{"id":246674,"date":"2026-01-02T10:00:00","date_gmt":"2026-01-02T15:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=246674"},"modified":"2026-04-28T12:05:29","modified_gmt":"2026-04-28T16:05:29","slug":"start-year-well-reward-programs","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/start-year-well-reward-programs\/","title":{"rendered":"Points and Credit Card Strategy: 2026 Goals"},"content":{"rendered":"\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/start-year-well-reward-programs\/?preview_id=246674&amp;preview_nonce=06b87c3408&amp;preview=1&amp;jobId=34702&amp;returnUrl=%2Fwp-admin%2Fpost.php%3Fpost%3D246666%26action%3Dedit&amp;wpmlReviewPostType=post\"><\/a><\/p>\n\n<p>A new year brings opportunities to take stock of your points and rewards goals. It&#8217;s the perfect time to adjust your <strong>points and credit card strategy<\/strong>, validate your statuses, and plan your next accumulations. Indeed, a few decisions made in January can transform your points balance and your travels for the rest of the year.  <\/p>\n\n<p>Whether you&#8217;re aiming for Aeroplan status, a family trip, or simply more cash back on everyday purchases, this guide brings together the main actions to take to start 2026 off right. To go further, check out our page on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">best credit cards<\/a> in Canada. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-faire-le-point-sur-vos-objectifs\">Take Stock of Your Goals<\/h2>\n\n<p>Start by checking where you stand with your points balance or cash back. Do your current cards still meet your travel and everyday spending needs? If the answer isn&#8217;t clear, it&#8217;s a signal that you need to review your wallet.  <\/p>\n<figure class=\"component component__image has-text-align-center wp-block-milesgutenberg-image\">\n\t\t\t\t<img decoding=\"async\" class=\"miles_img img-large\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/11\/2024-11-Objectif-tableau-ENG-819x1024.jpg\" alt=\"Credit Card Rewards: Our Beginner&#039;s Guide - 2024 11 Objective table FR\" loading=\"lazy\" width=\"819\" height=\"1024\">\n\t\t\t<\/figure>\n\n<p>Our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">list of the best credit cards in Canada<\/a> helps you choose according to your goals. Additionally, subscribe to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/newsletter\/\">our newsletter<\/a> to discover Milesopedia&#8217;s 2026 Awards, coming out in mid-January. <\/p>\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tStart-of-Year Tip\t\t\t<\/span>\n\t\t\t\t\n\n<p>Take 30 minutes in January to do an inventory: points balances, expiration dates, upcoming annual fees, and current statuses. This starting snapshot makes all your subsequent decisions much simpler. <\/p>\n\n\t<\/div>\n<\/aside>\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/compare\/credit-cards\/\">Milesopedia credit card comparator<\/a> remains the go-to tool for finding the right card based on your spending. Also take advantage of the start of the year to optimize recurring categories like <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-save-grocery\/\">groceries<\/a>, which weigh heavily in the family budget. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-quelle-carte-selon-votre-niveau\">Which Card Based on Your Level?<\/h3>\n\n<p>Depending on your comfort level with rewards programs, here are three approaches from our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/beginners-guide\/\">Beginner&#8217;s Guide<\/a>:<\/p>\n\n<div class=\"component component__list links\"><ul class=\"wp-block-list is-style-links\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/beginner-level-credit-card-recommendations\/\">Beginner Level: Which credit card(s) to apply for?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/intermediate-level-credit-card-recommendations\/\">Intermediate Level: Which Credit Card(s) Should I Apply For?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/niveau-expert-quelles-cartes-credit-souscrire\/\">Expert Level: Which credit card(s) to apply for?<\/a><\/li>\n<\/ul><\/div>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"273480,213383\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-la-poursuite-d-un-statut-en-2026\">Pursuing Status in 2026<\/h2>\n\n<p>Airline or hotel chain status is generally earned between January 1 and December 31. If you reached your target level during the year, the status extends into the following year. Otherwise, it drops. Everything starts over from scratch on January 1, 2026.   <\/p>\n\n<p>First question to ask yourself: what status are you aiming for in 2026 and what value do you place on it? If you&#8217;ve just reached a tier, don&#8217;t forget to select your annual benefits with Aeroplan or <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/marriott-bonvoy-annual-choice-benefits\/\">Marriott Bonvoy<\/a>. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-nouveautes-aeroplan-en-2026\">Aeroplan Updates in 2026<\/h3>\n\n<p>Starting in 2026, the way to earn <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/air-canada-aeroplan-elite-status\/\">Aeroplan Status<\/a> is changing. Find out <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/aeroplan-elite-status-2026\/\">how to achieve Aeroplan Status in 2026<\/a> with our comprehensive guide. We also explain <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/aeroplan-milestone-benefits\/\">what Milestone Benefits are<\/a>, the program&#8217;s new perks.<\/p>\n\n<p>If you had Aeroplan status in 2025, it would remain valid until January 31, 2026. The benefits associated with the status reached in 2025 then take effect on February 1, 2026. For example, a 35K member who only met the 25K requirements in 2025 keeps their 35K benefits until January 31, 2026, then switches to 25K status starting February 1, 2026.  <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"473263,460511\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-obtenir-un-statut-autrement\">Getting Status Another Way<\/h3>\n\n<p>Do you want to stay loyal to a single chain or airline, or keep your freedom? The real question: is paying several hundred, even thousands of dollars worth it for upgrades, priority lines, or free breakfasts? Fortunately, certain credit cards and partnerships provide status access without having to fly or stay extra nights.  <\/p>\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Program<\/th><th>Status<\/th><th>How to get it<\/th><\/tr><\/thead><tbody><tr><td>Aeroplan<\/td><td>25K<\/td><td>Accumulate <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/aeroplan-elite-status-2026\/\">100,000 Aeroplan points or 25,000 SQC<\/a> via Aeroplan credit cards, partners, Air Canada, and Air Canada Vacations.<\/td><\/tr><tr><td>Aeroplan + Marriott<\/td><td>25K or Gold Elite<\/td><td><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/partnership-marriott-bonvoy-aeroplan-status\/\">Link both accounts<\/a>: Titanium or Ambassador Elite gets 25K Aeroplan; 50K, 75K, and Super Elite get Marriott Gold.<\/td><\/tr><tr><td>AIR MILES<\/td><td>Gold<\/td><td>Between 500 and 4,999 miles in the year, or automatically with the BMO AIR MILES Mastercard.<\/td><\/tr><tr><td>AIR MILES<\/td><td>Onyx<\/td><td>5,000 miles in the year, or automatically with the BMO AIR MILES World Elite Mastercard.<\/td><\/tr><tr><td><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/marriott-bonvoy-elite-status-benefits\/\">Marriott Bonvoy<\/a><\/td><td>Silver and Above<\/td><td>15 Elite Nights per year with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/marriott-bonvoy-american-express-card\/\">Marriott Bonvoy American Express Card<\/a> or the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/marriott-bonvoy-business-american-express-card\/\">Business version<\/a>.<\/td><\/tr><tr><td>Flying Blue<\/td><td>Silver and Above<\/td><td>Via <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/flying-blue-status-match\/\">the status match offered<\/a>.<\/td><\/tr><tr><td>Hilton Honors and Marriott Bonvoy<\/td><td>Gold<\/td><td>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/the-platinum-card\/\">Platinum Card from American Express<\/a> or the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-business-platinum-card\/\">Business version<\/a>.<\/td><\/tr><tr><td>IHG Rewards<\/td><td>InterContinental Ambassador and Platinum<\/td><td>Purchase for $225 USD or 45,000 IHG points.<\/td><\/tr><tr><td>Accor<\/td><td>Gold<\/td><td><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/accor-shareholders-club-gold-elite-status\/\">Two options<\/a>: buy shares or subscribe to the ibis ALL PLUS card.<\/td><\/tr><tr><td>Car rentals<\/td><td>Various<\/td><td>Several options detailed in <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/?p=207739\">our car rental status guide<\/a>.<\/td><\/tr><tr><td>Hotels.com<\/td><td>Silver or Gold<\/td><td>Via a <a href=\"https:\/\/mp-2702.milesopedia.dev\/avis\/produits\/avis-preferred\/\">match with Avis Preferred Plus<\/a>.<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"267909,22624\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__notice component__notice--warning wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-exclamation-triangle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tMarriott Bonvoy: Choose Your Benefit Before February 1\t\t\t<\/span>\n\t\t\t\t\n\n<p>If you&#8217;ve reached Platinum or Titanium with Marriott Bonvoy, select your annual benefit before February 1, 2026. Without a choice on your part, the default benefit will be five Nightly Upgrade Awards. <\/p>\n\n\t<\/div>\n<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-transferts-de-points-entre-programmes\">Points Transfers Between Programs<\/h2>\n\n<p>Basic rule: only transfer your points when you actually need them. Transfer promotions come back regularly and can add 15% to 50% bonus points to your transaction. On the other hand, a hasty transfer is irreversible and often deprives you of the flexibility of the original program.  <\/p>\n\n<p>Here are some promotions seen in 2025 to give an idea of the cycles to watch for:<\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>Amex to Marriott Bonvoy:<\/strong> 30% bonus on the transfer of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/marriott-transfer-bonus\/\">American Express Membership Rewards points<\/a> (May and November).<\/li>\n\n\n\n<li><strong>Amex to Hilton Honors:<\/strong> 50% bonus on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/hilton-honors-points-transfer-bonus-american-express\/\">transfer to Hilton<\/a> in October.<\/li>\n\n\n\n<li><strong>RBC Avion to Avios:<\/strong> 30% bonus on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/rbc-avion-avios-bonus-transfer\/\">conversion to Avios<\/a> in November.<\/li>\n\n\n\n<li><strong>RBC Avion to AAdvantage:<\/strong> 15% bonus on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/recompenses\/offres-speciales\/rbc-avion-aadvantage-bonus-transfer\/\">transfer to American Airlines<\/a> in August.<\/li>\n\n\n\n<li><strong>Marriott Bonvoy to Aeroplan:<\/strong> 15% bonus on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/recompenses\/offres-speciales\/marriott-bonvoy-aeroplan-convert-promo\/\">conversion to Aeroplan<\/a>, a 2025 newcomer.<\/li>\n<\/ul><\/div>\n\n<p>These promotions are also useful for orphan points, those that are about to expire or that you won&#8217;t use in the original program. You can also <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-transfer-points-rbc-avion-programs\/\">transfer your RBC Avion Rewards points to other airline programs<\/a> at any time. <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"98856,68038,400052\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-changements-a-surveiller-en-2026\">Changes to Watch for in 2026<\/h2>\n\n<p>The year 2025 brought several changes to the Canadian loyalty program and credit card ecosystem. Here are the highlights: <\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>WestJet:<\/strong> WestJet dollars <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/westjet-rewards-dollars-points-conversion\/\">became WestJet points<\/a>.<\/li>\n\n\n\n<li><strong>Marriott Bonvoy:<\/strong> new partnerships and end of the agreement with Sonder after the latter&#8217;s bankruptcy.<\/li>\n\n\n\n<li><strong>Aeroplan:<\/strong> new partnerships with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/actualites\/programmes\/aeroplan-airbaltic\/\">airBaltic<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/actualites\/compagnies\/harbour-air-aeroplan\/\">Harbour Air<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/new-helijet-aeroplan-partnership\/\">Helijet<\/a>, and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/airlines\/aeroplan-bearskin-airways-new-partnership\/\">Bearskin Airlines<\/a>.<\/li>\n\n\n\n<li><strong>Airport lounges:<\/strong> opening of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/airports\/new-international-lounge-yul-aspire-amex-lounge-montreal-airport\/\">new Aspire Lounges at Montreal-Trudeau<\/a> and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/airports\/air-canada-renovations-maple-leaf-lounge-cafe\/\">renovation of Maple Leaf Lounges<\/a>.<\/li>\n\n\n\n<li><strong>Co-branded cards:<\/strong> arrival of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offres\/cartes\/bmo-viporter-mastercard\/\">VIPorter cards with BMO<\/a>.<\/li>\n\n\n\n<li><strong>VIPorter:<\/strong> new option to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/new-exchange-points-viporter-air-transat-alaska-airlines\/\">redeem points for Air Transat and Alaska Airlines<\/a>.<\/li>\n\n\n\n<li><strong>New partnerships:<\/strong> RBC with Triangle Rewards, WestJet and Skip, as well as Chexy with Aeroplan.<\/li>\n\n\n\n<li><strong>Chexy:<\/strong> expansion to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/chexy-credit-card-guide\/\">recurring bills<\/a> and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/chexy-small-business\/\">small businesses<\/a>.<\/li>\n\n\n\n<li><strong>Rove Miles:<\/strong> addition of new transfer partners in the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/rove-miles\/\">Rove Miles program<\/a>.<\/li>\n<\/ul><\/div>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card card-s\">\n\t<div class=\"card--grid\">\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-ce-que-2026-nous-reserve\">What 2026 Has in Store for Us<\/h3>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>AIR MILES:<\/strong> after the ability to transfer between Cash and Dream accounts, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/air-miles-merge-dream-miles-cash-miles-account\/\">the miles will be merged<\/a> on January 25.<\/li>\n\n\n\n<li><strong>Aeroplan:<\/strong> arrival of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/air-canada-aeroplan-elite-status-sqc\/\">changes to Elite status<\/a> with SQC and Milestone Benefits.<\/li>\n\n\n\n<li><strong>New partnerships:<\/strong> expected between programs to combine travel purchases and everyday purchases.<\/li>\n\n\n\n<li><strong>Air Transat:<\/strong> an in-house loyalty program? Stay tuned&nbsp;!<\/li>\n<\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-resolution-utiliser-les-portails-de-magasinage\">Resolution: Use Shopping Portals<\/h2>\n\n<p>Make a resolution to use online shopping portals. These points and rebates are obtained very easily and boost your balance without additional spending. The principle is simple: go through the portal link before finalizing your purchase on the merchant&#8217;s site.  <\/p>\n\n<div class=\"component component__list links\"><ul class=\"wp-block-list is-style-links\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-estore-aeroplan-works\/\">Aeroplan eStore<\/a> to collect more Aeroplan points.<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-airmilesshops-works\/\">airmilesshops.ca<\/a> to collect more AIR MILES miles.<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/rakuten\/\">Rakuten<\/a> to earn cash back or Scene+ points.<\/li>\n<\/ul><\/div>\n\n<p>Plus, you double up during multiplier promotions. For example, watch for long weekends, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/amazon-prime-deals-canada\/\">Amazon Prime days<\/a>, Black Friday, and commercial holidays (Valentine&#8217;s Day, Mother&#8217;s Day, Father&#8217;s Day). To push the strategy further, also read our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/cashback-optimize-online-shopping\/\">guide to optimizing your online purchases<\/a>.  <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-surveiller-les-offres-ciblees\">Watch for Targeted Offers<\/h3>\n\n<p>Several programs offer online deals to activate manually. This is particularly the case with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/air-miles-online-offers\/\">AIR MILES<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/american-express-offers\/\">American Express<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/scene-plus\/\">Scene+<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/avion-rewards-select-members\/\">Avion Rewards<\/a>, and now TD. An offer can take the form of:  <\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Targeted credit:<\/strong> for example, a credit of $XX on a purchase of $XX at a specific merchant.<\/li>\n\n\n\n<li><strong>Bonus points or miles:<\/strong> additional rewards for charging a minimum amount on the card (groceries, entertainment, gas, etc.).<\/li>\n<\/ul><\/div>\n\n<p>Even if an offer seems irrelevant, make it a habit to activate it. It only costs a click and can prove useful when an unexpected expense arises. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Conclusion<\/h2>\n\n<p>A good points and credit card strategy in 2026 relies on a few simple actions: doing an inventory at the start of the year, aiming for statuses that make sense for you, waiting for the right transfer promotions, following program changes, and adopting small habits like portals and targeted offers. These actions, put together, can be worth several hundred dollars in rewards. <\/p>\n\n<p>To go further, compare your options with our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/compare\/credit-cards\/\">card comparator<\/a> and explore our detailed <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards-strategies\/\">rewards strategies<\/a>. Happy 2026! <\/p>\n<aside class=\"component component__promo__banner wp-block-milesgutenberg-promo-banner\">\n\t<i class=\"fontawesome-icon\">\n<svg width=\"16\" height=\"16\" viewBox=\"0 0 512 512\" aria-hidden=\"true\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t   <path fill=\"currentColor\" d=\"M48 64C21.5 64 0 85.5 0 112c0 15.1 7.1 29.3 19.2 38.4L236.8 313.6c11.4 8.5 27 8.5 38.4 0L492.8 150.4c12.1-9.1 19.2-23.3 19.2-38.4c0-26.5-21.5-48-48-48L48 64zM0 176L0 384c0 35.3 28.7 64 64 64l384 0c35.3 0 64-28.7 64-64l0-208L294.4 339.2c-22.8 17.1-54 17.1-76.8 0L0 176z\"\/>\n\t\t  \t<\/svg>\n<\/i>\t<div class=\"component__promo__banner__content\">\n\t\t<div>\n\t\t\t\t\t\t\t<span class=\"component__promo__banner__title\">\n\t\t\t\t\tNe ratez rien&nbsp;!\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\n\n<p>News, great deals, and updates directly to your inbox.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<div>\n\t\t\t\t<a class=\"inline-btn component__promo__banner__button\" href=\"https:\/\/mp-2702.milesopedia.dev\/infolettre\/\" target=\"_blank\" rel=\"noopener noreferrer external\" title=\"Recevez notre newsletter chaque semaine&nbsp;!\">\n\t\t\t\t\tJe m&#039;inscris\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"miles-clouds\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/themes\/milesopedia\/images\/clouds.png\" alt=\"Milesopedia\" loading=\"lazy\"><\/div><\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-strategie-points-et-cartes-de-credit-questions-frequentes\">Points and Credit Card Strategy &#8211; Frequently Asked Questions<\/h3>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"when_should_you_review_your_credit_card_strategy_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhen Should You Review Your Credit Card Strategy?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The start of the year is the ideal time. You can check your points balances, your statuses, and your upcoming annual fees. However, a review is also relevant after a change in income, family situation, or travel plans.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"should_you_transfer_your_points_as_soon_as_you_accumulate_them_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tShould You Transfer Your Points as Soon as You Accumulate Them?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No. It&#8217;s better to keep points in the original program and wait for a transfer promotion or an actual booking need. Indeed, a transfer is irreversible and makes you lose the flexibility of the initial program. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_you_get_aeroplan_status_in_2026_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow Do You Get Aeroplan Status in 2026?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Starting in 2026, Aeroplan status is earned through SQC (Status Qualifying Credits) rather than the old criteria. 25K status requires 100,000 Aeroplan points or 25,000 SQC in the year. Check out our complete guide on <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/aeroplan-elite-status-2026\/\">Aeroplan Elite Status 2026<\/a>.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_my_2025_aeroplan_status_still_valid_in_january_2026_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs My 2025 Aeroplan Status Still Valid in January 2026?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. Your Aeroplan status earned in 2025 remains valid until January 31, 2026. The status reached during 2025 then takes effect on February 1, 2026. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_cards_give_hotel_status_without_nights_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich Cards Give Hotel Status Without Nights?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The Platinum Card from American Express automatically gives Gold status with Hilton Honors and Marriott Bonvoy. Additionally, the Marriott Bonvoy American Express Card adds 15 Elite Nights per year, which helps reach Silver, Gold, or higher. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"why_use_a_shopping_portal_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhy Use a Shopping Portal?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>A portal like Aeroplan eStore, airmilesshops.ca, or Rakuten adds points or cash back to a purchase you&#8217;d make anyway. This way, you combine the rewards from your credit card, those from the merchant, and those from the portal. It&#8217;s a very simple passive accumulation to integrate.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_to_do_if_marriott_bonvoy_hasnt_confirmed_my_annual_benefit_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat to Do If Marriott Bonvoy Hasn&#8217;t Confirmed My Annual Benefit?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You must select your annual benefit before February 1, 2026 on the dedicated Marriott Bonvoy page. If you don&#8217;t make a choice, the default benefit will be five Nightly Upgrade Awards. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>A new year begins: here&#8217;s how to review your points and credit card strategy to maximize your rewards in Canada.<\/p>","protected":false},"author":2455,"featured_media":479508,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"2956,382381,72703,244742,210103,6715","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[741,743,742,47082,46183,697],"class_list":["post-246674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy","mc_loyalty_program-aeroplan-en","mc_loyalty_program-air-miles-en","mc_loyalty_program-marriott-bonvoy-en","mc_loyalty_program-moi-en","mc_loyalty_program-rbc-avion-elite-rewards","mc_loyalty_program-sceneplus","post_region-canada-en","travel_type-advanced","travel_type-budget-travel"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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