We’ve all heard the horror stories of coffee-drenched cell phones, broken glass screens and stolen or lost devices.<\/p>\n\n\n\n
Here are the different mobile device insurance options in Canada to repair or replace your device and put that unfortunate incident behind you.<\/p>\n\n\n\n
In Quebec, the Office de la protection du consommateur reminds us that mobile devices (cell phones, tablets, and laptops) are protected by law<\/strong> at three levels:<\/p>\n\n\n\n These protections relate to device functionality.<\/p>\n\n\n\n Then there’s the manufacturer’s warranty<\/strong>. It is common when the item is new, and usually lasts between six months and a year.<\/p>\n\n\n\n It is free<\/strong> because it is included in the price. This is known as the “conventional warranty<\/strong>“. Be sure to ask for written proof, in the form of a document or details on the invoice. If your device stops working, you can ask the retailer or manufacturer to repair your mobile device.<\/p>\n\n\n\n The retailer or manufacturer often offers the option to buy an extended warranty<\/a> when you buy a mobile device.<\/p>\n\n\n\n If your electronic device<\/strong> becomes defective after the initial warranty has expired, this extended warranty covers repair, replacement, or reimbursement of the device for a longer period.<\/p>\n\n\n\n However, before paying for it, you should know that you are already covered for at least one additional year thanks to the legal warranty (reasonable duration) from the Office de la Protection du Consommateur.<\/p>\n\n\n\n Before accepting this extended warranty, ask the seller these questions:<\/p>\n\n\n\n Your home insurance<\/a> policy (for a tenant or homeowner) covers your personal property. Check whether your electronic\/computer equipment is included and what amount or percentage is covered.<\/p>\n\n\n\n Often, when we go out and have an accident with our device, it can be protected against theft, breakage or loss by home insurance.<\/p>\n\n\n\n The cost of insuring them is estimated at between $2.50 and $4 per $100, depending on the deductible. So, we estimate that it costs between $25 and $40 for a $1,000 laptop. This amount is added to the cost of the home insurance policy.<\/p>\n\n\n\n The main disadvantage of this insurance is that after a claim that counts as a “loss event”, the premium may increase the following year.<\/p>\n\n\n\n Did you know it’s possible to save on your home insurance<\/a>? Compare the different options with ClicAssure<\/a> to get the best price!<\/p>\n\n\n\n
The Manufacturer's Warranty<\/h3>\n\n\n\n
<\/a><\/p>\n\n\n\nExtended Dealer or Manufacturer Warranty<\/h3>\n\n\n\n
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Home Insurance to Cover Your Mobile Device<\/h3>\n\n\n\n