{"id":217813,"date":"2025-05-28T08:00:00","date_gmt":"2025-05-28T12:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/best-rate-exchange-travel\/"},"modified":"2026-05-09T05:30:10","modified_gmt":"2026-05-09T05:30:10","slug":"best-currency-exchange-travel","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/best-currency-exchange-travel\/","title":{"rendered":"Guide: How to Get the Best Exchange Rate While Travelling"},"content":{"rendered":"\n<p>In general, it&#8217;s always best to pay for your expenses abroad with a credit card, since you&#8217;ll benefit from the <strong>best exchange rate<\/strong> when travelling (the rate of the day), and you can also <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/credit-vs-debit-why-you-must-use-your-credit-card\/\">earn rewards points.<\/a><\/p>\n\n\n\n<p>However, most credit cards will add a 2.5% surcharge to the exchange rate; the conversion fee. To remedy this inconvenience, arm yourself with a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/forex\/\">credit card that has no conversion fees<\/a>!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"48056,211280\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>However, in many countries where &#8220;cash is king&#8221;, it is not always possible to rely solely on our credit cards; it becomes unavoidable to carry cash and <strong>exchange your currency<\/strong>.<\/p>\n\n\n\n<p>Additionally, in some places, the merchant is within his or her rights to impose additional fees when paying by credit card; for example, in <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/destination\/australia-family-sydney-melbourne\/\">Australia<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-determine-the-best-exchange-rate\">How to Determine the Best Exchange Rate?<\/h2>\n\n\n\n\n\n<p>The term &#8220;<strong>best exchange rate<\/strong>&#8221; is often used to refer to the most economical rate, the one closest to the rate shown on comparison sites like <a target=\"_blank\" href=\"http:\/\/www.xe.com\">Xe.com<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1600\" height=\"577\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Convertisseur-Xe.jpg\" alt=\"Guide: How to Get the Best Exchange Rate While Travelling - Convertisseur Xe\" class=\"wp-image-215380\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Convertisseur-Xe.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Convertisseur-Xe-450x162.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Convertisseur-Xe-1024x369.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Convertisseur-Xe-200x72.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Convertisseur-Xe-768x277.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p>It&#8217;s important to understand that there is one exchange rate when buying currency and a different rate when selling it. This is why you often see two exchange values at a bank or exchange bureau.<\/p>\n\n\n\n<p>Finally, the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/mastercard\/\">Mastercard<\/a> and <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/visa\/\">Visa<\/a> networks also have their own rates for purchases. These rates are displayed on their websites, and it is possible to check previous rates and see if your card charges any conversion fees.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" href=\"https:\/\/www.mastercard.ca\/en-ca\/personal\/get-support\/convert-currency.html\">Mastercard Currency Converter<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" href=\"https:\/\/www.visa.ca\/content\/VISA\/usa\/englishlanguagemaster\/en_US\/home\/support\/consumer\/travel-support\/exchange-rate-calculator.html\">Visa Currency Converter<\/a><\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-dynamic-conversion-reminder-always-pay-in-local-currency\">Dynamic Conversion Reminder: Always Pay in Local Currency!<\/h3>\n\n\n\n<p>Before we look at the different types of currency withdrawal, let&#8217;s take a look at dynamic conversion.<\/p>\n\n\n\n<p>When you pay at a merchant with your credit card, the payment terminal may offer you to pay in local or Canadian currency.<\/p>\n\n\n\n<p>ALWAYS choose to pay in local currency: in this case, the conversion to Canadian currency will be made at the best daily rate of Mastercard, Visa or American Express. A 2.5% conversion fee will be added (unless your card is among <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/best-no-foreign-transaction-fees-cards\/\">those that do not charge a conversion fee<\/a>).<\/p>\n\n\n\n<p>However, if you choose to pay in Canadian currency, the merchant&#8217;s exchange rate will apply PLUS all the other fees usually charged by your credit card.<\/p>\n\n\n\n<p>Here&#8217;s an example of payment in Europe with the <a target=\"_blank\" title=\"Scotiabank Passport<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite + Card<\/a>. For a purchase of EUR 283.80, the merchant&#8217;s payment terminal offers to convert the amount into Canadian dollars at CAD 384.55, including a 3% conversion fee:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1600\" height=\"840\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/Scotia-Passeport-Terminal-2400x1260-1.jpg\" alt=\"Guide: How to Get the Best Exchange Rate While Travelling - Scotia Passport Terminal 2400x1260\" class=\"wp-image-312383\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/Scotia-Passeport-Terminal-2400x1260-1.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/Scotia-Passeport-Terminal-2400x1260-1-450x236.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/Scotia-Passeport-Terminal-2400x1260-1-1024x538.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/Scotia-Passeport-Terminal-2400x1260-1-200x105.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2023\/10\/Scotia-Passeport-Terminal-2400x1260-1-768x403.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p>On the transaction date of July 31, 2022, the <a target=\"_blank\" href=\"https:\/\/usa.visa.com\/support\/consumer\/travel-support\/exchange-rate-calculator.html\">Visa currency converter<\/a> indicates that the transaction was for $372.99. You will have paid the merchant a <strong>conversion fee of $11.56<\/strong>!<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"should_you_pay_in_local_currency_or_canadian_dollars_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tShould you pay in Local Currency or Canadian Dollars?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>When you have a choice between the local currency and your currency, it is always better to pay in the local currency. This way, you will get a better exchange rate for your purchase or withdrawal at the ATM or <strong>currency exchange bureau<\/strong>.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_a_cash_advance_when_withdrawing_money_from_a_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is a cash advance when withdrawing money from a Credit Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Unlike purchases of goods and services, when you withdraw cash from an ATM, the issuer advances you the money. Unlike credit card purchases, interest on cash advances is charged immediately.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ways-to-save-and-get-the-best-exchange-rate-while-travelling\">Ways to Save and Get the Best Exchange Rate While Travelling<\/h2>\n\n\n\n<p>There are several ways to access money in local currency. These methods each have their advantages and disadvantages.<\/p>\n\n\n\n<p><strong>ATM withdrawals&nbsp;: <\/strong><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Debit card<\/li>\n\n\n\n<li>Credit card<\/li>\n\n\n\n<li>Prepaid Card<\/li>\n<\/ul><\/div>\n\n\n\n<p><strong>Currency exchange&nbsp;: <\/strong><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Bank Order<\/li>\n\n\n\n<li>Currency Exchange Bureau<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>To get the <strong>best exchange rate<\/strong> at <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/disney-world-guide-ultimate-to-save-with-points\/\">Disney World<\/a>, you can use a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/forex\/\">credit card with no conversion fee<\/a>, or buy <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/disney-posts\/\">Disney gift cards<\/a> in Canadian dollars and use them at Disney World and Disneyland in US dollars at the daily rate.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"268714\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-debit-card-withdrawals-while-traveling\">Debit Card Withdrawals While Traveling<\/h3>\n\n\n\n<p>The easiest way is to withdraw your money with a debit card; you&#8217;ll get the <strong>best exchange rate<\/strong> (daily rate), but this will be increased by a <span class=\"nowrap\">2.5%<\/span> conversion fee.<\/p>\n\n\n\n<p>Usually, all Canadian banks are linked to the major international networks such as Interac, Plus, Maestro and Cirrus. You&#8217;ll find these logos on the back of your card.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Very accessible worldwide<\/li>\n\n\n\n<li>No need to worry about paying interest<\/li>\n\n\n\n<li>No residual balance on the card to manage<\/li>\n\n\n\n<li>Daily exchange rates<\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>2.5% conversion fee applies<\/li>\n\n\n\n<li>Withdrawal fee from your bank (if applicable)<\/li>\n\n\n\n<li>ATM withdrawal fee (if applicable)<\/li>\n\n\n\n<li>Risk of account blocking (without prior travel notification)<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_a_currency_conversion_fee_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat Is a Currency Conversion Fee?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>When you make a transaction, your issuer will use an exchange rate to convert your foreign currency purchase into Canadian dollars.<\/p>\n\n\n\n<p>Then, most institutions will add a conversion fee of 2.5% to this exchange rate.<\/p>\n\n\n\n<p>To get the <strong>best exchange rate<\/strong>, avoid these conversion fees.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_it_worth_avoiding_conversion_fees_on_exchange_rates_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs it worth avoiding conversion fees on Exchange Rates?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The exchange rate conversion fee is 2.5% on most cards, so for every $1,000, you&#8217;ll pay a $25 fee.<\/p>\n<p>For small amounts, the fee is negligible.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-travel-withdrawals-with-a-prepaid-card-with-no-conversion-fees\">Travel Withdrawals with a Prepaid Card with No Conversion Fees<\/h3>\n\n\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/?p=445910\">The best way to save on withdrawals abroad is with a prepaid card<\/a>. Some cards will even allow you to load the card and then make a withdrawal in foreign currency without having to pay the conversion fee (or a lesser fee).<\/p>\n\n\n\n<p>Like the debit card, it&#8217;s one of the <strong>best exchange rates<\/strong> for travel (daily rate). It is in fact the preferred way because you will avoid the conversion fees.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Very accessible worldwide<\/li>\n\n\n\n<li>No need to worry about paying interest<\/li>\n\n\n\n<li>No conversion fee<\/li>\n\n\n\n<li>Daily exchange rates<\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Some currencies are inaccessible<\/li>\n\n\n\n<li>Residual balance on the card to be managed<\/li>\n\n\n\n<li>ATM withdrawal fee (if applicable)<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"204697\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Notably, the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/card-wise-withdrawal-foreign-currency\/\">Wise<\/a> debit card, affiliated with Visa, is a reliable solution for making withdrawals in currencies other than your local currency. Formerly known as TransferWise, Wise is a platform for international money transfers that stands out for its low fees on foreign currency withdrawals.<\/p>\n\n\n\n<p>Once you have created your <a target=\"_blank\" title=\"Wise\" href=\"\/go\/transferwise\/\" rel=\"noindex\">Wise account<\/a> and obtained your debit card, you can load your account with Canadian dollars and withdraw money in the local currency of the country you are in. Conversion costs are generally much lower than for conventional credit cards. In France, for example, the fee is <span class=\"nowrap\">0.53%<\/span>, while in Morocco it is <span class=\"nowrap\">1.53%<\/span>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381436\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Finally, another option is <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/wealthsimple-chequing-account\/\">Wealthsimple Cash<\/a>, an integrated financial ecosystem that combines a checking account, a high-yield savings account, and a reloadable Mastercard. For frequent travelers, this card offers an attractive alternative to avoid conversion fees associated with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/products\/review-xe-com-currency-transfer\/\" target=\"_blank\" rel=\"noopener\">foreign currency<\/a> transactions.<\/p>\n\n\n\n<p>The <a target=\"_blank\" title=\"Wealthsimple\" href=\"\/go\/wealthsimple\/\" rel=\"noindex\">Wealthsimple Cash Mastercard<\/a> does not charge fees for ATM withdrawals globally, although some ATMs may apply their own fees.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381433\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"247123,304797\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>The <a target=\"_blank\" title=\"EQ Bank Card\" href=\"\/go\/eq-bank-card\/\" rel=\"noindex\">EQ Bank Card<\/a>, affiliated to Mastercard, enables you to make withdrawals abroad without conversion fees, using the network&#8217;s daily rate. Linked to a high-interest account, it offers a simple solution for accessing funds when travelling, while generating up to 4% interest on the balance (subject to conditions). Transfers from the account are instantaneous and free of charge, and teller fees are reimbursed in Canada (and abroad, only local operator fees apply). In addition, deposits are protected by CDIC up to $100,000.<\/p>\n\n\n\n<p>For more details, read our full <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/eq-bank-vs-wealthsimple\/\">EQ Bank<\/a> Review.<\/p>\n\n\n\n<p>If you&#8217;re not sure which one to choose according to your profile and needs, take a look at our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/?p=445910\">prepaid card comparison<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"344223\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-credit-card-withdrawals-while-travelling\">Credit Card Withdrawals While Travelling<\/h3>\n\n\n\n<p>Using a credit card for ATM withdrawals can be tricky, as these transactions are considered cash advances. Therefore, careful planning is necessary to make this option cost-effective; focusing solely on obtaining the <strong>best exchange rate<\/strong> might not be wise if you end up paying additional fees in return!<\/p>\n\n\n\n<p>For purchases, you have a grace period where you don&#8217;t have to pay interest; you generally have up to 21 days after the statement closes to pay your balance without incurring interest.<\/p>\n\n\n\n<p>For cash advances, interest is charged immediately after the transaction. So, to save on travel withdrawals, it&#8217;s imperative that your balance is in the black (i.e. you don&#8217;t owe any money to the bank).<\/p>\n\n\n\n<p>It&#8217;s also important to know that when you pay back an amount on your credit card, that money comes first to pay for your purchases. So, if you want to make a withdrawal and you have purchases to make as well, you&#8217;ll need to take them into consideration.<\/p>\n\n\n\n<p>Here is an example of how to avoid paying interest charges when withdrawing money with a credit card:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Date<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Transactions<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Balance<\/strong><\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">June 13th<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211; $500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">June 14th<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">+ $1,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">June 15th<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211; $100 (purchase)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">June 16th<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211; $400 (withdrawal)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Interest payable<\/td><td class=\"has-text-align-center\" data-align=\"center\">0&nbsp;$<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>It&#8217;s also important to pay close attention to the transaction dates: if your purchase transaction is pending, you should account for it in your calculations to avoid paying interest on the cash advance.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<p>It is indeed a bigger headache to use a credit card, so why do it? The main advantage is <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/save-foreign-currency\/\">avoiding the 2.5% conversion fee<\/a>. For larger amounts, the difference is significant, as you avoid these conversion fees and get the <strong>best exchange rate<\/strong> when travelling.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Very accessible worldwide<\/li>\n\n\n\n<li>No conversion fee<\/li>\n\n\n\n<li>No residual balance on the card to manage<\/li>\n\n\n\n<li>Daily exchange rates<\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Need to consider interest on cash advances<\/li>\n\n\n\n<li>Withdrawal fee from your bank (if applicable)<\/li>\n\n\n\n<li>ATM withdrawal fee (if applicable)<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-ordering-from-your-bank\">Ordering from Your Bank<\/h3>\n\n\n\n<p>Of course, your bank can sell you foreign currency. In fact, you can place an order from your online profile.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1600\" height=\"914\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Commande-BNC.jpg\" alt=\"Guide: How to Get the Best Exchange Rate While Travelling - Commande BNC\" class=\"wp-image-215372\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Commande-BNC.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Commande-BNC-450x257.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Commande-BNC-1024x585.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Commande-BNC-200x114.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Commande-BNC-768x439.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p>However, this is not always the <strong>best exchange rate<\/strong> when compared with Mastercard and Visa rates. Then you have the option of picking up your money at the branch or having it delivered to your home for a fee. The amount will simply be deducted from your account.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>No need to move (with delivery charges)<\/li>\n\n\n\n<li>No residual balance to manage<\/li>\n\n\n\n<li>No need to worry about the interest on cash advances<\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Need to travel (no charge)<\/li>\n\n\n\n<li>Inflated exchange rate<\/li>\n\n\n\n<li>Withdrawal limit according to your bank&#8217;s rules<\/li>\n\n\n\n<li>Transaction fees by your bank (if applicable)<\/li>\n\n\n\n<li>Withdrawal fee from your bank (if applicable)<\/li>\n\n\n\n<li>ATM withdrawal fee (if applicable)<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Beware! Depending on your bank and your account type, if you usually pay fees for in-branch withdrawals, you might also incur these fees when ordering foreign currency.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-currency-exchange-bureaus\">Currency Exchange Bureaus<\/h3>\n\n\n\n<p>Finally, are currency exchange bureaus a good option? In fact, <strong>exchange rates<\/strong> vary enormously. Some places offer a <strong>better exchange rate<\/strong> than your bank or a comparable rate, but you could also find very disadvantageous rates.<\/p>\n\n\n\n<p>To obtain foreign currency through exchange bureaus, it&#8217;s important to shop around and compare; one place might offer a better exchange rate for one currency, but not for another!<\/p>\n\n\n\n<p>Finally, exchange bureaus located at airports and tourist areas should be avoided if you aim to get the best exchange rate while travelling.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>No residual balance to manage<\/li>\n\n\n\n<li>No withdrawal fees from your bank to pay<\/li>\n\n\n\n<li>No ATM withdrawal fee to pay<\/li>\n\n\n\n<li>No need to worry about the interest on cash advances<\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Need to visit in person<\/li>\n\n\n\n<li>Need to shop around and compare<\/li>\n\n\n\n<li>Inflated exchange rate<\/li>\n\n\n\n<li>Sometimes commission is added<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1600\" height=\"1200\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/hd-wallpaper-1159935-1920.jpg\" alt=\"Guide: How to Get the Best Exchange Rate While Travelling - save money\" class=\"wp-image-215436\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/hd-wallpaper-1159935-1920.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/hd-wallpaper-1159935-1920-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/hd-wallpaper-1159935-1920-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/hd-wallpaper-1159935-1920-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/hd-wallpaper-1159935-1920-768x576.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-avoid-or-save-on-withdrawal-fees-while-travelling\">How to Avoid or Save on Withdrawal Fees While Travelling?<\/h2>\n\n\n\n<p>When you make ATM withdrawals, you usually have to pay:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Fees charged by the ATM for the transaction<\/li>\n\n\n\n<li>Fees charged by your bank for withdrawals<\/li>\n\n\n\n<li>Conversion fees<\/li>\n<\/ul><\/div>\n\n\n\n<p>When it comes to your bank&#8217;s fees, you can sometimes save on withdrawals with certain packages. However, when you&#8217;re abroad, the ATM you&#8217;ve chosen may also charge you a withdrawal fee.<\/p>\n\n\n\n<p>Here&#8217;s a table of the foreign banks we&#8217;ve identified that don&#8217;t charge (or charge very little)! With a credit card like the <a target=\"_blank\" title=\"Scotiabank Passport<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"noindex\">Scotiabank Passport Visa Infinite<\/a> or the <a target=\"_blank\" title=\"Wise\" href=\"\/go\/transferwise\/\" rel=\"noindex\">Wise Card<\/a>, you&#8217;ll get the <strong>best exchange rate<\/strong> and the most savings with these banks!<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Country<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Bank<\/strong><\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Bosnia and Herzegovina<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ziraat Bank<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Colombia<\/td><td class=\"has-text-align-center\" data-align=\"center\">Davivienda<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Croatia<\/td><td class=\"has-text-align-center\" data-align=\"center\">OTP Bank<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Chili<\/td><td class=\"has-text-align-center\" data-align=\"center\">Scotiabank<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Spain<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unicaja<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Indonesia<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bank BRI, BCA, BNI Bank, MayBank, BC, Mandiri<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Ireland<\/td><td class=\"has-text-align-center\" data-align=\"center\">All public banks<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Japan<\/td><td class=\"has-text-align-center\" data-align=\"center\">7-Bank\/7-Eleven<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Montenegro<\/td><td class=\"has-text-align-center\" data-align=\"center\">CKB Bank, Universal Capital Bank (Hipotekarna)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Portugal<\/td><td class=\"has-text-align-center\" data-align=\"center\">Multibanco<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Sri Lanka<\/td><td class=\"has-text-align-center\" data-align=\"center\">People&#8217;s Bank<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Singapore<\/td><td class=\"has-text-align-center\" data-align=\"center\">UOB, Maybank<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Turkey<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ziraat Bank, Seker Bank<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>This list was made possible by members of the <a target=\"_blank\" href=\"https:\/\/www.facebook.com\/groups\/milesopedia\">Milesopedia Facebook community<\/a>. These kinds of discoveries are made mainly by trial and error; they are always subject to change. Join us and write to us so we can expand and maintain this directory together!<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<p>Then, for Tangerine customers, you can save on withdrawal fees at banks in the Global ATM Alliance network. Withdrawal fees are even waived at several banks: Bank of America, Barclays, BNP Paribas, Deutsche Bank, Scotiabank, and Westpac.<\/p>\n\n\n\n<p>Finally, Tangerine&#8217;s withdrawal fees are very competitive when compared to other banks. However, you will have to pay a currency conversion fee.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Frais-Tangerine.jpg\" alt=\"Guide: How to Get the Best Exchange Rate While Travelling - Frais Tangerine\" class=\"wp-image-215386\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/Frais-guichet-BNC.jpg\" alt=\"Guide: How to Get the Best Exchange Rate While Travelling - Frais guichet BNC\" class=\"wp-image-215384\"\/><\/figure>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p>To open a Tangerine account, <a title=\"Tangerine chequing account\" href=\"https:\/\/mp-2702.milesopedia.dev\/go\/tangerine-checking\/\" rel=\"noindex\">click here<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"134416,105053\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-getting-the-best-exchange-rate-comparative-table\">Getting the Best Exchange Rate: Comparative Table<\/h2>\n\n\n\n<p>So, which method should you choose to obtain foreign currency, get the <strong>best exchange rate<\/strong> while travelling and save on withdrawal fees?<\/p>\n\n\n\n<p>It depends! Each method has its pros and cons. It&#8217;s up to you to decide what&#8217;s best for your situation. To help you visualize the figures for each option, here are some examples:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-need-500-in-us-dollars\">Need $500 in US dollars<\/h3>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\">Debit withdrawal (other)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Deit withdrawal (Tangerine)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Credit withdrawal (Scotia Passport)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Prepaid withdrawal<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bank order<\/td><td class=\"has-text-align-center\" data-align=\"center\">Currency Exchange Bureau<\/td><\/tr><\/thead><tbody><tr><td>Conversion fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,5&nbsp;%<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,5&nbsp;%<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 3%<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 3%<\/td><\/tr><tr><td>Withdrawal Fees<\/td><td class=\"has-text-align-center\" data-align=\"center\">$5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">$7.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 $1.50<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td>ATM fees<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td>Commission<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 $3<\/td><\/tr><tr><td><strong>Cost of obtaining<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">$674.71<\/td><td class=\"has-text-align-center\" data-align=\"center\">$672.71<\/td><td class=\"has-text-align-center\" data-align=\"center\">$651.20<\/td><td class=\"has-text-align-center\" data-align=\"center\">$643.70<\/td><td class=\"has-text-align-center\" data-align=\"center\">$662.25<\/td><td class=\"has-text-align-center\" data-align=\"center\">$663.00<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>In this example, you get the <strong>best exchange rate<\/strong> by withdrawing from an ATM using a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/best-no-foreign-transaction-fees-cards\/\">credit card with no conversion fee<\/a> or a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/?p=445910\">prepaid card<\/a>.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Withdrawals are made at non-Global ATM Alliance branches in the United States.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-need-50-in-us-dollars\">Need $50 in US dollars<\/h3>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\">Debit withdrawal (other)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Deit withdrawal (Tangerine)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Credit withdrawal (Scotia Passport)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Prepaid withdrawal<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bank order<\/td><td class=\"has-text-align-center\" data-align=\"center\">Currency Exchange Bureau<\/td><\/tr><\/thead><tbody><tr><td>Conversion fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,5&nbsp;%<\/td><td class=\"has-text-align-center\" data-align=\"center\">2,5&nbsp;%<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 3%<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 3%<\/td><\/tr><tr><td>Withdrawal Fees<\/td><td class=\"has-text-align-center\" data-align=\"center\">$5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$7.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 $1.50<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td>ATM fees<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">$3<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td>Commission<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2248 $3<\/td><\/tr><tr><td><strong>Cost of obtaining<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">$72.67<\/td><td class=\"has-text-align-center\" data-align=\"center\">$65.67<\/td><td class=\"has-text-align-center\" data-align=\"center\">$74.57<\/td><td class=\"has-text-align-center\" data-align=\"center\">$67.07<\/td><td class=\"has-text-align-center\" data-align=\"center\">$67.60<\/td><td class=\"has-text-align-center\" data-align=\"center\">$68.00<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>In this example, you get the <strong>best exchange rate<\/strong> by withdrawing from an ATM using a Tangerine client debit card.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Withdrawals are made at a Bank of America branch in the United States.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<p>We can see that the savings are much greater when the sum is higher, with a <strong>better exchange rate<\/strong> despite transaction fees. Tangerine allows you to save money at partner locations as well.<\/p>\n\n\n\n<p>So, as always, do your calculations and assess your preferences to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/save-travel-flights-hotels\/\">save money while traveling<\/a>!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_to_get_the_best_exchange_rate_for_travel_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere to get the best exchange rate for travel?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>By paying for your purchases with a no-conversion-fee credit card, you&#8217;ll get the best exchange rate for your trip.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_can_i_withdraw_foreign_currency_at_the_best_exchange_rate_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere can I withdraw foreign currency at the best exchange rate?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>With a prepaid credit card, you can minimize transaction costs and obtain cash at the best exchange rate.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"where_is_the_best_place_to_exchange_our_money_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhere is the best place to exchange our money?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>For currency exchanges, exchange rates are similar from one institution to another. You&#8217;ll need to shop around for an exchange bureau that stands out for its rates and doesn&#8217;t charge commission.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"when_is_the_best_time_to_exchange_currency_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhen is the best time to exchange currency?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>When your trip is booked, do a little research on the rate trend. If the trend shows that the rate is falling against the Canadian dollar, go for it!  Otherwise, wait until closer to your trip.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_much_cash_should_i_have_when_i_travel_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow much cash should I have when I travel?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>To avoid theft and loss, it is suggested that you have no more than $300 in cash. This way, you can maximize your credit card purchases without conversion fees and only use cash when credit cards are not accepted.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_the_fees_when_withdrawing_money_abroad_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are the fees when withdrawing money abroad?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>There are conversion and transaction fees from your bank and ATM withdrawal fees when travelling.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"should_we_exchange_our_money_before_leaving_on_a_trip_or_while_there_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tShould we exchange our money before leaving on a trip or while there?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>It all depends on the amount, but exchange rates are generally similar. However, less common currencies are generally exchanged at a better rate locally than in Canada. <\/p>\n<p>The common currencies are the US dollar, the euro, the British pound, the yen, and the yuan.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"should_we_use_our_credit_card_or_debit_card_to_withdraw_money_while_travelling_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tShould we use our credit card or debit card to withdraw money while travelling?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>In general, a withdrawal with a prepaid credit card with no conversion fees will give you the best exchange rate when traveling with the least fees to pay.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_can_i_save_on_travel_withdrawal_fees_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow can I save on travel withdrawal fees?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>With a no-conversion-fee credit card, you can get the best exchange rate on your purchases. Then, a prepaid credit card or a banking package with minimal transaction fees will be the winning combination for withdrawing money while traveling.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>","protected":false},"excerpt":{"rendered":"<p>Our tips for finding the best exchange rate while travelling and saving on ATM withdrawals or currency exchanges.<\/p>","protected":false},"author":1237,"featured_media":448514,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[],"class_list":["post-217813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy","mc_market-all-of-canada","tutorial-tips"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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