{"id":323643,"date":"2026-02-26T09:00:00","date_gmt":"2026-02-26T14:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=323643"},"modified":"2026-05-09T08:33:48","modified_gmt":"2026-05-09T08:33:48","slug":"comparison-card-visa-infinite-passport-scotiabank-vs-american-express-gold-scotiabank-card","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/comparison-card-visa-infinite-passport-scotiabank-vs-american-express-gold-scotiabank-card\/","title":{"rendered":"Head to Head: Scotiabank Passport Visa Infinite Card vs Scotiabank Gold American Express Card"},"content":{"rendered":"\n<p>Scotiabank offers two credit cards that earn <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/sceneplus\/\" target=\"_blank\" rel=\"noopener\">Scene+ points<\/a>: one in partnership with American Express and the other with Visa.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite*+ Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank<sup><sup>&reg;<\/sup><\/sup> Gold American Express<sup><sup>&reg;<\/sup><\/sup> Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>They come from the same financial institution and earn the same type of points, but their characteristics are different. Let&#8217;s see which one is the best.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642,22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>We will base our analysis on the major differences between these credit cards regarding:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"#prime\">Welcome Bonus<\/a><\/li>\n\n\n\n<li><a href=\"#accumulation\">Earning Points<\/a><\/li>\n\n\n\n<li><a href=\"#utilisation\">Using Points<\/a><\/li>\n\n\n\n<li><a href=\"#frais\">Annual Fee<\/a><\/li>\n\n\n\n<li><a href=\"#revenu\">Minimum Income<\/a><\/li>\n\n\n\n<li><a href=\"#assurances\">Travel insurance<\/a><\/li>\n\n\n\n<li><a href=\"#avantages\">Benefits<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-welcome-bonus\">Welcome Bonus<\/h2>\n\n\n\n\n\n<p>The welcome bonus offered by each of these credit cards varies depending on the promotions. However, there are some important differences between the two!<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>With this welcome offer for the <a target=\"_blank\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"\/go\/scotia-infinite-passeport\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite + Card<\/a>, you can get up to $1,500 in rewards and savings in the first year, including up to 60,000 bonus Scene+ points:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>40,000 points<\/strong> after $2,000 in purchases in the first three months<\/li>\n\n\n\n<li><strong>10,000 points<\/strong> after $10,000 in purchases in the first six months<\/li>\n\n\n\n<li><strong>10,000 points<\/strong> after $40,000 in purchases in the first year<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank American Express<sup>&reg;<\/sup> Gold Card<\/a>, you can earn up to 45,000 Scene+ points:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>25,000 points after <span class=\"nowrap\">$2,000<\/span> in purchases within the first three months<\/li>\n\n\n\n<li>20,000 points after <span class=\"nowrap\">$7,500<\/span> in purchases in the first year<\/li>\n<\/ul><\/div>\n\n\n\n<p>This has a <strong>$450<\/strong> value.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"80520,470736\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-scotiabank-visa-infinite-passport-card\">Advantage: Scotiabank Visa Infinite Passport Card<\/h5>\n\n\n\n<p>The <a target=\"_blank\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"\/go\/scotia-infinite-passeport\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite + Card<\/a> has an advantage, as the points received are higher (40,000), for the same $2,000 minimum spend.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earning-points\">Earning Points<\/h2>\n\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> and the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\" target=\"_blank\" rel=\"noopener\">Scotiabank Passport\u2122 Visa Infinite*+ Card<\/a> each offer different levels of point accumulation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-earnings-levels\">Earnings Levels<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>With the Scotiabank Passport Visa Infinite + Card, you earn <strong>3 Scene+ points per dollar<\/strong> (i.e. 3%) on purchases at:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>IGA<\/li>\n\n\n\n<li>Rachelle B\u00e9ry<\/li>\n\n\n\n<li>Les March\u00e9s Tradition<\/li>\n\n\n\n<li>Voi\u00e0 by IGA \/ Safeway \/ Sobeys<\/li>\n\n\n\n<li>Sobeys and Safeway<\/li>\n\n\n\n<li>Foodland and Thrifty Foods<\/li>\n\n\n\n<li>FreshCo and Chalo! FreshCo<\/li>\n<\/ul><\/div>\n\n\n\n<p>Then you earn:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>2 Scene+ points<\/strong> \/ $1 purchase in restaurants, entertainment, grocery stores and travel<\/li>\n\n\n\n<li><strong>1 Scene+ point<\/strong> \/ $1 purchase on everything else<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>With the Scotiabank Gold American Express<sup>&reg;<\/sup> Card, you earn <strong>6 Scene+ points per dollar<\/strong> (or 6%) on purchases at:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>IGA<\/li>\n\n\n\n<li>Rachelle B\u00e9ry<\/li>\n\n\n\n<li>Les March\u00e9s Tradition<\/li>\n\n\n\n<li>Voi\u00e0 by IGA \/ Safeway \/ Sobeys<\/li>\n\n\n\n<li>Sobeys and Safeway<\/li>\n\n\n\n<li>Foodland and Thrifty Foods<\/li>\n\n\n\n<li>FreshCo and Chalo! FreshCo<\/li>\n<\/ul><\/div>\n\n\n\n<p>Then you earn:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>5 Scene+<\/strong> <strong>points<\/strong> \/ $1 purchases for groceries, home food delivery, restaurants, bars and entertainment venues;<\/li>\n\n\n\n<li><strong>3 Scene+ points<\/strong> \/ $1 purchases on local transportation, gas stations and streaming services;<\/li>\n\n\n\n<li><strong>1 Scene+ point<\/strong> for everything else.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-scotiabank-gold-american-express-card\">Advantage: Scotiabank Gold American Express Card<\/h5>\n\n\n\n<p>The <strong>Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/strong> is simply the best of the two.<\/p>\n\n\n\n<p>It stands out for its value received when used to pay in Empire Group grocery stores (IGA, Sobeys, Foodland, etc.) with its <strong>6 points<\/strong> per dollar of purchase. And it&#8217;s the best accumulation of points in a grocery store, among all the credit cards in Canada!<\/p>\n\n\n\n<p>Otherwise, its <strong>5 points\/$1<\/strong> in other grocery stores and dinning venues making it in one of the best cards for food-related spending.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redeeming-points\">Redeeming Points<\/h2>\n\n\n\n<p>Both cards are linked to the Scene+ program, and the Scene+ points can be used in the same way.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>Scene+ points and travel:<\/p>\n\n\n\n<p>You can apply them to travel purchases in two ways, thanks to the <strong>fixed<\/strong> redemption rate where <strong>10,000 points = $100 credit<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.<\/li>\n\n\n\n<li>Make your own travel arrangements and use your points to pay off the balance on the card<\/li>\n<\/ul><\/div>\n\n\n\n<p>It also lets you apply your points to everyday purchases.<\/p>\n\n\n\n<p>You can redeem <strong>1,000 Scene+ points for a $10 discount<\/strong> at the IGA\/Sobeys checkout.<\/p>\n\n\n\n<p>Points can also be used to purchase gift cards on the Scotiabank\/Scene+ website, from 1,000 to 1,400 points for a $10 discount.<\/p>\n\n\n\n<p>Scene+ points can also be redeemed for:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>500 points for a $5 discount at selected restaurants (Harvey&#8217;s, Swiss Chalet, etc.);<\/li>\n\n\n\n<li>100 points for $1 off movie tickets at Cineplex;<\/li>\n\n\n\n<li>500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium&nbsp;;<\/li>\n\n\n\n<li>At least 3,000 points for a Statement credit of between $6.67 and $8 on any card expense.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>Scene+ points and travel:<\/p>\n\n\n\n<p>You can apply them to travel purchases in two ways, thanks to the <strong>fixed<\/strong> redemption rate where <strong>10,000 points = $100 credit<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Redeem points directly when booking travel with Scene+ Travel, administered by Expedia.<\/li>\n\n\n\n<li>Make your own travel arrangements and use your points to pay off the balance on the card<\/li>\n<\/ul><\/div>\n\n\n\n<p>It also lets you apply your points to everyday purchases.<\/p>\n\n\n\n<p>You can redeem <strong>1,000 Scene+ points for a $10 discount<\/strong> at the IGA\/Sobeys checkout.<\/p>\n\n\n\n<p>Points can also be used to purchase gift cards on the Scotiabank\/Scene+ website, from 1,000 to 1,400 points for a $10 discount.<\/p>\n\n\n\n<p>Scene+ points can also be redeemed for:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>500 points for a $5 discount at selected restaurants (Harvey&#8217;s, Swiss Chalet, etc.);<\/li>\n\n\n\n<li>100 points for $1 off movie tickets at Cineplex;<\/li>\n\n\n\n<li>500 points for $5 off food and beverages at Cineplex, Rec Room and tokens for Playdium&nbsp;;<\/li>\n\n\n\n<li>At least 3,000 points for a Statement credit of between $6.67 and $8 on any card expense.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"248186\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-it-s-a-tie\">Advantage: It&#039;s a Tie<\/h5>\n\n\n\n<p>It&#8217;s all the same! Scene+ points are flexible and easy to exchange, whether for grocery needs or for treating yourself when travelling.<\/p>\n\n\n\n<p>Accumulate your Scene+ points during the year and treat yourself to a massive grocery haul for a festive feast during the Holidays.<\/p>\n\n\n\n<p>Or keep them to pay for your plane ticket or a hotel when you travel.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-annual-fee\">Annual Fee<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite*+ Card<\/a> has an annual fee of $150. At the moment, there is no promotion that reimburses these costs in the first year.<\/p>\n\n\n\n<p>If you have the <a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"\/go\/scotia-ultimate-package\/\">Scotiabank Ultimate Package<\/a>, you&#8217;ll get the <strong>annual fee waived<\/strong>. <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/#Le_Forfait_Ultime_de_la_Banque_Scotia\">Learn more about this here<\/a>.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has an annual fee of $120. It&#8217;s charged on the first statement, and at the time of renewal.<\/p>\n\n\n\n<p>At the moment, there is no offer to get the first year free.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-scotiabank-gold-american-express-card\">Advantage: Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/h5>\n\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has a lower annual fee.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-minimum-income\">Minimum Income<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite*+ Card<\/a> requires:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>$60,000 (individual income)<\/li>\n\n\n\n<li>or $100,000 (household income)<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> requires a minimum income of $12,000.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-scotiabank-gold-american-express-card\">Advantage: Scotiabank Gold American Express Card<\/h5>\n\n\n\n<p>When it comes to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/income-application-credit-card\/\" target=\"_blank\" rel=\"noopener\">income requirements<\/a>, the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has the lowest.<\/p>\n\n\n\n<p>This is typical of American Express cards, which are not demanding in this aspect.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-insurance\">Insurance<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>The Scotiabank Passport\u2122 Visa Infinite*+ Card offers various insurances. The <a href=\"https:\/\/www.scotiabank.com\/content\/dam\/scotiabank\/canada\/common\/documents\/pdf\/credit_card\/Scotiabank_Passport_Infinite_Visa-FRE-Ekit.pdf#page=52\" target=\"_blank\" rel=\"noopener\">certificate of insurance can be found here<\/a>:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 48px;\"><td>Global Travel Medical Emergency Insurance<\/td><td><strong>2,000,000<\/strong> and 25 days (age 64 and under)<\/td><\/tr><tr style=\"height: 24px;\"><td>Baggage delay or loss insurance<\/td><td>Up to $1,000 per trip<\/td><\/tr><tr style=\"height: 24px;\"><td>Flight delay insurance<\/td><td>Up to $500 per person<\/td><\/tr><tr style=\"height: 48px;\"><td>Trip cancellation, interruption and delay insurance<\/td><td>Up to $1,500 (cancellation) and <strong>$2,500<\/strong> (interruption) per person<\/td><\/tr><tr style=\"height: 24px;\"><td>Vehicle rental insurance<\/td><td>Up to 48 days, maximum $65,000<\/td><\/tr><tr style=\"height: 24px;\"><td>Hotel\/motel theft insurance<\/td><td>up to $1,000<\/td><\/tr><tr><td>Public transport accident insurance<\/td><td>Up to $500,000 per person<\/td><\/tr><tr style=\"height: 24px;\"><td>Purchase insurance<\/td><td>90 days<\/td><\/tr><tr style=\"height: 24px;\"><td>Mobile device insurance<\/td><td>&#8212;<\/td><\/tr><tr style=\"height: 24px;\"><td>Extended warranty insurance<\/td><td>Doubles warranty up to an additional year<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> offers various types of insurance, and you can find its <a href=\"https:\/\/www.scotiabank.com\/content\/dam\/scotiabank\/canada\/fr\/documents\/SCOTIABANK-GOLD-Amex-Fre-Ekit.pdf\" target=\"_blank\" rel=\"noopener\">certificate of insurance here<\/a>:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 48px;\"><td>Global Travel Medical Emergency Insurance<\/td><td>1,000,000, age 64 and under, for 25 days<\/td><\/tr><tr style=\"height: 24px;\"><td>Baggage delay or loss insurance<\/td><td>up to $1,000<\/td><\/tr><tr style=\"height: 24px;\"><td>Flight delay insurance<\/td><td>up to $500<\/td><\/tr><tr style=\"height: 96px;\"><td>Trip cancellation, interruption and delay insurance<\/td><td>up to $1,500<\/td><\/tr><tr style=\"height: 24px;\"><td>Vehicle rental insurance<\/td><td>Up to 48 days, up to $65,000<\/td><\/tr><tr style=\"height: 24px;\"><td>Hotel\/motel theft insurance<\/td><td>up to $1,000<\/td><\/tr><tr style=\"height: 23px;\"><td>Public transport accident insurance<\/td><td>Up to $500,000 per person<\/td><\/tr><tr style=\"height: 24px;\"><td>Purchase insurance<\/td><td>90 days<\/td><\/tr><tr style=\"height: 24px;\"><td>Mobile Device Insurance<\/td><td>up to $1,000<\/td><\/tr><tr style=\"height: 24px;\"><td>Extended warranty insurance<\/td><td>Doubles warranty up to an additional year<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-scotiabank-passport-visa-infinite-card\">Advantage: Scotiabank Passport Visa Infinite + Card<\/h5>\n\n\n\n<p>The Scotiabank Passport\u2122 Visa Infinite*+ Card insurance amounts are slightly higher than those of its competitor. In fact, the amounts are equal to or greater than the other. Please note that <strong>at least 75% of the cost of the trip<\/strong> or tickets must be charged to the card for certain insurances to apply.<\/p>\n\n\n\n<p>This is an important detail, because for some coverages, the <strong>full or partial cost of the trip<\/strong> must be charged to the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>. The latter has the advantage of being the only one with mobile device insurance, in case you have an unfortunate incident with your phone or tablet.<\/p>\n\n\n\n<p>We <strong>strongly<\/strong> advise you to read the insurance brochures of both cards carefully, to find out which one is best for your situation.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-benefits\">The Benefits<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/11\/scotia-passport-visa-infinite-card.png\" alt=\"Head-to-Head: Scotiabank Passport Visa Infinite vs. BMO AIR MILES World Elite Mastercard - Scotiabank Passport\u2122 Visa Infinite* Card\" class=\"wp-image-238842\"\/><\/figure>\n<\/div>\n\n\n<p>The Scotiabank Passport\u2122 Visa Infinite*+ Card offers a number of advantages:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>No conversion fees<\/strong> for purchases in foreign currencies;<\/li>\n\n\n\n<li><strong>2 points \/ $1<\/strong> foreign purchase&nbsp;;<\/li>\n\n\n\n<li><strong>6 complimentary visits<\/strong> to VIP airport lounges per year;<\/li>\n\n\n\n<li>Earn double Scene+ points with your Scene+ membership card with their partners;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.visainfinite.ca\/infinite\/en\/indice.html\" target=\"_blank\" rel=\"noopener\">Visa Infinite<\/a> privileges .<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/12\/scotiabank-gold-american-express-card.png\" alt=\"Comparison: American Express Gold Rewards Card vs Scotiabank Gold American Express<sup>&reg;<\/sup> Card - scotiabank gold american express card\" class=\"wp-image-185856\"\/><\/figure>\n<\/div>\n\n\n<p>In addition, the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> offers a range of benefits:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>No conversion fees<\/strong> for purchases in foreign currencies;<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/american-express-offers\/\" target=\"_blank\" rel=\"noopener\">Promotional offers<\/a> in the form of Statement credit at several retailers;<\/li>\n\n\n\n<li><strong>1 point \/ $1<\/strong> foreign purchase;<\/li>\n\n\n\n<li>Earn double Scene+ points with your Scene+ membership card with their partners;<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/book-best-concerts-shows-credit-cards\/\" target=\"_blank\" rel=\"noopener\">Exclusive Front Of The Line<sup><sup>&reg;<\/sup> <\/sup>Presale Access<\/a> to concerts and shows through American Express<sup>&reg;<\/sup> Experiences;<\/li>\n\n\n\n<li>Concierge Service<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-it-s-a-tie\">It&#039;s a tie&nbsp;!<\/h5>\n\n\n\n<p>Other benefits include travel. Depending on each traveller&#8217;s needs, one or the other may be appropriate.<\/p>\n\n\n\n<p>Both avoid the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/no-foreign-transaction-fee\/\" target=\"_blank\" rel=\"noopener\">2.5% conversion charge<\/a> on foreign currencies. The <a target=\"_blank\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport\u2122 Visa Infinite*+ Card<\/a> has an edge on this point, as it gives <strong>2 points<\/strong> per dollar of purchase, unlike its competitor which only gives 1 point abroad. What&#8217;s more, the 6 free VIP airport lounges are a distinct advantage.<\/p>\n\n\n\n<p>However, the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> has the exciting <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/american-express-offers\/\">online offers from American Express<\/a>. This allows you to earn statement credits and pay less at select shops or service providers.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>So? Which card wins this duel?<\/p>\n\n\n\n<p>For those with a big grocery budget, it&#8217;s the <a class=\"thirstylink\" title=\"Scotiabank Gold American Express Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>!<\/p>\n\n\n\n<p>It stands out for:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>The unbeatable accumulation of 5 or 6 points at the grocery store;<\/li>\n\n\n\n<li>Lowest annual income requested;<\/li>\n\n\n\n<li>Lowest annual fee;<\/li>\n\n\n\n<li>American Express promotional offers to offset the annual fees.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>In contrast, the <a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport Visa Infinite + Card<\/a> will be perfect for people who travel a lot thanks to:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>6 free airport lounge visits;<\/li>\n\n\n\n<li>More generous welcome offer;<\/li>\n\n\n\n<li>Greater insurance coverages.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>In any case, these are two cards we recommend in many of our rankings:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/forex\/\">The Best No Foreign Transaction Fee Credit Cards<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/grocery\/\">The Best Credit Cards for Groceries<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339,232179\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-scotia-passport-vs-gold-amex\">Frequently Asked Questions about the Scotiabank Passport Visa Infinite vs Scotiabank Gold American Express Comparison<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about these cards.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_scene_card_has_the_better_welcome_bonus_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich Scene+ card has the better welcome bonus?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <strong>Scotiabank Passport&trade; Visa Infinite&reg;<\/strong> offers up to <strong>60,000 Scene+ points<\/strong> (worth ~$1,500 when redeemed for travel through the Scene+ portal), while the <strong>Scotiabank Gold American Express&reg;<\/strong> offers up to <strong>45,000 Scene+ points<\/strong> (worth ~$450 in travel value). The Passport bonus is structured with 40,000 points after $2,000 in 3 months plus tiered milestones. While the Passport has a larger headline bonus, the Gold Amex compensates with substantially higher ongoing earn rates &mdash; up to <strong>6 points per dollar at Empire-banner grocery stores<\/strong>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_the_earning_rates_differ_between_the_passport_and_the_gold_amex_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do the earning rates differ between the Passport and the Gold Amex?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The earning structures are quite different:<\/p><ul><li><strong>Scotiabank Passport Visa Infinite<\/strong>: 3 points per dollar at Empire-banner grocers, 2 points per dollar on restaurants and travel, 1 point per dollar on everything else (and abroad with no FX fee)<\/li><li><strong>Scotiabank Gold American Express<\/strong>: <strong>6 points per dollar at Empire-banner grocers<\/strong>, 5 points per dollar on supermarkets, dining, and entertainment, 3 points per dollar on gas and streaming, 1 point per dollar elsewhere<\/li><\/ul><p>The Gold Amex delivers <strong>the highest grocery rate among Canadian credit cards<\/strong>, beating even the Cobalt at Empire-banner stores.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_card_is_better_for_international_travel_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich card is better for international travel?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <strong>Scotiabank Passport Visa Infinite<\/strong> wins decisively for travel because it includes:<\/p><ul><li><strong>0% foreign transaction fee<\/strong> (saves the standard 2.5% FX charge)<\/li><li><strong>6 complimentary VIP airport lounge visits per year<\/strong> via Priority Pass<\/li><li><strong>Visa-network acceptance<\/strong>, which is broader than Amex internationally<\/li><li><strong>2 Scene+ points per dollar abroad<\/strong><\/li><\/ul><p>The Gold Amex offers strong rewards in Canada but charges the standard 2.5% FX, includes <strong>no lounge access<\/strong>, and faces narrower acceptance abroad. Frequent travelers should hold the Passport; the Gold Amex is best paired with it for domestic spend.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_the_income_requirements_for_each_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are the income requirements for each card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The income thresholds differ significantly:<\/p><ul><li><strong>Scotiabank Passport Visa Infinite<\/strong>: $60,000 personal income or $100,000 household income (Visa Infinite standard)<\/li><li><strong>Scotiabank Gold American Express<\/strong>: <strong>$12,000 personal income<\/strong> (one of the most accessible mid-tier cards)<\/li><\/ul><p>The Gold Amex is therefore reachable for students, part-time workers, and newcomers, while the Passport requires a more established income. Annual fees are <strong>$150<\/strong> for the Passport (waived with the Scotiabank Ultimate Package) and <strong>$120<\/strong> for the Gold Amex.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Let&#8217;s compare two Scotiabank credit cards: the Scotiabank Passport Visa Infinite Card and the Scotiabank Gold American Express Card.<\/p>","protected":false},"author":127,"featured_media":349076,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[697],"class_list":["post-323643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-american-express-canada-en","mc_issuer-scotiabank","mc_loyalty_program-sceneplus","mc_market-all-of-canada","tutorial-comparisons"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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