{"id":192229,"date":"2026-01-13T05:00:00","date_gmt":"2026-01-13T10:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=192229"},"modified":"2026-05-09T08:30:50","modified_gmt":"2026-05-09T08:30:50","slug":"td-cash-back-visa-infinite-card","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/td-cash-back-visa-infinite-card\/","title":{"rendered":"TD Offer: Up to $350 cash back and first year free!"},"content":{"rendered":"<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"td_cash_back_visa_infinite_card\">TD Cash Back Visa Infinite* Card<\/h2>\n\t\t\t\t<p>With the TD Cash Back Visa Infinite* Card, you earn <strong>3% in Cash Back Dollars<\/strong> on:<\/p>\n<ul>\n<li>Grocery stores<\/li>\n<li>Gas, EV charging and public transit<\/li>\n<li>Recurring bills, streaming services, digital media and games<\/li>\n<\/ul>\n<p>And 1% cash back on all other purchases.<\/p>\n<p>It&rsquo;s the best TD cash back credit card, especially for gas purchases.<\/p>\n<p>With this new welcome offer, you could earn <strong>10% cash back on gas and grocery purchases and pre-authorized payments <\/strong>for the first three months (up to $3,500 in purchases). So you can <strong>earn up to $350 cash back<\/strong>!<\/p>\n<p>Plus, <strong>a first-year annual fee rebate<\/strong> for the Primary and Additional Cardholders.<\/p>\n<p>Finally, you have <strong>good insurance coverage<\/strong>, such as travel medical insurance, delayed or lost baggage insurance, collision\/loss damage insurance for car rentals and mobile device insurance.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"225991\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-our-take-on-this-offer\">Our take on this offer<\/h3>\n\n\n\n\n\n<p>This is the best offer for a cash back credit card currently available in Canada:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Up To $350 Cash Back<\/li>\n\n\n\n<li>First-year free<\/li>\n<\/ul><\/div>\n\n\n\n<p>Thus, you could earn 10% cash back on gas and grocery purchases as well as pre-authorized payments for the first 3 months (up to $3,500 in purchases). That&#8217;s up to $350 cash back!<\/p>\n\n\n\n<p>This represents the equivalent of $1,167 in monthly purchases during the first three months in groceries, gas, or pre-authorized payments.<\/p>\n\n\n\n<p>If you do not make enough purchases in these categories, you could <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/points-gift-cards-strategy\/\">purchase gift cards<\/a> for other businesses (Amazon, SAQ, IKEA, etc.) at your grocery store or gas station! This will allow you to earn 10% cash back (up to $3,500 in purchases during the first three months).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1500\" height=\"1125\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c.jpg\" alt=\"The best credit card for groceries! - Super C gift cards\" class=\"wp-image-70939\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c.jpg 1500w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-1024x768.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/11\/cartes-cadeaux-super-c-768x576.jpg 768w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-card-benefits\">Card Benefits<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cash-back-earning\">Cash Back Earning<\/h3>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-cash-back-visa-infinite-card\/\">TD Cash Back Visa Infinite* Card<\/a>, you get:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>3% cash back<\/strong> on gas, grocery and pre-authorized payments<\/li>\n\n\n\n<li><b>1% cash back<\/b> on all your other purchases<\/li>\n<\/ul><\/div>\n\n\n\n<p>It is one of the cash back credit cards that offers one of the highest rates for gas, groceries, and recurring payments.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1280\" height=\"847\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/supermarket-949913_1280.jpg\" alt=\"Earn points or cash back with online grocery shopping - supermarket 949913 1280\" class=\"wp-image-48334\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/supermarket-949913_1280.jpg 1280w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/supermarket-949913_1280-450x298.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/supermarket-949913_1280-1024x678.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/supermarket-949913_1280-200x132.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/07\/supermarket-949913_1280-768x508.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cash-back-redemption\">Cash Back Redemption<\/h3>\n\n\n\n<p>Once you have accumulated $25 in cash back, you can redeem it at any time as a credit to your <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-cash-back-visa-infinite-card\/\">TD Cash Back Visa Infinite* Card<\/a>.<\/p>\n\n\n\n<p>This is convenient: other credit cards do not offer this flexibility of anytime redemption, often requiring you to wait for the Card&#8217;s annual renewal, for example.<\/p>\n\n\n\n<p>You&#8217;ll be able to quickly take advantage of your cashback of <strong>up to $350<\/strong> earned with this welcome bonus!<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1600\" height=\"840\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/dollars-canadiens.jpg\" alt=\"TD Offer: Up to $350 cash back and first year free! - Canadian dollars\" class=\"wp-image-192258\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/dollars-canadiens.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/dollars-canadiens-450x236.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/dollars-canadiens-1024x538.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/dollars-canadiens-200x105.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/dollars-canadiens-768x403.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-visa-infinite-services-and-benefits\">Visa Infinite Services and Benefits<\/h3>\n\n\n\n<p>As it is a Visa Infinite level card, you benefit from numerous Visa Infinite advantages and services:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Complimentary Visa Infinite* Concierge<\/strong>: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.<\/li>\n\n\n\n<li><strong>Visa Infinite Luxury Hotel Collection<\/strong>: Enjoy exclusive benefits when you book with one of the approximately 900 most fascinating establishments worldwide. <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/visa-infinite-luxury-hotels-collection\/\">Our article on this service<\/a>.<\/li>\n\n\n\n<li><strong>Visa Infinite Dining Series<\/strong>: Exclusive access to events at some of Canada&#8217;s best restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario. <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/destination\/discover-niagara-wineries-visa-infinite\/\">Find more here<\/a>.<\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance\">Insurance<\/h3>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-cash-back-visa-infinite-card\/\">TD Cash Back Visa Infinite* Card<\/a>, you benefit from premium insurance coverage:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Travel Medical Insurance<\/li>\n\n\n\n<li>Delayed and Lost Baggage Insurance<\/li>\n\n\n\n<li>Emergency Travel Assistance Services<\/li>\n\n\n\n<li>Auto Rental Collision\/Loss Damage Insurance<\/li>\n\n\n\n<li>Purchase protection and Extended Warranty<\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-free-deluxe-td-auto-club-membership\">Free Deluxe TD Auto Club Membership<\/h3>\n\n\n\n<p>As a holder of the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-cash-back-visa-infinite-card\/\">TD Cash Back Visa Infinite* Card<\/a>, you receive a complimentary membership to the <a target=\"_blank\" href=\"https:\/\/www.td.com\/ca\/fr\/services-bancaires-personnels\/documents\/pdf\/credit-cards\/11517_AXA_AutoClub_Deluxe_F_03.pdf\">TD Auto Club Deluxe<\/a>. That&#8217;s a $79 value. This will save you the cost of the CAA.<\/p>\n\n\n\n<p>The TD Auto Club Deluxe covers you regardless of the vehicle you drive anywhere in Canada and the continental United States.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-emergency-road-and-towing-services\">Emergency Road and Towing Services<\/h4>\n\n\n\n<p>Here are the main services offered by the TD Auto Club Deluxe (up to 200 kilometers) for roadside assistance and emergency towing services:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Emergency service calls<\/li>\n\n\n\n<li>Lockout service<\/li>\n\n\n\n<li>Breakdown Towing<\/li>\n\n\n\n<li>Winching Services<\/li>\n<\/ul><\/div>\n\n\n\n<p>You can also receive personal transportation, up to $25 (within 80 kilometres of home). This can come in handy if you have a mechanical breakdown so you can get to your destination.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-traffic-accident-emergency-services\">Traffic Accident Emergency Services<\/h4>\n\n\n\n<p>The Deluxe TD Auto Club offers emergency services in the event of a traffic accident:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Accident Towing (up to $200)<\/li>\n\n\n\n<li>Emergency transportation\/rental car (up to $200)<\/li>\n\n\n\n<li>Emergency Accommodation and Meals (up to $200)<\/li>\n\n\n\n<li>Return to Location of Repair Site (up to $200)<\/li>\n\n\n\n<li>Personal Necessities while staying at the hotel (up to $50)<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1856\" height=\"914\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/car-remorque.jpeg\" alt=\"TD Offer: Up to $350 cash back and first year free! - car trailer\" class=\"wp-image-193148\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/car-remorque.jpeg 1856w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/car-remorque-450x222.jpeg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/car-remorque-1024x504.jpeg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/car-remorque-200x98.jpeg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2022\/01\/car-remorque-768x378.jpeg 768w\" sizes=\"(max-width: 1856px) 100vw, 1856px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-stolen-vehicle-emergency-services\">Stolen Vehicle Emergency Services<\/h4>\n\n\n\n<p>The Deluxe TD Auto Club also offers emergency services in the event of vehicle theft:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Emergency transportation\/rental car (up to $200)<\/li>\n\n\n\n<li>Emergency Accommodation and Meals (up to $200)<\/li>\n\n\n\n<li>Return to Location (up to $200)<\/li>\n\n\n\n<li>Personal Necessities while staying at the hotel (up to $50)<\/li>\n<\/ul><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-hazardous-weather-services\">Hazardous Weather Services<\/h4>\n\n\n\n<p>Finally, in case of bad weather, the Deluxe TD Auto Club offers you these services:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Emergency Accommodation and Meals (up to $200)<\/li>\n\n\n\n<li>Towing (up to 200 kilometers)<\/li>\n<\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>Do you have important purchases to make soon? Take advantage of this welcome offer for the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-cash-back-visa-infinite-card\/\">TD Cash Back Visa Infinite* Card<\/a> and get up to $350 cash back, with no annual fee for the first year.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"225991\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-td-cash-back-visa-infinite\">Frequently Asked Questions about the TD Cash Back Visa Infinite Card<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p><\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_does_the_10_cash_back_promo_on_the_td_cash_back_visa_infinite_work_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow does the 10% cash back promo on the TD Cash Back Visa Infinite work?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>For the first 3 months, TD bumps your earn rate to 10% cash back on grocery, gas and recurring bill purchases, capped at $3,500 in eligible spending. That&#8217;s a maximum of $350 in extra cash back during the promotional period, which the bank pays out as a statement credit. After month three, the card reverts to its standard 3% rate on those same categories. Combined with the first-year annual fee waiver, the welcome offer is worth up to $350 in real value, making this one of TD&#8217;s more aggressive sign-up incentives.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_3_cash_back_on_groceries_and_gas_competitive_in_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs 3% cash back on groceries and gas competitive in Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>It&#8217;s solid for a Visa-network card, but not class-leading. The Scotia Momentum Visa Infinite offers 4% on groceries and recurring bills, and the BMO Cash Back World Elite Mastercard also offers 5% on groceries. Where the TD Cash Back Visa Infinite distinguishes itself is the broader 3% category list: groceries, gas, EV charging, recurring bills and public transit all earn the same elevated rate. If your spending is split evenly across those categories rather than concentrated in groceries alone, this card often wins on total annual cash back.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_does_the_free_td_auto_club_deluxe_membership_actually_cover_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat does the free TD Auto Club Deluxe membership actually cover?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>TD bundles a complimentary Auto Club Deluxe membership ($79 annual value) with the card, providing 24\/7 roadside assistance, towing up to 200 kilometres, battery boosts, flat tire changes, fuel delivery and lockout services. Coverage extends to the cardholder regardless of which vehicle they&#8217;re driving, so it follows you in rentals, work cars or a friend&#8217;s vehicle. For drivers who currently pay for CAA or AMA, that benefit alone offsets a meaningful portion of the standard annual fee once year two arrives.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_redeem_td_cash_back_rewards_anytime_or_only_at_certain_thresholds_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I redeem TD Cash Back rewards anytime or only at certain thresholds?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>TD requires a minimum balance of $25 in cash back to redeem, after which you can apply rewards toward your TD Canada Trust mortgage, RSP or TFSA, or use them as a statement credit on the card. There is no automatic year-end payout: you trigger redemptions yourself through EasyWeb online banking or the TD app. Rewards never expire as long as the account stays open and in good standing, so frequent redeemers and those who batch once a year both get the same dollar value in the end.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Get up to $350 cash back and a first-year annual fee rebate with this TD credit card offer.<\/p>","protected":false},"author":2464,"featured_media":388279,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-192229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-td-en","mc_market-all-of-canada","tutorial-td-en"],"acf":{"mc_approved_badge":false,"mc_card_used":225991,"mc_featured_card_specific":225991,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>TD Offer: Up to $350 cash back and first year free! 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