{"id":319929,"date":"2025-04-23T10:50:00","date_gmt":"2025-04-23T14:50:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=319929"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"desjardins-changes-bonusdollars","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/","title":{"rendered":"Desjardins: Changes and Devaluation of Certain Credit Cards"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-changes-to-desjardins-credit-cards\">Changes to Desjardins Credit Cards<\/h2>\n\n\n\n\n\n<p>Desjardins has announced changes to its credit cards, effective June 29, 2025:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-gold-visa-card\/\" target=\"_blank\" rel=\"noopener\">Odyssey Gold Visa<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" target=\"_blank\" rel=\"noopener\">Odyssey World Elite Mastercard<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-visa-infinite-privilege-card\/\" target=\"_blank\" rel=\"noopener\">Odyssey Visa Infinite Privilege<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" target=\"_blank\" rel=\"noopener\">Cash Back World Elite Mastercard<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>For these Desjardins credit cards, there will be changes to one or more of these aspects:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Addition of a Travel Category<\/li>\n\n\n\n<li>Reduction of the accumulation rate for the Other Category<\/li>\n\n\n\n<li>Desjardins is introducing annual fees for all additional cards for its members.<\/li>\n<\/ul><\/div>\n\n\n\n<p>As a reminder, a devaluation also took place on November 29, 2023, where holders of these cards were then required to adhere to an accumulation cap on certain faster accumulation categories.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"307077\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Flexi Visa, Cash Back Visa, Cash Back Mastercard, and BONUSDOLLARS Visa credit cards are not affected by these changes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-changes-to-the-cash-back-world-elite-mastercard-credit-card\">Changes to the Cash Back World Elite Mastercard Credit Card<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-annual-fee-for-an-additional-card\">Annual fee for an additional card<\/h3>\n\n\n\n<p>As of June 29, 2025, an annual fee of $30 will be charged for each <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">additional card<\/a>, including for Desjardins members. This new measure differs from the previous policy, which imposed no fee at all.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"251339\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-changes-to-the-odyssey-gold-visa-credit-card\">Changes to the Odyssey Gold Visa Credit Card<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-changes-in-the-accumulation-of-bonusdollars\">Changes in the accumulation of BONUSDOLLARS<\/h3>\n\n\n\n<p>From June 29, 2025, there will be 2 changes, including a devaluation:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>A new travel category that earns 2% in BONUSDOLLARS<\/li>\n\n\n\n<li>Decrease in the Other category from 1% to 0.65%<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90621\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-annual-fee-for-an-additional-card\">Annual fee for an additional card<\/h3>\n\n\n\n<p>As of June 29, 2025, an annual fee of $30 will be charged for each <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">additional card<\/a>, including for Desjardins members. Previously, there was no fee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-changes-to-the-odyssey-world-elite-mastercard-credit-card\">Changes to the Odyssey World Elite Mastercard Credit Card<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-changes-in-the-accumulation-of-bonusdollars\">Changes in the accumulation of BONUSDOLLARS<\/h3>\n\n\n\n<p>From June 29, 2025, there will be 3 changes, including a devaluation:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>A new travel category that earns 2% in BONUSDOLLARS<\/li>\n\n\n\n<li>Decrease in the Other category from 1.5% to 1%.<\/li>\n\n\n\n<li>Restaurant category will increase by 2% to 3%.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90640\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-annual-fee-for-an-additional-card\">Annual fee for an additional card<\/h3>\n\n\n\n<p>As of June 29, 2025, an annual fee of $40 will be charged for each <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">additional card<\/a>, including for Desjardins members. Previously, there was no fee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-changes-to-the-odyssey-visa-infinite-privilege-credit-card\">Changes to the Odyssey Visa Infinite Privilege Credit Card<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-changes-in-the-accumulation-of-bonusdollars\">Changes in the accumulation of BONUSDOLLARS<\/h3>\n\n\n\n<p>From June 29, 2025, this credit card will be devalued:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Decrease in the Other category from 1.75% to 1.5%.<\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-annual-fee-for-an-additional-card\">Annual fee for an additional card<\/h3>\n\n\n\n<p>Then, as of June 29, 2025, an annual fee of $95 will be charged for each <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\" target=\"_blank\" rel=\"noopener\">additional card<\/a>, including for Desjardins members. Previously, there was no fee.<\/p>\n\n\n\n<p>This card is the hardest hit, as the Other category is reduced and you&#8217;ll also have to pay $95 for all additional cards.<\/p>\n\n\n\n<p>For example, if you charge $1,000 a month to your card in the Other category, you&#8217;ll accumulate $15 a month instead of $17.50. At the end of the year, you&#8217;ll lose out because you&#8217;ll accumulate $180 instead of $210. In addition, you&#8217;ll have to pay $95 in annual fees for an additional card (if applicable).<\/p>\n\n\n\n<p>This leaves you with $85 net in BONUSDOLLARS, compared to your $210 before the changes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/desjardins-bonusdollars\/\" target=\"_blank\" rel=\"noopener\"> BONUSDOLLARS program<\/a> is one of the most popular in Quebec.<\/p>\n\n\n\n<p>It&#8217;s always a shame to see a devaluation or additional fees in rewards programs. If you have an additional cardholder on your main card, you&#8217;ll need to spend more to offset the annual fee on these Desjardins credit cards.<\/p>\n\n\n\n<p>If these changes no longer suit you, we recommend that you carefully assess your needs and expenses. Take this opportunity to dust off your wallet, especially if you&#8217;ve had your credit card since you were a student!<\/p>\n\n\n\n<p>You could opt for a credit card that:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Offers access to VIP airport lounges worldwide and flexible points redeemable <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/save-travel-sceneplus-points\/\" target=\"_blank\" rel=\"noopener\">for travel <\/a>(<a target=\"_blank\" title=\"Scotiabank Passport\u2122 Visa Infinite*+ Card\" href=\"\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Visa Infinite Passport Card<\/a>)<\/li>\n\n\n\n<li>Is advantageous with 5 times the points at the grocery store and easy-to-redeem rewards (<a target=\"_blank\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"\/go\/amex-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>)<\/li>\n\n\n\n<li>Gives an annual travel credit of $150 and the opportunity to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/invest-reward-points\/\" target=\"_blank\" rel=\"noopener\">invest points<\/a> (<a target=\"_blank\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a>)<\/li>\n\n\n\n<li>Offers a ton of welcome points, a $100 annual travel credit, and complimentary entries to airport lounges (<a target=\"_blank\" title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a>)<\/li>\n<\/ul><\/div>\n\n\n\n<p>Take a look at our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/compare\/credit-cards\/\" target=\"_blank\" rel=\"noopener\">Credit Card Comparator<\/a>, and our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/compare-credit-cards-desjardins\/\">suggested alternatives<\/a> to find the next card that will better suit your needs.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642,22724,22621,401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"307077\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>","protected":false},"excerpt":{"rendered":"<p>Desjardins is making a devaluation and changes to the accumulation of BONUSDOLLARS, as well as adding annual fees for additional cards.<\/p>","protected":false},"author":127,"featured_media":319891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48419],"tags":[],"mc_loyalty_program":[748],"class_list":["post-319929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-programs","mc_issuer-desjardins-en","mc_loyalty_program-bonusdollars-desjardins","mc_market-all-of-canada","post_region-canada-en","travel_type-budget-travel"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Desjardins: Changes and Devaluation of Certain Credit Cards | Milesopedia<\/title>\n<meta name=\"description\" content=\"Desjardins devalues the accumulation of BONUSDOLLARS and cash back and increases the interest rate.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Desjardins: Changes and Devaluation of Certain Credit Cards\" \/>\n<meta property=\"og:description\" content=\"Desjardins devalues the accumulation of BONUSDOLLARS and cash back and increases the interest rate.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/milesopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-23T14:50:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T15:52:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/10\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"840\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Caroline Tremblay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Caroline Tremblay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/\"},\"author\":{\"name\":\"Caroline Tremblay\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/bb854d6884fc35bec7910372b2bd569f\"},\"headline\":\"Desjardins: Changes and Devaluation of Certain Credit Cards\",\"datePublished\":\"2025-04-23T14:50:00+00:00\",\"dateModified\":\"2026-05-08T15:52:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/\"},\"wordCount\":665,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg\",\"articleSection\":[\"Programs\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/\",\"name\":\"Desjardins: Changes and Devaluation of Certain Credit Cards - Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg\",\"datePublished\":\"2025-04-23T14:50:00+00:00\",\"dateModified\":\"2026-05-08T15:52:47+00:00\",\"description\":\"Desjardins devalues the accumulation of BONUSDOLLARS and cash back and increases the interest rate.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/news\\\/programs\\\/desjardins-changes-bonusdollars\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg\",\"width\":1600,\"height\":840,\"caption\":\"Desjardins: Changes and Devaluation of Certain Credit Cards - DesjardinsCartesCreditChangementsDesavantageux-2400x1260\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\",\"name\":\"Milesopedia\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"width\":884,\"height\":203,\"caption\":\"Milesopedia\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/bb854d6884fc35bec7910372b2bd569f\",\"name\":\"Caroline Tremblay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c38f8d913ae6434e2d8b707351f5fb1159f930ea08175e2a139d6be4173f47d4?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c38f8d913ae6434e2d8b707351f5fb1159f930ea08175e2a139d6be4173f47d4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/c38f8d913ae6434e2d8b707351f5fb1159f930ea08175e2a139d6be4173f47d4?s=96&d=mm&r=g\",\"caption\":\"Caroline Tremblay\"},\"description\":\"Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/groups\\\/milesopedia\\\/\",\"https:\\\/\\\/www.instagram.com\\\/travel_tremblay\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"],\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/author\\\/caroline-t\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Desjardins: Changes and Devaluation of Certain Credit Cards | Milesopedia","description":"Desjardins devalues the accumulation of BONUSDOLLARS and cash back and increases the interest rate.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/","og_locale":"en_US","og_type":"article","og_title":"Desjardins: Changes and Devaluation of Certain Credit Cards","og_description":"Desjardins devalues the accumulation of BONUSDOLLARS and cash back and increases the interest rate.","og_url":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/","og_site_name":"Milesopedia","article_author":"https:\/\/www.facebook.com\/groups\/milesopedia\/","article_published_time":"2025-04-23T14:50:00+00:00","article_modified_time":"2026-05-08T15:52:47+00:00","og_image":[{"width":1600,"height":840,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/10\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg","type":"image\/jpeg"}],"author":"Caroline Tremblay","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_misc":{"Written by":"Caroline Tremblay","Est. reading time":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/#article","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/"},"author":{"name":"Caroline Tremblay","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/bb854d6884fc35bec7910372b2bd569f"},"headline":"Desjardins: Changes and Devaluation of Certain Credit Cards","datePublished":"2025-04-23T14:50:00+00:00","dateModified":"2026-05-08T15:52:47+00:00","mainEntityOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/"},"wordCount":665,"publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg","articleSection":["Programs"],"inLanguage":"en-CA"},{"@type":"WebPage","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/","url":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/","name":"Desjardins: Changes and Devaluation of Certain Credit Cards - Milesopedia","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/#primaryimage"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg","datePublished":"2025-04-23T14:50:00+00:00","dateModified":"2026-05-08T15:52:47+00:00","description":"Desjardins devalues the accumulation of BONUSDOLLARS and cash back and increases the interest rate.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/desjardins-changes-bonusdollars\/#primaryimage","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/DesjardinsCartesCreditChangementsDesavantageux-2400x1260-1.jpg","width":1600,"height":840,"caption":"Desjardins: Changes and Devaluation of Certain Credit Cards - DesjardinsCartesCreditChangementsDesavantageux-2400x1260"},{"@type":"WebSite","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mp-2702.milesopedia.dev\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization","name":"Milesopedia","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","width":884,"height":203,"caption":"Milesopedia"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/bb854d6884fc35bec7910372b2bd569f","name":"Caroline Tremblay","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/c38f8d913ae6434e2d8b707351f5fb1159f930ea08175e2a139d6be4173f47d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c38f8d913ae6434e2d8b707351f5fb1159f930ea08175e2a139d6be4173f47d4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c38f8d913ae6434e2d8b707351f5fb1159f930ea08175e2a139d6be4173f47d4?s=96&d=mm&r=g","caption":"Caroline Tremblay"},"description":"Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.","sameAs":["https:\/\/www.facebook.com\/groups\/milesopedia\/","https:\/\/www.instagram.com\/travel_tremblay\/","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.youtube.com\/milesopedia"],"url":"https:\/\/mp-2702.milesopedia.dev\/en\/author\/caroline-t\/"}]}},"_links":{"self":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/319929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/users\/127"}],"replies":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/comments?post=319929"}],"version-history":[{"count":5,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/319929\/revisions"}],"predecessor-version":[{"id":494977,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/319929\/revisions\/494977"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media\/319891"}],"wp:attachment":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media?parent=319929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/categories?post=319929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/tags?post=319929"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=319929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}