{"id":71360,"date":"2025-11-04T08:02:00","date_gmt":"2025-11-04T13:02:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=71360"},"modified":"2026-05-09T08:30:58","modified_gmt":"2026-05-09T08:30:58","slug":"review-tangerine-money-back-world-mastercard","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/review-tangerine-money-back-world-mastercard\/","title":{"rendered":"Review: Tangerine Money-Back World Mastercard<br>"},"content":{"rendered":"\n<p>The <a target=\"_blank\" title=\"Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*\" href=\"\/go\/tangerine-world-mastercard\/\" rel=\"noindex\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a> is one of the most popular credit cards in the country for cash back. It offers an excellent balance between simplicity and flexibility. With its 2% categories, it is perfect for users who want to maximize their returns without annual fees. This card also stands out for its protections and practical features for daily use.<\/p>\n\n\n\n<p>Tangerine has offered two credit cards for many years.<\/p>\n\n\n\n<p>First, the <a target=\"_blank\" title=\"Tangerine Money-Back Credit Card\" href=\"\/go\/tangerine-money-back-credit-card\/\" rel=\"noindex\">Tangerine Money-Back Credit Card<\/a>, which is among the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/no-fee\/\">best no-annual-fee credit cards<\/a> in Canada.<\/p>\n\n\n\n<p>Tangerine also offers another no annual fee credit card, the <a target=\"_blank\" title=\"Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*\" href=\"\/go\/tangerine-world-mastercard\/\" rel=\"noindex\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a>. Here is the current welcome offer:<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"tangerine_money-back_world_mastercard_\">Tangerine&reg; Money-Back World Mastercard&reg;*<\/h2>\n\t\t\t\t<p>If you have an individual income of $60,000 or a household income of $80,000, you can choose the Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*.<\/p>\n<p>This credit card has <strong>no annual fee<\/strong> and allows you to earn cash back on your everyday purchases. With the current offer, you can get <strong>$100<\/strong> when you spend <strong>$1,500 within your first three months<\/strong><sup>\u2020\u2020<\/sup>. <\/p>\n<p>You get <strong>2% unlimited cash back<\/strong> in 2 categories of your choice and <strong>0.5% on all your other purchases<\/strong>. Plus, you can <strong>unlock a third 2% category<\/strong> when your cash back is deposited into a Tangerine Savings Account. <\/p>\n<p>Choose from <strong>13 spending categories<\/strong> (groceries, gas, restaurants, and more) and change them every 90 days to match your habits<sup>\u25ca<\/sup>.<\/p>\n<p>The card also includes useful protections, including <strong>purchase assurance and extended warranty<\/strong><sup>5<\/sup>, as well as <strong>mobile device insurance<\/strong> and coverage for <strong>rental vehicles<\/strong><sup>5<\/sup>.<\/p>\n<p>Finally, you can transfer high-interest credit card balances and enjoy a <strong>promotional rate of 1.95% for 6 months<\/strong> (a 1% transfer fee applies)<sup>11<\/sup>.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"71355\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-a-credit-card-with-no-annual-fee\">A Credit Card with No Annual Fee<\/h3>\n\n\n\n\n\n<p>There are <strong>no annual fees<\/strong>. So it&#8217;s a card to keep from year to year <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/101-credit-score\/\">to improve your credit report<\/a> (on the historical aspect).<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>* <\/a>is a card we highly recommend, alongside the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-money-back-credit-card\/\">Tangerine Money-Back Credit Card<\/a>.<\/p>\n\n\n<img decoding=\"async\" width=\"1200\" height=\"1500\" class=\"size-large wp-image-470169 alignnone\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/ENG-1200x1500-Tangerine-money-back-world-mastercard.png\" alt=\"Review: Tangerine Money-Back World Mastercard<br srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/ENG-1200x1500-Tangerine-money-back-world-mastercard.png 1200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/ENG-1200x1500-Tangerine-money-back-world-mastercard-360x450.png 360w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/ENG-1200x1500-Tangerine-money-back-world-mastercard-819x1024.png 819w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/ENG-1200x1500-Tangerine-money-back-world-mastercard-160x200.png 160w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/ENG-1200x1500-Tangerine-money-back-world-mastercard-614x768.png 614w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/> &#8211; 1200&#215;1500 Tangerine Cash Back World&#8221;\/>\n\n\n<h3 class=\"wp-block-heading\" id=\"h-personalized-cash-cack-categories\">Personalized Cash Cack Categories<\/h3>\n\n\n\n<p>With both <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/tangerine\/\">Tangerine credit cards<\/a>, you earn 2% money back on everyday purchases in up to 3 categories <strong>of your choice<\/strong>. They are the only ones in Canada to offer this choice!<\/p>\n\n\n\n<p>So it\u2019s not limited, like most other cash back cards, to categories such as gas stations, grocery stores, pharmacies, etc. So you could ask to earn 2% cash back on purchases at stores <strong>where you shop the most<\/strong>!<\/p>\n\n\n\n<p>Here are the 13 available categories:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/grocery\/\">Grocery<\/a><\/li>\n\n\n\n<li>Furniture<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/restaurants\/\">Restaurants<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/hotels\/\">Hotels and motels<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/gas-transit\/\">Gas<\/a><\/li>\n\n\n\n<li>Recurring bill payments<\/li>\n\n\n\n<li>Pharmacy<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/how-to-save-home-improvements-credit-cards\/\">Home Improvement<\/a><\/li>\n\n\n\n<li>Entertainment<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/gas-transit\/\">Public transportation and parking<\/a><\/li>\n\n\n\n<li>E-Games<\/li>\n\n\n\n<li>Fitness and Sports Clubs<\/li>\n\n\n\n<li>Foreign Currency Purchases<\/li>\n<\/ul><\/div>\n\n\n<img decoding=\"async\" width=\"2150\" height=\"700\" class=\"size-large wp-image-470121 aligncenter\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/remises-tangerine-categories-en.png\" alt=\"Review: Tangerine Money-Back World Mastercard<br srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/remises-tangerine-categories-en.png 2150w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/remises-tangerine-categories-en-450x147.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/remises-tangerine-categories-en-1024x333.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/remises-tangerine-categories-en-200x65.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/remises-tangerine-categories-en-768x250.png 768w\" sizes=\"(max-width: 2150px) 100vw, 2150px\" \/> &#8211; tangerine cash back categories en&#8221;\/>\n\n\n<p>By being a cardholder of one of these cards, you automatically have the right to choose two categories.<\/p>\n\n\n\n<p>If you are a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/tangerine-a-case-study\/\">Tangerine Bank<\/a> client and choose to deposit your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/cash-back\/\">cash back<\/a> into your Tangerine savings account, you can choose a <strong>3rd category <\/strong>! If you are not a client, do not hesitate to become one; it&#8217;s free, and you could receive a welcome bonus <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/tangerine-savings\/\">as we explain here<\/a>!<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>You can regularly <strong>change the types of shops<\/strong> where you get a 2% cash back, matching your consumption habits! It can be useful for travel (hotels), shopping for a new home (furniture, renovations) or drugstore purchases!<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<p>In other categories, you&#8217;ll get 0.5% cash back.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-cash-back-payout\">Cash Back Payout<\/h4>\n\n\n\n<p>The cash back is <strong>deposited monthly<\/strong> on your credit card balance.<\/p>\n\n\n\n<p>There is no annual limit to how much cash back you can keep earning at the 2% rate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance\">Insurance<\/h3>\n\n\n\n<p>Another highlight of the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a> is its <strong>purchase insurance<\/strong>.<\/p>\n\n\n\n<p>It offers:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Purchase protection<\/strong> (for 90 days)<\/li>\n\n\n\n<li><strong>One-year extended warranty<\/strong><\/li>\n<\/ul><\/div>\n\n\n\n<p>And that applies to your purchases made <strong>anywhere in the world<\/strong> with your card.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a> also offers other insurance coverages:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Collision\/rental<\/strong> car damage insurance<\/li>\n\n\n\n<li><strong>Mobile Device Insurance<\/strong><\/li>\n<\/ul><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-rental-car-collision-loss-damage-insurance\">Rental Car Collision\/Loss Damage Insurance<\/h4>\n\n\n\n<p>The rental car collision\/damage insurance provided by the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>* <\/a>is very valuable, as it allows you to avoid paying for this insurance with the rental company. A savings of $20-25 per rental day!<\/p>\n\n\n\n<p>This insurance applies to car rentals for up to 31 consecutive days.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-mobile-device-insurance\">Mobile Device Insurance<\/h4>\n\n\n\n<p>Mobile device insurance is also a great benefit offered by the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a>. This provides coverage for new phones, smartphones, or tablets in case of:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Lost<\/li>\n\n\n\n<li>Stolen<\/li>\n\n\n\n<li>Accidentally damaged<\/li>\n\n\n\n<li>Experienced mechanical failure<\/li>\n<\/ul><\/div>\n\n\n\n<p>This coverage is for a maximum amount of $1,000.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-access-to-the-mastercard-airport-experiences-program-provided-by-loungekey\">Access to the Mastercard Airport Experiences program, provided by LoungeKey<\/h3>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a>, you can access the Mastercard Airport Experiences program provided by LoungeKey. You can present your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/comparison-credit-card-bmo-rebates-tangerine-cashback\/\" target=\"_blank\" rel=\"noopener\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a> at the entrance of an airport lounge to gain access.<\/p>\n\n\n\n<p>However, each access will be charged at a cost of USD 32 per visit.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>If you want <strong>complimentary<\/strong> access to airport lounges, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/free-airport-lounge-access\/\">we recommend reading this strategy<\/a>.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-world-mastercard\/\">Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*<\/a> is for you if you are looking for a credit card:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>No Annual Fee<\/li>\n\n\n\n<li>Offering cash back in one of the 13 categories you choose<\/li>\n\n\n\n<li>With insurance coverage for your car rentals or mobile device purchases<\/li>\n<\/ul><\/div>\n\n\n\n<p>This card requires a personal income of $60,000 or a household income of $100,000.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"71355\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>If you don\u2019t meet this income requirement, we recommend applying for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/tangerine-money-back-credit-card\/\">Tangerine Money-Back Credit Card<\/a>, which offers the same ability to choose your cash back categories!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22687\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Finally, combine <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/tangerine-offers\/\">Tangerine product offers<\/a> to maximize cash back, savings rates, and benefits, through a simple and effective strategy.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"475510\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_the_benefits_of_the_tangerine_money-back_world_mastercard_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are the benefits of the Tangerine<sup>&reg;<\/sup> Money-Back World Mastercard<sup>&reg;<\/sup>*?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>It offers 2% cash back in three categories of your choice and 0.5% on other purchases, with no annual fee.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_the_conditions_for_obtaining_the_world_mastercard_version_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are the conditions for obtaining the World Mastercard version?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>A personal income of at least $60,000 or a household income of $100,000 is required to be eligible.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_change_my_cash_back_categories_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I change my cash back categories?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. You can change your categories every 90 days in the Tangerine mobile app or your client area.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_the_cash_back_paid_out_automatically_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs the cash back paid out automatically?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. Your cash back is deposited monthly into your Tangerine account or applied to your card balance.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_change_my_2_cash_back_categories_on_the_tangerine_money-back_world_mastercard_at_any_time_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I change my 2% cash back categories on the Tangerine Money-Back World Mastercard at any time?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, but only every 90 days. Tangerine lets you change your two (or three) bonus categories from the list of 13 eligible categories \u2014 groceries, restaurants, gas, recurring bills, drug store, public transportation and others \u2014 once per quarter through the Tangerine app or website. The change takes effect on the first day of the next billing cycle. Many milesopedia members rotate categories around big seasonal expenses, for example switching to home improvement before spring renovations or to gas before summer road trips, to maximize the unlimited 2% return on whatever they spend most.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Here\u2019s everything you need to know about one of the best no-fee credit cards in Canada: The Tangerine Money-Back World Mastercard.<\/p>","protected":false},"author":3,"featured_media":71345,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-71360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-tangerine-en","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":71355,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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