{"id":495164,"date":"2026-03-01T12:05:00","date_gmt":"2026-03-01T17:05:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/how-to-optimize-the-10-cash-back-rate-of-the-scotia-momentum-visa-infinite-card\/"},"modified":"2026-04-30T14:50:49","modified_gmt":"2026-04-30T18:50:49","slug":"optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/","title":{"rendered":"How to optimize the 10% cash back rate of the Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* card"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-offre-de-bienvenue\">Welcome Offer<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"scotia_momentum_visa_infinite_card\">Scotia Momentum&reg; Visa Infinite +* Card<\/h3>\n\t\t\t\t<p>The Scotia Momentum<sup>&reg;<\/sup> VISA Infinite +* card is recognized, year after year, as one of the best cash back credit cards in Canada. Milesopedia has even named it <strong>best cash back credit card in 2026<\/strong>.<\/p>\n<p>Currently, thanks to this promotional offer, the Scotia Momentum Visa Infinite+ Card has <strong>no annual fee for the first year<\/strong>, including on additional cards. And you can get <strong>15% cash back on all your purchases<\/strong> for the first three months (up to $2,000 in total purchases).<\/p>\n<p>It also includes a new convenient benefit for travellers: enjoy <strong>10 GB of free GigSky global mobile data for 15 days<\/strong>, as well as access to <strong>Travel Essentials<\/strong> to use essential apps like messaging, maps, and email while on the go. Cardholders also continue to receive <strong>1 GB of free GigSky mobile data per year<\/strong>, plus a <strong>20% discount on future GigSky purchases<\/strong>.<\/p>\n<p>With the Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+ card, you get:<\/p>\n<ul>\n<li><strong>4% cash back on grocery purchases and recurring payments<\/strong><\/li>\n<li>2% cash back on gas purchases, public transit, carpooling, and food delivery<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>For example, if you spend $1,000 per month on grocery purchases and\/or recurring payments, you will get $40 cash back per month, or <strong>$480 per year<\/strong>, with this card, for this purchase category. And that&rsquo;s not counting the other purchases you make with this card and the benefits it offers (including its excellent insurance coverage).<\/p>\n<p>If you are a renter, you could, for example, use the Scotia Momentum Visa Infinite Card on the Chexy site to pay your rent and get 4% cash back.<\/p>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<p>All you have to do is <strong>spend $2,000 on this card during the first 3 months to maximize this promotion<\/strong>!<\/p>\n\n<p>But let&#8217;s look at how exactly this 10% cash back welcome bonus works and why it&#8217;s exciting.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-la-remise-annuelle-en-novembre\">The annual cash back statement credit in November<\/h3>\n\n<p><a class=\"thirstylink\" title=\"Scotia Momentum&#xAE; VISA Infinite* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> Visa Infinite+* Cardholders<\/a> usually earn their cash back annually,<strong> on the November statement<\/strong>. So a person who signs up in January 2023 will receive their annual cash back in November 2023.<\/p>\n\n<p>However, <strong>as part of the 10% bonus, there will be two payments<\/strong>.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-le-versement-du-bonus-de-10\">Payment of the 10% bonus<\/h3>\n\n<p>The 10% cash back applies to the first $2,000 in purchases charged to your card within the first 3 months.<\/p>\n\n<p>In fact, this cash back rate is divided into two:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>The <strong>normal<\/strong> cash back rate of the program (1% \/ 2% \/ 4% depending on merchant categories)<\/li>\n\n\n\n<li>The <strong>bonus<\/strong> cash back rate (9% \/ 8% \/ 6% depending on merchant categories)<\/li>\n<\/ul><\/div>\n\n<p>And the cash back will be credited to your credit card account <strong>in 2 installments<\/strong>!<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>The cash back at the <strong>normal<\/strong> rate is paid, as usual, on your November statement<\/li>\n\n\n\n<li>The cash back at the <strong>bonus<\/strong> rate is paid within 7 months following the end of the offer<\/li>\n<\/ul><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-la-categorie-a-1-est-donc-a-privilegier-pendant-les-3-premiers-mois\">The 1% category is therefore preferable for the first 3 months!<\/h3>\n\n<p>During the first 3 months, it is in your best interest to use your <a class=\"thirstylink\" title=\"Scotia Momentum&#xAE; VISA Infinite* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* card<\/a> in merchant categories with a 1% rate (i.e., excluding grocery stores, gas stations, or local transit).<\/p>\n\n<p>Explanations in a table for $2,000 in purchases based on merchant category:<\/p>\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>$2,000<\/strong><br\/><strong>Purchases<\/strong><\/td><td><strong>Normal<\/strong><br\/><strong>Rate<\/strong><\/td><td><strong>Bonus<\/strong><br\/><strong>Rate<\/strong><\/td><td><strong>Normal Cash Back<\/strong><br\/><strong>Next November<\/strong><\/td><td><strong>Bonus Cash Back<\/strong><br\/><strong>7 Months After Offer End<\/strong><\/td><\/tr><tr><td>Other Businesses like Costco<\/td><td>1&nbsp;%<\/td><td><strong>9&nbsp;%<\/strong><\/td><td><strong>$20<\/strong><\/td><td><strong>$180<\/strong><\/td><\/tr><tr><td>Service stations<\/td><td>2&nbsp;%<\/td><td>8&nbsp;%<\/td><td>$40<\/td><td>$160<\/td><\/tr><tr><td>Grocery stores<\/td><td>4&nbsp;%<\/td><td>6&nbsp;%<\/td><td>$80<\/td><td>$120<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<p>\u00a0<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-10-de-remise-en-argent-chez-costco\">10% cash back at Costco?<\/h3>\n\n<p>Members of the <a class=\"thirstylink\" title=\"Facebook group travel for free (or almost...!) with your points and miles - milesopedia\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/groupe-facebook-2\/\">milesopedia facebook group<\/a> had a very relevant remark!<\/p>\n\n<p>By purchasing $2,000 worth of gift cards on Costco.ca (<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/visa-credit-card-costco\/\">which accepts VISA cards, unlike warehouses<\/a>) with the <a class=\"thirstylink\" title=\"Scotia Momentum&#xAE; VISA Infinite* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* card<\/a>, you can maximize this welcome bonus!<\/p>\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/10\/costco-shop-card-1024x397.jpg\" alt=\"Comparison of the Best Credit Cards for Costco Canada - February 2026 - Costco Cash Cards\" loading=\"lazy\" width=\"1012\" height=\"392\">\n\t\t\t<\/figure>\n\n<p>It&#8217;s as if your first $2,000 spent at Costco <strong>earned you $200, or a 10% rebate<\/strong>!<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-l-optimisation-de-la-remise-en-argent\">Optimizing cashback<\/h2>\n\n<p>For those who wish to use this card throughout the year \u2013 and not just take advantage of the 10% welcome bonus \u2013 it is a very attractive card due to its accumulation rates:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>4% in grocery stores and recurring payments<\/li>\n\n\n\n<li>2% on gas and local transit<\/li>\n<\/ul><\/div>\n\n<p>Given that it is <strong>a VISA card<\/strong>, you will have no difficulty using it at your favorite merchants and can benefit from rates as attractive as those offered by <a class=\"thirstylink\" title=\"the Scotiabank Gold American Express&#xAE; Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">the Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> or the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-pour-payer-son-loyer\">To pay your rent<\/h3>\n\n<p>Are you a tenant? In our opinion, the best use of the 4% discount is for rent payments, one of the most important expenses in a budget. Thanks to <a title=\"Chexy\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/chexy\/\" rel=\"noindex\">Chexy<\/a>, it&#8217;s now possible to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/chexy-earn-rewards-rent-payments\/\">earn rewards on your rent<\/a>! This Canadian company lets you pay your rent by credit card, and then Chexy takes care of the monthly Interac transfer to your landlords.<\/p>\n\n<p>This way you&nbsp;:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>Pay a <strong>1.75%<\/strong> fee to Chexy,<\/li>\n\n\n\n<li>earn <strong>4%<\/strong> cash back with the <a title=\"Scotia Momentum&#xAE; VISA Infinite+* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"noindex\">Scotia Momentum<sup>&reg;<\/sup> Visa Infinite+* Card<\/a>, since <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/chexy-earn-rewards-rent-payments\/\">Chexy<\/a> falls into the recurring payment category,<\/li>\n\n\n\n<li>which represents a net cash back of <strong>2.25%<\/strong> on your rent.<\/li>\n<\/ul><\/div>\n\n<p>Without calculating the increased cash back with the welcome offer, this represents $405 in cash back per year on a monthly rent of $1,500! Here&#8217;s how to do it with <a title=\"Chexy\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/chexy\/\" rel=\"noindex\">Chexy<\/a>:<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"299825\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Conclusion<\/h2>\n\n<p><strong>December &#8211; January<\/strong> are the best months to subscribe to The <a class=\"thirstylink\" title=\"Scotia Momentum&#xAE; VISA Infinite* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> Visa Infinite+* Card<\/a>:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li>you get a great welcome bonus<\/li>\n\n\n\n<li>you will benefit from a first year annual fee waiver<\/li>\n\n\n\n<li>you can use your card throughout the year to receive your annual cash back next November<\/li>\n<\/ul><\/div>\n\n<p>Then, you are free to keep this credit card in your wallet for an additional year or opt for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/cash-back\/\">another cash back credit card<\/a>!<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"0,22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>","protected":false},"excerpt":{"rendered":"<p>Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.<\/p>","protected":false},"author":3,"featured_media":494044,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48139],"tags":[],"mc_loyalty_program":[],"class_list":["post-495164","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tutorials","mc_issuer-scotiabank","tutorial-scotiabank"],"acf":{"mc_approved_badge":false,"mc_card_used":22637,"mc_featured_card_specific":22637,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to optimize the 10% cash back rate of the Scotia Momentum\u00ae VISA Infinite* card | Milesopedia<\/title>\n<meta name=\"description\" content=\"Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to optimize the 10% cash back rate of the Scotia Momentum\u00ae VISA Infinite* card\" \/>\n<meta property=\"og:description\" content=\"Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-01T17:05:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-30T18:50:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/04\/22436-checkout-ca.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Jean-Maximilien Voisine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jean-Maximilien Voisine\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/\"},\"author\":{\"name\":\"Jean-Maximilien Voisine\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\"},\"headline\":\"How to optimize the 10% cash back rate of the Scotia Momentum&reg; VISA Infinite* card\",\"datePublished\":\"2026-03-01T17:05:00+00:00\",\"dateModified\":\"2026-04-30T18:50:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/\"},\"wordCount\":627,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/22436-checkout-ca.webp\",\"articleSection\":[\"Tutorials\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/\",\"name\":\"Tip for Scotia Momentum\u00ae VISA Infinite* card - Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/22436-checkout-ca.webp\",\"datePublished\":\"2026-03-01T17:05:00+00:00\",\"dateModified\":\"2026-04-30T18:50:49+00:00\",\"description\":\"Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/guide\\\/tutorials\\\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/22436-checkout-ca.webp\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/22436-checkout-ca.webp\",\"width\":1536,\"height\":1024,\"caption\":\"How to optimize the 10% cash back rate of the Scotia Momentum\u00ae VISA Infinite* card - Scotia Momentum\u00ae VISA Infinite* card \u2014 Checkout\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\",\"name\":\"Milesopedia\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"width\":884,\"height\":203,\"caption\":\"Milesopedia\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\",\"name\":\"Jean-Maximilien Voisine\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/47e154167614df581f4f4ac92b021f0886e067b69abb6cd8df87e4949f84bcc7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/47e154167614df581f4f4ac92b021f0886e067b69abb6cd8df87e4949f84bcc7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/47e154167614df581f4f4ac92b021f0886e067b69abb6cd8df87e4949f84bcc7?s=96&d=mm&r=g\",\"caption\":\"Jean-Maximilien Voisine\"},\"description\":\"Jean-Maximilien Voisine est le Pr\u00e9sident et Fondateur de Milesopedia, et l\u2019un des experts les plus reconnus en mati\u00e8re de programmes de r\u00e9compenses, de cartes de cr\u00e9dit et de voyage au Canada, en France et aux \u00c9tats-Unis. \u00c2g\u00e9 de 40 ans et p\u00e8re de deux enfants, il a explor\u00e9 plus de 100 pays, dont la moiti\u00e9 en famille avec sa conjointe Audrey. Sp\u00e9cialiste des programmes de fid\u00e9lit\u00e9 comme A\u00e9roplan, Points-Privil\u00e8ges d\u2019American Express et Marriott Bonvoy, Jean-Maximilien aide les voyageurs \u00e0 maximiser leurs avantages et \u00e0 transformer leurs points en exp\u00e9riences m\u00e9morables. Sa mission : permettre \u00e0 chacun de voyager mieux et plus intelligemment en Am\u00e9rique du Nord et en Europe.\",\"sameAs\":[\"https:\\\/\\\/mp-2702.milesopedia.dev\",\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/instagram.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"],\"knowsAbout\":[\"Credit Cards\"],\"knowsLanguage\":[\"English\",\"French\"],\"jobTitle\":\"Founding President\",\"worksFor\":\"Milesopedia\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/author\\\/jean-maximilien\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to optimize the 10% cash back rate of the Scotia Momentum\u00ae VISA Infinite* card | Milesopedia","description":"Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/","og_locale":"en_US","og_type":"article","og_title":"How to optimize the 10% cash back rate of the Scotia Momentum\u00ae VISA Infinite* card","og_description":"Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.","og_url":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/","og_site_name":"Milesopedia","article_author":"https:\/\/www.facebook.com\/milesopedia","article_published_time":"2026-03-01T17:05:00+00:00","article_modified_time":"2026-04-30T18:50:49+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/04\/22436-checkout-ca.webp","type":"image\/webp"}],"author":"Jean-Maximilien Voisine","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_misc":{"Written by":"Jean-Maximilien Voisine","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/#article","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/"},"author":{"name":"Jean-Maximilien Voisine","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/910fb721150b290316f16836cc905cad"},"headline":"How to optimize the 10% cash back rate of the Scotia Momentum&reg; VISA Infinite* card","datePublished":"2026-03-01T17:05:00+00:00","dateModified":"2026-04-30T18:50:49+00:00","mainEntityOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/"},"wordCount":627,"publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2026\/04\/22436-checkout-ca.webp","articleSection":["Tutorials"],"inLanguage":"en-CA"},{"@type":"WebPage","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/","url":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/","name":"Tip for Scotia Momentum\u00ae VISA Infinite* card - Milesopedia","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/#primaryimage"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2026\/04\/22436-checkout-ca.webp","datePublished":"2026-03-01T17:05:00+00:00","dateModified":"2026-04-30T18:50:49+00:00","description":"Find out how to make the most of the 10% cash back welcome bonus offered by the Scotia Momentum\u00ae VISA Infinite* card.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/optimize-the-cash-back-offer-scotia-momentum-visa-infinite-card\/#primaryimage","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2026\/04\/22436-checkout-ca.webp","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2026\/04\/22436-checkout-ca.webp","width":1536,"height":1024,"caption":"How to optimize the 10% cash back rate of the Scotia Momentum\u00ae VISA Infinite* card - Scotia Momentum\u00ae VISA Infinite* card \u2014 Checkout"},{"@type":"WebSite","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mp-2702.milesopedia.dev\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization","name":"Milesopedia","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","width":884,"height":203,"caption":"Milesopedia"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/910fb721150b290316f16836cc905cad","name":"Jean-Maximilien Voisine","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/47e154167614df581f4f4ac92b021f0886e067b69abb6cd8df87e4949f84bcc7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/47e154167614df581f4f4ac92b021f0886e067b69abb6cd8df87e4949f84bcc7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/47e154167614df581f4f4ac92b021f0886e067b69abb6cd8df87e4949f84bcc7?s=96&d=mm&r=g","caption":"Jean-Maximilien Voisine"},"description":"Jean-Maximilien Voisine est le Pr\u00e9sident et Fondateur de Milesopedia, et l\u2019un des experts les plus reconnus en mati\u00e8re de programmes de r\u00e9compenses, de cartes de cr\u00e9dit et de voyage au Canada, en France et aux \u00c9tats-Unis. \u00c2g\u00e9 de 40 ans et p\u00e8re de deux enfants, il a explor\u00e9 plus de 100 pays, dont la moiti\u00e9 en famille avec sa conjointe Audrey. Sp\u00e9cialiste des programmes de fid\u00e9lit\u00e9 comme A\u00e9roplan, Points-Privil\u00e8ges d\u2019American Express et Marriott Bonvoy, Jean-Maximilien aide les voyageurs \u00e0 maximiser leurs avantages et \u00e0 transformer leurs points en exp\u00e9riences m\u00e9morables. Sa mission : permettre \u00e0 chacun de voyager mieux et plus intelligemment en Am\u00e9rique du Nord et en Europe.","sameAs":["https:\/\/mp-2702.milesopedia.dev","https:\/\/www.facebook.com\/milesopedia","https:\/\/instagram.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.youtube.com\/milesopedia"],"knowsAbout":["Credit Cards"],"knowsLanguage":["English","French"],"jobTitle":"Founding President","worksFor":"Milesopedia","url":"https:\/\/mp-2702.milesopedia.dev\/en\/author\/jean-maximilien\/"}]}},"_links":{"self":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/495164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/comments?post=495164"}],"version-history":[{"count":5,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/495164\/revisions"}],"predecessor-version":[{"id":495187,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/495164\/revisions\/495187"}],"acf:post":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/card\/22637"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media\/494044"}],"wp:attachment":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media?parent=495164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/categories?post=495164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/tags?post=495164"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=495164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}