{"id":74980,"date":"2022-12-29T09:30:00","date_gmt":"2022-12-29T14:30:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/credit-card-flight-delay-insurance\/"},"modified":"2026-05-09T16:15:57","modified_gmt":"2026-05-09T20:15:57","slug":"flight-delay-insurance-credit-cards","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/flight-delay-insurance-credit-cards\/","title":{"rendered":"Insurance: How does credit card flight delay insurance work?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-flight-delay-insurance\">Flight delay insurance<\/h2>\n\n\n\n\n\n<p>Credit cards can offer <b>flight delay<\/b> insurance.<\/p>\n\n\n\n<p>With this coverage, <strong>you may get a refund for some of your expenses<\/strong> arising from a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/flight-delays\/\">delayed flight<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2133\" height=\"1200\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8862.jpg\" alt=\"Insurance: How does credit card flight delay insurance work? - IMG 8862\" class=\"wp-image-22916\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8862.jpg 2133w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8862-450x253.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8862-1024x576.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8862-200x113.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8862-768x432.jpg 768w\" sizes=\"(max-width: 2133px) 100vw, 2133px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insured-people\">Insured people<\/h3>\n\n\n\n<p>The flight delay insurance from credit cards protects:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>credit<\/strong> card holder<\/li>\n\n\n\n<li>Close family travelling <strong>with the credit card holder <\/strong> <em>(will vary depending on each credit card)<\/em><\/li>\n<\/ul><\/div>\n\n\n\n<p>As a general rule, insurance may apply to the principal holder, their spouse and their dependent child or children.<\/p>\n\n\n\n<p>To be covered by your credit card&#8217;s<strong>flight delay insurance<\/strong>, you must have <strong>paid<\/strong> for your flight <strong>in full<\/strong> with your credit card<em>(except for certain cards such as the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a>, which requires partial payment, or the <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-american-express-or-de-banque-scotia\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>, which requires 75% of the cost of the flight to be charged to the card)<\/em>.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>If you pay for the airfare for someone close to you (a spouse or child), but you are not travelling with <strong>it, he \/ she will not be covered by flight delay insurance.<\/strong><\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/747-380-lufthansa-emirates.jpg\" alt=\"Insurance: How does credit card flight delay insurance work? - 747&nbsp;380 lufthansa emirates\" class=\"wp-image-63202\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/747-380-lufthansa-emirates.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/747-380-lufthansa-emirates-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/747-380-lufthansa-emirates-1024x683.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/747-380-lufthansa-emirates-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/747-380-lufthansa-emirates-768x512.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-covered-by-flight-delay-insurance\">Covered by flight delay insurance<\/h3>\n\n\n\n<p>The flight delay insurance offered by credit cards usually <strong>COVER <\/strong>the following situations:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>A <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/travel\/flight-attendants-strike-rights-travel-insurance\/\" target=\"_blank\" rel=\"noopener\">strike<\/a> by airline staff<\/li>\n\n\n\n<li>Forty<\/li>\n\n\n\n<li>Civil unrest<\/li>\n\n\n\n<li>A hijacking<\/li>\n\n\n\n<li>A natural disaster<\/li>\n\n\n\n<li>Bad weather<\/li>\n\n\n\n<li>A mechanical failure<\/li>\n\n\n\n<li>Refusal to board due to overbooking<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>To enforce flight delay insurance, the cause of this must be <strong>serious and legitimate.<\/strong><\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"328551\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2133\" height=\"1200\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_9533.jpg\" alt=\"Insurance: How does credit card flight delay insurance work? - IMG 9533\" class=\"wp-image-62524\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_9533.jpg 2133w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_9533-450x253.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_9533-1024x576.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_9533-200x113.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_9533-768x432.jpg 768w\" sizes=\"(max-width: 2133px) 100vw, 2133px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-not-covered-by-flight-delay-insurance\">Not covered by flight delay insurance<\/h3>\n\n\n\n<p>Credit cards flight delay insurance <strong>WILL NOT<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>A criminal or fraudulent act perpetrated by the insured person<\/li>\n\n\n\n<li>War, declared or not, civil war, insurrection, rebellion or revolution<\/li>\n\n\n\n<li>Any act of war by a government or military forces<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>These are therefore rather rare major causes.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2133\" height=\"1200\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8905.jpg\" alt=\"Insurance: How does credit card flight delay insurance work? - IMG 8905\" class=\"wp-image-22912\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8905.jpg 2133w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8905-450x253.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8905-1024x576.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8905-200x113.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_8905-768x432.jpg 768w\" sizes=\"(max-width: 2133px) 100vw, 2133px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-refunds\">Refunds<\/h3>\n\n\n\n<p><strong>The coverage offered<\/strong> by your credit card will vary depending on each card.<\/p>\n\n\n\n<p>Generally, credit cards flight delay insurance will reimburse the card for reasonable and necessary expenses incurred within 48 hours of the delay or denied boarding for:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Accommodation in a hotel<\/li>\n\n\n\n<li>meals at the restaurant<\/li>\n\n\n\n<li>drinks<\/li>\n\n\n\n<li>essential items<\/li>\n\n\n\n<li>various articles (magazines, paperbacks and various small articles)<\/li>\n<\/ul><\/div>\n\n\n\n<p><strong>Compensation<\/strong> will vary depending on credit cards<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>$500 to $2,500 per insured person<\/li>\n\n\n\n<li>with a maximum amount for the whole family<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Credit cards will differ in terms of coverage (types of <strong>purchases<\/strong> allowed) and <strong>amount covered<\/strong> (per person, per trip).<\/p>\n\n\n\n<p>As a general rule, the higher your annual credit card fee, the better is the coverage! But <a class=\"thirstylink\" title=\"the BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*.\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-mastercard-bmo-ascend-world-elite\/\">some first-year free cards<\/a> already have excellent coverage.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2133\" height=\"1200\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_7717.jpg\" alt=\"Insurance: How does credit card flight delay insurance work? - IMG 7717\" class=\"wp-image-62504\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_7717.jpg 2133w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_7717-450x253.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_7717-1024x576.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_7717-200x113.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_7717-768x432.jpg 768w\" sizes=\"(max-width: 2133px) 100vw, 2133px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-make-a-claim\">Make a claim<\/h3>\n\n\n\n<p>Is your flight delayed? Our first tip is to check your credit card brochure to find out what you are entitled to. If you can, call the issuer at the number on the back of your card.<\/p>\n\n\n\n<p>When you return home, open a claim procedure. Make sure you have all supporting documents on hand:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><b>Flight tickets<\/b><\/li>\n\n\n\n<li>Hotel reservations<\/li>\n\n\n\n<li>Taxi invoices \/ Uber<\/li>\n\n\n\n<li>Restaurant notes<\/li>\n\n\n\n<li>Purchase bills (prefer airport purchases)<\/li>\n\n\n\n<li>credit card bank statement<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p><b>Keep ALL your proofs. <\/b>And most importantly, make sure you keep your credit card open until the end of your trip! If you cancel your credit card <strong>you won&#8217;t be ableto take out insurance<\/strong>, even if you paid for the entire trip with it!<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2133\" height=\"1200\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_6822.jpg\" alt=\"United States: Disney World with points | Testimonial - IMG 6822\" class=\"wp-image-21860\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_6822.jpg 2133w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_6822-450x253.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_6822-1024x576.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_6822-200x113.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/IMG_6822-768x432.jpg 768w\" sizes=\"(max-width: 2133px) 100vw, 2133px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-recommended-credit-cards-by-milesopedia\">Recommended credit cards by Milesopedia<\/h2>\n\n\n\n<p>Not all credit cards are equal to <strong>flight delay<\/strong>insurance.<\/p>\n\n\n\n<p>As a general rule, credit cards offering flight delay insurance will stand out in <strong>three areas:<\/strong><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Coverage (types <\/strong>of purchases allowed)<\/li>\n\n\n\n<li><strong>The amount covered<\/strong> (per person, per trip)<\/li>\n\n\n\n<li><strong>Booking conditions<\/strong> (total or partial amount on the card)<\/li>\n<\/ul><\/div>\n\n\n\n<p>Here are<strong> 3 credit cards<\/strong> we recommend <strong>for flight delay insurance<\/strong>, based on different income levels:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-scotiabank-platinum-american-express-card\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/h3>\n\n\n\n<p>The main advantage of the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a> is that it charges <strong>no conversion fees for foreign currency transactions<\/strong>. So you can charge your travel purchases like car rentals or airline tickets abroad without paying the 2.5% conversion fee charged by most credit cards!<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a> requires an income of only $12,000. This card is part of the one offering the widest coverage by repaying <em>&#8220;reasonable and necessary expenses incurred for hotel accommodation, restaurant meals, beverages, essential items and various items (such as magazines, paperbacks and various small items).&#8221;<\/em><\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Specificities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Details<\/strong><\/td><\/tr><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Amount<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $1,000 per <strong>insured<\/strong><strong>person<\/strong><\/td><\/tr><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Length of delay<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">More than 4 hours<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Booking conditions<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">The coverage will reimburse the following costs <strong>if at least 75% of the total cost of the delayed flight <\/strong>has been<br>\npaid to your account and\/or get with<br>\nScene+ points<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22641\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-national-bank-world-elite-mastercard\">National Bank World Elite Mastercard<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> is one of the only credit cards to <strong>offer partial payment<\/strong> coverage. This is handy for those who use points!<\/p>\n\n\n\n<p>Its special feature is to be valid, <strong>even if only part of the trip has been taken to account.<\/strong> Reimbursable expenses are<em>reasonable additional expenses incurred for Your accommodation and travel. However, these costs must be incurred as a result of the delay.<\/em>&#8220;.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Specificities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Details<\/strong><\/td><\/tr><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Amount<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $500 per <strong>insured person<\/strong><\/td><\/tr><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Length of delay<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">More than 4 hours<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Booking conditions<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">The coverage will reimburse the following costs <strong>if at least part<\/strong> of the cost has been charged to the account:<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-scotiabank-passporttm-visa-infinite-card\">Scotiabank Passport\u2122 Visa Infinite +* Card<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite +* Card<\/a> charges <strong>no conversion fees for foreign currency transactions<\/strong>. This means you can charge your travel purchases such as car rentals and flight tickets abroad without paying the 2.5% conversion fee charged by most credit cards!<\/p>\n\n\n\n<p>In addition, you get <strong>six complimentary visits to<\/strong> <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/lounges\/\">VIP airport lounges<\/a>. Enough to wait comfortably for your plane in the event of a flight delay.<\/p>\n\n\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite +* Card<\/a> requires an income of $60,000. This card is part of the one offering the widest coverage by repaying &#8220;<em>reasonable and necessary expenses incurred for hotel accommodation, restaurant meals, beverages, essential items and various items (such as magazines, paperbacks and various small items).<\/em>&#8220;<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Specificities<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Details<\/strong><\/td><\/tr><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Amount<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $500 per <strong>insured<\/strong><strong>person<\/strong><\/td><\/tr><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Length of delay<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">More than 4 hours<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Booking conditions<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">The coverage will reimburse the following costs <strong>if at least 75% of the total cost of the delayed flight <\/strong>has been<br>\npaid to your account and\/or get with<br>\nScene+ points<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>By choosing the right credit card you could improve your comfort during a flight delay: hotel room, restaurant, miscellaneous items&#8230; <b>Don&#8217;t let a flight delay ruin your trip!<\/b><\/p>\n\n\n\n<p>In any case, remember to <strong>consult the insurance booklet<\/strong> supplied with your credit card BEFORE booking your trip.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90597\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>","protected":false},"excerpt":{"rendered":"<p>Would you like to have a flight delay insurance? Know how to compare the credit card offers in Canada!<\/p>","protected":false},"author":3,"featured_media":73560,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46377],"tags":[],"mc_loyalty_program":[],"class_list":["post-74980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","post_series-credit-cards-insurance","tutorial-insurance"],"acf":{"mc_approved_badge":false,"mc_card_used":401432,"mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Insurance: How does credit card flight delay insurance work? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Would you like to have flight delay insurance? 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