{"id":470088,"date":"2025-12-08T08:42:40","date_gmt":"2025-12-08T13:42:40","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=470088"},"modified":"2026-05-09T08:32:59","modified_gmt":"2026-05-09T08:32:59","slug":"capital-one-smart-rewards-mastercard","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/capital-one-smart-rewards-mastercard\/","title":{"rendered":"Review: Capital One Smart Rewards Mastercard"},"content":{"rendered":"\n<p>Earning rewards with your credit card is a great way to take advantage of your everyday purchases and turn them into something extra.<\/p>\n\n\n\n<p>With the <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capitol One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> and its unique rewards structure, you&#8217;ll not only earn valuable points, but you&#8217;ll also get positive reinforcement on good financial behaviours.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1216\" height=\"730\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-card-image-with-coins.png\" alt=\"Review: Capital One Smart Rewards Mastercard - card image with coins\" class=\"wp-image-470178\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-card-image-with-coins.png 1216w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-card-image-with-coins-450x270.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-card-image-with-coins-1024x615.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-card-image-with-coins-200x120.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-card-image-with-coins-768x461.png 768w\" sizes=\"(max-width: 1216px) 100vw, 1216px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-capital-one-smart-rewards-mastercard\">Capital One Smart Rewards Mastercard<\/h2>\n\n\n\n\n\n<p>The <strong><a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> <\/strong>is a distinctive offering in the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/capital-one-guaranteed-mastercard\/\">Capital One family of cards<\/a>.<\/p>\n\n\n\n<p>This no-annual-fee credit card stands out in the Canadian market by rewarding you when you make payments to your credit card balance instead of when you make the initial purchase.<\/p>\n\n\n\n<p>This unique earning structure is designed to help build good habits around your credit use, which in turn can help <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/good-credit-score-canada\/\">improve your credit score.<\/a><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"210569\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-card-information\">Key Card Information<\/h2>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>$0 annual fee<\/li>\n\n\n\n<li>No minimum income requirements<\/li>\n\n\n\n<li>Earn 5 points per $1 paid towards your balance<\/li>\n\n\n\n<li>Offers product protection and travel insurance coverage<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"394481\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-advantages-to-the-capital-one-smart-rewards-mastercard\">Advantages to the Capital One Smart Rewards Mastercard<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-accessible\">Accessible<\/h3>\n\n\n\n<p>The <strong><a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capitol One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a><\/strong> is accessible to nearly everyone thanks to the fact that it doesn&#8217;t charge an annual fee, and it doesn&#8217;t have set minimum income requirements.<\/p>\n\n\n\n<p>In fact, you can even <a target=\"_blank\" href=\"https:\/\/www.capitalone.ca\/quickcheck\/\">check online to see if you\u2019ll be pre-approved<\/a> without actually applying, helping you understand your credit options without affecting your credit score with a hard check.<\/p>\n\n\n\n<p>Since the <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capitol One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> makes it <strong>easy to apply and be approved<\/strong>, this is a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/best-first-credit-card-young-adutls-students\/\">good credit card option for students<\/a>, for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/best-credit-cards-to-build-credit-history\/\">people who are newer to the credit journey and looking to build credit history<\/a>, and for those who are working to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/improve-your-credit-score\/\">improve their credit score<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"453543,252943,116403\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-unique-rewards-structure\">Unique rewards structure<\/h3>\n\n\n\n<p>One of the most interesting things about the<strong> <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> <\/strong>is the unique way you earn rewards with the card.<\/p>\n\n\n\n<p>Unlike other credit cards in the Canadian market where you earn rewards when you make a purchase on your credit card, with the <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup>,<\/a> you actually <strong>earn reward points when you make payments on your credit card statement<\/strong>.<\/p>\n\n\n\n<p>The card&#8217;s one-of-a-kind earning structure lets you <strong>earn 5 points for every $1 you pay towards your credit card balance<\/strong>.<\/p>\n\n\n\n<p>By structuring the card&#8217;s rewards program this way, Capital One promotes <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/learn-manage-budget\/\">good financial habits<\/a> and incentivizes <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/optimize-finances-end-of-year\/\">responsible behaviours around money<\/a>.<\/p>\n\n\n\n<p>Plus, once you&#8217;ve got some points sitting in your Capital One account, you can <strong>easily redeem them for gift cards, statement credits, and more<\/strong> using Capital One&#8217;s online portal.<\/p>\n\n\n\n<p>The redemption rate depends on the exact details of each redemption, but as an example, you can redeem 20,000 points for a $25 gift card.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>As a Mastercard, the\u00a0<a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> <strong>will also work for all your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/costco-tips-warehouse-savings\/\">Costco purchases<\/a><\/strong>, making a solid no-annual-fee option for anyone who likes to stock up at this popular retailer.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"116720\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-travel-insurance\">Travel insurance<\/h3>\n\n\n\n<p>In addition to giving cardholders the ability to earn rewards while making payments on their credit cards, the <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> also offers some helpful perks and benefits.<\/p>\n\n\n\n<p>For cardholders who enjoy an adventure away from home, the card offers <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/travel-insurance-credit-cards\/\">common carrier travel accident insurance<\/a>, baggage delay insurance, and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">car rental collision\/damage waiver insurance<\/a> to give you some added peace of mind on the road.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"116748,210611,192394\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-purchase-protection\">Purchase protection<\/h3>\n\n\n\n<p>When making a purchase with your\u00a0<a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\"><strong>Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/strong><\/a>, you can feel extra secure thanks to the card&#8217;s <strong>purchase protection benefits<\/strong>.<\/p>\n\n\n\n<p>With this feature, eligible items purchased on the card are protected against loss, damage, and theft anywhere in the world for 120 days from the date of purchase.<\/p>\n\n\n\n<p>Additionally, the card offers <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/\"><strong>extended warranty coverage<\/strong><\/a> that gives you double the length of time as the original manufacturer&#8217;s warranty (up to 2 years) when you purchase an eligible item with your <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"132067\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-extra-features-and-tools\">Extra features and tools<\/h3>\n\n\n\n<p>With the <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a>, you can also take advantage of the helpful features that Capital One offers all its cardholders.<\/p>\n\n\n\n<p>This includes the ability to&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>easily track your purchases and points with their app<\/li>\n\n\n\n<li>learn about your credit score with the Credit Keeper feature<\/li>\n\n\n\n<li>enjoy a simple redemption process with their online rewards portal<\/li>\n\n\n\n<li>set alerts for when payments are due or to watch for unexpected charges (like double charges or if a regular bill is unexpectedly high)<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1650\" height=\"944\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-app-with-features-EN.png\" alt=\"Review: Capital One Smart Rewards Mastercard - app with features EN\" class=\"wp-image-470180\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-app-with-features-EN.png 1650w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-app-with-features-EN-450x257.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-app-with-features-EN-1024x586.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-app-with-features-EN-200x114.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-app-with-features-EN-768x439.png 768w\" sizes=\"(max-width: 1650px) 100vw, 1650px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-our-review-of-the-capital-one-smart-rewards-mastercard\">Our Review of the Capital One Smart Rewards Mastercard<\/h2>\n\n\n\n<p>The\u00a0<strong><a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a><\/strong> stands out in the Canadian market thanks to its unique rewards structure, which makes it a notable option for someone who&#8217;s looking for a solid entry-level credit card.<\/p>\n\n\n\n<p>With a rewards structure that gives out points as you pay your balance, this card promotes good credit behaviours, making it particularly ideal for people who are at the beginning of their credit journey and for those trying to rebuild their credit score.<\/p>\n\n\n\n<p>In line with this, it&#8217;s great to see that the card is also very accessible since it doesn\u2019t have an annual fee or a minimum income requirement. This also makes it a good card for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/personal-finance-tips-students\/\">students<\/a>, young adults, and anyone looking to add a no-cost Mastercard to their wallet.<\/p>\n\n\n\n<p>This said, one area that could be improved is the lack of welcome offer.<\/p>\n\n\n\n<p>Although the card&#8217;s earning rate and benefits are fairly in line with other no-annual-fee cards, it would be fun to see some sort of welcome offer added to entice new cardholders. For example, you could perhaps let new cardholders earn extra points if they hit a certain payment threshold consistently.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"136404,136396,136398\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>The\u00a0<a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> is a good card for someone newer to their credit journey or for those looking to rebuild their <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/101-credit-score\/\">credit score<\/a>. This also makes it an option worth exploring for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/build-credit-report-student\/\">students\/young adults<\/a> and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/best-credit-cards-for-newcomers-to-canada\/\">newcomers to Canada<\/a> since it also helps build good credit usage skills and habits.<\/p>\n\n\n\n<p>Overall, <a title=\"Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup> Capital One\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/smart-rewards-mastercard-capital-one\/\" rel=\"noindex\">Capital One Smart Rewards\u2122 Mastercard<sup>&reg;<\/sup><\/a> is a compelling part of the Capital One family of cards, and it&#8217;s nice to see a type of rewards structure that promotes good financial habits.<\/p>\n\n\n\n<p>To learn more about <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/101-credit-score\/\">how credit scores are calculated<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/build-credit-report-student\/\">starting out on your credit journey as a student<\/a>, or the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/best-credit-cards-for-newcomers-to-canada\/\">best credit cards for newcomers to Canada<\/a>, we recommend exploring our additional guides below.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"86318,464700,299217\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"394481\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-faqs\">FAQs<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_increase_my_credit_limit_with_capital_one_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I increase my credit limit with Capital One?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>To increase your credit limit with Capital One, you can request an increase through the app or the website, or you can contact Capital One&#8217;s customer service team by phone.<\/p>\n<p>The amount you&#8217;re able to increase your credit limit will depend on a number of factors, including your income, your payment history, your current limit, and more.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_pay_my_capital_one_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I pay my Capital One credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>To pay your Capital One credit card, you&#8217;ll need to follow the following steps:<\/p>\n\n\n\n<p>1) Sign into your bank&#8217;s website or app<\/p>\n\n\n\n<p>2) Navigate to &#8220;Bill Payment&#8221;<\/p>\n\n\n\n<p>3) Add your Capital One card as a &#8220;new payee.&#8221; For this, you&#8217;ll use your Capital One credit card&#8217;s 16-digit numbers the account number.<\/p>\n\n\n\n<p>4) Follow your specific bank&#8217;s instructions to complete the set-up.<\/p>\n\n\n\n<p>5) You can now pay your Capital One credit through your bank&#8217;s online site or app.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_does_the_capital_one_smart_rewards_mastercard_help_me_rebuild_my_credit_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow does the Capital One Smart Rewards Mastercard help me rebuild my credit?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The Capital One Smart Rewards Mastercard helps to rebuild your credit score by incentivizing the payment aspect of credit card usage, encouraging you to pay your credit card balance each month.<\/p>\n<p>Your ability to make on-time and consistent credit card payments is a key aspect of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/101-credit-score\/\">how your credit score is calculated<\/a>, and this card helps you focus in on that aspect of credit building.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_does_the_capital_one_smart_rewards_mastercards_payment-based_rewards_system_work_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow does the Capital One Smart Rewards Mastercard&#8217;s payment-based rewards system work?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Unlike traditional cashback or points cards that reward you on purchases, the Capital One Smart Rewards Mastercard pays 5 points per dollar on amounts you actually pay toward your statement balance. So if you charge $1,000 in a month and pay it off in full, you earn 5,000 points, redeemable for statement credits, gift cards, or merchandise through the Capital One rewards portal. This unusual structure makes the card particularly suitable for users rebuilding credit, since it actively rewards on-time payment behavior rather than simply incentivizing spending.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_the_capital_one_smart_rewards_mastercard_help_me_build_or_rebuild_my_credit_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan the Capital One Smart Rewards Mastercard help me build or rebuild my credit?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, the card is widely used by newcomers to Canada, students, and Canadians repairing damaged credit precisely because it has no minimum income requirement and rewards consistent payment habits. Capital One reports your account activity to both major Canadian credit bureaus, Equifax and TransUnion, monthly. Making on-time minimum payments and keeping your utilization ratio below 30% will improve your credit score over 6 to 12 months. Pair the card with a clean payment history, and most users see scores climb 50 to 100 points within a year of consistent use.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_the_capital_one_smart_rewards_mastercard_accepted_at_costco_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs the Capital One Smart Rewards Mastercard accepted at Costco?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, because it runs on the Mastercard network, which is the only credit card brand currently accepted at Costco Canada warehouses since the Costco-Capital One partnership replaced American Express. You can use the card to pay for groceries, gas at Costco gas stations, and online purchases through Costco.ca. Combined with the no annual fee structure, this is one of the rare credit-building cards that doesn&#8217;t force you to keep a separate card just for warehouse-club purchases, which keeps your overall card portfolio simpler.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"are_there_better_alternatives_if_i_have_established_credit_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tAre there better alternatives if I have established credit?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>If your credit score is already 700 or higher, the Capital One Smart Rewards Mastercard is rarely the best choice because the 5x payment-based earning structure ultimately delivers a return well below 1% in real-world cashback. The no-fee <a target=\"_blank\" href=\"\/?p=146015\">Tangerine Money-Back Mastercard<\/a> earns 2% in three categories of your choice, while the <a href=\"https:\/\/mp-2702.milesopedia.dev\/avis\/cartes-credit\/carte-macredit-banque-nationale\/\">National Bank macr\u00e9dit Mastercard<\/a> offers 1% on dining and recurring bills with no annual fee. For credit-builders specifically, the Capital One remains a solid stepping stone before graduating to higher-tier cashback or travel cards.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>The Capital One Smart Rewards Mastercard offers cardholders a unique rewards structure designed to promoted good financial habits.<\/p>","protected":false},"author":2499,"featured_media":470185,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-470088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Review: Capital One Smart Rewards Mastercard | Milesopedia<\/title>\n<meta name=\"description\" content=\"The Capital One Smart Rewards Mastercard offers cardholders a unique rewards structure designed to promoted good financial habits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/capital-one-smart-rewards-mastercard\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Review: Capital One Smart Rewards Mastercard\" \/>\n<meta property=\"og:description\" content=\"The Capital One Smart Rewards Mastercard offers cardholders a unique rewards structure designed to promoted good financial habits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/capital-one-smart-rewards-mastercard\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-08T13:42:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-09T08:32:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/10\/Capital-One-Smart-Rewards-feature-image-final.png\" \/>\n\t<meta property=\"og:image:width\" content=\"828\" \/>\n\t<meta property=\"og:image:height\" content=\"531\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Erin Partridge\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Erin Partridge\" \/>\n\t<meta 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