{"id":148573,"date":"2021-10-22T22:30:00","date_gmt":"2021-10-23T02:30:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/?p=148573"},"modified":"2026-05-09T08:31:48","modified_gmt":"2026-05-09T08:31:48","slug":"choice-card-world-elite-mastercard","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/","title":{"rendered":"Here&#8217;s how I chose my World Elite Mastercard credit card"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-my-consumer-profile\">My consumer profile<\/h2>\n\n\n\n\n\n<p>It&#8217;s been three years since I joined <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow sponsored\">the great milesopedia Facebook community<\/a>.<\/p>\n\n\n\n<p>Since 2018, I&#8217;ve explored several <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">credit card offers<\/a> marketed by banking institutions and discovered my consumer profile. I had never been interested in what is called financial literacy. Happy to pay by cash or debit, loyal to my one credit card that I almost never used, I was the ultimate acquired customer.<\/p>\n\n\n\n<p>Those days are over.<\/p>\n\n\n\n<p>I now know how to shop for products based on my needs and especially how to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/compare\/credit-cards\/\">compare credit card offers on the market<\/a>.<\/p>\n\n\n\n<p>And while I remain a moderate customer, happy with four or five credit cards in my wallet, I have developed a knack for picking the right ones. Some I&#8217;ll keep for the long term, while others will have to work to get to keep me as a customer. There are so many choices!<\/p>\n\n\n\n<p>But <strong>I always pay my bills monthly and I have never paid interest.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-my-credit-card-needs\">My credit card needs<\/h2>\n\n\n\n<p>Here is the exercise that allowed me to choose the right World Elite <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/mastercard\/\">Mastercard<\/a> based on my needs:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>I wanted a Mastercard because it is accepted everywhere (including <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/best-credit-cards-for-costco\/\">Costco<\/a>)<\/li>\n\n\n\n<li>I met the criteria to apply for a World Elite at the time, which is no longer the case since my retirement (so it will be a card that I keep on the long-term).<\/li>\n\n\n\n<li>I was looking for a card that offered excellent <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/insurance\/\">coverage<\/a> for both purchases and travel.<\/li>\n\n\n\n<li>I wanted benefits to enhance my travel experience: for years, I thought <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/free-airport-lounge-access\/\">airport lounges<\/a> were strictly for business customers.<\/li>\n\n\n\n<li>And if on top of that, it&#8217;s a card with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/forex\/\">no foreign transaction fee<\/a> (usually 2.5%), it would become exciting (since I regularly go to the US <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/best-credit-cards-snowbirds\/\">as a snowbird<\/a>)<\/li>\n<\/ul><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1000\" height=\"750\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/hsbc-we.jpg\" alt=\"Is it safe to travel to Dubai at COVID-19? - hsbc we\" class=\"wp-image-111274\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/hsbc-we.jpg 1000w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/hsbc-we-450x338.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/hsbc-we-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/hsbc-we-768x576.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>After filtering through the offers with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/compare\/credit-cards\/\">milesopedia&#8217;s credit card comparator<\/a>, I made a chart of what I considered to be the best World Elite Mastercard credit cards <strong>FOR ME<\/strong>. An uncomplicated chart!<\/p>\n\n\n\n<p>And among them, I slipped in an intruder for <strong>comparison<\/strong>. Because<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/cobalt-card-best-card-canada\/\">it&#8217;s one of the best<\/a>, and I would keep it anyway in addition to the Mastercard: it&#8217;s an <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/american-express-canada\/\">American Express<\/a> credit card, the <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\" rel=\"nofollow sponsored\">American Express Cobalt\u2122 Card<\/a>. I wanted to compare it to others.<\/p>\n\n\n\n<p>It&#8217;s a shame that some merchants still believe that American Express cards have higher <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/interchange-fees\/\">interchange<\/a> fees than Mastercard and Visa, especially World Elite and Visa Infinite, and that&#8217;s why they refuse it in their stores. But times are changing. American Express credit cards are increasingly <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/american-express-cards-acceptance-canada-quebec\/\">accepted<\/a> (e.g. <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/iga-grocery-american-express\/\">the gradual evolution of IGA<\/a>).<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-my-comparison-chart\">My comparison chart<\/h2>\n\n\n\n<p>Here is my comparison chart, in several parts for the sake of readability on your screens.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-annual-fee\">Annual fee<\/h3>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 66px;\"><td><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-35282\" title=\"american express cobalt card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png\" alt=\"american express cobalt card\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card.png 333w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-130003\" title=\"NBC World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-200x126.png\" alt=\"NBC World Elite Mastercard\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-450x284.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard.png 500w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-103711\" title=\"Bmo Rewards World Elite Mastercard Rgb Fre For Online\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-200x131.png\" alt=\"Bmo Rewards World Elite Mastercard Rgb Fre For Online\" width=\"101\" height=\"66\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-200x131.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-450x295.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-1024x671.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-768x503.png 768w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online.png 1450w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>Card<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">National Bank World Elite Mastercard<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"BMO Ascend World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\" rel=\"nofollow sponsored\">BMO Ascend World Elite Mastercard<\/a><\/span><\/td><\/tr><tr style=\"height: 24px;\"><td><span style=\"font-size: 10pt;\"><strong>Annual fee<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$155,88<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$150<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$150<\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-35282\" title=\"american express cobalt card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png\" alt=\"american express cobalt card\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card.png 333w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-124477\" title=\"B10 Carte Odyssee World Elite Mc N F\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f-200x126.png\" alt=\"B10 Carte Odyssee World Elite Mc N F\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f.png 300w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-108018\" title=\"Desjardins Cash Back World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f-200x125.png\" alt=\"Desjardins Cash Back World Elite Mastercard\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f-200x125.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f.png 300w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-124470\" title=\"Canadian Tire Triangle World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard-200x126.jpg\" alt=\"Canadian Tire Triangle World Elite Mastercard\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard-200x126.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard.jpg 224w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Card<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"Desjardins Cash Back World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" rel=\"nofollow sponsored\">Desjardins Cash Back World Elite Mastercard<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/triangle-world-elite-mastercard\/\">Triangle\u2122 World Elite Mastercard<sup>&reg;<\/sup><\/a><\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Annual fee<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$155,88<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$110<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$100<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">$0<\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rewards\">Rewards<\/h3>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 66px;\"><td><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-35282\" title=\"american express cobalt card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png\" alt=\"american express cobalt card\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card.png 333w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-130003\" title=\"NBC World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-200x126.png\" alt=\"NBC World Elite Mastercard\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-450x284.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard.png 500w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-103711\" title=\"Bmo Rewards World Elite Mastercard Rgb Fre For Online\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-200x131.png\" alt=\"Bmo Rewards World Elite Mastercard Rgb Fre For Online\" width=\"101\" height=\"66\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-200x131.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-450x295.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-1024x671.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-768x503.png 768w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online.png 1450w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>Card<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">National Bank World Elite Mastercard<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"BMO Ascend World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\" rel=\"nofollow sponsored\">BMO Ascend World Elite Mastercard<\/a><\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Program<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\"><span style=\"font-size: 10pt;\">Membership Rewards<\/span><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/nbc-a-la-carte-rewards\/\"><span style=\"font-size: 10pt;\">NBC Rewards<\/span><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/bmo-rewards\/\"><span style=\"font-size: 10pt;\">BMO Rewards<\/span><\/a><\/td><\/tr><tr style=\"height: 24px;\"><td><span style=\"font-size: 10pt;\"><strong>Type<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Travel<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Travel<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Travel<\/span><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>All purchases<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>1 point<\/strong><br>\n= 1%<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>1 point<\/strong><br>\n= about 1%<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>2 points<\/strong><br>\n= 1.4%<\/span><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>Categories<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>5 points<br><\/strong>= 5%<br>\n(grocery stores, restaurants, convenience stores, food delivery)<br><strong>3 points<\/strong><br>\n= 3%<br>\n(subscriptions to streaming services)<br><\/span><span style=\"font-size: 10pt;\"><strong>2 points<br><\/strong>= 2%<br>\n(transport, travel)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>5 points<br><\/strong>= approx. 5%.<br>\n(grocery stores, restaurants)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>3 points<br><\/strong>= 2%<br>\n(restaurants, travel)<\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-35282\" title=\"american express cobalt card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png\" alt=\"american express cobalt card\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card.png 333w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-124477\" title=\"B10 Carte Odyssee World Elite Mc N F\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f-200x126.png\" alt=\"B10 Carte Odyssee World Elite Mc N F\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f.png 300w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-108018\" title=\"Desjardins Cash Back World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f-200x125.png\" alt=\"Desjardins Cash Back World Elite Mastercard\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f-200x125.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f.png 300w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-124470\" title=\"Canadian Tire Triangle World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard-200x126.jpg\" alt=\"Canadian Tire Triangle World Elite Mastercard\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard-200x126.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard.jpg 224w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Card<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"Desjardins Cash Back World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" rel=\"nofollow sponsored\">Desjardins Cash Back World Elite Mastercard<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/triangle-world-elite-mastercard\/\">Triangle\u2122 World Elite Mastercard<sup>&reg;<\/sup><\/a><\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Program<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/membership-rewards-american-express\/\"><span style=\"font-size: 10pt;\">Membership Rewards<\/span><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/programme-fidelite\/bonidollars-desjardins\/\"><span style=\"font-size: 10pt;\">Bonusdollars<\/span><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a target=\"_blank\" href=\"\/?page_id=135869\"><span style=\"font-size: 10pt;\">Cashback<\/span><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/triangle-rewards-canadian-tire\/\"><span style=\"font-size: 10pt;\">Triangle<\/span><\/a><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Type<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Travel<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: small;\">Travel<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Cashback<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Cashback<\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>All purchases<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>1 point<\/strong><br>\n= 1%<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"font-size: 10pt;\">1,5&nbsp;%<\/span><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"font-size: 10pt;\">1&nbsp;%<\/span><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"font-size: 10pt;\">0.8% CT Money<\/span><\/strong><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Categories<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>5 points<br><\/strong>= 5%<br>\n(grocery stores, restaurants, convenience stores, food delivery)<br><strong>3 points<\/strong><br>\n= 3&nbsp;%<br>\n(subscriptions to streaming services)<br><\/span><span style=\"font-size: 10pt;\"><strong>2 points<br><\/strong>= 2%<br>\n(transport, travel)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>3%<br><\/strong> (groceries)<\/span><br><span style=\"font-size: 10pt;\"><strong>2&nbsp;%<\/strong><br>\n(restaurant, entertainment, public transportation)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>4%<br><\/strong> (groceries)<\/span><br><span style=\"font-size: 10pt;\"><strong>3&nbsp;%<\/strong><br>\n(restaurant, entertainment, public transportation)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>4% CT Cash Back <br><\/strong> (Canadian Tire)<\/span><br><span style=\"font-size: 10pt;\"><strong>3&nbsp;%<\/strong><strong>CT Cash Back<\/strong><br>\n(groceries up to $12,000)<\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance\">Insurance<\/h3>\n\n\n\n<p>The insurances are here as an indication. Please refer to the booklet provided by each company.<\/p>\n\n\n\n<p>Each type of insurance varies in terms of monetary coverage or age of the policyholder. For example, some will offer $5,000 for trip cancellation while others will cover up to $500. Few cards will offer medical insurance beyond age 65. It&#8217;s something to think about because I&#8217;m getting close to that age range.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr style=\"height: 66px;\"><td><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-35282\" title=\"american express cobalt card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png\" alt=\"american express cobalt card\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card.png 333w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-130003\" title=\"NBC World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-200x126.png\" alt=\"NBC World Elite Mastercard\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard-450x284.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/11\/carte-bnc-world-elite-mastercard.png 500w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-103711\" title=\"Bmo Rewards World Elite Mastercard Rgb Fre For Online\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-200x131.png\" alt=\"Bmo Rewards World Elite Mastercard Rgb Fre For Online\" width=\"101\" height=\"66\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-200x131.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-450x295.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-1024x671.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online-768x503.png 768w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/09\/bmo-rewards-world-elite-mastercard-rgb-fre-for-online.png 1450w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>Card<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">National Bank World Elite Mastercard<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"BMO Ascend World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\" rel=\"nofollow sponsored\">BMO Ascend World Elite Mastercard<\/a><\/span><\/td><\/tr><tr style=\"height: 24px;\"><td><span style=\"font-size: 10pt;\"><strong>Extended warranty<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1 additional year<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"font-size: 10pt;\">2 additional years<\/span><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1 additional year<\/span><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>Purchase Insurance<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">90 days<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"font-size: 10pt;\">180 days<\/span><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">90 days<\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Medical Insurance<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>15 days<br><\/strong>(up to age 65)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>60 days<br><\/strong>(up to age 54)<strong><br>\n31 days<br><\/strong>(up to age 64)<br><strong>15 days<br><\/strong>(up to age 75)<br><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>21 days<br><\/strong>(Up to age 65)<\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Other insurance<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">&#8211;<br>\n&#8211;<br>\nFlight delay<br>\nDelay, theft, loss of luggage<br>\nTravel Accident<br>\nRental cars<br>\nMobile devices<br><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Flight Cancellation<br>\nTrip Interruption Insurance<br>\nFlight delay<br>\nDelay, theft, loss of luggage<br>\nTravel Accident<br>\nRental cars<br>\n&#8211;<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Flight Cancellation<br>\nTrip Interruption Insurance<br>\nFlight delay<br>\nDelay, theft, loss of luggage<br>\nTravel Accident<br>\nRental cars<br>\n&#8211;<\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-35282\" title=\"american express cobalt card\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png\" alt=\"american express cobalt card\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/06\/american_express_cobalt_card.png 333w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-124477\" title=\"B10 Carte Odyssee World Elite Mc N F\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f-200x126.png\" alt=\"B10 Carte Odyssee World Elite Mc N F\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f-200x126.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/b10-carte-odyssee-world-elite-mc-n-f.png 300w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-108018\" title=\"Desjardins Cash Back World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f-200x125.png\" alt=\"Desjardins Cash Back World Elite Mastercard\" width=\"102\" height=\"64\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f-200x125.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/b10-carte-remises-worldelite-mc-f.png 300w\" sizes=\"(max-width: 102px) 100vw, 102px\" \/><\/td><td><img decoding=\"async\" class=\"aligncenter wp-image-124470\" title=\"Canadian Tire Triangle World Elite Mastercard\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard-200x126.jpg\" alt=\"Canadian Tire Triangle World Elite Mastercard\" width=\"101\" height=\"63\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard-200x126.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/01\/canadian-tire-triangle-world-elite-mastercard.jpg 224w\" sizes=\"(max-width: 101px) 100vw, 101px\" \/><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Card<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a class=\"thirstylink\" title=\"Desjardins Cash Back World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" rel=\"nofollow sponsored\">Desjardins Cash Back World Elite Mastercard<\/a><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/triangle-world-elite-mastercard\/\">Triangle\u2122 World Elite Mastercard<sup>&reg;<\/sup><\/a><\/span><\/td><\/tr><tr style=\"height: 24px;\"><td><span style=\"font-size: 10pt;\"><strong>Extended warranty<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1 additional year<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1 additional year<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1 additional year<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">1 additional year<\/span><\/td><\/tr><tr style=\"height: 48px;\"><td><span style=\"font-size: 10pt;\"><strong>Purchase Insurance<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">90 days<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">90 days<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">90 days<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">90 days<\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Medical Insurance<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>15 days<br><\/strong>(up to age 65)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>60 days<br><\/strong>(up to age 54)<strong><br>\n31 days<br><\/strong>(up to age 65)<br><strong>15 days<br><\/strong>(up to age 75)<\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\"><strong>3 days<br><\/strong>(up to age 75)<br><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">  &#8211;<\/span><\/td><\/tr><tr><td><span style=\"font-size: 10pt;\"><strong>Other insurance<\/strong><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">&#8211;<br>\n&#8211;<br>\nFlight delay<br>\nDelay, theft, loss of luggage<br>\nTravel Accident<br>\nRental cars<br>\nMobile devices<br><\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Flight Cancellation<br>\nTrip Interruption Insurance<br>\n&#8211;<br>\nDelay, theft, loss of luggage<br>\n&#8211;<br>\nRental cars<br>\nMobile devices <\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">Flight Cancellation<br>\nTrip Interruption Insurance<br>\n&#8211;<br>\nDelay, theft, loss of luggage<br>\n&#8211;<br>\nRental cars<br>\nMobile devices <\/span><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"font-size: 10pt;\">&#8211;<br>\n&#8211;<br>\n&#8211;<br>\n&#8211;<br>\n&#8211;<br>\n&#8211;<br>\n&#8211;  <\/span><\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-my-credit-cards-analysis\">My credit cards analysis<\/h3>\n\n\n\n<p>Here is my analysis after completing my chart.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/triangle-world-elite-mastercard\/\">World Elite Mastercard<sup>MD<\/sup> Triangle<sup>MD<\/sup>:<\/a><\/p>\n\n\n\n<p>All World Elite cards offer <strong>excellent insurance,<\/strong> except the one offered by Canadian Tire. Although it is free, it works in a closed circuit and does not allow for travel purchases. The cash back in its currency provides great discounts or even free items at Canadian Tire, their garage and affiliated businesses whose profiles are primarily geared towards the purchase of sports equipment. Its gas stations let you earn CT points but you cannot redeem points there.<\/p>\n\n\n\n<p>So if they give 3% back on groceries, <strong>that return must then be spent where Canadian Tire money is accepted<\/strong>. This doesn&#8217;t bring anyone to Europe or Asia, but it might appeal to someone who has renovations to do, camping or sports equipment to buy, for example. I&#8217;m thinking of the paddle board craze. It could be a good deal.<\/p>\n\n\n\n<p>The fact that we can pay our taxes and our Hydro account is a plus with this credit card. But then again, <strong>I personally don&#8217;t find any use for Canadian Tire dollars<\/strong>. I could have my tires changed at the garage but I already have a local garage that I want to encourage.<\/p>\n\n\n\n<p>Anyway, <strong>it&#8217;s an option for others than me<\/strong>. It won&#8217;t be my World Elite Mastercard because it doesn&#8217;t meet my criteria. Although free: no good insurance, no travel benefits, no interesting rewards.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22768\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>The two other cards in the World Elite category that cost the least to apply for are those from <strong>Desjardins<\/strong>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a class=\"thirstylink\" title=\"Desjardins Cash Back World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" rel=\"nofollow sponsored\">Desjardins Cash Back World Elite Mastercard<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>In addition, their fees may be waived in the first year as well as in subsequent years for <strong>certain occupations<\/strong> and depending on the level of expenses. The same applies to <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/national-bank-of-canada\/\">NBC<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/bmo\/\">BMO<\/a> and<a target=\"_blank\" href=\"\/en\/?page_id=48526\">HSBC<\/a> World Elite Mastercard credit cards.<\/p>\n\n\n\n<p>In addition, <a href=\"https:\/\/mp-2702.milesopedia.dev\/programme-fidelite\/bonidollars-desjardins\/\">BONUSDOLLARS<\/a> is much more versatile than Canadian Tire&#8217;s, and my goodness, with <strong>4% cash back<\/strong> on groceries for the <a class=\"thirstylink\" title=\"Desjardins Cash Back World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" rel=\"nofollow sponsored\">Desjardins Remises World Elite Mastercard<\/a> and <strong>3% in BONUSDOLLARS<\/strong> for The <a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a>, we&#8217;re in business.<\/p>\n\n\n\n<p>I particularly like the clause in their purchase insurance that doubles the duration of the merchant&#8217;s protection (maximum 1 year) and covers <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/insurance-mobile-devices\/\">mobile devices<\/a>, which not all credit cards offer.<\/p>\n\n\n\n<p>BONUSDOLLARS can be applied to travel, financial products, gift cards and merchandise. The <a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a> grants 8 passes to the Desjardins airport lounge in Montreal. But there is no access granted on the <a class=\"thirstylink\" title=\"Desjardins Cash Back World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\" rel=\"nofollow sponsored\">Desjardins World Elite Mastercard<\/a>.<\/p>\n\n\n\n<p>Suppose it wasn&#8217;t for the <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\" rel=\"nofollow sponsored\">American Express Cobalt\u2122 Card<\/a>, which performs better at the grocery store. In that case, the <a class=\"thirstylink\" title=\"The Desjardins Odyssey World Elite Mastercard\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" rel=\"nofollow sponsored\">Desjardins Odyssey World Elite Mastercard<\/a> might interest me because of its eight complimentary visits to the Desjardins airport lounge.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22712,22710\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>The next big guns are the BMO and National Bank World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>* cards:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">BMO Ascend World Elite Mastercard<\/a><\/li>\n\n\n\n<li>National Bank World Elite Mastercard<\/li>\n<\/ul><\/div>\n\n\n\n<p>They also have targeted offers for professionals &#8211; or those with a certain amount of wealth &#8211; who could have the annual fee waived.<\/p>\n\n\n\n<p>I particularly like that the BMO and NBC cards allow you to pay for only part of the trip, such as taxes on an award ticket, and still benefit from <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/best-cards-credit-rewards-insurance\/\">insurance<\/a>. For us points hunters, it&#8217;s very practical.<\/p>\n\n\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/aeroplan\/\">Aeroplan-affiliated credit cards<\/a>, such as the <a class=\"thirstylink\" title=\"TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/td-aeroplan-visa-infinite-card\/\" rel=\"nofollow sponsored\">TD<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite* Card<\/a> or the <a class=\"thirstylink\" title=\"American Express<sup>&reg;<\/sup>* Aeroplan<sup>&reg;<\/sup> Reserve Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\" rel=\"nofollow sponsored\">American Express<sup>&reg;<\/sup>* Aeroplan<sup>&reg;<\/sup> Reserve Card,<\/a> will also allow us this benefit for airline tickets purchased with Air Canada and its affiliated Star Alliance airlines.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672,401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div><div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>The cash back&nbsp;% when you apply purchases to these three cards is not the best when compared to Desjardins credit cards but they do have a <strong>sign-up bonus<\/strong> and <strong>travel benefits that interest me<\/strong>.<\/p>\n\n\n\n<p>The National Bank World Elite Mastercard<sup>&reg;<\/sup> stands out from the crowd with its unlimited admission to the NBC airport lounge in Montreal accompanied by a guest, and if we want to talk about an enhanced travel experience, its <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/nbc-annual-travel-credit\/\">annual credit<\/a> of <strong>up to $250 on certain travel expenses <\/strong>is tempting. And I appreciate the <strong>15-day medical insurance coverage up to age 75.<\/strong><\/p>\n\n\n\n<p>And unlike the card offered by BMO, National Bank card points can be used for any travel purchase made with the card. Practical for an <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/save-money-airbnb\/\">apartment rental on Airbnb<\/a> for example!<\/p>\n\n\n\n<p>To me, these are great options since I travel at least once a year!<\/p>\n\n\n\n<p>The <a target=\"_blank\" class=\"thirstylink\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"nofollow sponsored\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> is also the only bank that <strong>triples the merchant&#8217;s purchase protection<\/strong>.<\/p>\n\n\n\n<p>Finally, I must say that the <a target=\"_blank\" class=\"thirstylink\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"nofollow sponsored\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> is very tempting for those who could benefit from its medical insurance up to age 75. <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/cards\/nbc-world-elite-mastercard-offer\/\">Currently on promotion at the time of writing<\/a>, it&#8217;s a good idea to think about it. So many choices!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-last-word-on-my-american-express-cobalt-card\">The last word on my American Express Cobalt<sup>&reg;<\/sup> Card.<\/h2>\n\n\n\n<p>Finally, a word about my <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>.<\/p>\n\n\n\n<p>It is the main reason I don&#8217;t look for a high discount rate for other cards at grocery stores, convenience stores, and food delivery.<\/p>\n\n\n\n<p>With this Card, I earn <strong>5 points per dollar<\/strong> (that&#8217;s 5% for travel rewards) and I&#8217;ve targeted the places where I use it: Metro, Giant Tiger, Cook It and Couche-Tard. And occasionally an <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/news\/programs\/iga-grocery-american-express\/\">IGA<\/a> grocery store located further away. My pharmacy also accepts it. And when needed, I buy <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/points-gift-cards-strategy\/\">gift cards<\/a> at Metro, like SAQ gift cards, to stretch my 5 points per dollar earnings.<\/p>\n\n\n\n<p>Also, since it&#8217;s an American Express card, they have cardholder-only <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/rewards\/special-offers\/american-express-offers\/\">promotional offers<\/a>. For example:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>a $250 Fairmont card for $200<\/li>\n\n\n\n<li>1,500 bonus points when you use contactless with your cell phone<\/li>\n\n\n\n<li>$20 credit for every $100 in purchases at Esso<\/li>\n<\/ul><\/div>\n\n\n\n<p>With all the promotional offers throughout the year, this quickly pays for the $12.99 monthly fee!<\/p>\n\n<p>You can do the same exercise based on your needs. Make your own travel cards or cash back comparison charts. Shall we discuss it afterwards <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow sponsored\">in the Facebook group<\/a>?\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-choice-world-elite-mastercard\">Frequently Asked Questions about How to choose a World Elite Mastercard credit card<\/h2>\n\n\n\n<p>Here are frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about this card.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"why_might_i_choose_a_world_elite_mastercard_over_a_visa_infinite_or_amex_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhy might I choose a World Elite Mastercard over a Visa Infinite or Amex?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>World Elite Mastercards excel at <strong>broad acceptance<\/strong>: they work everywhere Mastercard is taken, including Costco gas bars and Costco warehouses where Visa is rejected. They also avoid Amex&#8217;s narrower merchant network.<\/p><p>Top reasons to consider one:<\/p><ul><li><strong>Costco<\/strong> acceptance for groceries, gas and bulk purchases<\/li><li>Strong <strong>cash-back<\/strong> options like the BMO CashBack World Elite Mastercard with 5% on groceries<\/li><li>Deep <strong>airport lounge<\/strong> integrations on cards like the National Bank World Elite Mastercard with NBC Lounge access in Montreal<\/li><li>Lower minimum income than Visa Infinite Privilege ($80K vs. $200K household)<\/li><\/ul><p>Mastercard&#8217;s <strong>Priceless Cities<\/strong> events also unlock concert pre-sales and exclusive dining experiences.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_minimum_income_to_qualify_for_a_world_elite_mastercard_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the minimum income to qualify for a World Elite Mastercard?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The standard requirement for a <strong>World Elite Mastercard<\/strong> is <strong>$80,000 in personal income or $150,000 household income<\/strong>, which is more accessible than Visa Infinite ($60K personal \/ $100K household but stricter underwriting on premium tiers) and significantly lower than Visa Infinite Privilege at $200,000 household.<\/p><p>Some issuers have flexible underwriting:<\/p><ul><li><strong>BMO<\/strong> often approves with strong credit history even slightly below the threshold<\/li><li><strong>National Bank<\/strong> considers existing banking relationships<\/li><li><strong>Rogers Red World Elite<\/strong> requires the same $80K income<\/li><\/ul><p>If you don&#8217;t qualify yet, the no-fee Tangerine World Mastercard is a solid stepping stone with 2% cash back on selected categories.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_world_elite_mastercard_has_the_best_lounge_access_in_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich World Elite Mastercard has the best lounge access in Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <strong>National Bank World Elite Mastercard<\/strong> stands out for Quebec-based travellers, offering <strong>unlimited free access to the National Bank Lounge at Montreal-Trudeau (YUL)<\/strong> for the cardholder and one guest, plus DragonPass discounts at lounges worldwide.<\/p><p>Strong alternatives:<\/p><ul><li><strong>Desjardins Odyssey World Elite<\/strong>: 8 free passes to the Desjardins Odyssey Lounge at YUL<\/li><li><strong>BMO Eclipse Visa Infinite<\/strong>: not Mastercard but offers 4 Plaza Premium passes (note: this is Visa, listed for comparison)<\/li><\/ul><p>For frequent travellers, the National Bank lounge alone justifies the $150 annual fee, since drop-in lounge access typically costs <strong>$45\u2013$65 USD<\/strong> per visit.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_have_both_a_world_elite_mastercard_and_an_amex_cobalt_at_the_same_time_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I have both a World Elite Mastercard and an Amex Cobalt at the same time?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, and this is a common combo. Many cardholders pair an <strong>American Express Cobalt<\/strong> for grocery and restaurant spending (5x Membership Rewards) with a <strong>World Elite Mastercard<\/strong> for places that don&#8217;t accept Amex.<\/p><p>A typical dual-card setup:<\/p><ul><li>Use the <strong>Cobalt<\/strong> at IGA, Loblaws, Sobeys, restaurants and food delivery (5x = roughly 5 percent return)<\/li><li>Use the <strong>BMO CashBack World Elite Mastercard<\/strong> at Costco, Walmart, gas stations and recurring bills<\/li><\/ul><p>Combined annual fees of about $312 are easily offset by stacked rewards if your annual spending exceeds $25,000. See our <a target=\"_blank\" href=\"\/?p=37892\">credit card combinations guide<\/a> for more dual-card strategies.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.<\/p>","protected":false},"author":64,"featured_media":142286,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45831],"tags":[],"mc_loyalty_program":[],"class_list":["post-148573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":401432,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Here\u2019s how I chose my World Elite Mastercard credit card | Milesopedia<\/title>\n<meta name=\"description\" content=\"Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Here&#039;s how I chose my World Elite Mastercard credit card\" \/>\n<meta property=\"og:description\" content=\"Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/groups\/milesopedia\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-23T02:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-09T08:31:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/04\/world-elite-cards-featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"840\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Brigitte\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brigitte\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/\"},\"author\":{\"name\":\"Brigitte\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/4efc2ca022559d49beba0098089d0504\"},\"headline\":\"Here&#8217;s how I chose my World Elite Mastercard credit card\",\"datePublished\":\"2021-10-23T02:30:00+00:00\",\"dateModified\":\"2026-05-09T08:31:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/\"},\"wordCount\":2296,\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/world-elite-cards-featured.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/\",\"name\":\"Here's how I chose my World Elite Mastercard credit card - Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/world-elite-cards-featured.jpg\",\"datePublished\":\"2021-10-23T02:30:00+00:00\",\"dateModified\":\"2026-05-09T08:31:48+00:00\",\"description\":\"Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/reviews\\\/credit-cards\\\/choice-card-world-elite-mastercard\\\/#primaryimage\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/world-elite-cards-featured.jpg\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/world-elite-cards-featured.jpg\",\"width\":1600,\"height\":840,\"caption\":\"7 Myths About Credit Cards - World Elite Cards Featured\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#organization\",\"name\":\"Milesopedia\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"contentUrl\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Milesopedia-CANADA.png\",\"width\":884,\"height\":203,\"caption\":\"Milesopedia\"},\"image\":{\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/#\\\/schema\\\/person\\\/4efc2ca022559d49beba0098089d0504\",\"name\":\"Brigitte\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9f6502f7edbc76e04f6ad74cc8de2d60ebfaea10370f8c5fc6459badec87fd2c?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9f6502f7edbc76e04f6ad74cc8de2d60ebfaea10370f8c5fc6459badec87fd2c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9f6502f7edbc76e04f6ad74cc8de2d60ebfaea10370f8c5fc6459badec87fd2c?s=96&d=mm&r=g\",\"caption\":\"Brigitte\"},\"description\":\"Brigitte, a retired healthcare professional and a devoted slow traveler, dedicates her free time to exploration and writing. With a love for unhurried journeys, she shares her expertise on points and miles, providing valuable insights for those looking to travel longer and immerse themselves deeply in every destination.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/groups\\\/milesopedia\\\/\",\"https:\\\/\\\/www.instagram.com\\\/milesopedia\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"],\"url\":\"https:\\\/\\\/mp-2702.milesopedia.dev\\\/en\\\/author\\\/brigitte\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Here\u2019s how I chose my World Elite Mastercard credit card | Milesopedia","description":"Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/","og_locale":"en_US","og_type":"article","og_title":"Here's how I chose my World Elite Mastercard credit card","og_description":"Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.","og_url":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/","og_site_name":"Milesopedia","article_author":"https:\/\/www.facebook.com\/groups\/milesopedia\/","article_published_time":"2021-10-23T02:30:00+00:00","article_modified_time":"2026-05-09T08:31:48+00:00","og_image":[{"width":1600,"height":840,"url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/04\/world-elite-cards-featured.jpg","type":"image\/jpeg"}],"author":"Brigitte","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_misc":{"Written by":"Brigitte","Est. reading time":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/#article","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/"},"author":{"name":"Brigitte","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/4efc2ca022559d49beba0098089d0504"},"headline":"Here&#8217;s how I chose my World Elite Mastercard credit card","datePublished":"2021-10-23T02:30:00+00:00","dateModified":"2026-05-09T08:31:48+00:00","mainEntityOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/"},"wordCount":2296,"publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/04\/world-elite-cards-featured.jpg","articleSection":["Credit Cards"],"inLanguage":"en-CA"},{"@type":"WebPage","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/","url":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/","name":"Here's how I chose my World Elite Mastercard credit card - Milesopedia","isPartOf":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/#primaryimage"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/#primaryimage"},"thumbnailUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/04\/world-elite-cards-featured.jpg","datePublished":"2021-10-23T02:30:00+00:00","dateModified":"2026-05-09T08:31:48+00:00","description":"Brigitte explains how she chose her World Elite Mastercard credit card to meet her needs.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/credit-cards\/choice-card-world-elite-mastercard\/#primaryimage","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/04\/world-elite-cards-featured.jpg","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2021\/04\/world-elite-cards-featured.jpg","width":1600,"height":840,"caption":"7 Myths About Credit Cards - World Elite Cards Featured"},{"@type":"WebSite","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#website","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mp-2702.milesopedia.dev\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#organization","name":"Milesopedia","url":"https:\/\/mp-2702.milesopedia.dev\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/","url":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","contentUrl":"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/08\/Milesopedia-CANADA.png","width":884,"height":203,"caption":"Milesopedia"},"image":{"@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/mp-2702.milesopedia.dev\/en\/#\/schema\/person\/4efc2ca022559d49beba0098089d0504","name":"Brigitte","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/9f6502f7edbc76e04f6ad74cc8de2d60ebfaea10370f8c5fc6459badec87fd2c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9f6502f7edbc76e04f6ad74cc8de2d60ebfaea10370f8c5fc6459badec87fd2c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9f6502f7edbc76e04f6ad74cc8de2d60ebfaea10370f8c5fc6459badec87fd2c?s=96&d=mm&r=g","caption":"Brigitte"},"description":"Brigitte, a retired healthcare professional and a devoted slow traveler, dedicates her free time to exploration and writing. With a love for unhurried journeys, she shares her expertise on points and miles, providing valuable insights for those looking to travel longer and immerse themselves deeply in every destination.","sameAs":["https:\/\/www.facebook.com\/groups\/milesopedia\/","https:\/\/www.instagram.com\/milesopedia\/","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.youtube.com\/milesopedia"],"url":"https:\/\/mp-2702.milesopedia.dev\/en\/author\/brigitte\/"}]}},"_links":{"self":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/148573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/users\/64"}],"replies":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/comments?post=148573"}],"version-history":[{"count":1,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/148573\/revisions"}],"predecessor-version":[{"id":467676,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/posts\/148573\/revisions\/467676"}],"acf:post":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/card\/401432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media\/142286"}],"wp:attachment":[{"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/media?parent=148573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/categories?post=148573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/tags?post=148573"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/mp-2702.milesopedia.dev\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=148573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}