriott-bonvoy-points-transfer\">Marriott Bonvoy points transfer<\/h3>\n\n\n\n<p>Here, this is for those who want to earn Marriott Bonvoy points for a stay in one of the group&#8217;s 7,000 hotels!<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>You log on to the Membership Rewards Points transfer portal <\/strong>with your <a class=\"thirstylink\" title=\"American Express Cobalt\u2122 Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\">American Express Cobalt\u2122 Card<\/a><\/li>\n\n\n\n<li><strong>Transfer your Membership Rewards points to Marriott Bonvoy <\/strong>at a rate of 1:1.2<strong>(or 5:6 <\/strong>if you prefer)<\/li>\n\n\n\n<li>Book your hotel directly <strong>with your Marriott Bonvoy account<\/strong><\/li>\n<\/ol><\/div>\n\n\n\n<p>You can get 72,000 Marriott Bonvoy points with 60,000 Membership Rewards points. By doing it right (booking hotels in category 1 to 3), this can represent several free hotel nights.<\/p>\n\n\n\n<p>For example, check out <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/destination\/travel-hacking-south-africa\/\">all the hotels I&#8217;ve booked in South Africa with these points!<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/african-pride-arabella-hotel-spa-autograph-collection-113.jpg\" alt=\"Review&nbsp;: African Pride Arabella Hotel &amp; Spa, Autograph Collection | Marriott Bonvoy - 113\" class=\"wp-image-74011\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/african-pride-arabella-hotel-spa-autograph-collection-113.jpg 1000w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/african-pride-arabella-hotel-spa-autograph-collection-113-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/african-pride-arabella-hotel-spa-autograph-collection-113-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/12\/african-pride-arabella-hotel-spa-autograph-collection-113-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>The <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is my favorite credit card in my wallet. Even beyond the first year, I can still earn a lot of flexible points through my daily expenses.<\/p>\n\n\n\n<p>While we are in a period where spending is limited, this is probably <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\">the best credit card to have right now.<\/a><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p><em>This post was not sponsored. The views and <span class=\"il\">opinions<\/span> expressed in this article are purely my own.<\/em><\/p>\n\n\n<p><em>American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.<\/em>","protected":false},"excerpt":{"rendered":"<p>Find out why this credit card is the best one to earn reward points for groceries in Canada!<\/p>","protected":false},"author":3,"featured_media":63155,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[],"class_list":["post-83102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The best credit card for groceries! | Milesopedia<\/title>\n<meta name=\"description\" content=\"Find out why this credit card is the best one to earn reward points for groceries in Canada!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/best-card-groceries\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The best credit card for groceries!\" \/>\n<meta property=\"og:description\" content=\"Find out why this credit card is the best one to earn reward points for groceries in Canada!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/best-card-groceries\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-06T23:13:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T15:52:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jean-Maximilien Voisine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jean-Maximilien Voisine\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/strategy\\\/best-card-groceries\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/strategy\\\/best-card-groceries\\\/\"},\"author\":{\"name\":\"Jean-Maximilien Voisine\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\"},\"headline\":\"The best credit card for groceries!\",\"datePublished\":\"2020-04-06T23:13:00+00:00\",\"dateModified\":\"2026-05-08T15:52:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/strategy\\\/best-card-groceries\\\/\"},\"wordCount\":977,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/strategy\\\/best-card-groceries\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/cobalt-super-c.jpg\",\"articleSection\":[\"Strategies\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/strategy\\\/best-card-groceries\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/strategy\\\/best-card-groceries\\\/\",\"name\":\"What is the best credit card for groceries? 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