This way you can earn account credits for purchases made at R\u00e9no-D\u00e9p\u00f4t or RONA.<\/p>\n\n\n\n
All this happens automatically.<\/p>\n\n\n\nA Credit Card With Cash Back<\/h3>\n\n\n\n It’s the best way to avoid headaches with home improvements! And in our experience, it even works for purchases from garden centers.<\/p>\n\n\n\n
Choose the “Home Improvements” category to get 2% cash back quickly and easily on all purchases at hardware and home improvement stores, such as Canadian Tire and Patrick Morin in this example:<\/p>\n\n\n\nThis also applies to :<\/p>\n\n\n\n
\nRONA<\/li>\n\n\n\n Reno Depot<\/li>\n\n\n\n Home Depot<\/li>\n\n\n\n Home Hardware<\/li>\n\n\n\n Lowe’s<\/li>\n\n\n\n For painting: Dulux, Benjamin Moore, and Sherwin-Williams<\/li>\n\n\n\n Blinds to Go<\/li>\n<\/ul><\/div>\n\n\n\nWe also tried a transaction for a container rental for renovation waste, but it wasn’t classified as being in the renovation category. So we didn’t get the 2% cashback on this transaction, unfortunately. Sometimes it’s trial and error.<\/p>\n\n\n\n\t\t\t\t\t\t\tTangerine Money-Back Credit Card<\/h2>\n\t\t\t\t The Tangerine Money-Back Credit Card has no annual fee<\/strong> and offers cash back.<\/p>\nWith this limited-time welcome offer, you can earn an additional 10%<\/span> cash back<\/strong> (up to $100<\/span>) when you spend up to $1,000<\/span> on everyday purchases during the first 2 months.<\/p>\nYou can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovations, recurring bills, pharmacy, etc.) to earn 2%<\/span> cash back <\/strong>! And there’s no annual cash-back limit. It is one of the best credit cards for renovations<\/strong>.<\/p>\nIn addition, the Tangerine Mastercard offers several insurance coverages for your purchases <\/strong>:<\/p>\n\n90 days purchase insurance<\/li>\n One year extended warranty<\/li>\n<\/ul>\nFinally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95%<\/span> interest on these balances for the first 6 months<\/strong>.<\/p>\n\t\t\t\t\n\t\t\n\t
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\n\t\t\t\t\t\t\tScotiabank Passport™ Visa Infinite +* Card<\/h2>\n\t\t\t\t With this welcome offer for the Scotiabank Visa Infinite +*<\/sup> PassportMC<\/sup> Card<\/strong>, you get up to 60,000 Scene+ points as a welcome bonus<\/strong> (a value of $600<\/strong>):<\/p>\n\n40,000 points<\/strong> after $2,000 in purchases within the first three months<\/li>\n10,000 points<\/strong> after $10,000 in purchases within the first six months<\/li>\n10,000 points after $40,000 in purchases in the first year<\/li>\n<\/ul>\nThen, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, which represents a $100 value<\/strong>.<\/p>\nWith the Scotiabank Visa Infinite +* PassportMD<\/sup> Card, you earn 3 points per dollar spent<\/strong> at Sobeys, IGA<\/strong>, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 par IGA, Voil\u00e0 by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op.<\/p>\nYou also earn 2 points per dollar spent<\/strong>, including on foreign purchases, in the following categories:<\/p>\n\nGrocery shopping<\/li>\n Restaurants<\/li>\n Entertainment centers<\/li>\n Transit<\/li>\n<\/ul>\nThe Scotiabank Visa Infinite +* PassportMD<\/sup> Card is an excellent Visa credit card for these types of purchases.<\/p>\nThese points can be used for any travel purchase at a rate of 1,000 points = $10<\/strong> (flights, hotels, all-inclusive packages, and even Airbnb). You can also redeem your points as cash back with Scene+, for example, at your grocery store checkout at the same rate of 1,000 points = $10<\/strong>. <\/p>\nThe Scotiabank Visa Infinite +* PassportMD<\/sup> Card also offers:<\/p>\n\nNo fees for foreign currency transactions<\/strong><\/li>\n6 access to VIP airport lounges<\/li>\n Excellent insurance for your travels and purchases<\/li>\n Concierge service<\/li>\n Travel with confidence with 10 GB of free GigSky global mobile data for 15 days<\/strong>, plus access to GigSky Travel Essentials for essential apps on the go.<\/li>\nCardholders also receive a free 1 GB\/15-day GigSky global mobile data package annually, plus a 20% discount on future GigSky purchases.<\/li>\n<\/ul>\nWe have named this credit card the Best Credit Card with No Foreign Transaction Fees<\/strong> in 2024, 2025, and 2026.<\/p>\n\t\t\t\t\n\t\t\n\t
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\n\t\t\t\t\t\t\tMarriott Bonvoy® American Express®* Card<\/h2>\n\t\t\t\t The Marriott Bonvoy®<\/sup> American Express®<\/sup>* Card is the best credit card for free hotel nights<\/strong>.<\/p>\nWith this welcome offer, you can earn up to 70,000 Marriott Bonvoy points<\/strong>:<\/p>\n\nEarn 60,000 points<\/strong> after spending a total of $3,000 on your Card within your first 3 months of Cardmembership. <\/li>\nIn addition, earn 10,000 points<\/strong> after you spend $500 on your Card in your 13th month of Cardmembership.<\/li>\n<\/ul>\nIt’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award<\/strong> for up to 35,000 points, plus 15 Elite nights<\/strong> per year, counting towards your Marriott Bonvoy Elite status.<\/p>\nWith this Card, you earn 5 points per dollar<\/strong> on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases<\/strong>.<\/p>\nLast but not least, this Card comes with a wide range of insurance coverages<\/strong>: baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel\/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.<\/p>\nLike all American Express Canada Cards, there is no minimum income requirement<\/strong>. <\/p>\n\t\t\t\t\n\t\t\n\t
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\n\t\t\t\t\t\t\tTD® Aeroplan® Visa Infinite* Card<\/h2>\n\t\t\t\t With this offer for the TD Aeroplan Visa Infinite* Card<\/strong>, you can earn up to 45,000 Aeroplan points<\/strong>\u2020<\/sup> and no annual fee for the first year :<\/p>\n\nGet a Welcome Bonus of 10,000 Aeroplan points<\/strong> when you make your first purchase with your new card\u2020<\/sup>.<\/li>\nEarn 15,000 Aeroplan points<\/strong> when you spend $3,000 within 90 days of Account opening\u2020<\/sup>.<\/li>\nPlus, earn a one-time anniversary bonus of 20,000 Aeroplan points<\/strong> when you spend $12,000 within 12 months of account opening\u2020<\/sup>.<\/li>\nApply for the NEXUS program<\/strong> and, every 48 months, receive a rebate (up to C$100) on the application fee\u2020<\/sup>.<\/li>\nPlus, share free first checked bags<\/strong> with up to 8 travel companions\u2020<\/sup><\/li>\nGet an annual fee rebate for the first year\u2020<\/sup><\/strong>.<\/li>\nTo receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.<\/li>\n<\/ul>\nIt’s the best TD credit card for occasional Air Canada travellers. With the TD®<\/sup> Aeroplan®<\/sup> Visa Infinite* Card, you earn 1.5 points\u2020<\/sup> per eligible dollar<\/strong> spent on:<\/p>\n\nGrocery stores<\/li>\n Gas stations, including gasoline and EV charging<\/li>\n Air Canada purchases, including Air Canada Vacations<\/li>\n<\/ul>\n\t\t\t\t\n\t\t