{"id":270400,"date":"2025-10-25T04:00:00","date_gmt":"2025-10-25T08:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/moi-rbc-visa-new-card-program\/"},"modified":"2026-05-09T08:31:10","modified_gmt":"2026-05-09T08:31:10","slug":"moi-rbc-visa","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/moi-rbc-visa\/","title":{"rendered":"moi RBC Visa Card: Earn Up to 5,000 Points With No Annual Fee!"},"content":{"rendered":"\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/metro-inc-new-moi-rewards-program\/\">moi Program from Metro Inc. was launched in May 2023<\/a> at Metro grocery stores, Brunet and Premi\u00e8re Moisson branches, and shortly afterwards, the new <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/moi-rbc-visa-credit-card\/\">moi RBC Visa Card<\/a> was introduced. Here&#8217;s how this co-branded credit card can help you earn more points with the Moi program.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"233470\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"moi_rbc_visa_credit_card\">moi RBC Visa Credit Card<\/h2>\n\t\t\t\t<p>With the moi RBC Visa Card, you can earn a welcome bonus of <span class=\"nowrap\"><strong>5,000 points:<\/strong><\/span><\/p>\n<ul>\n<li>3,000 points upon your first purchase;<\/li>\n<li>2,000 additional points when you spend at least $500 in the first three months.<\/li>\n<\/ul>\n<p>With this <strong>no-annual-fee<\/strong> RBC credit card, you can earn <strong>2 points per dollar<\/strong> on:<\/p>\n<ul>\n<li>eligible purchases made at participating stores at Metro, Premi\u00e8re Moisson, and Brunet in Quebec, as well as at Jean Coutu in Quebec, Ontario, and New Brunswick when you present your Moi card and pay with your moi RBC Visa Credit Card<\/li>\n<li>Restaurants, gas and electric vehicle charging<\/li>\n<\/ul>\n<p>And 1 point per dollar for all other purchases.<\/p>\n<p>Plus, <strong>save 3\u00a2\/L on gas<\/strong> at Petro-Canada and earn 20% more points when you pay with a linked RBC card<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270728\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-moi-rbc-visa-credit-card-card-benefits\">moi RBC Visa Credit Card &#8211; Card Benefits<\/h2>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n\n<div class=\"wpb_wrapper\">\n\n<p>The current <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/moi-rbc-visa-credit-card\/\">RBC Visa Card<\/a> welcome bonus offer has a value of $80, as each Moi point can be redeemed at a ratio of 500 points = $4 (or $0.008 per point).<\/p>\n\n\n\n<p>Please note that the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/moi-rbc-visa-credit-card\/\">moi RBC Visa Credit Card<\/a> is a no-annual-fee credit card.<\/p>\n\n<\/div>\n\n\n<p><\/div><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/RBC-visa-moi.jpg\" alt=\"moi: METRO's rewards program - RBC visa moi\" class=\"wp-image-274395\"\/><\/figure>\n\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n\n<div class=\"wpb_wrapper\">\n\n<p>You&#8217;ll earn <strong>1 Moi point per dollar<\/strong> with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/moi-rbc-visa-credit-card\/\">moi RBC Visa Credit Card<\/a>.<\/p>\n\n\n\n<p>Points earned with the moi <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/moi-rbc-visa-credit-card\/\">RBC Visa Credit Card<\/a> <strong>AND<\/strong> by swiping the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/metromoi\/\" target=\"_blank\" rel=\"noopener\">Moi card<\/a> at the cash register of participating stores will be&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>One <strong>additional<\/strong> Moi point for every $1 spent at Metro, Premi\u00e8re Moisson and Brunet at Quebec<\/li>\n\n\n\n<li>One <strong>additional <\/strong>Moi point for every $1 spent at Jean Coutu stores at Quebec, in Ontario and New Brunswick.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Then, for other expenses charged to the account&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>2 Moi points<\/strong> per $1 restaurant purchase, gas and electric vehicle charging<\/li>\n<\/ul><\/div>\n\n\n\n<p>For example, for a qualifying purchase of $10 at&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Metro = 10 base points with the Moi membership card + 10 additional points for a Metro purchase with the moi RBC Visa Credit Card = <strong>20 Moi points<\/strong><\/li>\n\n\n\n<li>Super C = 0 base points + 10 base points with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/moi-rbc-visa-credit-card\/\">moi RBC Visa Credit Card<\/a> = <strong>10 Moi points plus bonus point offers on online and grocery products<\/strong><\/li>\n<\/ul><\/div>\n\n\n\n<p><\/div><\/p>\n\n\n\n<p><\/div><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2334\" height=\"1252\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-credit-card-2.png\" alt=\"moi RBC Visa Card: Earn Up to 5,000 Points With No Annual Fee! - Moi accumulation points RBC visa\" class=\"wp-image-270372\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-credit-card-2.png 2334w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-credit-card-2-450x241.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-credit-card-2-1024x549.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-credit-card-2-200x107.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-credit-card-2-768x412.png 768w\" sizes=\"(max-width: 2334px) 100vw, 2334px\" \/><\/figure>\n\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n\n<div class=\"wpb_wrapper\">\n\n<p>Are you a regular user of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/metro-inc-new-moi-rewards-program\/\" target=\"_blank\" rel=\"noopener\">Moi<\/a>? Read these articles for more strategies to earn Moi points faster:<\/p>\n\n<\/div>\n\n\n<p><\/div><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--m container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"289098,283813,278264\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article><article class=\"post-preview\">\n\n<div class=\"post-preview-thumbnail\">\n\t<div class=\"shimmer shimmer-image\"><\/div>\n<\/div>\n\n<div class=\"post-preview-content\" style=\"top: 1em;\">\n\t<div class=\"simmer-bar-group\">\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t<\/div>\n<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-moi-rbc-visa-credit-card-other-benefits\">moi RBC Visa Credit Card &#8211; Other Benefits<\/h2>\n\n\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n\n<div class=\"wpb_wrapper\">\n\n<p>You can get other benefits, particularly for gas, by paying with your moi RBC Visa Credit Card at the following partners:<\/p>\n\n<\/div>\n\n\n<p><\/div><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2240\" height=\"1144\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-credit-card-3.png\" alt=\"moi RBC Visa Card: Earn Up to 5,000 Points With No Annual Fee! - Avantages RBC moi visa\" class=\"wp-image-270389\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-credit-card-3.png 2240w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-credit-card-3-450x230.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-credit-card-3-1024x523.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-credit-card-3-200x102.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-credit-card-3-768x392.png 768w\" sizes=\"(max-width: 2240px) 100vw, 2240px\" \/><\/figure>\n\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n\n<div class=\"wpb_wrapper\">\n\n<p>In terms of insurance, the moi RBC Visa Credit Card offers purchase insurance, extended warranty and mobile device insurance.<\/p>\n\n<\/div>\n\n\n<p><\/div><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2270\" height=\"1262\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-insurance.png\" alt=\"moi RBC Visa Card: Earn Up to 5,000 Points With No Annual Fee! - assurance Moi RBC visa\" class=\"wp-image-270393\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-insurance.png 2270w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-insurance-450x250.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-insurance-1024x569.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-insurance-200x111.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/05\/moi-rbc-insurance-768x427.png 768w\" sizes=\"(max-width: 2270px) 100vw, 2270px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>Many credit cards offer an accelerated earning rate, in points or cash back, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/grocery\/\">for groceries<\/a>. Combined with the right rewards program, you can do double dip and maximize the return on your purchases, as we demonstrate in these articles:<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"257485,232179\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>The <a target=\"_blank\" title=\"moi RBC Visa Credit Card\" href=\"\/go\/rbc-moi-visa-credit-card\/\" rel=\"noindex\">moi RBC Visa Card<\/a> may be of interest to those who wish to maximize all their points in one place with the new Moi program and who do not wish to pay an annual fee.<\/p>\n\n\n\n<p>Check out the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/rbc\/\">best RBC credit card offers<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270728\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90640\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-moi-rbc-visa\">Frequently Asked Questions about moi RBC Visa Card<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_can_i_earn_2_points_per_dollar_with_the_moi_rbc_visa_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere can I earn 2 points per dollar with the moi RBC Visa Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The moi RBC Visa Card earns 2 moi points per dollar at Metro, Super C, Adonis, Premiere Moisson, Brunet, and Jean Coutu in Quebec, plus restaurants, gas stations, and EV charging stations across Canada. All other purchases earn 1 moi point per dollar. The card is designed for shoppers loyal to the Metro Inc. and Jean Coutu universe in Quebec: showing your physical moi loyalty card at checkout adds extra moi points on top of credit card earnings, which can effectively double or triple the rewards on grocery and pharmacy runs of $100 or more.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_the_moi_rbc_visa_really_a_no-annual-fee_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs the moi RBC Visa really a no-annual-fee card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. The moi RBC Visa Card has $0 annual fee permanently, not just a first-year waiver, which makes it a solid keeper card after the welcome offer. The card includes basic purchase protection up to 90 days, extended warranty doubling the manufacturer warranty up to one extra year, and Avion Rewards points-on-points opportunities through RBC Offers. There is no minimum income requirement, so it is accessible to students, newcomers, and anyone building Canadian credit history while still earning meaningful rewards on Quebec grocery and pharmacy spending.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_does_the_moi_rbc_visa_welcome_offer_of_up_to_5_000_points_work_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow does the moi RBC Visa welcome offer of up to 5,000 points work?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The moi RBC Visa welcome offer of up to 5,000 points pays out in two stages: 3,000 moi points after your first purchase of any size, then 2,000 additional moi points after spending $500 in net purchases within the first 3 months. The full 5,000 points are worth approximately $80 in moi rewards at Metro Inc. and Jean Coutu locations, or about 1.6 cents per point when used as in-store discounts. The first-purchase tier is particularly easy to unlock: even a $5 coffee triggers the initial 3,000 points within a few statement cycles.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_use_moi_points_for_things_other_than_groceries_and_pharmacy_purchases_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I use moi points for things other than groceries and pharmacy purchases?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The moi loyalty program is built around partner redemptions at Metro, Super C, Adonis, Premiere Moisson, Brunet, and Jean Coutu, where 1,000 moi points equals roughly $10 in instant discount at checkout. The moi RBC Visa Card does not transfer to airlines or hotel chains, which makes it fundamentally different from RBC Avion Visa products. Milesopedia readers in Quebec who already do their groceries and pharmacy purchases at these chains often hold the moi RBC Visa as a free secondary card alongside a travel-focused primary, since the rewards are essentially free money on existing spending.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Earn up to 5,000 welcome bonus points with the moi RBC Visa card, with no annual fee, and maximize your points earning with the MOI program from Metro inc. Discover its benefits.<\/p>","protected":false},"author":2464,"featured_media":405559,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-270400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-rbc-en","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":270728,"mc_featured_card_specific":270728,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>moi RBC Visa Card: Earn Up to 5,000 Points With No Annual Fee! 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