{"id":176375,"date":"2021-11-03T09:44:00","date_gmt":"2021-11-03T13:44:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/save-birth-baby\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"save-birth-baby","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/save-birth-baby\/","title":{"rendered":"How to save money after the birth of a baby (and earn reward points)"},"content":{"rendered":"\n<p>The <strong>birth of a baby<\/strong> can surely affect the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/learn-manage-budget\/\"><strong>family budget<\/strong><\/a>. To reduce the bill, we must minimize unnecessary expenses and maximize the return on those that are essential.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-resisting-marketing\">Resisting marketing<\/h2>\n\n\n\n\n\n<p>Advertisements can easily strike a chord with new parents. So the first step is to make a list of everything you really need.<\/p>\n\n\n\n<p>When it comes to toys, <strong>a newborn<\/strong> doesn&#8217;t need a lot to entertain himself. By going gradually, we avoid turning the living room into a game store!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-buy-used\">Buy used<\/h3>\n\n\n\n<p>You have to try to get everything you can second-hand. In fact, toddler items are flooding <strong>thrift stores<\/strong> and <a target=\"_blank\" href=\"https:\/\/www.facebook.com\/marketplace\/\">Facebook<strong><em>Marketplace<\/em><\/strong><\/a>.<\/p>\n\n\n\n<p>On our side, I was surprised to be able to furnish and decorate my baby&#8217;s room almost entirely with <strong>second-hand<\/strong> items. Leaving buying new items until the very end prevents impulse buying.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/10\/IMG_6305.jpg\" alt=\"How to save money after the birth of a baby (and earn reward points) - IMG_6305\" class=\"wp-image-174476\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-buy-less\">Buy less<\/h3>\n\n\n\n<p>It is also advisable not to buy too much, especially on the wardrobe side. Babies grow up fast. They will sometimes clothes for a short time or even miss their chance to use them.<\/p>\n\n\n\n<p>When it comes to saving money, <strong>buying<\/strong> a few more pairs of pajamas is better than putting them away when they are still new.<\/p>\n\n\n\n<p>This advice applies to clothing as much as to other items. In my case, I had received a nursing pillow as a gift, but it is still in its original packaging. I preferred using a regular pillow that we already had at home!<\/p>\n\n\n\n<p>It is tempting to want to equip yourself entirely before the birth, but you should restrict yourself to the essentials and <strong>complete them<\/strong> as you go along.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/10\/IMG_6351.jpg\" alt=\"How to save money after the birth of a baby (and earn reward points) - Avion b\u00e9b\u00e9\" class=\"wp-image-174478\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-planning-expenses\">Planning expenses<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cloth-diapers-and-breastfeeding\">Cloth diapers and breastfeeding<\/h3>\n\n\n\n<p>Cloth diapers can be expensive at first, but they are much more economical and environmentally friendly in the long run. There are even <strong>grants<\/strong> for purchasing them. You should check <a target=\"_blank\" href=\"https:\/\/lapetiteourse.ca\/pages\/subvention-couches-lavables\">if your municipality participates<\/a> in this program, and know that the financial assistance differs from one place to another.<\/p>\n\n\n\n<p>For women who want to breastfeed, I suggest you wait before getting a breast pump and a complete wardrobe of nursing clothes.<\/p>\n\n\n\n<p>Indeed, a friend of mine wanted to breastfeed, but she was unable to do so despite her best efforts. For my part, I was able to find several clothes in my existing wardrobe that allowed me to breastfeed.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/10\/IMG_6301.jpg\" alt=\"How to save money after the birth of a baby (and earn reward points) - IMG_6301\" class=\"wp-image-174491\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-disposable-diapers-and-formula\">Disposable diapers and formula<\/h3>\n\n\n\n<p>One box of diapers and two jars of formula per month? These <strong>new expenses<\/strong> can add to a budget! On the other hand, there are some very interesting tricks to <strong>make these purchases profitable<\/strong>.<\/p>\n\n\n\n<p>The first step would be to sign up for the various companies&#8217; <strong>newsletters<\/strong> to get recurring coupons. Then, get a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">credit card<\/a> that gives the maximum rewards according to your habits (and don&#8217;t forget to <a href=\"#infolettre\">sign up for our newsletter<\/a>)!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-food-and-groceries\">Food and groceries<\/h3>\n\n\n\n<p>From the age of 6 months, milk is no longer sufficient to meet a baby&#8217;s needs. This little guy doesn&#8217;t eat much, but the <strong>grocery bill<\/strong> will slowly start to balloon. This is unavoidable no matter what method of introducing food is chosen.<\/p>\n\n\n\n<p>Homemade purees, commercial purees, cereals, child-led diversification, etc. there will always be something to buy. Once again, with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">the right credit card<\/a>, our savings add up.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>For example, Les pur\u00e9es de la M\u00e8re Poule can be found in many places. By choosing to buy them in grocery stores or at Walmart, you will earn more points.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-our-strategy-and-points\">Our strategy and points<\/h2>\n\n\n\n<p>Our family&#8217;s strategy? There is no such thing as the best credit card, but a <strong>combination of at least two cards<\/strong> is the optimal strategy.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is the <strong>card in excellence<\/strong> in our household. Then there&#8217;s the <a title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank&#8217;s World Elite Mastercard<sup>&reg;<\/sup><\/a> as a <strong>secondary card<\/strong> for stores that don&#8217;t accept American Express (to also earn 5X <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/nbc-a-la-carte-rewards\/\">NBC Rewards points<\/a> per dollar at the grocery store).<\/p>\n\n\n\n<p>The vast majority of our baby shopping is done at <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">Costco<\/a>, <a target=\"_blank\" href=\"\/?p=97312\">Walmart<\/a>, Maxi, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/iga-grocery-american-express\/\">IGA<\/a> and on <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/amazon\/\">Amazon<\/a>. We will always get a lot of points on these purchases (especially using <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/points-gift-cards-strategy\/\">the gift card technique<\/a>).<\/p>\n\n\n\n<p>This is possible <strong>without changing your consumption habits<\/strong> and without forcing you to buy items from one business more than another!<\/p>\n\n\n\n<p>Did you know that there is a great <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/compare\/credit-cards\/\">credit card comparison tool<\/a> for your needs?<\/p>\n\n\n\n<p>With the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, every dollar spent in a classified grocery store earns <strong>5 American Express Membership Rewards points<\/strong>.<\/p>\n\n\n\n<p>These points can be used in a variety of ways and <strong>are extremely flexible.<\/strong><\/p>\n\n\n\n<p>Here are examples of the return on $1 in groceries:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>5% <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/cash-back\/\">cash back<\/a><\/li>\n\n\n\n<li>5 points <a target=\"_blank\" href=\"\/?p=162532\">transferable to airline programs<\/a> such as Air Canada Aeroplan, Air France Flying Blue, Delta Skymiles, etc.<\/li>\n\n\n\n<li>5 points <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/marriott-transfer-bonus\/\">transferable to hotel programs<\/a> such as Marriott or Hilton<\/li>\n\n\n\n<li>purchasing airline tickets on the American Express Travel portal<\/li>\n\n\n\n<li>etc.<\/li>\n<\/ul><\/div>\n\n\n\n<p>What&#8217;s more, the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> offers a very generous <strong>sign-up bonus<\/strong> of up to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/new-offer-american-express-cobalt\/\">30,000 points<\/a>!<\/p>\n\n\n\n<p>This card is perfect for all of baby&#8217;s new expenses, as the majority of these will occur in the first year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>The cost of living increases with the addition of a family member. However, the proper use of credit cards and point accumulation strategies can greatly <strong>reduce the budget<\/strong> or even allow you to <strong>travel<\/strong> on a budget!<\/p>\n\n\n\n<p>Follow my adventures on my Instagram account @<a target=\"_blank\" href=\"https:\/\/www.instagram.com\/wanderingaline\/\">wanderingaline<\/a>!<\/p>\n\n\n<p>https:\/\/www.instagram.com\/p\/CUAyM17off_\/?utm_source=ig_web_copy_link","protected":false},"excerpt":{"rendered":"<p>Find out how to save money after the birth of a baby and increase your rewards point earnings with credit cards.<\/p>","protected":false},"author":1237,"featured_media":174478,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48137],"tags":[],"mc_loyalty_program":[],"class_list":["post-176375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-strategy"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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