{"id":203559,"date":"2026-01-20T08:53:00","date_gmt":"2026-01-20T13:53:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=203559"},"modified":"2026-05-09T08:34:50","modified_gmt":"2026-05-09T08:34:50","slug":"cibc-dividend-visa-infinite-offer","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/cibc-dividend-visa-infinite-offer\/","title":{"rendered":"Offer: Up to $300 Cash Back with CIBC Dividend Cards"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-cibc-dividend-welcome-offers\">CIBC Dividend Welcome Offers<\/h2>\n\n\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"cibc_dividend_visa_infinite_card\">CIBC Dividend&reg; Visa Infinite* Card<\/h2>\n\t\t\t\t<p>The CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card is one of the <strong>best Visa credit cards<\/strong> <strong>with cash back<\/strong> in Canada.<\/p>\n<p>Right now, with this welcome offer, <strong>get a <span class=\"nowrap\">10%<\/span> welcome bonus<\/strong> in the form of <strong>up to <span class=\"nowrap\">$250<\/span><\/strong> cash back (period covered by your first 4 statements) and a <strong>rebate on your first year&rsquo;s <strong>annual fees<\/strong><\/strong><sup>\u2020<\/sup>!<\/p>\n<p>Plus, receive <strong> <span class=\"nowrap\">$50<\/span> cash back<\/strong> when you set up a <strong>pre-authorized payment<\/strong> within the first 4 months.<\/p>\n<p>With this CIBC cash back credit card, you earn:<\/p>\n<ul>\n<li>4% cash back on eligible gas, electric vehicle charging, and grocery purchases<sup>\u2020<\/sup><\/li>\n<li>2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments<sup>\u2020<\/sup><\/li>\n<li>1% cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>For example, if you spend <span class=\"nowrap\">$1,000<\/span> per month on groceries and\/or gas and\/or electric vehicle charging, you\u2019ll earn <span class=\"nowrap\">$40<\/span> cash back per month or <strong><span class=\"nowrap\">$480<\/span> cash back per year<\/strong> with this card for this category of purchases!<\/p>\n<p>And that&rsquo;s not counting the other purchases you&rsquo;ll make with this card and the advantages it offers (particularly in terms of insurance).<\/p>\n<p>And this CIBC Cash Back Credit Card offers <strong>many insurance coverages<\/strong>:<\/p>\n<ul>\n<li>Auto Rental Collision\/Loss Damage Insurance<\/li>\n<li>$500,000 Common Carrier Accident Insurance<\/li>\n<li>Out-of-Province Emergency Travel Medical Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"cibc_dividend_platinum_visa_card\">CIBC Dividend Platinum&reg; Visa* Card<\/h2>\n\t\t\t\t<p>If you don\u2019t meet the income requirements for the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card, you could apply for the CIBC Dividend<sup>&reg;<\/sup> Platinum Visa* Card. The minimum annual income required for this card is <span class=\"nowrap\">$15,000<\/span> (household).<\/p>\n<p>With this offer, get a <strong> <span class=\"nowrap\">10%<\/span> welcome bonus<\/strong> in the form of <strong>up to <span class=\"nowrap\">$250<\/span><\/strong> cash back (period covered by your first 4 statements) and a <strong>rebate for your first year&rsquo;s <strong>annual fees<\/strong><\/strong>!<sup>\u2020<\/sup><\/p>\n<p>Plus, receive <strong>$50 cash back<\/strong> when you set up a pre-authorized payment within the first 4 months.<\/p>\n<p>With the CIBC Dividend<sup>&reg;<\/sup> Platinum Visa* Card, you get:<\/p>\n<ul>\n<li><span class=\"nowrap\">3%<\/span> on eligible gas, electric vehicle charging, and grocery purchases<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">2%<\/span> cash back on eligible transportation and dining purchases and on eligible recurring bill payments<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">1%<\/span> cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>And this CIBC Cash Back Credit Card offers <strong>some insurance coverage: <\/strong><\/p>\n<ul>\n<li>Auto Rental Collision\/Loss Damage Insurance<\/li>\n<li><span class=\"nowrap\">$500,000<\/span> Common Carrier Accident Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22696\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"cibc_dividend_visa_card_for_students\">CIBC Dividend&reg; Visa* Card for Students<\/h2>\n\t\t\t\t<p>The CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students is one of the <strong>best Visa credit cards for students <\/strong><strong>with cash back<\/strong> in Canada. Apply for the card and <strong>get up to <span class=\"nowrap\">$150<\/span> cash back<\/strong>.<\/p>\n<p>With this CIBC Student Credit Card, you get:<\/p>\n<ul>\n<li><span class=\"nowrap\">2%<\/span> cash back on eligible grocery purchases<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">1%<\/span> cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">0.5%<\/span> cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>What&rsquo;s more, with this CIBC Student Credit Card, you benefit from a free <a href=\"https:\/\/milesopedia.com\/finances-personnelles\/carte-spc-rabais-etudiants\/\" target=\"_blank\" rel=\"noopener\"><strong>free membership to SPC<\/strong><\/a>, for instant savings on over 450 in-store and online transactions.<\/p>\n<p>And this CIBC Student Credit Card offers <strong>some insurance coverages<\/strong>:<\/p>\n<ul>\n<li>Purchase Security and Extended Protection Insurance <\/li>\n<\/ul>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22700\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-specific-to-cibc-dividend-visa-infinite-card\">Benefits specific to CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cash-back-categories\">Cash Back Categories<\/h3>\n\n\n\n<p>Here are the <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a> cash back categories in detail:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">Cash back rate<\/td><td class=\"has-text-align-left\" data-align=\"left\">Expense category<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>4&nbsp;%<\/strong><\/td><td>\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Grocery<\/li>\n\n\n\n<li>Supermarket<\/li>\n\n\n\n<li>Gas station<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/best-cards-charge-electric\/\">EV Charging<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>2&nbsp;%<\/strong><\/td><td><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Local Transportation<\/li>\n\n\n\n<li>Subway<\/li>\n\n\n\n<li>Cab, limousine and ride sharing services<\/li>\n\n\n\n<li>Restaurant, fast food and bar<\/li>\n\n\n\n<li>Pre-authorized payment<\/li>\n<\/ul><\/div>\n\n\n\n<p><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>1&nbsp;%<\/strong><\/td><td><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>All other purchases<\/li>\n<\/ul><\/div>\n\n\n\n<p><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Please note: the 4% cashback is only valid on <strong>the first $20,000 of purchases<\/strong> (made from January to December) at grocery stores, supermarkets, gas stations and EV charging. Above this amount, you&#8217;ll earn 1% cash back.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cibc-global-money-transfer-cash-back\">CIBC Global Money Transfer Cash Back<\/h3>\n\n\n\n<p>CIBC Global Money Transfer allows you to send money overseas and pay with your <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>. What&#8217;s more, it earns <strong>0.25% cash back<\/strong>, and there are no transfer fees.<\/p>\n\n\n\n<p>There is also no interest to pay, as long as the balance is paid before the payment due date.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1150\" height=\"384\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/04\/Virement-dividendes-cibc.png\" alt=\"Offer: Up to $300 Cash Back with CIBC Dividend Cards - Transfer of dividends cibc\" class=\"wp-image-203567\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/04\/Virement-dividendes-cibc.png 1150w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/04\/Virement-dividendes-cibc-450x150.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/04\/Virement-dividendes-cibc-1024x342.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/04\/Virement-dividendes-cibc-200x67.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/04\/Virement-dividendes-cibc-768x256.png 768w\" sizes=\"(max-width: 1150px) 100vw, 1150px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-save-on-gas-with-cibc-and-journie-rewards\">Save on gas with CIBC and Journie Rewards<\/h3>\n\n\n\n<p>Link your <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a> with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/journie-ultimate-guide\/\">Journie Rewards<\/a>. So when you pay for gas with this card, you save <strong>3 cents per liter<\/strong>.<\/p>\n\n\n\n<p>In addition, you earn 1 Journie point per liter of gas. When you have 300 Journie points, you get an <strong>additional 7 cents per litre<\/strong> on your next gasoline purchase within 30 days.<\/p>\n\n\n\n<p>This is valid only at Ultramar, Pioneer, Fas Gas and Chevron service stations in Canada.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"194696,341610\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-claim-your-cash-back\">How to claim your cash back<\/h3>\n\n\n\n<p>CIBC&#8217;s cash back calculation period is from January to December of each year. Cash back is accumulated monthly, but can <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-to-redeem-cashback-card-dividend-cibc\/\">be redeemed at any time during the year<\/a>.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend Visa Infinite* Card<\/a> holder must have an accumulated amount of<strong>at least $25<\/strong> to redeem the cash back. Then it&#8217;s applied to the account within 5 days of submitting the request.<\/p>\n\n\n\n<p>Every December, the rebate balance is automatically redeemed, regardless of the amount. The balance is reset to zero, in order to start a new year.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"242029\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-from-cibc-dividend-visa-infinite-card\">Insurance from CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/h3>\n\n\n\n<p>Insurance included with the <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is as follows:<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\"><strong>Insurance<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Amounts<\/strong><\/td><\/tr><\/thead><tbody><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\">Out-of-province hospital insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $5,000,000<br \/>\nper person (see details on age and duration)<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Trip cancellation and interruption<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><\/tr><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\">Flight and baggage delays<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Common Carrier Accident Insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to $500,000 per insured person<\/td><\/tr><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\">Lost or stolen baggage<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><\/tr><tr style=\"height: 96px;\"><td class=\"has-text-align-center\" data-align=\"center\">Car rental<\/td><td class=\"has-text-align-center\" data-align=\"center\">Vehicle value up to $65,000<\/td><\/tr><tr style=\"height: 48px;\"><td class=\"has-text-align-center\" data-align=\"center\">Theft or breakage at the hotel<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Extended warranty<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to 1 additional year<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Mobile Device Insurance<\/td><td class=\"has-text-align-center\" data-align=\"center\">up to $1,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Purchase protection<\/td><td class=\"has-text-align-center\" data-align=\"center\">90 days from date of purchase<\/td><\/tr><tr style=\"height: 96px;\"><td class=\"has-text-align-center\" data-align=\"center\">Insurance booklet<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/www.cibc.com\/content\/dam\/personal_banking\/credit_cards\/agreements_and_insurance\/1932-dividend-infinite-cert-fr.pdf\" target=\"_blank\" rel=\"noopener\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend<sup>MD<\/sup> Visa Infinite* Card<\/a> offers different coverage for emergency travel medical care depending on&nbsp;:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>the person&#8217;s age<\/li>\n\n\n\n<li>the length of the trip<\/li>\n<\/ul><\/div>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">Age<\/td><td class=\"has-text-align-center\" data-align=\"center\">Maximum trip duration<\/td><\/tr><\/thead><tbody><tr style=\"height: 22px;\"><td class=\"has-text-align-center\" data-align=\"center\">64 and under<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 days<\/td><\/tr><tr style=\"height: 24px;\"><td class=\"has-text-align-center\" data-align=\"center\">65 and over<\/td><td class=\"has-text-align-center\" data-align=\"center\">No coverage<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>This <a href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-dividendes-cibc-visa-infinite\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a> offer has attractive benefits for people who want to earn cash back on everyday expenses quickly.<\/p>\n\n\n\n<p>If you don&#8217;t have the minimum income required for this card, you can opt for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-platinum-visa-card\/\">CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card<\/a> (minimum income of <span class=\"nowrap\">$15,000<\/span>) or even the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-dividend-visa-card-for-students\/\">CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students<\/a> if you&#8217;re a student.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22695,22696,22700\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-cibc-dividend-visa-infinite-offer\">Frequently Asked Questions about the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card offer<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_unlock_the_full_300_cash_back_welcome_offer_on_the_cibc_dividend_visa_infinite_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I unlock the full $300 cash back welcome offer on the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card welcome offer combines a 10% cash-back bonus on the first $2,500 spent in the initial 4 statements (up to $250) with an additional $50 when you set up direct deposit, recurring bill payments or use Apple Pay\/Google Pay within the first 4 months. Combined, that is up to $300 in cash back during your first year. The first-year annual fee of $120 is also rebated, so the welcome value is essentially pure profit before you start earning the ongoing 4% cash-back rate on groceries.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_the_earning_rates_on_the_cibc_dividend_visa_infinite_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are the earning rates on the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card earns 4% cash back on groceries, gas and EV charging, 2% on dining, transit and recurring bill payments, and 1% on everything else. The 4% rate is capped at the first $20,000 spent annually in those categories combined, after which spending earns 1%. For a household spending $1,000 a month on groceries and gas, that translates into $480 a year in cash back from the bonus categories alone, which more than offsets the $120 annual fee charged after year one.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_insurance_is_included_with_the_cibc_dividend_visa_infinite_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat insurance is included with the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card includes a comprehensive insurance package: emergency travel medical coverage up to $5 million for trips of up to 15 days, $500,000 in common carrier accident insurance, auto rental collision\/loss damage waiver, mobile device insurance up to $1,000, plus purchase security and extended warranty. Trip cancellation and trip interruption coverage are not included, so book travel on a card that offers them, like the <a class=\"thirstylink\" title=\"CIBC Aventura Visa Infinite\" href=\"https:\/\/mp-2702.milesopedia.dev\/cartes-de-credit\/carte-cibc-visa-aeroplan-pour-etudiants\/\" rel=\"noindex\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite*<\/a>, when you need that protection on a major vacation.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_the_income_requirement_for_the_cibc_dividend_visa_infinite_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is the income requirement for the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>To qualify for the CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card, applicants must meet a minimum personal income of $60,000 or a household income of $100,000, which are the standard thresholds for Visa Infinite cards in Canada. If you do not meet that income requirement, the CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* with a $79 annual fee and a 3% earn rate on the same categories has a much lower $15,000 household income threshold. CIBC also offers a no-fee CIBC Dividend<sup>&reg;<\/sup> Visa* for very basic cash-back needs without any income requirement.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Earn up to $300 cash back and a first-year fee refund with CIBC Dividend Credit Cards.<\/p>","protected":false},"author":127,"featured_media":395597,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-203559","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-cibc-en","mc_market-all-of-canada","tutorial-cibc-en"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":22695,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Offer: Up to $300 Cash Back with CIBC Dividend Cards | Milesopedia<\/title>\n<meta name=\"description\" content=\"Discover the CIBC Dividend product line, the best cash back credit cards in Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/cibc-dividend-visa-infinite-offer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Offer: Up to $300 Cash Back with CIBC Dividend Cards\" \/>\n<meta property=\"og:description\" content=\"Discover the CIBC Dividend product line, the best cash back credit cards in Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/cibc-dividend-visa-infinite-offer\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/milesopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-20T13:53:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-09T08:34:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2024\/07\/CIBC-Dividendes-Remises-2400x1260-ENG.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Caroline Tremblay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Caroline Tremblay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cibc-dividend-visa-infinite-offer\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cibc-dividend-visa-infinite-offer\\\/\"},\"author\":{\"name\":\"Caroline Tremblay\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/bb854d6884fc35bec7910372b2bd569f\"},\"headline\":\"Offer: Up to $300 Cash Back with CIBC Dividend Cards\",\"datePublished\":\"2026-01-20T13:53:00+00:00\",\"dateModified\":\"2026-05-09T08:34:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cibc-dividend-visa-infinite-offer\\\/\"},\"wordCount\":864,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cibc-dividend-visa-infinite-offer\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2024\\\/07\\\/CIBC-Dividendes-Remises-2400x1260-ENG.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cibc-dividend-visa-infinite-offer\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/offers\\\/cards\\\/cibc-dividend-visa-infinite-offer\\\/\",\"name\":\"Offer: Up to $300 Cash Back with CIBC Dividend Cards - 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