{"id":247119,"date":"2025-11-22T07:30:00","date_gmt":"2025-11-22T12:30:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/expenses-festival-time\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"holiday-season-spending","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/holiday-season-spending\/","title":{"rendered":"Earn Points on Your Holiday Spending"},"content":{"rendered":"\n<p>You know how important it is to have a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/good-credit-score-canada\/\">good credit score <\/a>or to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/improve-your-credit-score\/\">improve it<\/a>, which starts with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/management-expenses-credit-cards\/\">responsible credit card management<\/a>. With the holiday season quickly approaching, you\u2019re likely looking for ways to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/save-holiday-time\/\">save on your spending<\/a>, including shopping, gifts, and meals. But what if you could take advantage of this time of year to earn points on your holiday spending? In this article, we share the best tips to help you earn points and cash back faster.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207228\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-optimize-your-restaurant-expenses\">Optimize Your Restaurant Expenses<\/h2>\n\n\n\n\n\n<p>The holiday season is a time when we gather with family and friends, whether at home or at a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/restaurants\/\">restaurant<\/a>.<\/p>\n\n\n\n<p>Do what I do for your holiday spending: offer to pay the bill on your credit card, and ask everyone to give you their share in cash, Interac transfer or cheque. Not many people are points hunters&#8230; but you are! It&#8217;s a great way to earn points on your holiday spending.<\/p>\n\n\n\n<p>The <a target=\"_blank\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"\/go\/amex-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is a flexible card that allows for fast point accumulation at restaurants and grocery stores, with its 5 <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">Membership Rewards points<\/a> per dollar spent. If your restaurant bill is $100, you will get 500 Membership Rewards points (100% x 5 points)!<\/p>\n\n\n\n<p>But there are also other excellent choices of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/restaurants\/\">credit cards for restaurants<\/a>, such as:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-world-elite-mastercard\/\" aria-label=\"Carte Mastercard World Elite de la Banque Nationale\"><span class=\"card--title-text\">National Bank World Elite Mastercard<\/span><\/a><span class=\"card--title-text\"> (5 points\/dollar spent)<\/span><\/li>\n\n\n\n<li><a target=\"_blank\" title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a> (6 points\/dollar spent)<\/li>\n\n\n\n<li>and the <a target=\"_blank\" title=\"BMO eclipse Visa Infinite* Card\" href=\"\/go\/bmo-eclipse-visa-infinite\/\" rel=\"noindex\">BMO eclipse Visa Infinite* Card<\/a> (<span class=\"card--title-text\">5 points\/dollar spent)<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p>Find out more:<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621,401432,105658,22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earn-points-by-buying-gift-cards\">Earn Points by Buying Gift Cards<\/h2>\n\n\n\n<p>Buying gift cards with a credit card is a great opportunity to earn and accumulate more points on your holiday spending. Generally, gift cards can be used strategically in three ways:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Give as a gift to a loved one<\/li>\n\n\n\n<li>Earn more points on your purchase.<\/li>\n\n\n\n<li>Reach the required spending level to unlock a credit card welcome bonus.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"131976\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gift-card-give-a-gift-to-a-loved-one\">Gift Card &#8211; Give a Gift to a Loved One<\/h3>\n\n\n\n<p>More and more surveys indicate that people prefer to receive money rather than a gift. The gift card is therefore a happy medium, as we know the recipient likes a certain store&#8230; but we prefer to let them choose the gift they will truly like. And <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/points-gift-cards-strategy\/\">this allows you to earn points<\/a> on your credit card by offering a gift card found at a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/grocery\/\">grocery store<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-drugstore-cards\/\">pharmacy<\/a>, or <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/gas-transit\/\">gas station<\/a>!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gift-card-earn-points-for-spending-at-other-stores\">Gift Card &#8211; Earn Points for Spending at Other Stores<\/h3>\n\n\n\n<p>Your credit card often gives you more points in certain categories (for example, 5 points per dollar at grocery stores, but only 1 point per dollar everywhere else). The trick is to buy a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/points-gift-cards-strategy\/\" target=\"_blank\" rel=\"noopener\">gift card<\/a> at the grocery store that gives more points instead of paying directly at the merchant that only gives the minimum.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"143408\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gift-card-reach-the-required-spending-level-to-unlock-a-welcome-bonus\">Gift Card &#8211; Reach the Required Spending Level to Unlock a Welcome Bonus<\/h3>\n\n\n\n<p>When you get a new credit card, it often offers a large bonus if you spend a minimum amount in the first few months (for example: &#8220;Spend $3,000 in 3 months and get 80,000 points&#8221;). Buying gift cards helps you reach this amount faster.<\/p>\n\n\n\n<p>Today, you buy a gift card from a store where you plan to make purchases you would have made anyway (<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-save-grocery\/\" target=\"_blank\" rel=\"noopener\">grocery store<\/a>, gas, restaurants, and other businesses).<\/p>\n\n\n\n<p>While buying gift cards is a great way to earn points on your holiday spending, make sure to pay off your credit card balance before the due date.<\/p>\n\n\n\n<p>Would you like to lighten your holiday spending instead? By opting for a cash back credit card like the <a title=\"CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\" rel=\"noindex\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>, you can get several hundred dollars back on your holiday spending by taking advantage of the welcome bonus.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Are you a Costco fan for savings? Double dip by using the welcome bonus of the <a target=\"_blank\" title=\"CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/cibc-dividend-visa-infinite-card\/\" rel=\"noindex\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>, which allows you to get up to 10% cash back in the first few months by using our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/visa-credit-card-costco\/\">tip for using a Visa credit card at Costco<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"130606\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-credit-cards-for-buying-gift-cards\">Best Credit Cards for Buying Gift Cards<\/h3>\n\n\n\n<p>The following three credit cards let you earn a significant amount of points or cash back not only during the holiday season, but also throughout the entire year:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>The <a target=\"_blank\" title=\"Scotiabank Gold American Express Card\" href=\"\/go\/scotiabank-gold-american-express-card\/\" rel=\"noindex\">Scotiabank Gold American Express Card<\/a>: 5 Scene+ points per dollar at grocery stores and restaurants and 6 points per dollar at IGA\/Sobeys!<\/li>\n\n\n\n<li>The <a target=\"_blank\" title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a>: 6 TD Rewards points per dollar at grocery stores, restaurants, and on public transit<\/li>\n\n\n\n<li>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>: 5 <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/nbc-a-la-carte-rewards\/\">NBC Rewards points<\/a> at grocery stores and restaurants<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432,22724,22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gift-card-ideas-for-the-holiday-season\">Gift Card Ideas for the Holiday Season<\/h3>\n\n\n\n<p>There are countless possibilities offered by gift cards. Here is a short list of gift card ideas to earn points on your holiday spending and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/top-tips-black-friday-cyber-monday\/\" target=\"_blank\" rel=\"noopener\">Black Friday<\/a>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Entertainment <\/strong>: Apple, PlayStation Store, Xbox Live, Google Play, Roblox, Netflix, Steam, <a target=\"_blank\" href=\"https:\/\/www.facebook.com\/groups\/milesopedia\">Facebook<\/a>, Minecraft, Cineplex<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/strategy-finance-travel-renovations\/\" target=\"_blank\" rel=\"noopener\">Home Improvement<\/a> : Canadian Tire, Home Depot, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/rona\/\" data-shortcode=\"true\">Rona<\/a><\/li>\n\n\n\n<li><strong>Gas <\/strong>: Esso, Petro-Canada, Shell, Irving<\/li>\n\n\n\n<li><strong>Dining <\/strong>: <a title=\"Uber Eats\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/uber-eats\/\">Uber Eats<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/program-saq-inspire-points\/\">SAQ<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/tims-mastercard\/\">Tim Hortons<\/a>, Starbucks, Subway, McDonald\u2019s, Wendy\u2019s, DQ, Pizza Pizza, Baton Rouge, Scores, The Keg, Boston Pizza, Cora, M&amp;M<\/li>\n\n\n\n<li><strong>Stores <\/strong>: <a target=\"_blank\" href=\"\/?p=97312\">Walmart<\/a>, HomeSense, Gap, Banana Republic, Old Navy, American Eagle, L\u2019\u00c9quipeur, Ardene, Golf Town, La Vie en Rose, La Senza, Simons, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/amazon-2\/\" data-shortcode=\"true\">Amazon<\/a>, Indigo<\/li>\n<\/ul><\/div>\n\n\n\n<p>As you can see, there are plenty of gift card options for the holiday season or any other time of year! The list is long&#8230;<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"472223\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-maximize-your-online-shopping\">Maximize Your Online Shopping<\/h2>\n\n\n\n<p>For your online purchases, there&#8217;s a trick to getting even more rewards or cash back. To do this, you need to use <g id=\"gid_0\">online shopping portals<\/g>. They&#8217;re a great way to <strong>earn points for your holiday spending<\/strong>.<\/p>\n\n\n\n<p>The best-known portals are:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/rakuten\/\">Rakuten<\/a> (<a target=\"_blank\" href=\"https:\/\/www.rakuten.ca\/r\/milesopedia\">get $30<\/a> when you open a free account on <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/rakuten\/\" data-shortcode=\"true\">Rakuten<\/a>)<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/sceneplus\/\">Scene+<\/a> by Rakuten (<a target=\"_blank\" href=\"https:\/\/www.rakuten.ca\/r\/milesopedia\">get $30<\/a> by opening a free account on <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/rakuten\/\" data-shortcode=\"true\">Rakuten<\/a>)<\/li>\n\n\n\n<li>AIR MILES <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/airmilesshops\/\">Airmilesshops.ca<\/a><\/li>\n\n\n\n<li>Aeroplan <a target=\"_blank\" href=\"https:\/\/aeroplan.rewardops.com\/en-CA\/home\/for-you\">eStore<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" href=\"https:\/\/earnonline.flyingblue.com\/fr\/\">Flying Blue Portal<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/rbc-avion-rewards\/\">Avion Rewards<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"116520,323470\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Let&#8217;s take the <a target=\"_blank\" href=\"https:\/\/aeroplan.rewardops.com\/en-CA\/home\/for-you\">Aeroplan eStore<\/a> as an example, which is a platform for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/aeroplan\/\">Aeroplan members<\/a> looking to earn points quickly. By going through this portal before shopping at over 250 merchants, you will get at least 1 Aeroplan point per dollar spent. You could then treat yourself and maximize <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/maximize-buy-new-iphone\/\">buying an iPhone<\/a> or a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/buy-laptop-rewards\/\">laptop<\/a>, for example.<\/p>\n\n\n\n<p>Keep an eye out during the holiday season! Cash back or point multipliers are common on online purchases, as are promotional offers. These even start in November, with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/top-tips-black-friday-cyber-monday\/\" target=\"_blank\" rel=\"noopener\">Black Friday<\/a> offers.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"230360,315312,241513,179592\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>In summary, the point hunt is well underway during the holiday season!<\/p>\n\n\n\n<p>Of course, stick to your budget and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/management-expenses-credit-cards\/\">practise responsible credit card management<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207228\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_you_earn_points_on_your_holiday_spending_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do you earn points on your holiday spending?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can take advantage of this time of year to earn and collect points with your holiday spending. Our top tips apply to your online purchases, as well as your grocery and restaurant expenses. Plus, buying gift cards and using online shopping portals can help you earn even more rewards.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_would_be_a_christmas_gift_idea_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat Would be a Christmas Gift Idea?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>A gift card!<\/p>\n<p>The trick is to use a credit card that offers a high multiplier in the &#8220;grocery&#8221; category. For example, if your card gives you 5 points per dollar at the grocery store versus 1 point per dollar elsewhere, favor this card for all your gift card purchases at the supermarket.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_all_grocery_stores_sell_gift_cards_as_christmas_gifts_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo all Grocery Stores Sell Gift Cards as Christmas Gifts?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Most major grocery chains (Metro, IGA, Maxi, Super C, etc.) have a section dedicated to gift cards with a wide variety of brands: restaurants, popular stores, gas stations, entertainment, etc.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>The holiday season is a great opportunity to earn more points with your holiday spending.<\/p>","protected":false},"author":127,"featured_media":416090,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[],"class_list":["post-247119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":22695,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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