{"id":320168,"date":"2026-03-14T08:00:00","date_gmt":"2026-03-14T12:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=320168"},"modified":"2026-05-09T08:32:55","modified_gmt":"2026-05-09T08:32:55","slug":"comparison-westjet-world-elite-mastercard-rbc-visa-infinite-td-aeroplan","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/comparison-westjet-world-elite-mastercard-rbc-visa-infinite-td-aeroplan\/","title":{"rendered":"Head to Head: TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card vs. WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard"},"content":{"rendered":"\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/td\/\">TD Bank<\/a> and Royal Bank of Canada<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/rbc\/\">(RBC)<\/a> each offer a credit card that lets you earn points to purchase airline tickets with Canadian airlines:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-aeroplan-visa-infinite-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/westjet-rbc-world-elite-mastercard-card\/\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"100492,164900\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>We&#8217;ll now look at the main differences between these credit cards in terms of:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"#prime\">Welcome Bonus<\/a><\/li>\n\n\n\n<li><a href=\"#revenu\">Minimum Income<\/a><\/li>\n\n\n\n<li><a href=\"#accumulation\">Earning Points<\/a><\/li>\n\n\n\n<li><a href=\"#utilisation\">Using Points<\/a><\/li>\n\n\n\n<li><a href=\"#frais\">Annual Fee<\/a><\/li>\n\n\n\n<li><a href=\"#assurances\">Travel insurance<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-welcome-bonus\">Welcome Bonus<\/h2>\n\n\n\n\n\n<p>The welcome bonus offered by each of these credit cards varies depending on the promotions. However, there are differences to be aware of between the two credit cards.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png\" alt=\"Head-to-Head: TD Aeroplan Visa Infinite Card vs BMO VIPorter World Elite Mastercard - td-visa Infinite aeroplan new\" class=\"wp-image-98658\"\/><\/figure>\n<\/div>\n\n\n<p>With this welcome offer for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-aeroplan-visa-infinite-card\/\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a>, you can get <strong>up to 45,000 Aeroplan points<\/strong>, with no annual fee for the first year. Here&#8217;s how:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>10,000 Aeroplan<\/strong><strong> points<\/strong> after first purchase<\/li>\n\n\n\n<li><strong>15,000 Aeroplan points<\/strong>, if you spend $3,000 within 90 days of account opening<\/li>\n\n\n\n<li><strong>20,000 Aeroplan points<\/strong> when you spend $12,000 within 12 months of account opening<\/li>\n<\/ul><\/div>\n\n\n\n<p>Based on our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/points-miles-value-canada\/\">valuation<\/a> of Aeroplan points (2 cents per point), this welcome bonus is worth approximately <strong>$900<\/strong>.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en.png\" alt=\"Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard - WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" class=\"wp-image-140095\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet World Elite RBC<sup><sup>&reg;<\/sup><\/sup> Mastercard<\/a>, you can earn <strong>up to 45,000 WestJet points<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>25,000 WestJet points<\/strong> on your first purchase<\/li>\n\n\n\n<li><strong>20,000 WestJet points<\/strong> if you charge purchases totalling at least $5,000 to the card in the first three months.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Plus, get an annual round-trip companion voucher after spending $5,000 on the card.<\/p>\n\n\n\n<p>According to our valuation, one WestJet point is worth 1 cent. Therefore, this welcome offer has a value of <strong>$450.<\/strong><\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-td-aeroplan-visa-infinite-card\">Advantage: TD Aeroplan Visa Infinite Card<\/h5>\n\n\n\n<p>Although both cards currently offer up to 45,000 points as a welcome bonus, Aeroplan points generally have a higher value than WestJet points.<\/p>\n\n\n\n<p>According to our valuation:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>1 Aeroplan point \u2248 $0.02<\/li>\n\n\n\n<li>1 WestJet point \u2248 $0.01<\/li>\n<\/ul><\/div>\n\n\n\n<p>Thus, the welcome bonus for the <a target=\"_blank\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\">TD Aeroplan Visa Infinite Card<\/a> can represent a value of approximately $900, compared to approximately $450 for the RBC WestJet World Elite Mastercard.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-minimum-income\">Minimum Income<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png\" alt=\"Head-to-Head: TD Aeroplan Visa Infinite Card vs BMO VIPorter World Elite Mastercard - td-visa Infinite aeroplan new\" class=\"wp-image-98658\"\/><\/figure>\n<\/div>\n\n\n<p>The <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> requires a minimum personal income of $60,000 or $100,000 in annual household income.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en.png\" alt=\"Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard - WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" class=\"wp-image-140095\"\/><\/figure>\n<\/div>\n\n\n<p>The <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard\u2021<\/a> requires a minimum individual income of $80,000 per year or an annual family income of $150,000.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-td-aeroplan-visa-infinite-card\">Advantage: TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/h5>\n\n\n\n<p>The <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is less demanding in terms of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/income-application-credit-card\/\" target=\"_blank\" rel=\"noopener\">minimum income<\/a> than its competitor.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-annual-fee\">Annual Fee<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png\" alt=\"Head-to-Head: TD Aeroplan Visa Infinite Card vs BMO VIPorter World Elite Mastercard - td-visa Infinite aeroplan new\" class=\"wp-image-98658\"\/><\/figure>\n<\/div>\n\n\n<p>The <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> has an annual fee of $139, but this annual fee is refunded in the first year.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en.png\" alt=\"Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard - WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" class=\"wp-image-140095\"\/><\/figure>\n<\/div>\n\n\n<p>The <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet World Elite Mastercard RBC<\/a><sup><sup>&reg;<\/sup><\/sup> has an annual fee of $139.<\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-td-aeroplan-visa-infinite-card\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/h5>\n\n\n\n<p>The annual fee for the <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is similar to the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">RBC WestJet World Elite Mastercard<sup><sup>&reg;<\/sup><\/sup><\/a>. With the current promotion refunding the annual fee in the first year, the TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card has a big head start!<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earning-points\">Earning Points<\/h2>\n\n\n\n<p>The <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard<\/a> and the <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> each offer different levels of point accumulation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-accumulation-levels\">Accumulation Levels<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png\" alt=\"Head-to-Head: TD Aeroplan Visa Infinite Card vs BMO VIPorter World Elite Mastercard - td-visa Infinite aeroplan new\" class=\"wp-image-98658\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card <\/a>the maximum points earned is <strong>1.5 points Aeroplan<\/strong> per dollar for purchases&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Grocery purchases<\/li>\n\n\n\n<li>Gas purchases<\/li>\n\n\n\n<li>With Air Canada and Air Canada Vacations<\/li>\n<\/ul><\/div>\n\n\n\n<p><strong>1 Aeroplan points<\/strong> per dollar on all other purchases.<\/p>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en.png\" alt=\"Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard - WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" class=\"wp-image-140095\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard<\/a>, you earn WestJet points on the following purchases:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>1.5 WestJet points on all regular purchases<\/li>\n\n\n\n<li>2 WestJet points on flights with WestJet or WestJet Vacations<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-td-aeroplan-visa-infinite-card\">Advantage&nbsp;: TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/h5>\n\n\n\n<p>WestJet points and Aeroplan points are two different kinds of points, each with a different value:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/westjet-rewards\/\" target=\"_blank\" rel=\"noopener\">1 WestJet point<\/a> = $0.01<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/aeroplan\/\" target=\"_blank\" rel=\"noopener\">1 point Aeroplan<\/a> = $0.02<\/li>\n<\/ul><\/div>\n\n\n\n<p>So you have to do a bit of math to figure out which accumulates the most value between the two. Take the following examples:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 143px;\"><td><\/td><td class=\"has-text-align-center\" data-align=\"center\">$100 at the grocery store or gas station<\/td><td class=\"has-text-align-center\" data-align=\"center\">$100 for a purchase in an &#8220;Other&#8221; category (hardware, clothing, drugstore, etc.)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Total value<\/td><\/tr><\/thead><tbody><tr style=\"height: 91px;\"><td>WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><strong>150 WestJet points<\/strong><\/p>\n\n\n\n<p>($100 x 1.5 points)<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><strong>150 WestJet points<\/strong><\/p>\n\n\n\n<p>($100 x 1.5 points)<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><strong>$3 <\/strong><\/p>\n\n\n\n<p>(300 points x $0.01)<\/p>\n<\/td><\/tr><tr style=\"height: 23px;\"><td>TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><strong>150 Aeroplan points <\/strong><\/p>\n\n\n\n<p>($100 x 1.5 points)<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><strong>100 Aeroplan points <\/strong><\/p>\n\n\n\n<p>($100 x 1 point)<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><strong>$5<\/strong><\/p>\n\n\n\n<p>(250 points X $0.02)<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>According to Milesopedia, Aeroplan points are more valuable than WestJet points.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"228290\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redeeming-points\">Redeeming Points<\/h2>\n\n\n\n<p>As these two credit cards are part of different loyalty programs, the ways in which points are used are also different!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-for-travel\">For Travel<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png\" alt=\"Head-to-Head: TD Aeroplan Visa Infinite Card vs BMO VIPorter World Elite Mastercard - td-visa Infinite aeroplan new\" class=\"wp-image-98658\"\/><\/figure>\n<\/div>\n\n\n<p>Each month, the Aeroplan points accumulated through the purchases of the <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> are automatically credited to the cardholder&#8217;s <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a> cardholder&#8217;s account.<\/p>\n\n\n\n<p>Then, to use Aeroplan points, you need to book your flight on the <a href=\"https:\/\/www.aircanada.com\/\" target=\"_blank\" rel=\"noopener\">Air Canada<\/a> or <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/air-canada-vacations-points-aeroplan\/\" target=\"_blank\" rel=\"noopener\">Air Canada Vacations <\/a>website. These Aeroplan points allow you to get a cheaper vacation package or an airline ticket with around fifty partners, members of the Star Alliance network, such as:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/flights\/united-787-8-business-class\/\">United Airlines<\/a>, Air New Zealand, <a target=\"_blank\" href=\"\/?p=97434\">Cathay Pacific<\/a>;<\/li>\n\n\n\n<li>Egyptair, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/flights\/emirates-a380-business-class\/\">Emirates<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/etihad-airways-aeroplan\/\">Etihad<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/flights\/lufthansa-a350-business-class-ex-philippines\/\">Lufthansa<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/flights\/singapore-airlines-a380-first-class-suites\/\">Singapore Airlines<\/a>;<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/flights\/swiss-a340-affaires\/\">Swiss<\/a>, TAP Air Portugal, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/flights\/turkish-airlines-business-a330\/\">Turkish Airlines<\/a>, etc.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en.png\" alt=\"Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard - WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" class=\"wp-image-140095\"\/><\/figure>\n<\/div>\n\n\n<p>WestJet points earned with the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard\u2021<\/a> are credited to the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/westjet-rewards\/\">WestJet Rewards<\/a> membership account.<\/p>\n\n\n\n<p>The WestJet member can then redeem these WestJet points to deduct all or part of the cost of:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>A vacation package with WestJet Vacations;<\/li>\n\n\n\n<li>When booking with Sunwing Vacations;<\/li>\n\n\n\n<li>The basic fare for a flight with WestJet;<\/li>\n\n\n\n<li>A flight with its partners (Air France, Delta Air Lines and Qantas Airways), with whom it has a <em>codeshare<\/em> agreement.<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-td-aeroplan-visa-infinite-card\">Advantage: TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/h5>\n\n\n\n<p>Thanks to the flexibility of the Aeroplan points, they can be used in a variety of ways, such as&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Flights;<\/li>\n\n\n\n<li>Merchandise;<\/li>\n\n\n\n<li>A <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/hotelsavers-fourth-night-free-aeroplan-credit-cardholders\/\" target=\"_blank\" rel=\"noopener\">hotel room<\/a> or car rental;<\/li>\n\n\n\n<li>Gift cards;<\/li>\n\n\n\n<li>Book a vacation package with Air Canada Vacations&nbsp;;<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/bid-upgrades-air-canada\/\" target=\"_blank\" rel=\"noopener\">AC upgrade<\/a> or free Wi-Fi on board.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"194291,251495\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-other-benefits\">Other Benefits<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png\" alt=\"Head-to-Head: TD Aeroplan Visa Infinite Card vs BMO VIPorter World Elite Mastercard - td-visa Infinite aeroplan new\" class=\"wp-image-98658\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card <\/a>you&#8217;ll enjoy the following benefits:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Complimentary first-checked baggage for you and up to 8 people travelling on the same reservation;<\/li>\n\n\n\n<li>Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in net purchases;<\/li>\n\n\n\n<li>$100 Statement credit every 4 years for NEXUS program enrollment or renewal fees;<\/li>\n\n\n\n<li>Access to <a href=\"https:\/\/www.visainfinite.ca\/infinite\/en\/indice.html\" target=\"_blank\" rel=\"noopener\">Visa Infinite<\/a> Benefits (concierge, luxury hotel collection, vineyard tours, additional travel benefits)&nbsp;;<\/li>\n\n\n\n<li>Optional TD Auto Club membership (roadside assistance);<\/li>\n\n\n\n<li>Various promotions with Aeroplan <a href=\"\/?p=182227\" target=\"_blank\" rel=\"noopener\">(Aeroplan points rebate<\/a>, <a href=\"\/?p=163626\" target=\"_blank\" rel=\"noopener\">discounts on flights<\/a>, <a href=\"\/?p=158918\" target=\"_blank\" rel=\"noopener\">credits or Aeroplan points<\/a> to your account, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/td-starbucks-etoile-points\/\" target=\"_blank\" rel=\"noopener\">linking your account with Starbucks<\/a>).<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en.png\" alt=\"Head-to-Head: BMO VIPorter World Elite Mastercard vs. WestJet RBC World Elite Mastercard - WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" class=\"wp-image-140095\"\/><\/figure>\n<\/div>\n\n\n<p>With the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard\u2021<\/a> you can also enjoy a number of other benefits:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Complimentary first-checked baggage for you and up to 8 people travelling on the same reservation;<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/westjet-companion-voucher-a-complete-guide\/\" target=\"_blank\" rel=\"noopener\">Companion voucher<\/a> issued each year after spending $5,000, allowing a guest to enjoy a reduced fare (taxes and fees payable):\n\n<ul>\n\t<li><span class=\"nowrap\">$119<\/span> or <span class=\"nowrap\">$219<\/span> for travel in Canada and the United States (except Hawaii)<\/li>\n\n\n\n<li><span class=\"nowrap\">$399<\/span> or <span class=\"nowrap\">$499<\/span> for other WestJet flights<\/li>\n\n\n\n<li>Or exchange it for 2 free accesses to <a href=\"https:\/\/www.westjet.com\/fr-ca\/aeroport\/salons\" target=\"_blank\" rel=\"noopener\">WestJet partner airport lounges<\/a>, a 30% discount on a flight for a solo traveler, or a $200 credit applicable to a WestJet Vacations or Sunwing package;<\/li>\n<\/ul><\/div>\n\n\n\n<p><\/li>\n\t<li>Link the RBC card to the Petro-Points program to save 3\u00a2 \/ liter on gas;<\/li>\n\t<li>Earn 20% more Petro-Points at Petro-Canada;<\/li>\n\t<li>Receive a $500 Power Up to other WestJet status levels for every $15,000 in net purchases;<\/li>\n\t<li>Earn 50 Be Well points\/dollar of eligible purchases at Rexall when paying with the card;<\/li>\n\t<li>Free <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/travel\/mastercard-travel-pass-boingo-wifi-changes\/\" target=\"_blank\" rel=\"noopener\">Wi-Fi Boingo<\/a> with Mastercard Travel Pass;<\/li>\n\t<li>Free 12-month subscription to DoorDash DashPass, with unlimited free shipping on orders of $15 or more, paid with the card.<\/li>\n<\/ul><\/p>\n\n<\/div>\n\n<\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-westjet-rbc-world-elite-mastercard\">WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021<\/h5>\n\n\n\n<p>Both cards are excellent for their wide range of travel benefits, but the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard<\/a> stands out. Especially for the very advantageous <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/westjet-companion-voucher-a-complete-guide\/\" target=\"_blank\" rel=\"noopener\">companion voucher<\/a> to save an average of $500 on a second plane ticket <strong>yearly<\/strong>.<\/p>\n\n\n\n<p>For Air Canada travellers, the benefits of Air Canada are to save money and make the annual fee more cost-effective.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-insurance\">Insurance<\/h2>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\"><img decoding=\"async\" class=\"wp-image-98657 aligncenter\" title=\"TD Aeroplan Visa Infinite Privilege Card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new-450x283.png\" alt=\"Td Visa Infinite Aeroplan New\" width=\"190\" height=\"120\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new-450x283.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new-1024x644.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new-768x483.png 768w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/08\/td-visa-infinite-aeroplan-new.png 1140w\" sizes=\"(max-width: 190px) 100vw, 190px\" \/><\/td><td class=\"has-text-align-center\" data-align=\"center\"><img class=\"aligncenter wp-image-140094\" title=\"Business Platinum Card<sup>&reg;<\/sup> from American Express\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/rbc-westjet-we-en-450x284.png\" alt=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" width=\"190\" height=\"120\" \/><\/td><\/tr><\/thead><tbody><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Trip Cancellation Insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to<strong> $1,500<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Trip interruption insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $5,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $5,000<\/td><\/tr><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\">Out-of-province\/country emergency medical coverage<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to <strong>$2,000,000<\/strong> for <strong>21 days<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">No maximum but must be at reasonable cost, insured for 15 days<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Flight delay insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to <strong>$500<\/strong><br \/>\nafter 4 hours<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to $250 after 4 hours<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Baggage Delay Insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to <strong>$1,000<\/strong><br \/>\nafter 6 hours<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to $500<br \/>\nafter 4 hours<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Baggage loss or theft insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to<strong> $1,000<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $500<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Hotel burglary insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $2,500<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $2,500<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Rental car theft and damage insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $65,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $65,000<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Travel accident insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">$500,000<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Purchase Protection<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 additional year<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 additional year<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Purchase Guarantee<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to $1,000<br \/>\n90 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to $1,000<br \/>\n90 days<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#e1eaef;padding-top:1em;padding-right:1.5em;padding-bottom:1em;padding-left:1.5em\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n\n<h5 class=\"wp-block-heading\" id=\"h-advantage-td-aeroplan-visa-infinite-card\">Advantage: TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/h5>\n\n\n\n<p>The <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> offers equal or more generous coverage than its competitor. What&#8217;s more, it requires that only 75% of travel purchases be charged to the card.<\/p>\n\n\n\n<p>Conversely, the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard<\/a> requires that the trip be fully charged to the card. What&#8217;s more, it has no <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\" target=\"_blank\" rel=\"noopener\">cancellation insurance<\/a>.<\/p>\n\n\n\n<p>If you want a credit card that covers your travels, even when a small portion of the expenses has been charged, I recommend this article: <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/best-cards-credit-rewards-insurance\/\">The best credit cards for travel insurance with rewards points<\/a>.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>So? Which card is the winner?<\/p>\n\n\n\n<p>For great <strong>flexibility<\/strong> thanks to Aeroplan points, and to <strong>start from anywhere in the world<\/strong>, the <a target=\"_blank\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-aeroplan-visa-infinite-card\/\" rel=\"noindex\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> stands out thanks to&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Robust travel insurance;<\/li>\n\n\n\n<li>Its annual fee is reimbursed in full in the first year;<\/li>\n\n\n\n<li>The accumulation and highest value of its points;<\/li>\n\n\n\n<li>Take advantage of our special offers at Aeroplan;<\/li>\n\n\n\n<li>Its points Aeroplan which allows you to travel on Air Canada and its fifty or so partners (SWISS, United, Lufthansa, Emirates, Austrian Airlines, Cathay Pacific, Singapore Airlines, TAP Air Portugal, etc.).<\/li>\n\n\n\n<li>Its lower minimum income requirements.<\/li>\n<\/ul><\/div>\n\n\n\n<p>While the <a target=\"_blank\" title=\"WestJet RBC<sup>&reg;<\/sup> World Elite Mastercard\u2021\" href=\"\/go\/westjet-world-elite-mastercard-rbc\/\" rel=\"noindex\">WestJet RBC<sup><sup>&reg;<\/sup><\/sup> World Elite Mastercard<\/a> makes a strong case for:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>The opportunity to earn 1.5 WestJet points at <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">Costco&nbsp;;<\/a><\/li>\n\n\n\n<li>Its current attractive welcome offer;<\/li>\n\n\n\n<li>The travel companion voucher that saves you an average of $500 on a plane ticket for your travel companion.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"100492,164900\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"108140,483233\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-comparison-westjet-world-elite-mastercard-rbc-visa-infinite-td-aeroplan\">Frequently Asked Questions about the TD Aeroplan Visa Infinite vs WestJet RBC World Elite Mastercard comparison<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_card_delivers_more_value_on_its_welcome_bonus_the_td_aeroplan_visa_infinite_or_the_westjet_rbc_world_elite_mastercard_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich card delivers more value on its welcome bonus, the TD Aeroplan Visa Infinite or the WestJet RBC World Elite Mastercard?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Both cards advertise up to 45,000 points as a welcome bonus, but the TD Aeroplan version delivers significantly more dollar value. Aeroplan points are worth approximately 2 cents each on average flight redemptions, valuing 45,000 points at around $900. WestJet points are worth about 1 cent each, valuing the same number at roughly $450. The TD card also waives its $139 annual fee in year one, while the WestJet card charges the fee upfront. For pure welcome bonus value, the TD Aeroplan Visa Infinite is roughly twice as rewarding.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"should_i_pick_the_westjet_card_if_my_home_airport_is_in_western_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tShould I pick the WestJet card if my home airport is in Western Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>If you fly out of Calgary, Edmonton, or another western hub where WestJet dominates, the WestJet RBC World Elite Mastercard makes more practical sense. The annual companion voucher saves $400 to $700 per use on most domestic and transborder routes, and the free first checked bag for up to eight companions adds substantial value for family travel. However, even in Calgary, the TD Aeroplan card remains competitive because Aeroplan now redeems for any Star Alliance partner, including United and Lufthansa, providing redemption flexibility that WestJet&#8217;s program simply cannot match.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_card_has_better_travel_insurance_coverage_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich card has better travel insurance coverage?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The TD Aeroplan Visa Infinite generally offers stronger travel insurance, including 21 days of out-of-province emergency medical for travelers under 65, $1,500 trip cancellation per person, $2,500 trip interruption, lost or delayed baggage, and rental car collision damage waiver. The WestJet RBC World Elite has more limited coverage, particularly on trip cancellation and interruption, and the medical coverage caps are lower. For families or older travelers, the TD card&#8217;s broader insurance package can save hundreds of dollars per trip in standalone coverage costs.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_hold_both_the_td_aeroplan_and_the_westjet_rbc_cards_at_the_same_time_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I hold both the TD Aeroplan and the WestJet RBC cards at the same time?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, you can hold both cards simultaneously, and many Milesopedia members do exactly that to capture both Air Canada and WestJet ecosystems. The TD card handles Star Alliance redemptions and serves as your primary travel insurance, while the WestJet card unlocks the annual companion voucher and free checked bags for family WestJet trips. Combined annual fees of $278 are easily justified by one or two companion uses plus the welcome bonuses. Just space your applications by at least 90 days to avoid hard inquiry stacking that could affect your credit score.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s our detailed comparison between the TD\u00ae Aeroplan\u00ae Visa Infinite* Card and the WestJet RBC\u00ae World Elite Mastercard.<\/p>","protected":false},"author":3,"featured_media":349110,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-320168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","mc_issuer-american-express-canada-en","mc_issuer-td-en","mc_market-all-of-canada","tutorial-comparisons","travel_type-beginner"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":100492,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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