{"id":74985,"date":"2026-05-04T10:15:49","date_gmt":"2026-05-04T14:15:49","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/scotia-momentum-visa-infinite-promo\/"},"modified":"2026-05-04T10:17:01","modified_gmt":"2026-05-04T14:17:01","slug":"scotia-momentum-visa-infinite-promo","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/scotia-momentum-visa-infinite-promo\/","title":{"rendered":"Exceptional offer: 15% off and the first year free with the Scotia Momentum Visa Infinite+ Card"},"content":{"rendered":"<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotia_momentum_visa_infinite_card\">Scotia Momentum&reg; Visa Infinite +* Card<\/h2>\n\t\t\t\t<p>The Scotia Momentum<sup>&reg;<\/sup> VISA Infinite +* card is recognized, year after year, as one of the best cash back credit cards in Canada. Milesopedia has even named it <strong>best cash back credit card in 2026<\/strong>.<\/p>\n<p>Currently, thanks to this promotional offer, the Scotia Momentum Visa Infinite+ Card has <strong>no annual fee for the first year<\/strong>, including on additional cards. And you can get <strong>15% cash back on all your purchases<\/strong> for the first three months (up to $2,000 in total purchases).<\/p>\n<p>It also includes a new convenient benefit for travellers: enjoy <strong>10 GB of free GigSky global mobile data for 15 days<\/strong>, as well as access to <strong>Travel Essentials<\/strong> to use essential apps like messaging, maps, and email while on the go. Cardholders also continue to receive <strong>1 GB of free GigSky mobile data per year<\/strong>, plus a <strong>20% discount on future GigSky purchases<\/strong>.<\/p>\n<p>With the Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+ card, you get:<\/p>\n<ul>\n<li><strong>4% cash back on grocery purchases and recurring payments<\/strong><\/li>\n<li>2% cash back on gas purchases, public transit, carpooling, and food delivery<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>For example, if you spend $1,000 per month on grocery purchases and\/or recurring payments, you will get $40 cash back per month, or <strong>$480 per year<\/strong>, with this card, for this purchase category. And that&rsquo;s not counting the other purchases you make with this card and the benefits it offers (including its excellent insurance coverage).<\/p>\n<p>If you are a renter, you could, for example, use the Scotia Momentum Visa Infinite Card on the Chexy site to pay your rent and get 4% cash back.<\/p>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-encaisser-ses-remises-en-tout-temps-avec-les-cartes-momentum\">Redeem Your Cash Back Anytime with Momentum Cards<\/h2>\n\n\n\n<p>As of February 1, 2026, you can redeem your cash back rewards as soon as your balance reaches $25, via the Scotia app or Scotia online. This enhancement applies to all cards in the Momentum lineup:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-no-fee-visa-card\/\">Scotia Momentum<sup>&reg;<\/sup> No-Fee VISA* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-for-business-visa-card\/\">Scotia Momentum<sup>&reg;<\/sup> for business Visa* Card<\/a><\/li>\n<\/ul><\/div>\n\n<p>Previously, cardholders had to wait until November each year to automatically receive their cash back with no option to redeem at will.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-accumulation-de-remises-en-argent\">Cash Back Earning<\/h2>\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>, you can earn <strong>1% cash back on all your purchases<\/strong>. However, an <strong>accelerated rate<\/strong> of cash back is offered on certain spending categories: <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-4-de-remise-en-argent-a-l-epicerie-et-sur-les-paiements-periodiques\">4% On Groceries and Recurring Payments<\/h3>\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>, you get <strong>4% cash back on recurring bill payments<\/strong> (auto, home, cell phone, cable, internet insurance, etc.) as well as <strong>service subscriptions<\/strong> (Netflix, Hello Fresh, Chefs Plate, truLOCAL, etc.).<\/p>\n\n<p>But the most interesting part is that you can get <strong>4% cash back on grocery purchases<\/strong> with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>!<\/p>\n\n<p>In addition to your regular grocery purchases, you can also buy <strong>gift cards<\/strong> for many other types of businesses with your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a> and also get <strong>4% cash back<\/strong>.<\/p>\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-1024x768.jpg\" alt=\"The Best Credit Card for Groceries! - Super C Gift Cards \" loading=\"lazy\" width=\"1012\" height=\"759\">\n\t\t\t<\/figure>\n\n<p>For example:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Amazon.ca<\/li>\n\n\n\n<li>Gap \/ Old Navy \/ Banana Republic<\/li>\n\n\n\n<li>La vie en rose<\/li>\n\n\n\n<li>Netflix<\/li>\n\n\n\n<li>App Store\/ Google Store<\/li>\n\n\n\n<li>SAQ<\/li>\n<\/ul><\/div>\n\n<p>There are plenty of gift cards in grocery stores! Why not take advantage of them with a card that offers great cash back like the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>? <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-2-de-remise-en-argent-sur-l-essence-et-les-transports-en-commun\">2% On Gas and Daily Transit<\/h3>\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>, you get <strong>2% cash back on gas and public transit<\/strong>, as well as services like Uber.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-limite-annuelle-d-achats-pour-les-taux-de-2-et-4\">Annual Purchase Limit for the 2% and 4% Categories<\/h3>\n\n<p>The annual purchase limit for these two reward rates is $25,000 (which is a little over $2,000 charged to the card each month).<\/p>\n\n<p>Once this limit is reached, all purchases will earn 1% like your other purchases.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-les-assurances-de-la-carte\">Insurance Coverage<\/h2>\n\n<p>We have compiled the main features of the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>&#8216;s insurance booklet.<\/p>\n<aside class=\"component component__notice component__notice--warning wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-exclamation-triangle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>This data is only informative. Please refer to the insurance booklet provided with the Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* card for details.<\/p>\n\n\t<\/div>\n<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-soins-medicaux-de-voyage\">Travel Medical Insurance<\/h3>\n\n<p>The primary cardholder, their spouse, and accompanying dependent children automatically benefit from<\/p>\n\n<p><a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_TrvlEmrg_Fr_WEB.pdf\">up to $1 million in insurance coverage<\/a><\/p>\n\n<p>each in the event of medical emergencies resulting from an unpredictable illness or accident occurring during a trip outside their province or territory of residence in Canada. The date of departure is counted as the first day.<\/p>\n\n<p>Coverage is automatically provided <strong>to individuals under 65 years of age<\/strong> <strong>for a period of up to 15 consecutive days<\/strong>.<\/p>\n\n<p><em>If you are under 65 and traveling for more than 15 days, you can purchase a travel insurance extension from Scotia Assistance.<\/em><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-interruption-et-annulation-de-voyage\">Trip Cancellation and Trip Interruption Insurance<\/h3>\n\n<p>The Scotiabank Momentum Visa Infinite+ Card helps protect your travel investment with <a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_TripInt_Fr_WEB.pdf\">trip interruption insurance offered at no additional cost<\/a>.<\/p>\n\n<p>You, your spouse, one travelling companion and your eligible dependent children travelling with you, are automatically insured. Each insured person receives trip interruption insurance of up to $2,000 (maximum $10,000 per trip) <strong>provided you charge at least 75% of your trip cost to your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a><\/strong>.<\/p>\n\n<p>Should you need to cancel your trip, you, your spouse, and your dependent children are eligible for up to $1,500 per person (up to $10,000 per trip) for travel expenses when you charge at least 75% of the travel expenses to your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>.<\/p>\n\n<p>If you need travel cancellation insurance or additional travel interruption insurance since the value of your trip exceeds the specified amounts, call 1-888-677-7444. Once your insurance application is approved, you will receive an insurance policy outlining benefits, exclusions and restrictions.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-en-cas-de-retard-de-vol\">Flight Delay Insurance<\/h3>\n\n<p>You may be reimbursed for <a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_FltDelay_Fr_WEB.pdf\">all eligible reasonable living expenses incurred<\/a> due to a flight delay of <strong>at least four (4) hours<\/strong> or a missed connection resulting in a waiting period of at least four (4) hours, <strong>up to $500 per trip<\/strong> for all insured travelers. Simply charge <strong>at least 75% of the full cost of your tickets<\/strong> to your Scotiabank <strong>Momentum Visa Infinite Card.<\/strong> <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-en-cas-de-retard-ou-perte-des-bagages\">Delayed and Lost Baggage Insurance<\/h3>\n\n<p>When you pay for tickets issued by a common carrier with your Scotiabank <em>Momentum Visa Infinite Card<\/em>, you are eligible for <a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_PurchSec_Fr_WEB.pdf\">lost or delayed checked baggage insurance<\/a>.<\/p>\n\n<p>Compensation for lost baggage is limited to the replacement cost of the covered baggage or the cash value at the time of loss (up to $500).<\/p>\n\n<p><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">The carrier must first compensate you for you to be eligible for compensation under the Scotiabank <em>Momentum Visa Infinite Card<\/em> insurance.<\/span><\/p>\n\n<p>The delayed luggage benefit is limited to $500 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-accidents-transports-publics\">Common Carrier Travel Accident Insurance<\/h3>\n\n<p>When you pay at least 75% of the full cost of your tickets with a public carrier using your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\">Momentum Scotia <em>Visa Infinite+ Card<\/em><\/a>, you, your spouse, and your dependent children automatically receive <a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_ComCar_Fr_WEB.pdf\">accidental death and dismemberment insurance<\/a> of up to $500,000.<\/p>\n\n<p>This insurance applies to tickets issued by a licensed public carrier for any mode of transportation, such as an airplane, cruise ship, train, or bus.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-collision-pertes-et-dommages-pour-vehicules-de-location\">Rental Car Collision Loss\/Damage Insurance<\/h3>\n\n<p>You are protected <a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_RentCar_Fr_WEB.pdf\">against damage and theft<\/a> if you pay <strong>in full<\/strong> for vehicle rental charges with your Scotiabank <em>Momentum Visa Infinite Card<\/em> and decline the collision damage waiver or loss damage waiver (or any similar provision) offered by the agency at the time of rental agreement.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-pour-appareils-mobiles-neufs\">New Mobile Device Insurance<\/h3>\n\n<p>By charging the purchase of your mobile devices to your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a>, you can be covered for up to $1,000 if your cell phone, smartphone, or tablet is lost, stolen, accidentally damaged, or suffers a mechanical failure.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-assurance-achats-et-protection-prolongee\">Purchase Security Extended Warranty Protection<\/h3>\n\n<p>Most <a target=\"_blank\" href=\"http:\/\/www.scotiabank.com\/ca\/common\/pdf\/credit_card\/Mom_Infinite_PurchSec_Fr_WEB.pdf\">items purchased anywhere in the world are automatically insured<\/a> against theft, loss or damage as long as the full cost of the item is charged to your Scotia Momentum<sup>&reg;<\/sup> Visa Infinite+* Card.<\/p>\n\n<p>The insurance applies for a period of 90 days from the date of purchase and is in addition to any other insurance.<\/p>\n\n<p>When you charge the full cost of most items to your Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* card, extended warranty coverage doubles the original manufacturer\u2019s warranty for up to one year. Items covered by a manufacturer\u2019s warranty repair services of five years or more must be registered within the first year of purchase. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.<\/p>\n\n<p>Under Purchase Security &amp; Extended Warranty Protection, the guarantee limit is set at $60,000 for life.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Conclusion<\/h2>\n\n<p>If you prefer cash back over travel points, the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotiabank Momentum Visa Infinite+ Card<\/a> is for you. It<strong> is the one that will offer you the most interesting cash back on the market in some purchase categories.<\/strong><\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<h3 class=\"wp-block-heading\" id=\"scotia_momentum_visa_infinite_card_frequently_asked_questions\">Scotia Momentum Visa Infinite+ Card &mdash; Frequently Asked Questions<\/h3>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"when_can_you_redeem_your_cash_back_with_the_scotia_momentum_visa_infinite_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhen can you redeem your cash back with the Scotia Momentum Visa Infinite+ Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can redeem your cash back as soon as your balance reaches $25, at any time, via the Scotia app or Scotia Online. There\u2019s no longer any need to wait until November as was previously the case. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_cash_back_rate_does_the_scotia_momentum_visa_infinite_card_offer_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat cash back rate does the Scotia Momentum Visa Infinite+ Card offer?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The card offers 4% cash back on grocery purchases and recurring bill payments (insurance, subscriptions, etc.), 2% on gas and public transit, and 1% on all other purchases.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_an_annual_limit_for_the_boosted_2_and_4_rates_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there an annual limit for the boosted 2% and 4% rates?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. The 2% and 4% rates apply up to $25,000 in combined annual purchases in these categories (about $2,000 per month). Beyond that limit, all purchases earn 1%. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_you_get_4_cash_back_on_gift_cards_bought_at_grocery_stores_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan you get 4% cash back on gift cards bought at grocery stores?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. Gift card purchases made at a grocery store qualify for the 4% rate. It\u2019s a way to earn an enhanced return at merchants that aren\u2019t grocery stores themselves, such as Amazon.ca, the SAQ, or Netflix. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_travel_medical_insurance_is_included_with_the_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat travel medical insurance is included with the card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The card includes emergency medical insurance of up to $1,000,000 per person for the cardholder, their spouse, and dependent children. It automatically covers people under 65 for trips of up to 15 consecutive days outside their province. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"does_the_card_cover_trip_cancellation_and_trip_interruption_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDoes the card cover trip cancellation and trip interruption?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, provided you charge at least 75% of the trip cost to the card. Trip cancellation insurance covers up to $1,500 per person ($10,000 per trip) and trip interruption insurance up to $2,000 per person ($10,000 per trip). <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_insurance_for_flight_delays_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there insurance for flight delays?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. If your flight is delayed by at least 4 hours, or if you miss a connection resulting in a wait of 4 hours or more, the card reimburses reasonable living expenses up to $500 per trip for all insured travellers.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"does_the_card_offer_insurance_for_lost_or_delayed_baggage_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDoes the card offer insurance for lost or delayed baggage?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. In the event of loss, the card covers up to $500 per claim. If your baggage is delayed by more than 4 hours after arriving at your destination, it reimburses up to $500 for essential items for all insured travellers. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"does_the_card_include_rental_car_insurance_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDoes the card include rental car insurance?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. If you pay the full rental cost with the card and decline the damage waiver offered by the agency, you\u2019re protected against damage to and theft of the rental vehicle.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_mobile_device_insurance_with_the_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there mobile device insurance with the card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. When you buy your cellphone, smartphone, or tablet with the card, you\u2019re covered up to $1,000 in the event of loss, theft, accidental damage, or mechanical failure.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Thanks to this promotion, get 15% cash back and the first year free with the Scotiabank Momentum Visa Infinite+ Card!<\/p>","protected":false},"author":3,"featured_media":494053,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-74985","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-scotiabank","tutorial-scotiabank"],"acf":{"mc_approved_badge":false,"mc_card_used":22637,"mc_featured_card_specific":22637,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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