{"id":241205,"date":"2024-07-02T08:37:00","date_gmt":"2024-07-02T12:37:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=241205"},"modified":"2026-05-09T08:31:45","modified_gmt":"2026-05-09T08:31:45","slug":"cash-back-costco","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/cash-back-costco\/","title":{"rendered":"Get up to $450 in cash back per person at Costco!"},"content":{"rendered":"\n<p>You can find everything at <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">Costco<\/a>, and many of us are looking for the best <strong>cash back at Costco<\/strong>.<\/p>\n\n\n\n<p>In fact, a Costco bill can be quite high, whether it&#8217;s for your weekly <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/grocery\/\">groceries<\/a> or for home supplies.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"63679,116720\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-current-offers-to-maximize-cash-back-at-costco\">Current offers to maximize cash back at Costco<\/h2>\n\n\n\n\n\n<p>In the world of points, the most lucrative way to earn cash back and rewards is through welcome bonuses. Right now, these two cards are a must for maximum <strong>cash back at Costco<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\" rel=\"noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"203559,74985\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Indeed, the <a target=\"_blank\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card\" href=\"\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"noindex\">Scotia Momentum Visa Infinite+ Card<\/a> will allow you to earn 10% cash back on all purchases during the first three months (up to $2,000 in spending). That&#8217;s up to <strong>$200 cash back<\/strong>.<\/p>\n\n\n\n<p>Similarly, the current offer for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>MD<\/sup> Visa Infinite* Card<\/a> gives you another 10% cash back <strong>for the first four months<\/strong> (up to a total of $2,500 in spending). That&#8217;s up to <strong>$250 cash back<\/strong>.<\/p>\n\n\n\n<p>You can maximize the welcome bonus on these two credit cards by <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/visa-credit-card-costco\/\">purchasing Costco cash cards<\/a>.<\/p>\n\n\n\n<p>With these two cards, you can earn the highest <strong>cash back at Costco<\/strong>: 10% or $450.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-en.jpg\" alt=\"Get up to $450 in cash back per person at Costco! - Screenshot\" class=\"wp-image-395722\"\/><\/figure>\n\n\n\n<p>Both cashback credit cards also pay off their annual fee in the first year: your net gain with this cashback strategy at Costco is therefore $450.<\/p>\n\n\n\n<p>For a couple or family, both adults can follow these same steps and earn up to $900 <strong>cash back at Costco<\/strong> with these cards.<\/p>\n\n\n\n<p><em>If you don&#8217;t have the minimum income for these cards, you could also earn <strong>up to $250 cash back<\/strong> with the <a title=\"CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/cibc-dividend-platinum-visa-card\/\" rel=\"noindex\">CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card<\/a>.<\/em><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637,22696,22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-use-a-visa-card-to-earn-maximum-cash-back-at-costco\">Use a Visa card to earn maximum cash back at Costco<\/h2>\n\n\n\n<p>It may seem surprising, but you can <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/visa-credit-card-costco\/\">use a Visa credit card<\/a> to pay for your purchases at the warehouse and get the most <strong>cash back at Costco<\/strong>.<\/p>\n\n\n\n<p>The trick is to use your Visa credit card to purchase a Costco cash card on their <a target=\"_blank\" href=\"http:\/\/www.costco.ca\">official website<\/a>. You can opt for a physical or electronic gift card.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"2482\" height=\"1684\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-visa-en.jpg\" alt=\"Get up to $450 in cash back per person at Costco! - Screenshot\" class=\"wp-image-395720\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-visa-en.jpg 2482w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-visa-en-450x305.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-visa-en-1024x695.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-visa-en-200x136.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/costco-shop-card-visa-en-768x521.jpg 768w\" sizes=\"(max-width: 2482px) 100vw, 2482px\" \/><\/figure>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"130606\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-get-maximum-cash-back-on-everything-else\">Get maximum cash back on everything else<\/h2>\n\n\n\n<p>What&#8217;s more, these cards are also ideal for earning <strong>cash back at Costco<\/strong> and on your day-to-day spending! Once you have reached the Welcome Bonus, you can continue to reap the following rewards:<\/p>\n\n\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>4% cash back on eligible gas and grocery purchases.\u2020<\/li>\n\n\n\n<li>2% cash back on eligible transit, dining, and recurring bill payments\u2020<\/li>\n\n\n\n<li>1% cash back on all other purchases\u2020<\/li>\n\n\n\n<li>Save up to 10 cents per litre\u2020 at participating Pioneer, Fas Gas, Ultramar and Chevron service stations with Journie Rewards.\u2020<\/li>\n<\/ul><\/div>\n\n\n\n<p><a target=\"_blank\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card\" href=\"\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card<\/a><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>4% cash back on groceries, recurring bill payments and subscriptions<\/li>\n\n\n\n<li>2% discount on petrol and public transportation<\/li>\n\n\n\n<li>1% cash back on all other purchases<\/li>\n<\/ul><\/div>\n\n\n\n<p>All major spending categories are covered by these cards, and both allow you to get your cash back at any time.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>As you can see, the categories for earning cash back are similar on both cards, but there are a few important differences to note. I would use the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a> for everything, except for recurring bill payments, where the <a target=\"_blank\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card\" href=\"\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"noindex\">Scotia Momentum Visa Infinite+ Card<\/a> comes out ahead.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637,22695,22696\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-best-strategy-for-maximum-cash-back-at-costco\">The best strategy for maximum cash back at Costco<\/h2>\n\n\n\n<p>If you get the full $450 cash back, you&#8217;ll have to shell out a total of $4,500 over the course of 4 months; while this isn&#8217;t a huge amount for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">Costco<\/a>, it can be significant for you.<\/p>\n\n\n\n<p>Keep in mind that you&#8217;re buying gift cards to get the most <strong>cash back at Costco<\/strong>; it doesn&#8217;t mean you have to spend that full amount at the warehouse during that time.<\/p>\n\n\n\n<p>You can simply store these gift cards and use them at your own pace, whether it takes months, a year or even two years to redeem them.<\/p>\n\n\n\n<p>Also, since we mentioned that both cards\u2014the <a target=\"_blank\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+* Card\" href=\"\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"noindex\">Scotia Momentum Visa Infinite+ Card<\/a> and the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>\u2014offer high cash back on everyday spending, it is best to use the 10% offer at Costco first, as this qualified out-of-category merchant will drop to 1% once the welcome bonus has been earned.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"127728\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Conclusion<\/h2>\n\n\n\n<p>With inflation and rising prices, it&#8217;s natural to turn to Costco, where you can usually find great savings on groceries and household essentials.<\/p>\n\n\n\n<p>But even then, the bill can be steep, so getting the best <strong>cash back at Costco<\/strong> is more than welcome!<\/p>\n\n\n\n<p>Check out the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">best Costco credit card offers<\/a>!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637,22695,22696\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-cash-back-costco\">Frequently Asked Questions about earning up to $450 cash back at Costco<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_can_i_really_earn_up_to_450_in_cash_back_per_person_at_costco_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow can I really earn up to $450 in cash back per person at Costco?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The trick is stacking the boosted welcome offers on the <strong>Scotia Momentum&reg; Visa Infinite*<\/strong> and the <strong>CIBC Dividend&reg; Visa Infinite*<\/strong>. The Scotia Momentum offer pays <strong>10% cash back on all purchases for the first 3 months on up to $2,000 in spending<\/strong> ($200 max), and the CIBC Dividend offer pays <strong>10% for 4 months on up to $2,500 in spending<\/strong> ($250 max). Combined, that is <strong>$450 per person<\/strong> in elevated cash back &mdash; double it if you and a partner each apply.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"costco_canada_only_takes_mastercard_at_the_checkout_how_do_these_visa_cards_still_work_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCostco Canada only takes Mastercard at the checkout. How do these Visa cards still work?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>That is the key workaround that milesopedia readers ask about most often. Costco warehouses in Canada accept Mastercard exclusively, but <strong>Costco.ca<\/strong> accepts Visa as well. The strategy is simple: log in to costco.ca and buy <strong>Costco Shop Cards<\/strong> with your <strong>Scotia Momentum&reg; Visa Infinite*<\/strong> or <strong>CIBC Dividend&reg; Visa Infinite*<\/strong> during the welcome window. The Shop Cards count as regular purchases for the 10% bonus, and you can then use the cards in-store at your own pace.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_everyday_earn_rates_do_these_cards_offer_outside_the_welcome_bonus_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich everyday earn rates do these cards offer outside the welcome bonus?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>After the boosted period, the <strong>Scotia Momentum&reg; Visa Infinite*<\/strong> earns <strong>4% on groceries, recurring bills and subscriptions<\/strong>, <strong>2% on gas and transit<\/strong>, and 1% elsewhere. The <strong>CIBC Dividend&reg; Visa Infinite*<\/strong> earns <strong>4% on gas and groceries<\/strong>, <strong>2% on transit, dining and recurring bills<\/strong>, and 1% elsewhere. Both cards drop to <strong>1% at Costco itself<\/strong>, which is why the welcome bonus stack is the primary value driver of this strategy.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_an_income_requirement_to_qualify_for_these_visa_infinite_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there an income requirement to qualify for these Visa Infinite cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. Both the <strong>Scotia Momentum&reg; Visa Infinite*<\/strong> and the <strong>CIBC Dividend&reg; Visa Infinite*<\/strong> require a minimum personal income of <strong>$60,000<\/strong> or household income of <strong>$100,000<\/strong>, which is the standard threshold for Visa Infinite products in Canada. If you do not qualify, the <strong>CIBC Dividend Platinum&reg; Visa*<\/strong> is a lower-income alternative that still offers a sizable welcome bonus of up to <strong>$250 cash back<\/strong> with similar grocery and gas categories.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Take advantage of these incredible promotional offers to earn up to $450 cash back at Costco per person and up to $900 per family!<\/p>","protected":false},"author":1237,"featured_media":35813,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-241205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":22695,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Get up to $450 in cash back per person at Costco! | Milesopedia<\/title>\n<meta name=\"description\" content=\"Take advantage of these incredible promotional offers to earn up to $450 cash back at Costco per person and up to $900 per family!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/cash-back-costco\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get up to $450 in cash back per person at Costco!\" \/>\n<meta property=\"og:description\" content=\"Take advantage of these incredible promotional offers to earn up to $450 cash back at Costco per person and up to $900 per family!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/cash-back-costco\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-02T12:37:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-09T08:31:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2019\/06\/featured-costco-seul.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1075\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aline Nguyen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aline Nguyen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cash-back-costco\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cash-back-costco\\\/\"},\"author\":{\"name\":\"Aline Nguyen\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/a8dc90fb39c7963641ba5ffe7b869efc\"},\"headline\":\"Get up to $450 in cash back per person at Costco!\",\"datePublished\":\"2024-07-02T12:37:00+00:00\",\"dateModified\":\"2026-05-09T08:31:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cash-back-costco\\\/\"},\"wordCount\":1045,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cash-back-costco\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/featured-costco-seul.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cash-back-costco\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cash-back-costco\\\/\",\"name\":\"Get up to $450 in cash back per person at Costco! 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