{"id":210574,"date":"2021-02-26T19:00:00","date_gmt":"2021-02-27T00:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/how-to-maximize-credit-card-points-in-canada\/"},"modified":"2026-05-09T08:34:18","modified_gmt":"2026-05-09T08:34:18","slug":"how-to-maximize-credit-card-points","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/how-to-maximize-credit-card-points\/","title":{"rendered":"How can I maximize my credit card points in Canada?"},"content":{"rendered":"\n

If you want to get the most out of your credit card, you need to collect as many points as possible. So what are credit card points? Points are a form of reward that can be redeemed for a number of benefits, including airline tickets, cash back, merchandise and more. Smart credit card users know how to maximize their points with every purchase<\/strong>. Here are some tips on how to maximize credit card points in Canada.<\/p>\n\n\n\n

1). Look for welcome bonuses<\/h3>\n\n\n\n\n\n

Want to get off to a good start when it comes to earning points with a credit card? Then apply for a credit card that offers a large number of points at the time of acceptance<\/strong>. In fact, some credit cards will give you over 50,000 points just for opening your account. However, you will need to have an excellent credit rating to qualify for these credit cards that offer a large welcome bonus<\/a>.<\/p>\n\n\n\n

2). Check the merchant award categories<\/h3>\n\n\n\n

There are ways to “hack” credit cards to get the most out of your purchases. For example, some cards will give you 5 times the points for airline-related purchases, while other cards will give you double points for online purchases at certain merchants. Be sure to use the cards that give you the most points for specific purchases<\/strong> to maximize your points.<\/p>\n\n\n\n

3). Buy a gift card to meet the minimum purchase requirement faster<\/h3>\n\n\n\n

Some cards require you to spend a certain amount of money before your points are counted. A smart way to reach the “reward points” threshold is tobuy a gift card from a place<\/a> where you shop often. For example, if the minimum spending requirement for a credit card is $500 and you shop at Amazon often, all you have to do is purchase a $500 Amazon gift card, and you’re now ready to earn points.<\/p>\n\n\n\n

4). Double your rewards with loyalty cards<\/h3>\n\n\n\n

Here’s a smart way to get a “2 for 1” offer or double your points. Some loyalty cards give you points in addition to your credit card. For example, if you have a grocery store loyalty card that gives you points, make sure you have that card handy when you shop. You will earn points with your loyalty card AND your credit card!<\/p>\n\n\n\n

5). Take advantage of the reward portals<\/h3>\n\n\n\n

Did you know that shopping portals in Canada<\/a> can give you miles and bonus points just for shopping with them? In fact, three Canadian shopping portals offer you a great opportunity to maximize your points every time you make a purchase:<\/p>\n\n\n\n