{"id":232179,"date":"2025-05-13T07:40:00","date_gmt":"2025-05-13T11:40:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=232179"},"modified":"2026-05-09T06:44:17","modified_gmt":"2026-05-09T06:44:17","slug":"grocery-rewards-credit-card","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/grocery-rewards-credit-card\/","title":{"rendered":"Save at the Grocery Store: The Best Combinations of Reward Programs and Credit Cards"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-grocery-store-tips\">Grocery store tips<\/h2>\n\n\n\n\n\n<p>Mixing the use of grocery rewards programs WITH credit card rewards is a great way to save money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-use-loyalty-points-to-pay-for-groceries-at-the-best-price\">Use loyalty points to pay for groceries at the best price<\/h2>\n\n\n\n<p>The trick is to use your favourite grocery store&#8217;s loyalty card and pair it with your payment method to double dip!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"257485\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-at-maxi-with-the-pc-optimum-program\">At Maxi With the PC Optimum Program<\/h3>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning<\/td><td class=\"has-text-align-center\" data-align=\"center\">Redeeming<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/pc-optimum\/\" target=\"_blank\" rel=\"noopener\">PC Optimum<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Depending on weekly personalized offers, flyer offers, and selected products<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p>1,000 points = $1 off your bill at checkout<\/p>\n\n\n\n<p>Redeemable at any time at the cashier<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>Offers may give the member a discount or earn additional points for the purchase of a certain minimum spend.<\/p>\n\n\n\n<p>By carefully planning purchases at this low-cost grocery store, their flyer specials and the app&#8217;s weekly offers, rewards accumulate faster.<\/p>\n\n\n\n<p>Here, I got 42,800 points (or $42.80) on a bill of $159.18, including taxes. The next time I go to the checkout counter at Maxi, I will be able to get $42 off from my grocery bill.<\/p>\n\n\n\n<p>But the best trick is to wait for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/pc-optimum\/#Utiliser_des_points_PC_Optimum\" target=\"_blank\" rel=\"noopener\">Bonus Redemption Event days at Shoppers Drug Mart<\/a>. On these days, the exchange value is much greater, and points are worth even more!<\/p>\n\n\n\n<p>The best move is to pay with a credit card that has a high multiplier for <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/savings-supermarket-comparison-programs-rewards\/\" target=\"_blank\" rel=\"noopener\">grocery store purchases<\/a>.<\/p>\n\n\n\n<p>Maxi only accepts Visa and Mastercard. So, the best credit cards to use at Maxi are:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning in grocery stores<\/td><td class=\"has-text-align-center\" data-align=\"center\">Best for<\/td><td class=\"has-text-align-center\" data-align=\"center\">Eligibility requirements<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" class=\"thirstylink\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\">National Bank World Elite Mastercard<sup>&reg;<\/sup> card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">5 points\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/programme-fidelite\/bnc-plan-recompenses-a-la-carte\/#Utiliser\" target=\"_blank\" rel=\"noopener\">Save on travel expenses<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum annual personal income of $80,000 or family income of $150,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">6 points\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/expedia-for-td-guide\/\" target=\"_blank\" rel=\"noopener\">Save on travel expenses<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum annual personal income of $60,000 or family income of $100,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a class=\"thirstylink\" title=\"CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/cibc-dividend-platinum-visa-card\/\">CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">3% Cash back<\/td><td class=\"has-text-align-center\" data-align=\"center\">Cash back $<\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum annual income of $15,000<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/finance\/new-credit-card-pc-insiders-world-elite-mastercard\/\" target=\"_blank\" rel=\"noopener\">PC Insiders\u2122 World Elite Mastercard<sup>&reg;<\/sup><\/a> gives 40 points per dollar spent at Maxi. I would have had 6,367 points (40 x $159.18), for a value of $6.36.<\/p>\n\n\n\n<p>However, I get more by using my <a target=\"_blank\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a>. Thanks to it, I&#8217;ve accumulated 796 NBC Rewards points (5 points x $159.18), which are worth about $7.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432,22696,22724\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-at-iga-with-the-scene-program\">At IGA With the Scene+ Program<\/h3>\n\n\n\n<p>As of March 23, 2023, the loyalty card linked to IGA is <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/sceneplus-iga-sobeys-air-miles\/\" target=\"_blank\" rel=\"noopener\">Scene+<\/a>.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning<\/td><td class=\"has-text-align-center\" data-align=\"center\">Redeeming<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Scene+<\/td><td class=\"has-text-align-center\" data-align=\"center\">Depending on the <a href=\"https:\/\/mp-2702.milesopedia.dev\/recompenses\/offres-speciales\/scene-plus\/\">weekly personalized offers<\/a>, the offers from the flyer and the selected products<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p>1,000 points = $10 off your bill<\/p>\n\n\n\n<p><strong>Redeemable at any time at the cashier<\/strong><\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>It should be noted that <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/iga-grocery-american-express\/\" target=\"_blank\" rel=\"noopener\">IGA grocery stores are increasingly accepting American Express cards <\/a>thanks to the Scene+ program. Even the <a href=\"https:\/\/voila.pxf.io\/c\/1984196\/1554240\/16756\" target=\"_blank\" rel=\"noopener\">Voil\u00e0 by IGA<\/a> online grocery store accepts them!<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning in grocery stores<\/td><td class=\"has-text-align-center\" data-align=\"center\">Best for<\/td><td class=\"has-text-align-center\" data-align=\"center\">Eligibility requirement<\/td><\/tr><\/thead><tbody><tr style=\"height: 200px;\"><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cobalt-american-express\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">5 points\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/use-points-purchase\/#American_Express_Points-Privil_ges\" target=\"_blank\" rel=\"noopener\">Statement credit $, thanks to <\/a><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/use-points-purchase\/#American_Express_Points-Privil_ges\" target=\"_blank\" rel=\"noopener\">1,000 Membership Rewards points = $10 <\/a><\/p>\n\n\n\n<p>and\/or<\/p>\n\n\n\n<p>Transfer to air and hotel programs for travel<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">No minimum income required to obtain the card<\/td><\/tr><tr style=\"height: 200px;\"><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>6 points\/$1 for <\/strong>purchases at IGA, <a href=\"https:\/\/mp-2702.milesopedia.dev\/avis\/produits\/voila-iga\/\" target=\"_blank\" rel=\"noopener\">Voil\u00e0 by IGA<\/a>, Rachelle-B\u00e9ry, Les March\u00e9s Tradition, etc<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/save-travel-sceneplus-points\/\" target=\"_blank\" rel=\"noopener\">Statement credit $, thanks to 1,000 Scene+ points = $10<\/a><\/p>\n\n\n\n<p>or<\/p>\n\n\n\n<p>In-store redemption 1,000 Scene + points = $10 off the bill<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum annual income required to obtain card: $12,000<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>The latter is particularly attractive, as the redemption rate is 1,000 points for $10 off the bill. It&#8217;s the same as the Cobalt, but the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\" target=\"_blank\" rel=\"noopener\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> earns 1 extra point per dollar spent.<\/p>\n\n\n\n<p>For example, $200 in spending is required at IGA to earn 1,000 Membership Rewards points ($200 x 5 points) with the Cobalt card. At IGA, <strong>$167 in spending<\/strong> ($167 x 6) is required to earn 1,000 Scene+ points with the Scotiabank Gold American Express<sup>&reg;<\/sup> Card. So the reward arrives faster!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621,22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>For other credit cards that earn more points or cash back than average, there are&nbsp;:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>&nbsp;<\/td><td>Earning in grocery stores<\/td><td>Best for<\/td><\/tr><tr><td><a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-world-elite-mastercard-de-banque-nationale\/\" target=\"_blank\" rel=\"noopener\">National Bank World Elite Mastercard<\/a><\/td>:\n<td>5 points\/$1 purchase<\/td><td><a href=\"https:\/\/mp-2702.milesopedia.dev\/programme-fidelite\/bnc-plan-recompenses-a-la-carte\/#Utiliser\" target=\"_blank\" rel=\"noopener\">Save on travel expenses<\/a><\/td><\/tr><tr><td><a target=\"_blank\" title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/td><td>6 points\/$1 purchase<\/td><td><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/expedia-for-td-guide\/\" target=\"_blank\" rel=\"noopener\">Save on travel expenses<\/a><\/td><\/tr><tr><td><a target=\"_blank\" title=\"CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/cibc-dividend-visa-infinite-card\/\" rel=\"noindex\">CIBC Dividend<sup>MD<\/sup> Visa Infinite* Card<\/a><\/td><td>4% cash back<\/td><td>Cash back<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432,22724,22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-at-metro-and-super-c-with-the-moi-card\">At Metro and Super C With the Moi Card<\/h3>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/programme-fidelite\/metromoi\/\" target=\"_blank\" rel=\"noopener\">Moi from Metro loyalty card<\/a> earns 1 point for every dollar spent. Each week, customers download their personalized offers on the mobile application, at a special terminal at Metro or in the member profile on the Metro website.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning<\/td><td class=\"has-text-align-center\" data-align=\"center\">Redeeming<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Moi<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 point\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p>Anytime, so long as there is a minimum of 500 points in the bank<\/p>\n\n\n\n<p>125 points = $1 off at checkout<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>As of May 25, 2023, the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/metro-inc-new-moi-rewards-program\/\" target=\"_blank\" rel=\"noopener\">metro&amp;moi program has changed to the MOI program<\/a>. The rate of accumulation and the rate of exchange are the same.<\/p>\n\n\n\n<p>Note that <strong>Super C does not accumulate any basic MOI points<\/strong>. To earn MOI points at Super C, you need to buy a product specially marked with bonus points.<\/p>\n\n\n\n<p>Metro supermarkets accept Visa, Mastercard and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/american-express-cards-acceptance-canada-quebec\/\" target=\"_blank\" rel=\"noopener\">American Express<\/a>.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-moi-rbc-visa\/\" target=\"_blank\" rel=\"noopener\">Moi RBC Visa Credit Card<\/a> is linked to the Moi program at Metro. The basic accumulation is <strong>one Moi point for every $1<\/strong>. By paying with this card AND scanning the Moi card at the checkout of participating stores you&#8217;ll get:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>One additional Moi point for every $1 spent at Metro, Premi\u00e8re Moisson and Brunet at Quebec<\/li>\n\n\n\n<li>One additional Moi point for every $1 spent at Jean Coutu stores at Quebec, in Ontario and New Brunswick.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Then, for other expenses charged to the account&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>2 Moi points per $1 restaurant purchase, gas and electric vehicle charging<\/li>\n<\/ul><\/div>\n\n\n\n<p>Moi points can be used to reduce your bill at Metro, Jean Coutu, Premi\u00e8re Moisson, Super C and Brunet. The trick is to spend them and trade them in at a low-cost place, like Super C.<\/p>\n\n\n\n<p>But there&#8217;s much better accumulation with other credit cards, so the choice is yours:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">Card<\/td><td class=\"has-text-align-center\" data-align=\"center\">Grocery accumulation<\/td><td class=\"has-text-align-center\" data-align=\"center\">Best for<\/td><td class=\"has-text-align-center\" data-align=\"center\">Eligibility requirement<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">5 points\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-use-nbc-rewards-points-travel\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #333333;\">Save on travel expenses, <\/span><\/a><span style=\"color: #333333;\">access to airport lounges, $150 annual credit<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum annual personal income of $80,000 or family income of $150,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"\/go\/amex-cobalt-card\/\" rel=\"noindex\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">5 points\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/use-points-purchase\/#American_Express_Points-Privil_ges\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #333333;\">Statement credit $ <\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/use-points-purchase\/#American_Express_Points-Privil_ges\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #333333;\">1,000 points = $10 <\/span><\/a><\/p>\n\n\n\n<p>and\/or<\/p>\n\n\n\n<p>Transfer to air and hotel programs for travel<\/p>\n<\/td><td class=\"has-text-align-center\" data-align=\"center\">No minimum income required to obtain the card<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" title=\"TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/td-first-class-travel-visa-infinite-card-qc\/\" rel=\"noindex\">TD First Class Travel<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">6 points\/$1 purchase<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/expedia-for-td-guide\/\" target=\"_blank\" rel=\"noopener\">Travel savings<\/a>, <span style=\"color: #333333;\">airport lounge access, $100 annual credit<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum $60,000 annual personal income or $100,000 family income<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" title=\"CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/cibc-dividend-visa-infinite-card\/\" rel=\"noindex\">CIBC Dividend<sup>MD<\/sup> Visa Infinite* Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">4% cash back<\/td><td class=\"has-text-align-center\" data-align=\"center\">Cash back $<\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum of $60,000 personal annual income or $100,000 family income<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a title=\"CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/cibc-dividend-platinum-visa-card\/\" rel=\"noindex\">CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">3% cash back<\/td><td class=\"has-text-align-center\" data-align=\"center\">Cash rebate $<\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum personal annual income of $15,000<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>Plus, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/points-moi-rbc\/\" target=\"_blank\" rel=\"noopener\">link your RBC debit or credit card to your Moi membership card<\/a> to earn Moi points faster.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"415932\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Here is an example of how to earn points for the American Express Cobalt<sup>&reg;<\/sup> Card. <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/choose-best-points-program-trip\/\" target=\"_blank\" rel=\"noopener\">Points<\/a> are multiplied by 5 for spending at Metro (and other supermarkets).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/Cobalt-E\u0301picerie-2.jpg\" alt=\"Save at the Grocery Store: The Best Combinations of Reward Programs and Credit Cards - Cobalt Grocery\" class=\"wp-image-191576\"\/><\/figure>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='5'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432,22621,22696,22724,22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-costco-and-its-membership-card\">Costco and Its Membership Card<\/h3>\n\n\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/costco-tips-warehouse-savings\/\" target=\"_blank\" rel=\"noopener\">Costco<\/a> has an annual cash-back program, through the Executive membership card only.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>&nbsp;<\/td><td>Earning<\/td><td>Redeeming<\/td><\/tr><tr><td>Gold Star Executive Membership Card<\/td><td>2% on <a href=\"https:\/\/www.costco.ca\/executive-rewards.html?langId=-25\" target=\"_blank\" rel=\"noopener\">every purchase<\/a> made during the year in the warehouse, on Costco.ca, Costco Travel, etc.<\/td><td>\n<p>Once a year ($1,250 maximum)<\/p>\n\n\n\n<p>Cash back cheques to be redeemed in the warehouse<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img decoding=\"async\" width=\"1154\" height=\"1205\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/09\/Costco-remise-exe\u0301cutif.jpeg\" alt=\"How does Costco Travel work? - Costco remise exe\u0301cutif\" class=\"wp-image-232964\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/09\/Costco-remise-exe\u0301cutif.jpeg 1154w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/09\/Costco-remise-exe\u0301cutif-431x450.jpeg 431w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/09\/Costco-remise-exe\u0301cutif-981x1024.jpeg 981w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/09\/Costco-remise-exe\u0301cutif-192x200.jpeg 192w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/09\/Costco-remise-exe\u0301cutif-735x768.jpeg 735w\" sizes=\"(max-width: 1154px) 100vw, 1154px\" \/><\/figure>\n\n\n\n<p>Costco is in an entirely different category. It is classified as a &#8220;Warehouse&#8221; <strong>by all credit cards<\/strong>, not as a &#8220;Grocery Store&#8221;. So it has no additional multiplier and will be considered as an expense in the Other category.<\/p>\n\n\n\n<p>Among the few credit cards that offer something special at Costco are the BMO credit cards linked to AIR MILES. For all spending in the &#8220;Warehouse&#8221; category, there&#8217;s an additional multiplier of 2X miles:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>BMO AIR MILES World Elite Mastercard<\/li>\n\n\n\n<li><a target=\"_blank\" title=\"BMO AIR MILES<sup>&reg;<\/sup>\u2020 Mastercard<sup>&reg;<\/sup>*\" href=\"\/?p=53179\" rel=\"noindex\">BMO AIR MILES<sup>&reg;<\/sup>\u2020 Mastercard<sup>&reg;<\/sup>*<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>Costco warehouses only accept <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/mastercard\/\">Mastercard<\/a>. Their <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cibc-costco-mastercard\/\" target=\"_blank\" rel=\"noopener\">CIBC Costco Mastercard<\/a> offers 1% cash back on in-store purchases and 2% cash back on costco.ca purchases.<\/p>\n\n\n\n<p>What&#8217;s more, an Executive membership card with a 2% discount means you can get a little more with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">following credit cards<\/a>:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">Earning for groceries<\/td><td class=\"has-text-align-center\" data-align=\"center\">Best for<\/td><td class=\"has-text-align-center\" data-align=\"center\">Eligibility and welcome offer<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a title=\"Rogers Red Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/rogers-mastercard\/\" rel=\"noindex\">Rogers Red Mastercard<sup>&reg;<\/sup><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">1.5% cash back (or 2% if you have service with Rogers, Fido or Shaw)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Cash back $<\/td><td class=\"has-text-align-center\" data-align=\"center\">Minimum of $80,000 personal annual income or $150,000 family income<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" class=\"thirstylink\" title=\"Tangerine Money-Back Credit Card\" href=\"\/go\/tangerine-money-back-credit-card\/\">Tangerine Money-Back Credit Card<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5% cash back<\/td><td class=\"has-text-align-center\" data-align=\"center\">Cash back $$<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p>Minimum of $12,000 in annual income<\/p>\n<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">BMO AIR MILES World Elite Mastercard<\/td><td class=\"has-text-align-center\" data-align=\"center\">2 miles \/ $12 in purchases<\/td><td class=\"has-text-align-center\" data-align=\"center\">AIR MILES miles<\/td><td class=\"has-text-align-center\" data-align=\"center\">\n<p>Minimum $80,000 in annual personal income or $150,000 in family income<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>When you&#8217;re comfortable with this technique, take it to the next level by using<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/visa-credit-card-costco\/\" target=\"_blank\" rel=\"noopener\">a Visa credit card at Costco<\/a>, indirectly.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22687,22765\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-for-a-low-cost-grocery-store-in-2025\">For a low-cost grocery store in 2025<\/h2>\n\n\n\n<p>Rising <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/grocery-list-discounts-clearance\/\" target=\"_blank\" rel=\"noopener\">grocery prices<\/a> can be hard on the budget, but there are ways to lessen the impact.<\/p>\n\n\n\n<p>Above all, it is very important to pay your credit card balances in full every month! Otherwise, all your savings will be destroyed by interest charges.<\/p>\n\n\n\n<p>Once you&#8217;ve used this double dip trick, take it to the next level with the trick of<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/points-gift-cards-strategy\/\" target=\"_blank\" rel=\"noopener\"> buying grocery store gift cards for your other expenses<\/a>.<\/p>\n\n\n\n<p>Check out food waste apps like Too Good to Go and FoodHero. Credit cards treat them like a grocery store or restaurant, with an extra multiplier.<\/p>\n\n\n\n<p>To find out which <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/grocery-costs-less\/\" target=\"_blank\" rel=\"noopener\">grocery store is the least expensive<\/a>, check out our grocery store comparison. Is Super C, Maxi, IGA, Metro or Walmart the best?<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"257485,312702\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90640\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_save_money_on_food_at_the_grocery_store_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to save money on food at the grocery store?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>There are several ways in which&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Use Glouton, FoodHero, Checkout 51 applications;<\/li>\n\n\n\n<li>Visit <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/grocery-list-discounts-clearance\/\" target=\"_blank\" rel=\"noopener\">clearance<\/a> stores;<\/li>\n\n\n\n<li>Make a grocery list and stick to it to avoid impulse purchases;<\/li>\n\n\n\n<li>Be a member of the supermarket&#8217;s loyalty program;<\/li>\n\n\n\n<li>Take advantage of free items (like selected Fridays with Metro, Super C and Jean Coutu) and discount coupons;<\/li>\n\n\n\n<li>Combine your credit card with greater grocery accumulation and in-store loyalty programs.<\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_can_i_get_my_scene_card_how_do_i_get_a_scene_account_or_card_at_iga_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere can I get my Scene+ card? How do I get a Scene+ account or card at IGA?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Future members of the Scene+ program can go to the <strong>Courtesy Counter at IGA<\/strong> to pick up a physical card and a registration form.<\/p>\n<p>Another way is to <a href=\"https:\/\/www.sceneplus.ca\/fr-ca\/register\" target=\"_blank\" rel=\"noopener\">apply online<\/a> and obtain a virtual card automatically.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_can_i_use_my_moi_card_to_earn_rewards_at_metro_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere can I use my Moi card to earn rewards at Metro?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can collect and redeem points from the new Moi loyalty program at any of the following participating stores at Quebec:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Metro (except Metro Coop Fermont grocery store)<\/li>\n\n\n\n<li>Super C<\/li>\n\n\n\n<li>Jean Coutu pharmacies<\/li>\n\n\n\n<li>Brunet pharmacies<\/li>\n\n\n\n<li>Premi\u00e8re Moisson bakeries<\/li>\n<\/ul><\/div>\n\n\n\n<p>In Ontario and New Brunswick, the Moi program is only available in Jean Coutu pharmacies.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_can_i_become_a_member_of_the_pc_optimum_loyalty_program_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow can I become a member of the PC Optimum loyalty program?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Future members of the PC Optimum program can go to the <strong>Client Service desk at Maxi or to a checkout at Shoppers Drug Mart<\/strong> to pick up a physical card and a registration form.<\/p>\n<p>You can also <a href=\"https:\/\/www.pcoptimum.ca\/\" target=\"_blank\" rel=\"noopener\">apply online<\/a> and get a virtual card automatically.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_save_money_on_a_small_budget_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to save money on a small budget?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>To make a grocery list with foods on sale, check out Reebee for its online flyers.<\/p>\n\n\n\n<p>The FoodHero and Too Good to Go apps make it possible to obtain food at lower cost.<\/p>\n\n\n\n<p>At the checkout, scan your receipt with Checkout 51 to earn additional cash back on eligible items you&#8217;ve purchased.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_application_is_best_for_flyer_rebates_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich application is best for flyer rebates?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>In Quebec, Glouton, Les vraies aubaines, Miss \u00e9conome, SOS Cuisine and Tout simplement bouffe are the most popular to show you the best deals based on weekly discounts. They require a monthly or annual subscription.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-go-further-with-membership-rewards\">Go further with American Express Membership Rewards<\/h2>\n\n\n\n<p>To maximize your Membership Rewards earning, check our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\">complete American Express Membership Rewards program guide<\/a> and our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/membership-rewards\/\">best American Express Membership Rewards credit cards ranking<\/a>, updated monthly by the Milesopedia team.<\/p>\n\n\n\n\n<!-- milesopedia-cashback-cta -->\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tFind your best cash back card\t\t\t<\/span>\n\t\t\t\t\n\n<p>Looking for the credit card with the highest cash back rate? Check <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/cash-back\/\">our top cash back card ranking in Canada<\/a>, updated monthly by the Milesopedia team.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<!-- milesopedia-grocery-cta -->\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\tMaximize your grocery rewards\t\t\t<\/span>\n\t\t\t\t\n\n<p>Want to turn every grocery run into rewards? Check <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/grocery\/\">our top grocery card ranking in Canada<\/a>, updated monthly by the Milesopedia team.<\/p>\n\n\t<\/div>\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Start double dipping by redeeming points from top grocery and credit card reward programs to buy your groceries.<\/p>","protected":false},"author":127,"featured_media":398368,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45830],"tags":[],"mc_loyalty_program":[743,690,4250,751,697],"class_list":["post-232179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","mc_loyalty_program-air-miles-en","mc_loyalty_program-american-express-membership-rewards","mc_loyalty_program-cashback","mc_loyalty_program-optimum-en","mc_loyalty_program-sceneplus","mc_market-quebec-en","post_region-canada-en","post_series-grocery","tutorial-disney-en","travel_type-budget-travel"],"acf":{"mc_approved_badge":false,"mc_card_used":22640,"mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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