{"id":210647,"date":"2025-09-07T11:30:00","date_gmt":"2025-09-07T15:30:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/student-loans-canada\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"student-loan-canada","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/","title":{"rendered":"Student loans in Canada: Everything you need to know"},"content":{"rendered":"\n<p>Post-secondary education represents a major investment, but also a financial challenge. Between tuition, housing and day-to-day expenses, many <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/students-in-canada\/\">students<\/a> turn to <strong data-start=\"322\" data-end=\"339\">student loans<\/strong> to cover their needs. This type of financing offers essential support, but you&#8217;ll have to pay it back after your studies. Conditions vary from province to province, so understanding how <strong data-start=\"573\" data-end=\"590\">student loans<\/strong> work in Canada is essential to making informed decisions.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"373916\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-canada-student-financial-assistance-program\">Canada Student Financial Assistance Program<\/h2>\n\n\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-government-of-canada-loans-and-grants\">Government of Canada loans and grants<\/h3>\n\n\n\n<p>If you can&#8217;t afford the tuition fees for your post-secondary education, consider applying for financial assistance from the Government of Canada. This financial aid includes scholarships, bursaries and <strong>student loans<\/strong>.<\/p>\n\n\n\n<p>Even if your parents have saved for your post-secondary education through an <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/investing\/registered-education-savings-plan-resp-guide\/\">RESP<\/a>, taking out a loan through the <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/programs\/canada-student-loans-grants.html\">Canada Student Financial Assistance Program<\/a> should be your first option. This program works in partnership with the provinces and territories (the process varies depending on your province of residence) to provide financial assistance in the form of scholarships and student loans.<\/p>\n\n\n\n<p>You don&#8217;t have to pay back any scholarships you receive. In the case of student loans, you must repay them after your studies are completed. You may be eligible for several types of scholarship.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Canada Student Loans and Bursaries are not available in Quebec, Nunavut and the Northwest Territories, which have their own student aid programs.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-national-student-loan-service-center-nslsc\">National Student Loan Service Center (NSLSC)<\/h3>\n\n\n\n<p>The <a target=\"_blank\" href=\"https:\/\/www.csnpe-nslsc.canada.ca\/en\/home\">National Student Loans Service Centre<\/a> (NSLSC) distributes loans under the Canada Student Loans Program. The amount of financial assistance will depend on several factors, such as&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Your province or territory of residence<\/li>\n\n\n\n<li>Your family income<\/li>\n\n\n\n<li>Your tuition fees<\/li>\n\n\n\n<li>Whether or not you have dependents<\/li>\n\n\n\n<li>If you are disabled or not<\/li>\n\n\n\n<li>Etc.<\/li>\n<\/ul><\/div>\n\n\n\n<p>To estimate the amount of financial assistance you could receive, you can use this <a target=\"_blank\" href=\"https:\/\/certification.esdc.gc.ca\/lea-mcl\/eafe-sfae\/eafe-sfae-h.4m.2@-eng.jsp\">tool from the Government of Canada<\/a>. Please note, however, that the tool does not take into account provincial student grants and loans.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1390\" height=\"732\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-1-en.png\" alt=\"Student loans in Canada: Everything you need to know - student grants\" class=\"wp-image-461466\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-1-en.png 1390w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-1-en-450x237.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-1-en-1024x539.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-1-en-200x105.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-1-en-768x404.png 768w\" sizes=\"(max-width: 1390px) 100vw, 1390px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1390\" height=\"388\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-2-en.png\" alt=\"Student loans in Canada: Everything you need to know - student grants\" class=\"wp-image-461468\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-2-en.png 1390w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-2-en-450x126.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-2-en-1024x286.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-2-en-200x56.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/estimateur-aide-financiere-etudiants-2-en-768x214.png 768w\" sizes=\"(max-width: 1390px) 100vw, 1390px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-conditions-for-obtaining-a-federal-student-loan\">Conditions for obtaining a federal student loan<\/h3>\n\n\n\n<p>To qualify for CSNPE <strong>student grants and loans<\/strong>, you must meet the following conditions:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Be a Canadian citizen, permanent resident, or <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/education\/student-aid\/protected-persons.html\">designated as a protected person<\/a>.<\/li>\n\n\n\n<li>Live in a province or territory that participates in the Canada Student Loans Program.<\/li>\n\n\n\n<li>Demonstrate financial need (for full-time students, your financial assets and investments will be taken into consideration).<\/li>\n\n\n\n<li>Maintain a satisfactory academic level to continue receiving financial aid in the form of a scholarship or student loan.<\/li>\n\n\n\n<li>Not have reached the lifetime maximum for student financial assistance<\/li>\n<\/ul><\/div>\n\n\n\n<p>You must also be registered as a full-time or part-time student, defined as follows:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Full-time student: you must take at least 60% of a full course load. However, there are exceptions for students with a disability (at least 40%).<\/li>\n\n\n\n<li>Part-time student: you must take between 20% and 59% of a full course load.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Quebec, Nunavut and the Northwest Territories operate their own student loan programs. You should therefore contact their respective provincial or territorial offices to find out more about their terms and conditions.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-list-of-federal-student-grants\">List of federal student grants<\/h3>\n\n\n\n<p>There are several student grants available for which you can apply, including&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Full-time students<\/li>\n\n\n\n<li>Full-time students with dependents<\/li>\n\n\n\n<li>Part-time students<\/li>\n\n\n\n<li>Part-time students with dependents<\/li>\n\n\n\n<li>Students with disabilities<\/li>\n\n\n\n<li>Equipment and services for students with disabilities<\/li>\n<\/ul><\/div>\n\n\n\n<p>Please note, however, that your eligibility for these grants will be assessed. In addition, there are lifetime maximums for student aid, determined in number of weeks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-applying-for-student-financial-assistance\">Applying for student financial assistance<\/h3>\n\n\n\n<p>To apply for federal and provincial student financial assistance programs, you only need to complete one application. All you need to do is submit an application for a bursary or <strong>student loan<\/strong> on the student financial assistance website for your province or territory of residence.<\/p>\n\n\n\n<p>For some provinces and territories, you may be eligible for both federal and provincial grants and student loans. For others, it&#8217;s only federal grants and loans. Finally, in the case of provinces and territories that manage their own student loan programs, only provincial grants and student loans are involved. For example, <a href=\"https:\/\/www.quebec.ca\/en\/education\/student-financial-assistance\">Quebec&#8217;s Student Financial Assistance<\/a>.<\/p>\n\n\n\n<p>In short, consult the list of provincial and territorial student aid offices on the <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/education\/student-aid\/grants-loans\/province-apply.html\">Government of Canada website<\/a> for more information.<\/p>\n\n\n\n<p>Once you&#8217;ve submitted your application, your provincial or territorial student assistance service will contact you to explain the next steps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-repayment-of-a-student-loan\">Repayment of a student loan<\/h3>\n\n\n\n<p>Once you&#8217;ve completed your studies, you must start repaying your <strong>student loan<\/strong>. However, you are entitled to a 6-month non-repayment period, which generally begins after your last term of study or when you leave or are absent from school. Thereafter, you will receive a payment review with repayment conditions and options.<\/p>\n\n\n\n<p>Be aware that you may be able to delay repayment of your <strong>student loan<\/strong> if you are still a full-time student, or if you need to take a break from your studies for health reasons. There are other exceptions.<\/p>\n\n\n\n<p>If you are experiencing financial difficulties and are unable to repay your <strong>student loan<\/strong>, the Government of Canada can help you through these programs:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Repayment Assistance Plan (RAP);<\/li>\n\n\n\n<li>Repayment Assistance Plan for Borrowers with Disabilities (RAP-D).<\/li>\n<\/ul><\/div>\n\n\n\n<p>Depending on your income, you may be entitled to a reduction or cancellation of your payments. To find out more, consult the CSNPE <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/education\/student-aid\/grants-loans\/repay\/assistance\/rap.html\">Refund Assistance Program<\/a>.<\/p>\n\n\n\n<p>Finally, new relief for certain professionals in rural areas has been added starting in 2025. Specifically, student loan repayments may be waived for health and social service professionals working in rural or remote communities. To find out more about this program, consult this <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/news\/2025\/02\/helping-health-care-and-social-service-professionals-focus-on-patients-not-student-loan-debt.html\">press release from the Government of Canada<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-interest-paid-on-a-student-loan\">Interest paid on a student loan<\/h3>\n\n\n\n<p>As mentioned earlier, your <strong>student loan<\/strong> starts accruing interest after you graduate. What&#8217;s more, you&#8217;re entitled to a grace period before you have to start repaying your <strong>student loan<\/strong>. The grace period lasts 6 months and begins when&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>You&#8217;ve completed your final term of study (whether you&#8217;ve graduated or not)<\/li>\n\n\n\n<li>Changing from full-time to part-time student status<\/li>\n\n\n\n<li>You leave or are absent from the school.<\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-online-tools-for-student-loan\">Online tools for Student loan<\/h3>\n\n\n\n<p>The Government of Canada offers a number of online tools to help you plan your finances while you study. For example:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" href=\"https:\/\/certification.esdc.gc.ca\/lea-mcl\/eafe-sfae\/eafe-sfae-h.4m.2@-eng.jsp\">Student Aid Estimator<\/a>: tool for estimating the amount you could receive from the Canada Student Financial Assistance Program.<\/li>\n\n\n\n<li><a target=\"_blank\" href=\"https:\/\/tools.canlearn.ca\/cslgs-scpse\/cln-cln\/crp-lrc\/af.nlindex-fra.do\">Loan Repayment Estimator<\/a>: a tool for estimating the monthly payments you&#8217;ll need to make to repay your <strong>student loan<\/strong>.<a target=\"_blank\" href=\"https:\/\/tools.canlearn.ca\/cslgs-scpse\/cln-cln\/rtr-rri\/af.rri-fra.do\"><br \/>\n<\/a><\/li>\n\n\n\n<li>Loan repayment rate: tool for finding the repayment percentage of Canada Student Loans for a given year and educational institution.<\/li>\n\n\n\n<li><a target=\"_blank\" href=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/education\/ecoles.html\">Programs of study and educational institutions<\/a>: a tool for exploring programs of study and educational institutions.<\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-provincial-and-territorial-student-loans-in-canada\">Provincial and territorial student loans in Canada<\/h2>\n\n\n\n<p>As previously mentioned, the <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/programs\/canada-student-loans-grants.html\">Canada Student Loans Program<\/a> works closely with the provinces and territories to provide financial assistance. This financial assistance comes in the form of scholarships and student loans, and varies according to your province of residence.<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>For some provinces and territories, provincial financial assistance is available in addition to federal financial assistance.<\/li>\n\n\n\n<li>For other provinces and territories, provincial financial assistance is not available, but you have access to federal financial assistance.<\/li>\n\n\n\n<li>Finally, for provinces and territories that manage their own student loan programs, federal financial assistance is not available. But you do have access to provincial student loans and bursaries.<\/li>\n<\/ul><\/div>\n\n\n\n<p>Therefore, your application for a bursary or student loan must be completed on the website of your provincial or territorial student aid office. The list of provincial and territorial student aid offices is available <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/education\/student-aid\/grants-loans\/province-apply.html\">here<\/a>.<\/p>\n\n\n\n<p>Once you&#8217;ve submitted your application for a bursary and student loan, the student assistance service in your province or territory of residence will contact you to explain the next steps.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-student-loans-in-quebec\">Student loans in Quebec<\/h4>\n\n\n\n<p>For example, Canada Student Loans and Bursaries are not available in Quebec, as the province of Quebec manages its own student aid program. Students residing in Quebec must apply for assistance through <a target=\"_blank\" href=\"https:\/\/www.quebec.ca\/en\/education\/student-financial-assistance\">Student Financial Assistance<\/a>.<\/p>\n\n\n\n<p>Several scholarships and student loans are available, such as&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Loans and bursaries for full-time studies<\/li>\n\n\n\n<li>Loans for part-time studies<\/li>\n\n\n\n<li>Special needs allowance<\/li>\n\n\n\n<li>Scholarships for interns<\/li>\n\n\n\n<li>Excellence scholarships for future teachers<\/li>\n\n\n\n<li>Financial assistance for international students<\/li>\n\n\n\n<li>Student mobility grants<\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-private-student-loans-in-canada\">Private student loans in Canada<\/h2>\n\n\n\n<p>If you don&#8217;t qualify for federal or provincial student loans and grants, there are other options available to you. These include private <strong>student loans<\/strong> and student lines of credit. The conditions are different, and so are the repayment terms, but it&#8217;s an option to consider for your post-secondary education.<\/p>\n\n\n\n<p>If this is the route you choose, start by contacting your bank or credit union. They&#8217;ll be able to suggest the products they offer to suit your needs. That said, don&#8217;t hesitate to contact other financial institutions to compare student loans and lines of credit.<\/p>\n\n\n\n<p>Typically, when you submit an application for a private <strong>student loan<\/strong>, the lender will ask you for more information, such as:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Your income<\/li>\n\n\n\n<li>Your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/101-credit-score\/\">credit score<\/a><\/li>\n\n\n\n<li>Your borrowing history<\/li>\n<\/ul><\/div>\n\n\n\n<p>This information will determine whether you qualify for the loan. If possible, make sure you&#8217;re in good financial health before you apply. If you have a low credit score, the lender may ask you to find a co-signer before granting the loan. To find out more, see our <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/personal-finance-tips-students\/\">personal finance tips for students<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"163762,299217,86318,116403\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>In conclusion, bursaries and <strong data-start=\"124\" data-end=\"141\">student loans<\/strong> are essential tools for financing the ever-increasing cost of education in Canada. Even if it means taking on debt, you need to see this financing as an investment in your knowledge and skills.<\/p>\n\n\n\n<p>The <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/programs\/canada-student-loans-grants.html\">Canada Student Financial Assistance Program<\/a>, in collaboration with the provinces and territories, offers various forms of support adapted to your situation. Since criteria and terms and conditions vary from place to place, be sure to consult the official website of your student financial assistance office to fully understand your options.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"252943,368157,299217,294907,163762,294822\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t\t\t\t<button type=\"button\" class=\"deferred_button\" data-page=\"1\" data-per_page=\"4\">\n\t\t\t\t<i class=\"fas fa-spinner-third fa-spin\"><\/i>\n\t\t\t\tLoad More\t\t\t<\/button>\n\t\t\t<\/aside>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_student_loans_work_in_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do student loans work in Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>A <strong>student loan<\/strong> covers your tuition and living expenses. You start repaying it when you graduate, according to the terms and conditions specific to each province.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_difference_between_a_bursary_and_a_student_loan_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the difference between a bursary and a student loan?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>A bursary is financial aid that does not have to be repaid, unlike a <strong>student loan<\/strong>, which must be repaid after your studies.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_the_interest_rate_on_a_student_loan_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is the interest rate on a student loan?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The interest rate on your <strong>student loan<\/strong> varies according to the type of loan: federal loan, provincial loan, private loan, student line of credit and so on. Often, the interest rate is based on the Bank of Canada&#8217;s prime rate plus a premium.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_if_i_cant_repay_my_student_loan_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat if I can&#8217;t repay my student loan?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can apply for Repayment Assistance, which adjusts or suspends your payments according to your income. Some provinces also offer their own support programs.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Education is expensive. Find out how student loans work in Canada, including eligibility requirements, repayment terms and available assistance programs.<\/p>","protected":false},"author":2488,"featured_media":215139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46374],"tags":[],"mc_loyalty_program":[],"class_list":["post-210647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Student loans in Canada: Everything you need to know | Milesopedia<\/title>\n<meta name=\"description\" content=\"Everything you need to know about student loans in Canada: conditions, repayment and tips to help you manage your finances during and after your studies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student loans in Canada: Everything you need to know\" \/>\n<meta property=\"og:description\" content=\"Everything you need to know about student loans in Canada: conditions, repayment and tips to help you manage your finances during and after your studies.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-07T15:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T15:52:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/pre\u0302ts-e\u0301tudiants.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"840\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Vincent Morin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vincent Morin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/\"},\"author\":{\"name\":\"Vincent Morin\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/37a68e7a77f09265c60e10254d4bdd27\"},\"headline\":\"Student loans in Canada: Everything you need to know\",\"datePublished\":\"2025-09-07T15:30:00+00:00\",\"dateModified\":\"2026-05-08T15:52:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/\"},\"wordCount\":1742,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/pre\u0302ts-e\u0301tudiants.png\",\"articleSection\":[\"Personal Finance\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/\",\"name\":\"Student loans in Canada: Everything you need to know - Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/pre\u0302ts-e\u0301tudiants.png\",\"datePublished\":\"2025-09-07T15:30:00+00:00\",\"dateModified\":\"2026-05-08T15:52:47+00:00\",\"description\":\"Everything you need to know about student loans in Canada: conditions, repayment and tips to help you manage your finances during and after your studies.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/personal-finance\\\/student-loan-canada\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/pre\u0302ts-e\u0301tudiants.png\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2022\\\/06\\\/pre\u0302ts-e\u0301tudiants.png\",\"width\":1600,\"height\":840,\"caption\":\"Student loans in Canada: Everything you need to know - pre\u0302ts e\u0301tudiants\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\",\"name\":\"Milesopedia\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"width\":884,\"height\":203,\"caption\":\"Milesopedia\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/37a68e7a77f09265c60e10254d4bdd27\",\"name\":\"Vincent Morin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d02b4baa31a83309b3fcc7be06ea11c94f79fd2732638f0c4d12a8cb75bc7cce?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d02b4baa31a83309b3fcc7be06ea11c94f79fd2732638f0c4d12a8cb75bc7cce?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d02b4baa31a83309b3fcc7be06ea11c94f79fd2732638f0c4d12a8cb75bc7cce?s=96&d=mm&r=g\",\"caption\":\"Vincent Morin\"},\"description\":\"Vincent a atteint l'ind\u00e9pendance financi\u00e8re et pris sa retraite anticip\u00e9e (FIRE) \u00e0 l'\u00e2ge de 35 ans. Apr\u00e8s une carri\u00e8re en technologies financi\u00e8res pour une grande banque d\u2019investissement am\u00e9ricaine, il a fond\u00e9 Retraite101, un site de finances personnelles qui rejoint plus de 350 000 visiteurs uniques par ann\u00e9e et qui a plus de 40 000 abonn\u00e9s sur les r\u00e9seaux sociaux. Passionn\u00e9 par la finance, la lecture, le v\u00e9lo, les randonn\u00e9es et les voyages, il continue d\u2019\u00e9crire sur plusieurs m\u00e9dias qu\u00e9b\u00e9cois pour inspirer et motiver celles et ceux qui veulent prendre leurs finances en main.\",\"sameAs\":[\"https:\\\/\\\/retraite101.com\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/mvincentmorin\\\/\"],\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/author\\\/vincent\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Student loans in Canada: Everything you need to know | Milesopedia","description":"Everything you need to know about student loans in Canada: conditions, repayment and tips to help you manage your finances during and after your studies.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/","og_locale":"en_US","og_type":"article","og_title":"Student loans in Canada: Everything you need to know","og_description":"Everything you need to know about student loans in Canada: conditions, repayment and tips to help you manage your finances during and after your studies.","og_url":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/","og_site_name":"Milesopedia","article_published_time":"2025-09-07T15:30:00+00:00","article_modified_time":"2026-05-08T15:52:47+00:00","og_image":[{"width":1600,"height":840,"url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/pre\u0302ts-e\u0301tudiants.png","type":"image\/png"}],"author":"Vincent Morin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Vincent Morin","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/#article","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/"},"author":{"name":"Vincent Morin","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/37a68e7a77f09265c60e10254d4bdd27"},"headline":"Student loans in Canada: Everything you need to know","datePublished":"2025-09-07T15:30:00+00:00","dateModified":"2026-05-08T15:52:47+00:00","mainEntityOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/"},"wordCount":1742,"publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/pre\u0302ts-e\u0301tudiants.png","articleSection":["Personal Finance"],"inLanguage":"en-CA"},{"@type":"WebPage","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/","url":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/","name":"Student loans in Canada: Everything you need to know - Milesopedia","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/#primaryimage"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/pre\u0302ts-e\u0301tudiants.png","datePublished":"2025-09-07T15:30:00+00:00","dateModified":"2026-05-08T15:52:47+00:00","description":"Everything you need to know about student loans in Canada: conditions, repayment and tips to help you manage your finances during and after your studies.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/student-loan-canada\/#primaryimage","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/pre\u0302ts-e\u0301tudiants.png","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/06\/pre\u0302ts-e\u0301tudiants.png","width":1600,"height":840,"caption":"Student loans in Canada: Everything you need to know - pre\u0302ts e\u0301tudiants"},{"@type":"WebSite","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mp-2702.milesopedia.dev\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization","name":"Milesopedia","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","width":884,"height":203,"caption":"Milesopedia"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/37a68e7a77f09265c60e10254d4bdd27","name":"Vincent Morin","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/d02b4baa31a83309b3fcc7be06ea11c94f79fd2732638f0c4d12a8cb75bc7cce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d02b4baa31a83309b3fcc7be06ea11c94f79fd2732638f0c4d12a8cb75bc7cce?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d02b4baa31a83309b3fcc7be06ea11c94f79fd2732638f0c4d12a8cb75bc7cce?s=96&d=mm&r=g","caption":"Vincent Morin"},"description":"Vincent a atteint l'ind\u00e9pendance financi\u00e8re et pris sa retraite anticip\u00e9e (FIRE) \u00e0 l'\u00e2ge de 35 ans. Apr\u00e8s une carri\u00e8re en technologies financi\u00e8res pour une grande banque d\u2019investissement am\u00e9ricaine, il a fond\u00e9 Retraite101, un site de finances personnelles qui rejoint plus de 350 000 visiteurs uniques par ann\u00e9e et qui a plus de 40 000 abonn\u00e9s sur les r\u00e9seaux sociaux. Passionn\u00e9 par la finance, la lecture, le v\u00e9lo, les randonn\u00e9es et les voyages, il continue d\u2019\u00e9crire sur plusieurs m\u00e9dias qu\u00e9b\u00e9cois pour inspirer et motiver celles et ceux qui veulent prendre leurs finances en main.","sameAs":["https:\/\/retraite101.com\/","https:\/\/www.linkedin.com\/in\/mvincentmorin\/"],"url":"https:\/\/mp-2702.milesopedia.dev\/en\/author\/vincent\/"}]}},"_links":{"self":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/210647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/users\/2488"}],"replies":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/comments?post=210647"}],"version-history":[{"count":5,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/210647\/revisions"}],"predecessor-version":[{"id":464685,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/210647\/revisions\/464685"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media\/215139"}],"wp:attachment":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media?parent=210647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/categories?post=210647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/tags?post=210647"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=210647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}