{"id":398932,"date":"2026-03-05T08:45:00","date_gmt":"2026-03-05T13:45:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=398932"},"modified":"2026-05-09T08:31:56","modified_gmt":"2026-05-09T08:31:56","slug":"head-to-head-american-express-green-card-vs-scotiabank-american-express-card","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/head-to-head-american-express-green-card-vs-scotiabank-american-express-card\/","title":{"rendered":"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card"},"content":{"rendered":"\n<p>American Express Canada and Scotiabank offer two cards for frequent travelers:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" title=\"American Express<sup>&reg;<\/sup> Green Card\" href=\"\/go\/amex-green\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Green Card<\/a><\/li>\n\n\n\n<li><a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"116031,22639\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>They&#8217;re both no-annual-fee cards linked to American Express, and yet they&#8217;re not alike! Let&#8217;s see which one is the best.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-welcome-bonus\">Welcome bonus<\/h2>\n\n\n\n\n\n<p>The welcome bonus offered by each of these cards varies according to the promotions.<\/p>\n\n\n\n<p>Here is how the current offer is structured:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>With this welcome offer from this card , you can earn <strong>10,000 Membership Rewards points<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>10,000 points<\/strong> when you charge your card $1,000 in net purchases in the first 3 months following card approval.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Based on our Membership Rewards points <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/points-miles-value-canada\/\">valuation<\/a> (1.7 cents per point), this welcome bonus corresponds to a value of<strong><span class=\"nowrap\">170&nbsp;$<\/span><\/strong>.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>With this welcome offer for the <a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a>, you can earn up to <strong>5,000 Scene+ points:<\/strong><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong><span class=\"nowrap\">2,500<\/span> Scene+ points<\/strong> after adding <span class=\"nowrap\">$250<\/span> to your Card in the first 3 months<br \/>\n<u><\/u><\/li>\n\n\n\n<li><strong><span class=\"nowrap\">2,500<\/span> additional Scene+ points<\/strong> by spending a total of <span class=\"nowrap\">$1,000<\/span> in the first 3 months<\/li>\n<\/ul><\/div>\n\n\n\n<p>Based on our Scene+ points <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/points-miles-value-canada\/\">valuation<\/a> (1 cent per point), this welcome bonus corresponds to a value of<strong><span class=\"nowrap\">50&nbsp;$<\/span><\/strong>.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-american-express-green-card\">Advantage: American Express<sup>&reg;<\/sup> Green Card<\/h5>\n\n\n\n<p>The American Express<sup>&reg;<\/sup> Green Card offer gives many more points and more value than its compatriot.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-minimum-income\">Minimum income<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>The American Express<sup>&reg;<\/sup> Green Card requires no minimum income.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>The Scotiabank American Express<sup>&reg;<\/sup> Card requires a minimum annual income of $12,000.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-american-express-green-card\">Advantage: American Express<sup>&reg;<\/sup> Green Card<\/h5>\n\n\n\n<p>Like the vast majority of American Express cards, the American Express<sup>&reg;<\/sup> Green Card requires no minimum income.<\/p>\n\n\n\n<p>It should be noted, however, that the Scotiabank American Express<sup>&reg;<\/sup> Card is also very affordable, with its low annual income requirement.<\/p>\n\n\n\n<p>If you&#8217;re looking for travel benefits, but don&#8217;t have a very high income, either of these cards may be right for you.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-annual-fee\">Annual fee<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>The American Express<sup>&reg;<\/sup> Green Card has an annual fee of $0.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>The Scotiabank American Express<sup>&reg;<\/sup> Card has an annual fee of $0.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-draw\">Advantage&nbsp;: Draw<\/h5>\n\n\n\n<p>It&#8217;s so simple! You won&#8217;t need to pay an annual fee for these two cards.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earning-points\">Earning points<\/h2>\n\n\n\n<p>The <a target=\"_blank\" title=\"American Express<sup>&reg;<\/sup> Green Card\" href=\"\/go\/amex-green\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Green Card<\/a> and <a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a> offer different point accumulations.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>With the American Express<sup>&reg;<\/sup> Green Card, you earn:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>1 point<\/strong> per dollar (value of 1.7 cents) on all&nbsp;;<\/li>\n\n\n\n<li><strong>2 points<\/strong> per dollar (value of 3.4 cents) for purchases from Amex Travel Services online (accommodation and car rental).<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>The Scotiabank American Express<sup>&reg;<\/sup> Card allows you to earn&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>3 Scene+ points <\/strong>per dollar (i.e. 3 cents) for purchases at IGA, Rachelle B\u00e9ry, Les March\u00e9s Tradition, Voil\u00e0 par IGA, Sobeys, Safeway, Foodland, Thrifty Foods, FreshCo and Chalo! FreshCo;<\/li>\n\n\n\n<li><strong>2 Scene+ points<\/strong> (2 cents) per dollar spent at restaurants, dining, meal delivery, entertainment, grocery stores, gas and public transit&nbsp;;<\/li>\n\n\n\n<li><strong>1 Scene+ point<\/strong> per dollar (1 cent) for the remainder.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-scotiabank-american-express-card\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/h5>\n\n\n\n<p>For everyday spending, the Scotiabank American Express<sup>&reg;<\/sup> Card is the best and will give you more.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redeeming-points\">Redeeming points<\/h2>\n\n\n\n<p>Loyalty programs are completely different:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">American Express Membership Rewards points<\/a> for the American Express<sup>&reg;<\/sup> Green Card.<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/sceneplus\/\">Scene+ points<\/a> for Scotiabank American Express<sup>&reg;<\/sup> Card<\/li>\n<\/ul><\/div>\n\n\n\n<p>As a result, the way points are used is different.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-for-travel\">For travel<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>With the American Express<sup>&reg;<\/sup> Green Card, you can apply its Membership Rewards points to reimburse any travel purchase charged to the card (airline tickets, hotels, Airbnb, car rentals, etc.), where <strong>1,000 points = $10 <\/strong>in reimbursement.<\/p>\n\n\n\n<p>You can also use the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/american-express-fixed-points-travel-program\/\">American Express fixed rate chart<\/a> for specific flights.<\/p>\n\n\n\n<p>The redeeming rate is <strong>1,000 points = $20<\/strong>.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>Scene+ points and travel:<\/p>\n\n\n\n<p>You can apply them to travel purchases in two ways, thanks to the <strong>fixed<\/strong> redemption rate where <strong>10,000 points = $100 credit<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.<\/li>\n\n\n\n<li>Make your own travel purchases as you wish and use your points to pay off the balance on your \u00c0 la carte Travel card.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-draw\">Advantage&nbsp;: Draw<\/h5>\n\n\n\n<p>The two ways of using points for travel are relatively similar for both cards.<\/p>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-for-everyday-shopping\">For everyday shopping<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>With the American Express<sup>&reg;<\/sup> Green Card, you can apply Membership Rewards points to everyday purchases charged to the card.<\/p>\n\n\n\n<p>The redeeming rate is <strong>1,000 points = $10<\/strong>.<\/p>\n\n\n\n<p>You need to redeem a <strong>minimum of 1,000 points<\/strong> (i.e., a minimum of $10).<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>You can redeem <strong>1,000 Scene+ points for a $10 discount<\/strong> at the IGA\/Sobeys checkout.<\/p>\n\n\n\n<p>Points can also be used to purchase gift cards on the Scotiabank\/Scene+ website, from 1,000 to 1,400 points for a $10 discount.<\/p>\n\n\n\n<p>Scene+ points can also be redeemed:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>500 points for a $5 discount at selected restaurants (Harvey&#8217;s, Swiss Chalet, etc.);<\/li>\n\n\n\n<li>100 points for $1 off movie tickets at Cineplex&nbsp;;<\/li>\n\n\n\n<li>500 points for $5 off food and beverages at Cineplex, Rec Room and chips at Playdium&nbsp;;<\/li>\n\n\n\n<li>At least 14,500 points for a $100 statement credit on any card expense.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-american-express-green-card\">Advantage: American Express<sup>&reg;<\/sup> Green Card<\/h5>\n\n\n\n<p>With the American Express<sup>&reg;<\/sup> Green Card, whether you want to use your points for travel or any other purchase, you&#8217;ll get the same value: 1,000 points = $10 less for you to pay.<\/p>\n\n\n\n<p>This is not the case if you want to use Scene+ points for statement credit on anything, where using Scene+ points is not advantageous at all.<\/p>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transfers-to-other-programs\">Transfers to other programs<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>With the American Express<sup>&reg;<\/sup> Green Card, you can transfer your points to other rewards programs:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/flying-blue\/\">Air France KLM Flying Blue<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/british-airways-club\/\">British Airways Executive Club<\/a><\/li>\n\n\n\n<li>Delta Skymiles<\/li>\n\n\n\n<li>Asia Miles<\/li>\n\n\n\n<li>Etihad Guest<\/li>\n\n\n\n<li>Alitalia Millemiglia<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/hilton-honors\/\">Hilton Honors<\/a><\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>You cannot transfer Scene+ points to other programs.<\/p>\n\n\n\n<p>When your Scene+ points are in your Scene+ account, you have no other way out: you can only use them in the Scene+ program.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-american-express-green-card\">Advantage: American Express<sup>&reg;<\/sup> Green Card<\/h5>\n\n\n\n<p><a target=\"_blank\" title=\"American Express<sup>&reg;<\/sup> Green Card\" href=\"\/go\/amex-green\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Green Card<\/a> Membership Rewards points are highly flexible and can be transferred elsewhere at great savings.<\/p>\n\n\n\n<p>This flexibility is not available with the <a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a>.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-benefits\">The Benefits<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a target=\"_blank\" title=\"American Express<sup>&reg;<\/sup> Green Card\" href=\"\/go\/amex-green\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Green Card<\/a>, you enjoy the following benefits:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Card made from 99% recycled plastic;<\/li>\n\n\n\n<li>Points redeemable for gift cards, merchandise and purchases on Amazon.ca&nbsp;;<\/li>\n\n\n\n<li>American Express instalment plan to pay for your purchases in monthly instalments.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>The <a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a> offers you the following benefits:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Insurance for mobile devices&nbsp;;<\/li>\n\n\n\n<li>Discounts of up to 25% at AVIS and Budget&nbsp;;<\/li>\n\n\n\n<li>Earn 3 Scene+ points for every dollar spent on <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/promo-voyage-scene-plus\/\" target=\"_blank\" rel=\"noopener\">Scene+ Travel<\/a> hotel and car rental reservations charged to your card.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-draw\">Advantage&nbsp;: Draw<\/h5>\n\n\n\n<p>It really depends on your lifestyle! It&#8217;s up to you to decide which card wins this round.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-insurance\">Insurance<\/h2>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td>Insurance<\/td><td><img decoding=\"async\" class=\"wp-image-162063 aligncenter\" title=\"Green Card American Express\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express-450x285.png\" alt=\"Green Card American Express\" width=\"187\" height=\"118\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express-450x285.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express-200x127.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png 480w\" sizes=\"(max-width: 187px) 100vw, 187px\" \/><\/td><td><img decoding=\"async\" class=\" wp-image-185861\" title=\"scotiabank american express card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/carte-banque-scotia-american-express-sceneplus-450x293.png\" alt=\"scotiabank american express card\" width=\"199\" height=\"129\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/carte-banque-scotia-american-express-sceneplus-450x293.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/carte-banque-scotia-american-express-sceneplus-200x130.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/carte-banque-scotia-american-express-sceneplus.png 575w\" sizes=\"(max-width: 199px) 100vw, 199px\" \/><\/td><\/tr><\/thead><tbody><tr style=\"height: 24px;\"><td>Buyer&#8217;s Assurance<sup>&reg;<\/sup> Protection Plan<\/td><td>1 additional year<\/td><td>1 additional year<\/td><\/tr><tr style=\"height: 24px;\"><td>Purchase Protection<sup>&reg;<\/sup> Plan<\/td><td>Up to $1,000<br \/>\n90 days<\/td><td>Up to $1,000<br \/>\n90 days<\/td><\/tr><tr style=\"height: 47px;\"><td>Mobile Device Insurance<\/td><td>&#8211;<\/td><td><strong>Up to $1,000<\/strong><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-right:1.5em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-scotiabank-american-express-card\">Advantage: Scotiabank American Express<sup>&reg;<\/sup> Card<\/h5>\n\n\n\n<p>Insurances are similar, but the Scotiabank American Express<sup>&reg;<\/sup> Card has convenient mobile device insurance.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>So? Which Card is the winner?<\/p>\n\n\n\n<p>In the short term, the <a target=\"_blank\" title=\"American Express<sup>&reg;<\/sup> Green Card\" href=\"\/go\/amex-green\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Green Card<\/a> will give you more points up front with its welcome offer.<\/p>\n\n\n\n<p>Over the longer term, the <a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a> will earn you more points.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/08\/Green-Card-American-Express.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - Green Card American Express\" class=\"wp-image-162064\"\/><\/figure>\n<\/div>\n\n\n<p>The <a target=\"_blank\" title=\"American Express<sup>&reg;<\/sup> Green Card\" href=\"\/go\/amex-green\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Green Card<\/a> is the best for these reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Its welcome offer is even more attractive;<\/li>\n\n\n\n<li>No minimum annual income required;<\/li>\n\n\n\n<li>Its flexible points allow a multitude of possibilities;<\/li>\n\n\n\n<li>It has a wide range of airline and hotel partners for transferring points.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-american-express-card.png\" alt=\"Head-to-Head: American Express<sup>&reg;<\/sup> Green Card vs Scotiabank American Express<sup>&reg;<\/sup> Card - scotiabank american express card\" class=\"wp-image-185862\"\/><\/figure>\n<\/div>\n\n\n<p>The <a title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a> is a good compromise and stands out on its own:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Its insurance for mobile devices&nbsp;;<\/li>\n\n\n\n<li>Faster points accumulation.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"116031,22639\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"0,248186\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-amex-green-vs-scotia-amex\">Frequently Asked Questions about Amex Green Card vs Scotiabank American Express Card head-to-head<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_no-fee_amex_card_is_better_for_everyday_canadian_spending_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich no-fee Amex card is better for everyday Canadian spending?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <strong>Scotiabank American Express Card<\/strong> wins for pure earn rate on grocery and gas spending with up to <strong>3 Scene+ points per dollar<\/strong> at participating grocery stores (Sobeys, IGA, FreshCo) and <strong>2 points per dollar<\/strong> on dining, gas, transit and streaming.<\/p><p>The <strong>American Express Green Card<\/strong> earns just <strong>1 Membership Rewards point per dollar<\/strong> base, but its <strong>10,000-point welcome bonus<\/strong> (worth roughly <strong>$170<\/strong> at airline transfer rates) is significantly stronger than the Scotia card&#8217;s 5,000 Scene+ points (~$50).<\/p><p>Bottom line: pick Scotia for ongoing earn, Amex Green for the welcome bonus and transfer flexibility.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"why_is_point_flexibility_a_big_deal_between_these_two_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhy is point flexibility a big deal between these two cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Membership Rewards points (Amex Green) <strong>transfer 1:1 to Aeroplan<\/strong> and at varying ratios to Marriott Bonvoy (1:1.2), British Airways Avios, Hilton Honors and Flying Blue. This unlocks <strong>premium-cabin redemptions<\/strong> worth 2 to 5 cents per point.<\/p><p>Scotia Scene+ points are <strong>locked to the Scene+ ecosystem<\/strong>:<\/p><ul><li>Travel redemption at <strong>1 cent per point<\/strong> via Scotia Rewards portal or Book Any Way<\/li><li>Cineplex movies, Sobeys\/IGA grocery savings, Home Hardware<\/li><li>No airline or hotel transfer partners<\/li><\/ul><p>For frequent travellers chasing aspirational redemptions, Amex Green&#8217;s transferability easily justifies the extra effort.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_i_need_a_high_income_for_either_of_these_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo I need a high income for either of these cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No. Both cards are entry-level options:<\/p><ul><li>The <strong>American Express Green Card<\/strong> has <strong>no minimum income requirement<\/strong>, making it one of the most approval-friendly cards in Canada<\/li><li>The <strong>Scotiabank American Express Card<\/strong> requires <strong>$12,000 annual income<\/strong><\/li><\/ul><p>Both are no-fee or low-fee cards designed as starter rewards cards or sidekicks to a primary premium card. Newcomers, students and first-time cardholders typically have an easier time being approved for the Amex Green, since Scotiabank generally requires an existing banking relationship or stronger credit history.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_hold_both_cards_at_the_same_time_to_maximize_rewards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I hold both cards at the same time to maximize rewards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, and many Milesopedia readers do. A typical dual-card setup looks like:<\/p><ul><li>Use the <strong>Scotiabank Amex<\/strong> at <strong>Sobeys, IGA and FreshCo<\/strong> for 3x Scene+ points<\/li><li>Use the <strong>American Express Green<\/strong> for travel-related spending and dining where Scotia&#8217;s 2x doesn&#8217;t apply<\/li><li>Pool Scene+ points for grocery\/Cineplex redemptions and Membership Rewards for airline transfers<\/li><\/ul><p>Both cards are no-fee or low-fee, so there&#8217;s almost no downside to holding both. American Express&#8217;s <strong>once-per-lifetime welcome bonus<\/strong> rule means you can&#8217;t repeat the Amex Green offer if you&#8217;ve held it before, but Scotia is more flexible.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-go-further-with-membership-rewards\">Go further with American Express Membership Rewards<\/h2>\n\n\n\n<p>To maximize your Membership Rewards earning, check our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">complete American Express Membership Rewards program guide<\/a> and our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/membership-rewards\/\">best American Express Membership Rewards credit cards ranking<\/a>, updated monthly by the Milesopedia team.<\/p>","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s our detailed comparison of the American Express\u00ae Green Card and Scotiabank American Express\u00ae Card, two no-fee cards designed for travel.<\/p>","protected":false},"author":127,"featured_media":396347,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[690,697],"class_list":["post-398932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-american-express-canada-en","mc_loyalty_program-american-express-membership-rewards","mc_loyalty_program-sceneplus","mc_market-all-of-canada","tutorial-comparisons"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Head-to-Head: American Express\u00ae Green Card vs Scotiabank American Express\u00ae Card | Milesopedia<\/title>\n<meta name=\"description\" content=\"Here&#039;s our detailed comparison of the American Express\u00ae Green Card and the Scotiabank American Express\u00ae Card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/head-to-head-american-express-green-card-vs-scotiabank-american-express-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Head-to-Head: American Express\u00ae Green Card vs Scotiabank American Express\u00ae Card\" \/>\n<meta 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