{"id":478943,"date":"2021-03-28T15:45:53","date_gmt":"2021-03-28T19:45:53","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/compound-interest\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"compound-interest-in-canada-2","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/compound-interest-in-canada-2\/","title":{"rendered":"Compound Interest: Everything You Need to Know"},"content":{"rendered":"\n<p><strong>Compound interest<\/strong> is one of the most powerful concepts in <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/101-personal-finance-canada\/\">personal finance<\/a>. Yet, it remains poorly understood by many savers in Canada.<\/p>\n\n\n\n<p>First, it allows your money to generate interest&#8230; on interest already earned. Then, this effect amplifies over time. Finally, the longer the timeframe, the more impressive the growth.<\/p>\n\n\n\n<p>Thus, understanding how compound interest works helps you save better, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/how-to-invest-online-in-canada\/\">invest<\/a>, and plan your financial future. Whether for a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/tax-free-savings-account-tutorial\/\">TFSA<\/a>, an <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/registered-retirement-savings-plan-rrsp-101\/\">RRSP<\/a>, or a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/high-interest-savings-accounts-canada\/\">savings account<\/a>, this mechanism can transform your long-term results.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"210593\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-compound-interest\">What is compound interest?<\/h2>\n\n\n\n\n\n<p><strong>Compound interest<\/strong> refers to <strong>interest calculated on both the initial principal and previously accumulated interest<\/strong>. Unlike simple interest, it creates a snowball effect over time.<\/p>\n\n\n\n<p>First, your money generates interest. Then, this interest is added to the principal. Finally, future interest is calculated on this new, higher amount.<\/p>\n\n\n\n<p>Thus, the longer the savings remain invested, the faster the growth accelerates. Even with a modest rate, compound interest can produce significant long-term results.<\/p>\n\n\n\n<p>In Canada, compound interest applies to several financial products. It is notably found in <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/high-interest-savings-accounts-canada\/\">savings accounts<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/tax-free-savings-account-tutorial\/\">TFSAs<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/registered-retirement-savings-plan-rrsp-101\/\">RRSPs<\/a>, and certain guaranteed investments.<\/p>\n\n\n\n<p>Consequently, understanding compound interest is essential for making better financial choices. It is a key principle for building sustainable savings and improving the overall return on your investments.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"247124\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-compound-interest-works-over-time\">How Compound Interest Works Over Time<\/h2>\n\n\n\n<p><strong>Compound interest<\/strong> is based on a simple principle. The longer your money remains invested, the more significant the interest generated becomes. Time plays a decisive role.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-role-of-time-in-savings-growth\">The Role of Time in Savings Growth<\/h3>\n\n\n\n<p>Initially, the first few years may seem unimpressive. Then, growth gradually accelerates. Finally, the interest earned often exceeds the initial contributions.<\/p>\n\n\n\n<p>Thus, starting early maximizes the effect of <strong>compound interest<\/strong>. Even small amounts invested regularly can produce significant long-term results.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-frequency-of-interest-compounding\">The Frequency of Interest Compounding<\/h3>\n\n\n\n<p><strong>Compound interest<\/strong> also depends on the compounding frequency. Interest can be calculated annually, monthly, or daily, depending on the product.<\/p>\n\n\n\n<p>The more frequent the compounding, the higher the compound return. However, the impact remains secondary compared to time and the rate of return.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-impact-of-regular-contributions\">The Impact of Regular Contributions<\/h3>\n\n\n\n<p>Adding money regularly amplifies the effect of <strong>compound interest<\/strong>. Each new contribution, in turn, generates interest.<\/p>\n\n\n\n<p>Consequently, automatic savings become an effective strategy. It combines discipline, consistency, and compound returns over the years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-patience-is-essential\">Why Patience Is Essential<\/h3>\n\n\n\n<p><strong>Compound interest<\/strong> rewards patience. The most significant gains often occur after several years.<\/p>\n\n\n\n<p>Thus, withdrawing money too early significantly reduces growth potential. In the long term, staying invested remains one of the best financial levers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-compound-interest-formula-explained-simply\">The Compound Interest Formula Explained Simply<\/h2>\n\n\n\n<p><strong>Compound interest<\/strong> is based on a calculation that considers the principal, rate of return, and time. The frequency of contributions also plays an important role.<\/p>\n\n\n\n<p>First, interest is calculated on the invested principal. Then, it is added to the balance. Finally, future interest is calculated on this new amount.<\/p>\n\n\n\n<p>Thus, the longer the duration, the more powerful the effect of compound interest becomes. This impact is particularly visible with regular contributions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-concrete-example-of-compound-interest-calculation\">Concrete Example of Compound Interest Calculation<\/h3>\n\n\n\n<p>Let&#8217;s take a simple example to illustrate compounding. You invest $150 per month in a <strong>compound interest<\/strong> investment.<\/p>\n\n\n\n<p>The annual rate of return is 6%. The investment horizon is 30 years. Here is the account balance evolution over time:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>After 1 year: $1,850, including approximately $50 in interest.<\/li>\n\n\n\n<li>After 5 years: $10,465, including approximately $1,466 in interest.<\/li>\n\n\n\n<li>After 10 years: $24,582, including approximately $6,582 in interest.<\/li>\n\n\n\n<li>After 30 years: $150,677, including approximately $96,677 in interest.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Initially, the interest seems modest. Then, it gradually increases. Finally, it represents the majority of the accumulated amount.<\/p>\n\n\n\n<p>This example clearly demonstrates why compound interest favors long-term savings and investments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-capitalization-can-work-in-reverse\">Capitalization can work in reverse<\/h3>\n\n\n\n<p><strong>Compound interest<\/strong> is not always beneficial. When applied to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/how-to-eliminate-debt-credit-card-canada\/\">debts<\/a>, it can quickly increase the amount to be repaid.<\/p>\n\n\n\n<p>First, interest on a credit card or an unpaid loan is added to the principal. Then, future interest is calculated on this new balance. Finally, the amount owed can increase very quickly.<\/p>\n\n\n\n<p>Consequently, even small unpaid balances can become costly over several months or years. High-interest debt exploits the same mechanism as savings, but in reverse.<\/p>\n\n\n\n<p>Thus, understanding that compounding works both ways encourages you to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/how-to-delete-your-debts\/\">repay your debts quickly<\/a>. This prevents compound interest from becoming a costly financial trap.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"210567,210581\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-rule-of-72\">The rule of 72<\/h2>\n\n\n\n<p>The Rule of 72 is a quick way to estimate how long it takes to double an investment through <strong>compound interest<\/strong>.<\/p>\n\n\n\n<p>First, divide 72 by the annual interest rate. Then, the approximate result corresponds to the number of years required for the initial principal to double.<\/p>\n\n\n\n<p>For example:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>At 4% per year: 72 \u00f7 4 = 18 years to double the principal.<\/li>\n\n\n\n<li>At 6% per year: 72 \u00f7 6 = 12 years to double the principal.<\/li>\n\n\n\n<li>At 8% per year: 72 \u00f7 8 = 9 years to double the principal.<\/li>\n<\/ul><\/div>\n\n\n\n<p>This rule works best for moderate rates, between 4% and 12%. It offers a simple estimate, without a complex formula, and allows you to quickly visualize the effect of time on your investments.<\/p>\n\n\n\n<p>Thus, it helps plan your financial goals and compare different savings or investment rates. This simple tool concretely demonstrates the power of compound interest on your money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-compound-interest-and-inflation-what-you-need-to-understand\">Compound Interest and Inflation: What You Need to Understand<\/h2>\n\n\n\n<p>First, <strong>compound interest<\/strong> allows your money to grow faster than inflation. Then, everything depends on the real return obtained. Finally, the more the rate exceeds inflation, the more your purchasing power increases in the long term.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"422726\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-to-start-saving\">Where to start saving<\/h2>\n\n\n\n<p>First, to benefit from <strong>compound interest<\/strong>, you must choose a product suited to your goals. Then, the investment horizon and risk level determine the type of savings.<\/p>\n\n\n\n<p>In Canada, several interesting options are available:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/high-interest-savings-accounts-canada\/\">High-interest savings accounts<\/a>: simple, liquid, and secure.<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/tax-free-savings-account-tutorial\/\">TFSA<\/a> (Tax-Free Savings Account): non-taxable interest, ideal for long-term savings.<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/registered-retirement-savings-plan-rrsp-101\/\">RRSP<\/a> (Registered Retirement Savings Plan): immediate tax deductions and tax-sheltered capital until withdrawal.<\/li>\n\n\n\n<li>GIC (Guaranteed Investment Certificates): fixed rates and capital security.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Thus, starting early and investing regularly, even small amounts, allows compound interest to produce significant long-term results. Finally, choosing the product suited to your needs maximizes your gains and secures your savings.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"210626,189231,318807,210593,191721,210639\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t\t\t\t<button type=\"button\" class=\"deferred_button\" data-page=\"1\" data-per_page=\"4\">\n\t\t\t\t<i class=\"fas fa-spinner-third fa-spin\"><\/i>\n\t\t\t\tLoad More\t\t\t<\/button>\n\t\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p><strong>Compound interest<\/strong> is a powerful lever for growing your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/high-interest-savings-accounts-canada\/\">savings<\/a>. Starting early, saving regularly, and choosing the right financial products maximizes this return. Even small amounts invested long-term can produce impressive results. Understanding and applying this principle helps you plan your financial goals and fully leverage your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/how-to-invest-online-in-canada\/\">investments<\/a>.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_compound_interest_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is compound interest?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Compound interest refers to interest calculated on both the principal and previously accumulated interest.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_calculate_compound_interest_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to calculate compound interest?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>It is calculated using a formula that considers the principal, rate, time, and compounding frequency.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_is_compound_interest_found_in_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere is compound interest found in Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>It is found in <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/high-interest-savings-accounts-canada\/\">savings accounts<\/a>, GICs, and investments made in <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/registered-retirement-savings-plan-rrsp-101\/\">RRSPs<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/tax-free-savings-account-tutorial\/\">TFSAs<\/a>, and other investment accounts.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_compound_interest_better_in_the_long_term_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs compound interest better in the long term?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. The longer the timeframe, the more significant the effect of compound interest becomes.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Understand compound interest in Canada, its calculation, and its real impact on your long-term savings and investments.<\/p>","protected":false},"author":2488,"featured_media":215093,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48131],"tags":[],"mc_loyalty_program":[],"class_list":["post-478943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing"],"acf":{"mc_approved_badge":false,"mc_card_used":null,"mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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