{"id":64086,"date":"2025-12-20T08:30:00","date_gmt":"2025-12-20T13:30:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/card-cobalt-american-express\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"cobalt-card-best-card-canada","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/","title":{"rendered":"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-our-review-of-the-amex-cobalt-in-canada\">Our Review of the Amex Cobalt in Canada<\/h2>\n\n\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> <strong>does not require<\/strong> a minimum income. That doesn&#8217;t stop it from having many advantages:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"#offre\">An impressive welcome offer<\/a><\/li>\n\n\n\n<li><a href=\"#points\">Up to 5 points per dollar in Canada<\/a><\/li>\n\n\n\n<li><a href=\"#utilisation\">Flexible rewards: travel, points transfer, cashback<\/a><\/li>\n\n\n\n<li><a href=\"#promos\">American Express Promotional Offers<\/a><\/li>\n\n\n\n<li><a href=\"#assurances\">Travel insurance<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-amex-cobalt-welcome-offer-points\">Amex Cobalt Welcome Offer Points<\/h2>\n\n\n\n<p>The welcome bonus is split monthly <strong>for the first 12 months<\/strong>. You&#8217;ll earn <strong>1,250 Membership Rewards points for every $750 in purchases<\/strong> charged to your card during the month (whether in the 1X, 2X, 3X or 5X category).<\/p>\n\n\n\n<p>For the monthly welcome bonus, it&#8217;s best to make eligible purchases at stores offering 5 points per dollar:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>1,250 points for the monthly welcome bonus<\/li>\n\n\n\n<li>3,750 points for purchases in a category with 5 points per $.<\/li>\n<\/ul><\/div>\n\n\n\n<p><strong>That&#8217;s a minimum return of 6.7%<\/strong> for the first 12 months on each of your first $750 in purchases in 5-point-per-dollar categories like groceries.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/metro-cobalt.png\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - metro cobalt\" class=\"wp-image-58374\"\/><\/figure>\n\n\n\n<p>Here&#8217;s how you can earn <strong>60,000 points<\/strong> in your first year by optimizing your purchases in the 5 points-per-dollar categories:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Month<\/td><td class=\"has-text-align-center\" data-align=\"center\">Purchases<\/td><td class=\"has-text-align-center\" data-align=\"center\">5x Category<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bonus<\/td><td class=\"has-text-align-center\" data-align=\"center\">Total<\/td><\/tr><\/thead><tbody><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">2<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">4<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">6<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">7<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">8<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">9<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">10<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">11<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">12<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$750<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 12pt;\">Total<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 12pt;\">$9,000<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 12pt;\">45,000 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 12pt;\">15,000 points<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 12pt;\"><strong>60,000 points<\/strong><\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>60,000 points for $9,000 in purchases over 12 months, that&#8217;s a <strong>minimum return of 6.7%<\/strong> if you use your points for a Statement credit on any purchase. <strong>That&#8217;s a value of $600<\/strong>!<\/p>\n\n\n\n<p>If you remove the cost of the card fee ($12.99 per month or $155.88 over 12 months), you have a <strong>net worth of approximately $444 in the first year!<\/strong><\/p>\n\n\n\n<p>One way to do this is through your grocery shopping. And if you don\u2019t have $500 to $1,000 worth of groceries a month, the trick is to buy <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/5-points-stores\/\">gift cards<\/a> for other stores you frequent regularly, such as Amazon, SAQ, GAP, Old Navy, etc. Another way to accumulate <strong> 5x points<\/strong> for these eligible purchases.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>In the early days, we advise you to quickly charge $750 to your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> in order to earn the <strong>1,250 Membership Rewards points bonus<\/strong> to your account, as often the first month is not complete in order to synchronize your statement date.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg\" alt=\"The best credit card for groceries! - cobalt super c\" class=\"wp-image-63155\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-1024x683.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-768x512.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-monthly-or-annual-fee\">Monthly or Annual Fee<\/h2>\n\n\n\n<p>Thus, the monthly fee for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is $15.99. For Quebec residents, the fees are $191.88 and are paid once a year, as per the law.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earn-rewards-at-a-fast-pace\">Earn Rewards at a Fast Pace<\/h2>\n\n\n\n<p>With the <a target=\"_blank\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"\/go\/amex-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you can earn <strong>between 1 and 5 points per dollar<\/strong>:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Category<\/td><td class=\"has-text-align-center\" data-align=\"center\">Points per dollar<\/td><\/tr><\/thead><tbody><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Grocery<\/td><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Home food delivery<\/td><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Restaurants and bars<\/td><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Convenience stores<\/td><td class=\"has-text-align-center\" data-align=\"center\">5<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Streaming services<\/td><td class=\"has-text-align-center\" data-align=\"center\">3<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Service station<\/td><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Transport<\/td><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Travel<\/td><td class=\"has-text-align-center\" data-align=\"center\">1<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Other<\/td><td class=\"has-text-align-center\" data-align=\"center\">1<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>To maximize the use of your card, you can purchase gift cards (Amazon, SAQ, Netflix, etc.) at grocery stores or Couche-Tard convenience stores. You will get 5x the points for these purchases.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg\" alt=\"The best credit card for groceries! - cobalt super c\" class=\"wp-image-63155\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-1024x683.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/09\/cobalt-super-c-768x512.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5x-points-on-groceries-with-the-amex-cobalt\">5X Points on Groceries with the Amex Cobalt<\/h3>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you earn <strong>5 points per dollar on groceries<\/strong>.<\/p>\n\n\n\n<p>For example, here is a $226.12 grocery bill from Super C that earned me <strong>1,131 Membership Rewards points<\/strong>:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/supr-c-atwater.png\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - super c atwater\" class=\"wp-image-35442\"\/><\/figure>\n\n\n\n<p>And don&#8217;t forget: grocery stores are a great place to find <a href=\"https:\/\/mp-2702.milesopedia.dev\/guides\/cartes-cadeaux\/\">gift cards<\/a>!<\/p>\n\n\n\n<p>For example, here is <strong>a $250 purchase of SAQ gift cards<\/strong> that I made on my <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> at a Metro grocery store, right next to an SAQ D\u00e9p\u00f4t location:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/metro-charlemagne.png\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - metro charlemagne\" class=\"wp-image-60009\"\/><\/figure>\n\n\n\n<p>So when I bought SAQ gift cards in grocery stores, I earned<strong> 5 points per dollar for the SAQ!<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/carte-cadeau-saq-cobalt.jpg\" alt=\"Earn 5x Points at Hundreds of Merchants: Gift Cards for Amazon, Walmart, Netflix, etc. - SAQ Gift Card Cobalt\" class=\"wp-image-83404\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/carte-cadeau-saq-cobalt.jpg 1000w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/carte-cadeau-saq-cobalt-450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/carte-cadeau-saq-cobalt-200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/04\/carte-cadeau-saq-cobalt-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-points-per-dollar-on-convenience-stores-purchases\">5 Points per Dollar on Convenience Stores Purchases<\/h3>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>MD<\/sup> Card<\/a>, you earn <strong>5 points per dollar at convenience stores<\/strong> (Couche-Tard in Quebec, Macs-Circle K \/ 7-eleven elsewhere in Canada).<\/p>\n\n\n\n<p>It\u2019s great because convenience stores sell a lot of <a href=\"https:\/\/mp-2702.milesopedia.dev\/guides\/cartes-cadeaux\/\">gift cards<\/a>. So you can earn <strong>5 points per dollar<\/strong> at many other stores!<\/p>\n\n\n\n<p>Here, for example, is the purchase of a $200 Amazon.ca gift card that earned 1,000 Membership Rewards points:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/couche-tard-carte-cadeau-amazon.png\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - couche tard amazon gift card\" class=\"wp-image-60010\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1125\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c.jpg\" alt=\"The best credit card for groceries! - Super C gift cards\" class=\"wp-image-70939\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-768x576.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5x-points-at-restaurants-and-bars\">5X Points at Restaurants and Bars<\/h3>\n\n\n\n<p>Also, with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you earn <strong>5 points per dollar at restaurants and bars<\/strong>.<\/p>\n\n\n\n<p>Here, for example, is a series of restaurants, grocery stores, and bars on our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/restaurants-cobalt.png\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - cobalt restaurants\" class=\"wp-image-60015\"\/><\/figure>\n\n\n\n<p>With all these purchases, I earned 5 points per dollar!<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1125\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants.jpg\" alt=\"The best credit card for groceries! - amex platine cobalt restaurants\" class=\"wp-image-48274\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/amex-platine-cobalt-restaurants-768x576.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-points-per-dollar-on-food-delivery\">5 Points per Dollar on Food Delivery<\/h3>\n\n\n\n<p>We&#8217;re big fans of home food delivery with platforms like <strong>Uber Eats<\/strong> or <strong>GoodFood<\/strong>! Here too, with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>MD<\/sup> Card<\/a>, you get <strong>5 points per dollar for home food delivery!<\/strong><\/p>\n\n\n\n<p>Here are two purchases:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Uber Eats for $42.64 (213 Membership Rewards Points)<\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"GoodFood\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/goodfood\/\">GoodFood<\/a> for $90.00 (450 Membership Rewards Points)<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"620\" height=\"61\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/uber-eats-good-food.png\" alt=\"Review: Cook It and Goodfood Ready to Cook Delivery Services - uber eats good food\" class=\"wp-image-60012\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/uber-eats-good-food.png 620w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/uber-eats-good-food-450x44.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/uber-eats-good-food-200x20.png 200w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/><\/figure>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Most <strong>Uber trips<\/strong> also move into the 5 points per dollar category instead of 2 points!<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<p>There used to be an annual limit of $30,000 on purchases eligible for the 5X multiplier, which has now been changed to a limit of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/cobalt-american-express-cap-5x-multiplier\/\">$2,500 per month<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-between-1-and-2-points-per-dollar-everywhere-else\">Between 1 and 2 Points per Dollar Everywhere Else<\/h3>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you earn <strong>2 points per dollar<\/strong> on all your purchases:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>at service stations (Shell, Petro-Canada, etc.)<\/li>\n\n\n\n<li>local transport (cabs, commuter trains, etc.)<\/li>\n<\/ul><\/div>\n\n\n\n<p>Outside of all the above categories, with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you earn <strong>1 point per dollar<\/strong>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"393549\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-flexible-membership-rewards-points\">Flexible Membership Rewards Points!<\/h2>\n\n\n\n<p>It&#8217;s not enough to accumulate <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">Privilege Points<\/a> quickly, you also have to be able to use them.<\/p>\n\n\n\n<p>Here are the best uses for your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">Membership Rewards points<\/a> earned with your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-redeem-membership-rewards-points-on-travel-purchases\">Redeem Membership Rewards Points on Travel Purchases<\/h3>\n\n\n\n<p>It&#8217;s the easiest way to use <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> Membership Rewards points:<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>You charge a trip to your card<\/strong>: flights, hotels, Airbnb, car rental, etc.<\/li>\n\n\n\n<li><strong>You redeem your points on this purchase:<\/strong> 1,000 points = $10<\/li>\n<\/ol><\/div>\n\n\n\n<p>Here are two examples of travel companies without loyalty program, <strong>Air Transat<\/strong> and <strong>Airbnb:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1006\" height=\"254\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat.png\" alt=\"Use your points to travel to Colombia - cobalt transat\" class=\"wp-image-35484\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat.png 1006w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat-450x114.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat-200x50.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/cobalt-transat-768x194.png 768w\" sizes=\"(max-width: 1006px) 100vw, 1006px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"999\" height=\"242\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb.png\" alt=\"Use your points to travel to Colombia - cobalt airbnb\" class=\"wp-image-49473\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb.png 999w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb-450x109.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb-200x48.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-airbnb-768x186.png 768w\" sizes=\"(max-width: 999px) 100vw, 999px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-redeem-membership-rewards-points-on-everyday-purchases\">Redeem Membership Rewards Points on Everyday Purchases<\/h3>\n\n\n\n<p>Here, the principle is the same as for travel purchases&#8230; except that it applies to everyday purchases:<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>You buy something <\/strong>with your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>.<\/li>\n\n\n\n<li><strong>You redeem your points on this purchase<\/strong>: 1,000 points = $10<\/li>\n<\/ol><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-redeem-membership-rewards-points-through-american-express-fixed-points-travel\">Redeem Membership Rewards Points through American Express Fixed Points Travel<\/h3>\n\n\n\n<p>Here, it&#8217;s simply <strong>THE best use of<\/strong> <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/comparison-cobalt-american-express-visa-infinite-td-aeroplan\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> Membership Rewards points:<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>Connect to the American Express travel portal<\/strong><\/li>\n\n\n\n<li><strong>You book some flights at fixed-points pricing:<\/strong> 15,000 points = $300!<\/li>\n<\/ol><\/div>\n\n\n\n<p>But this only<strong> applies to specific flights:<\/strong><\/p>\n\n\n<div class=\"mceTemp\"> <\/div>\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"936\" height=\"815\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco.png\" alt=\"The best credit card for groceries! - amex fixed points eco\" class=\"wp-image-50567\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco.png 936w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco-450x392.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco-200x174.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/amex-points-fixes-eco-768x669.png 768w\" sizes=\"(max-width: 936px) 100vw, 936px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transfer-membership-rewards-points-to-marriott-bonvoy\">Transfer Membership Rewards Points to Marriott Bonvoy<\/h3>\n\n\n\n<p>Here, it&#8217;s aimed at those who want to earn <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a> points towards a stay at <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/complete-map-hotels-marriott-bonvoy\/\">one of the group&#8217;s 9,000+ hotels<\/a>:<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>You log on to the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/tutorial-transfer-membership-rewards\/\">Membership Rewards transfer portal<\/a><\/strong><\/li>\n\n\n\n<li><strong>You transfer your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">Membership Rewards points<\/a> into <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy <\/a> points<\/strong>at a rate of 1:1.2<strong>(or 5:6 <\/strong>if you prefer).<\/li>\n\n\n\n<li>Book your hotel directly <strong>with your Marriott Bonvoy account<\/strong><\/li>\n<\/ol><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"939\" height=\"283\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-bonvoy-transfert.jpg\" alt=\"Earn 72,000 Marriott Bonvoy Points With This Strategy! - cobalt bonvoy transfert\" class=\"wp-image-60023\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-bonvoy-transfert.jpg 939w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-bonvoy-transfert-450x136.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-bonvoy-transfert-200x60.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/cobalt-bonvoy-transfert-768x231.jpg 768w\" sizes=\"(max-width: 939px) 100vw, 939px\" \/><\/figure>\n\n\n\n<p>This is a great way to earn <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a> points, especially when you have exhausted other solutions like with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/#cartes\">Marriott Bonvoy credit cards<\/a> bonuses!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"125811\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>That&#8217;s why we rank the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> alongside <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/#cartes\">Marriott Bonvoy cards<\/a> for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/marriott-bonvoy-points\/\">earning Marriott Bonvoy points<\/a>!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"267909,22624\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transfer-of-membership-rewards-points-to-aeroplan-british-airways-executive-club-etc\">Transfer of Membership Rewards Points to Aeroplan, British Airways Executive Club, etc.<\/h3>\n\n\n\n<p>This is for those who want to earn Aeroplan points or Avios miles when booking flights with our partner airlines:<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li>You log on to the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/tutorial-transfer-membership-rewards\/\">Membership Rewards transfer portal<\/a><\/li>\n\n\n\n<li>You transfer your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">Membership Rewards points<\/a> to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a> points or Avios miles at a 1:1 ratio<\/li>\n\n\n\n<li>You book your flight directly via your Aeroplan or British Airways Club account<\/li>\n<\/ol><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/etihad-first-777-23.jpg\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - etihad first 777 23\" class=\"wp-image-60606\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transfer-marriott-bonvoy-points-to-airline-programs\">Transfer Marriott Bonvoy Points to Airline Programs<\/h3>\n\n\n\n<p>Here, you use the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a> program as <strong>leverage to collect airline program miles<\/strong> via your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/p>\n\n\n\n<p>So this is for those who want to earn Flying Blue, Alaska Airlines, Avios miles with purchases made on their <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/comparison-card-cobalt-vs-gold-american-express\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>:<\/p>\n\n\n\n<div class=\"component component__list\"><ol class=\"wp-block-list\">\n<li><strong>You log on to the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/tutorial-transfer-membership-rewards\/\">Membership Rewards transfer portal<\/a><\/strong><\/li>\n\n\n\n<li><strong>You transfer your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">Membership Rewards points<\/a> into <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy <\/a> points<\/strong>at a rate of 1:1.2<strong>(or 5:6 <\/strong>if you prefer).<\/li>\n\n\n\n<li><strong>Transfer your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a> points into airline miles <\/strong>at a rate of 3:1<strong>(or 2.4:1 <\/strong>when transferring in increments of 60,000 Marriott Bonvoy points).<\/li>\n\n\n\n<li>You book your airline reward directly within the airline program<\/li>\n<\/ol><\/div>\n\n\n\n<p>In short, with every purchase on your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> <strong>in a 5 points-per-dollar category<\/strong>, you earn <strong>6 Marriott points\/$<\/strong> or <strong>2 Flying Blue &#8211; Alaska miles per dollar<\/strong>!<\/p>\n\n\n\n<p>And it can be much more than that:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>When transferring your Marriott Bonvoy points in 60,000 increments: you get <strong>5,000 bonus miles<\/strong> (so 60,000 points = 25,000 miles)<\/li>\n\n\n\n<li>Initiating this transfer during a <a target=\"_blank\" href=\"\/?p=10978\">conversion bonus<\/a> period such as those offered 3 or 4 times a year by airline programs (25 to 35% bonus).<\/li>\n<\/ul><\/div>\n\n\n\n<p>That&#8217;s why we think the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/comparison-card-cobalt-american-express-vs-world-elite-mastercard-national-bank\/\" target=\"_blank\" rel=\"noopener\">American Express Cobalt<sup>MD<\/sup> Card<\/a> is <strong>one of the best credit cards in Canada<\/strong>!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-numerous-promotions-throughout-the-year\">Numerous promotions throughout the year<\/h2>\n\n\n\n<p>Throughout the year, American Express <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/american-express-offers\/\">offers promotional offers<\/a> to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>MD<\/sup> Card<\/a> holders.<\/p>\n\n\n\n<p>Here are three recent examples:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Promotion<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Value<\/strong><\/td><\/tr><\/thead><tbody><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" href=\"\/?p=10478\">2,000 Membership Rewards points <\/a><br><a target=\"_blank\" href=\"\/?p=10478\">after $75 in gas station purchases<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">$20<\/td><\/tr><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" href=\"\/?p=10014\">Receive $5 after $5 in purchases <\/a><br><a target=\"_blank\" href=\"\/?p=10014\">at Shop Small merchants<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">$25<\/td><\/tr><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"\/?p=8864#_a_combiner_avec_celle_de_la_Carte_Cobalt\">Receive 10 points \/ dollar<\/a><br><a href=\"\/?p=8864#_a_combiner_avec_celle_de_la_Carte_Cobalt\">on Amazon.ca<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">$50<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>TOTAL<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>$95<\/strong><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p><strong>Up to $95 easily accumulated<\/strong>, enough to offset the monthly or annual fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-cobalt-card-travel-insurance\">Cobalt Card Travel Insurance<\/h2>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you&#8217;ll benefit from a number of attractive insurances, <strong>especially for a card costing just $12.99 a month.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-mobile-device-insurance\">Mobile Device Insurance<\/h3>\n\n\n\n<p>You are covered for $1,000 for your mobile devices.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rental-car-loss-and-damage-insurance-with-the-american-express-cobalt-card\">Rental Car Loss and Damage Insurance with the American Express Cobalt<sup>&reg;<\/sup> Card<\/h3>\n\n\n\n<p>Save when you travel with the <strong>flight and damage Insurance for rental cars <\/strong>included with your Card This insurance provides compensation for theft, loss and damage up to the market value of the rental car <strong>with a maximum MSRP of $85,000<\/strong> depending on the year of the model.<\/p>\n\n\n\n<p>To take advantage of this benefit, simply decline the loss\/damage coverage or similar option offered by the rental company and charge the entire rental to your Card. There\u2019s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-baggage-delay-insurance\">Baggage Delay Insurance<\/h3>\n\n\n\n<p>Having booked your flight with your Card, <strong>you can receive up to $500<\/strong> (maximum in combination with Flight Delay Insurance) for any necessary and reasonable everyday purchases of clothing and minor items deemed essential that you make <strong>within four days<\/strong>, if your baggage is not returned to you within <strong>six hours<\/strong> of arriving at your departure flight destination.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-lost-or-stolen-baggage-insurance\">Lost or Stolen Baggage Insurance<\/h3>\n\n\n\n<p>If you charge the full cost of your airline ticket to your Card, you are covered for loss or damage to your personal effects, carry-on baggage or checked baggage while traveling, up to a combined <strong>maximum of $500 per trip<\/strong> .<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-flight-delay-insurance\">Flight Delay Insurance<\/h3>\n\n\n\n<p>Charge your airline tickets to your Card and receive <strong>up to $500<\/strong> (maximum in combination with Baggage Delay Insurance) <strong>for reasonable and necessary<\/strong> hotel, motel, restaurant or incidental <strong>expenses incurred within 48 hours<\/strong> if your flight is delayed or you are denied boarding <strong>for four hours or more<\/strong> without alternate transportation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-250-000-travel-accident-insurance\">$250,000 Travel Accident Insurance<\/h3>\n\n\n\n<p>Travel Accident Insurance provides automatic coverage of up to <strong>$250,000 for accidental death and dismemberment<\/strong> for you, your spouse and dependent children under age 23 when you travel on a common carrier (plane, train, boat or bus) and charge the full cost of all tickets to your Card. Supplementary Cardholders, their spouses and dependent children under 23 are also covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-hotel-motel-burglary-insurance\">Hotel\/Motel Burglary Insurance<\/h3>\n\n\n\n<p>Simply pay for your hotel or motel room with your card and you will receive coverage of <strong>up to $500<\/strong> in case of loss of most personal belongings in the event of a burglary at your hotel or motel room.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-buyer-s-assurance-protection-plan\">Buyer\u2019s Assurance Protection Plan<\/h3>\n\n\n\n<p>Eligible items purchased on your card may be insured for a period of <strong>90 days<\/strong> from the date of purchase against accidental property damage and theft <strong>up to a maximum of $1,000<\/strong> per claim (all items purchased combined).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-buyer-s-assurance-protection-plan\">Buyer\u2019s Assurance<sup>&reg;<\/sup> Protection Plan<\/h3>\n\n\n\n<p>Your coverage can automatically extend the original manufacturer\u2019s warranty for up to one additional year when you charge the full purchase price of eligible items to your Card.<\/p>\n\n\n\n<p>If you need to review the insurance certificate, <a target=\"_blank\" href=\"https:\/\/www.insurance.americanexpress.com\/ca\/files\/2017\/12\/16051-Cobalt-Cert-F-Au08.pdf\">it is available at this here<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-favorite-of-our-milesopedia-community\">The favorite of our Milesopedia community!<\/h3>\n\n\n\n<p>On March 14, 2022, we took a poll in our <a href=\"https:\/\/www.facebook.com\/groups\/milesopedia\" target=\"_blank\" rel=\"noopener\">Facebook group<\/a>.<\/p>\n\n\n\n<p><strong>95% of respondents<\/strong> clearly preferred the American Express Cobalt card, and that it\u2019s <a target=\"_blank\" href=\"\/?p=276541\">worth it in the long run<\/a>. Here\u2019s further proof that it really is the best, both on paper and in \u201creal life\u201d.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/Screen-Shot-2022-03-16-at-13.34.14.png\" alt=\"Why the American Express Cobalt<sup>&reg;<\/sup> Card is one of the best credit cards in Canada - Screen Shot at .\" class=\"wp-image-200908\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-video\">Video<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video wp-block-embed-youtube\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Voici pourquoi la Carte Cobalt d\u2019american Express est aussi populaire chez Milesopedia.\" width=\"563\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/N90POLMcD9U?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-our-review-benefits-of-the-amex-cobalt-credit-card-in-canada\">Our Review: Benefits of the Amex Cobalt Credit Card in Canada<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is one of our favorite cards for all the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/4-reasons-cobalt-wallet\/\" target=\"_blank\" rel=\"noopener\">reasons<\/a> mentioned above.<\/p>\n\n\n\n<p>Every time someone asks &#8220;which credit card to sign up for&#8221; <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\">in the Facebook group<\/a>, many enthusiastic members arrive to talk about the virtues of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>!<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">You would like to apply for this Card while supporting milesopedia? Click here!<\/a> <\/strong><\/p>\n\n\n\n<p>Finally, with American Express <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/american-express-card-refusal\/\">becoming more cautious about accepting new applications<\/a>, this is one of the first cards to add to your portfolio.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p><em>This article was not sponsored. The views and <span class=\"il\">opinions<\/span> expressed in this article are purely my own.<\/em><\/p>\n\n\n\n<p><em>American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">Subscription <\/a>link. Terms and conditions apply.<\/em><\/p>\n\n\n\n<p><em>In France, <a href=\"\/?p=404068\" target=\"_blank\" rel=\"noopener\">American Express cards<\/a> are different.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-faq-american-express-cobalt-card\">FAQ &#8211; American Express Cobalt Card<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_stores_accept_american_express_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich stores accept American Express cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>An American Express credit card is accepted in many more stores than you might think!<\/p>\n<p>Read our article to find out where <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/american-express-cards-acceptance-canada-quebec\/\" target=\"_blank\" rel=\"noopener\">American Express is accepted in Canada and Quebec<\/a>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"who_can_get_an_amex_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWho can get an Amex card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>American Express cards are among the easiest to obtain, because their minimum income requirements are low. It can range from $0 annual income to $12,000.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_the_amex_a_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs the Amex a credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes! American Express offers both credit and charge cards. Here&#8217;s the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/difference-credit-and-charge-cards-american-express\/\" target=\"_blank\" rel=\"noopener\">difference between a credit card and a charge card with Amex<\/a>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"does_the_amex_cobalt_have_a_foreign_transaction_fee_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDoes the Amex Cobalt Have a Foreign Transaction Fee?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, and they are 2.5%.<\/p>\n<p>For the rare cards that don&#8217;t have them, consult our article on cards with no <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/forex\/\" target=\"_blank\" rel=\"noopener\">foreign transaction fees<\/a>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"does_the_amex_cobalt_provide_free_lounge_access_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDoes the Amex Cobalt Provide free lounge access&nbsp;?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No. Here are the credit cards that provide free access to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/vip-airport-lounges-canada\/\" target=\"_blank\" rel=\"noopener\">airport lounges<\/a> worldwide.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Find out how you can use the American Express Cobalt card for travel, points transfer, cash back and more!<\/p>","protected":false},"author":3,"featured_media":234358,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-64086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-american-express-canada-en","mc_market-all-of-canada","tutorial-american-express-en"],"acf":{"mc_approved_badge":false,"mc_card_used":22621,"mc_featured_card_specific":22621,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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