{"id":138018,"date":"2025-05-20T11:40:00","date_gmt":"2025-05-20T15:40:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/use-points-purchase\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"use-points-purchase","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/use-points-purchase\/","title":{"rendered":"How to Use American Express Membership Rewards Points for Travel and Everyday Purchases"},"content":{"rendered":"\n

Most reward programs focus on travel purchases. Why? It’s all about making the most of your trip at a lower cost! Especially since it’s often the best value for redeeming points.<\/p>\n\n\n\n

The American Express Privilege-Points program is one of the few where you can also apply your points to other expenses, without losing value.<\/p>\n\n\n\n

How to Use American Express Membership Rewards Points for Travel or Purchases<\/h3>\n\n\n\n\n\n

It’s easy to redeem your American Express Membership Rewards points for travel purchases and even for everyday purchases. The redemption method and ratio are the same.<\/p>\n\n\n\n

Charge any travel or other purchase to your card and redeem your points by logging into your online account.<\/p>\n\n\n\n

Here, the example is for a ®<\/sup> Card\" href=\"\/go\/amex-cobalt\/\" rel=\"noindex\">American Express Cobalt®<\/sup> Card <\/a>but the procedure is the same for American Express Membership Rewards cards.<\/p>\n\n\n\n

On the home page, choose one of your Membership Rewards cards and click on “View and redeem points<\/strong>“:<\/p>\n\n\n\n

\"How<\/figure>\n\n\n\n

Next, you’ll see a history of your last 3 months of purchases or your last 150 eligible purchases on the card. If you wish to apply Membership Rewards points to previous purchases, please call American Express customer service.<\/p>\n\n\n\n

Here, I’ve chosen to apply points to a transaction with FoodHero. The rate is 1,000 points = $10.<\/p>\n\n\n\n

Then click on the “Use Points<\/strong>” section, then “Cover it with Points<\/strong>“.<\/p>\n\n\n\n

\"How<\/figure>\n\n\n\n

You can adjust the slider to choose the exact number of Membership Rewards points you want to use for this transaction. Here, I’m choosing 5,488 Membership Rewards points for a credit of $54.88.<\/p>\n\n\n\n

Click on “Redeem Now<\/strong>“.<\/p>\n\n\n\n

\"How<\/figure>\n\n\n\n

A confirmation screen appears. Simply check, accept the terms and conditions and confirm the transaction. The credit will be posted to your account within 24-48 hours and marked “Points for purchases”.<\/p>\n\n\n\n

You can also use your Membership Rewards points to pay for all or part of an order on Amazon.ca<\/a>. However, the exchange rate is less favourable, with 1,000 points equalling a $7 credit.<\/p>\n\n\n\n

Here are all the American Express Membership Rewards cards that allow you to use points for all your expenses:<\/p>\n\n\n