{"id":132067,"date":"2023-04-17T10:04:00","date_gmt":"2023-04-17T14:04:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/extended-warranty-credit-cards\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"extended-warranty-credit-cards","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/","title":{"rendered":"Insurance: How does credit card extended warranty insurance work?"},"content":{"rendered":"\n<p>Quite often, when you buy an item of a certain value in a store, despite its <a href=\"https:\/\/mp-2702.milesopedia.dev\/finances-personnelles\/assurances\/comment-faire-respecter-garantie-legale\/\">legal warranty<\/a>we&#8217;ll try to sell you an insurance policy that offers <strong><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/?p=288889\">extended product warranty<\/a><\/strong><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/?p=288889\">.<\/a> This often costs between 10% and 30% of the total value, which can add to your bill!<\/p>\n\n\n\n<p>Yet most credit cards in Canada come with an extended warranty. <strong>Even some credit cards with no annual fee<\/strong>!<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Technically, we are protected by the Legal Guarantee <a target=\"_blank\" href=\"https:\/\/www.opc.gouv.qc.ca\/consommateur\/sujet\/garanties\/application\/application-legale\/\">as outlined by the Office for Consumer Protection<\/a> (OPC). However, it can be difficult to claim it from the manufacturer and often it will be quicker to deal with your credit card insurance.<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-extended-warranty-offered-by-your-credit-card\">The extended warranty offered by your credit card<\/h2>\n\n\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-principle\">The Principle<\/h3>\n\n\n\n<p>The Extended Warranty Insurance on your credit card requires that<strong> you pay for your purchase in full on the credit card<\/strong> (or with the card&#8217;s reward points). This may include the majority of movable property. But as you will see below, restrictions may apply.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1280\" height=\"853\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/photo-.jpg\" alt=\"Insurance: How does credit card extended warranty insurance work? - Photo\" class=\"wp-image-83571\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/photo-.jpg 1280w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/photo--450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/photo--1024x682.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/photo--200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/photo--768x512.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>During the first year (or even the first two years in some cases), you are normally covered by the manufacturer&#8217;s insurance. <strong>Extended Warranty Insurance<\/strong> <strong>will then activate as soon as the manufacturer&#8217;s insurance coverage ends<\/strong>.<\/p>\n\n\n\n<p>This warranty will generally be for an <strong>additional year<\/strong>, or <strong>even two years<\/strong> for some credit cards.<\/p>\n\n\n\n<p>Of course, if you wish to benefit from the extended warranty, <strong>your credit card must still be active<\/strong> at the time of the claim.<\/p>\n\n\n\n<p>So think twice <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/tutorials\/how-cancel-credit-card\/\">before you cancel your credit card<\/a>! This is where it can be interesting to have <strong>a credit card with no annual fee<\/strong> on which you charge items to eventually benefit from the extended warranty!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-restrictions\">Restrictions<\/h3>\n\n\n\n<p>As with any insurance contract, you must be careful about the various restrictions:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>The maximum amount covered<\/strong> (per product, per year or even per entire term of the card account)<\/li>\n\n\n\n<li><strong>Products excluded from the Extended Warranty<\/strong> (certain electronic products, heating or air conditioning equipment, etc.)<\/li>\n<\/ul><\/div>\n\n\n\n<p>But usually, big appliances are covered!<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1280\" height=\"853\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/washing-machine-.jpg\" alt=\"Insurance: How does credit card extended warranty insurance work? - Washing Machine\" class=\"wp-image-83388\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/washing-machine-.jpg 1280w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/washing-machine--450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/washing-machine--1024x682.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/washing-machine--200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/washing-machine--768x512.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>It is therefore your responsibility to check the insurance contract for each of your credit cards before proceeding with the purchase.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-best-credit-cards-for-extended-warranty\">The best credit cards for extended warranty<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-credit-cards-with-no-annual-fee\">Credit cards with no annual fee<\/h3>\n\n\n\n<p>Here is our selection of credit cards with no annual fee and extended warranty:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" title=\"National Bank World Elite Mastercard\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" rel=\"noindex\">National Bank World Elite Mastercard<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" title=\"CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card\" href=\"\/go\/cibc-aventura-visa-infinite-card\/\" rel=\"noindex\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a title=\"BMO<sup>&reg;<\/sup> CashBack<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/bmo-cashback-world-elite-mastercard\/\" rel=\"noindex\">BMO<sup>&reg;<\/sup> CashBack<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express Card<\/a><\/li>\n\n\n\n<li><a title=\"BMO eclipse Visa Infinite Privilege* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/bmo-eclipse-vip\/\" rel=\"noindex\">BMO eclipse Visa Infinite Privilege* Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" title=\"MBNA Rewards World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup> Credit Card\" href=\"\/go\/mbna-rewards-world-elite-mastercard-qc\/\" rel=\"noindex\">MBNA Rewards World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup> Credit Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>All of these cards offer <strong>an extra year<\/strong> for most new purchases made anywhere in the world (up to a lifetime maximum of up to $60,000).<\/p>\n\n\n\n<p>If we were to choose only one of these credit cards with no annual fee, it would be the <a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">Scotiabank American Express Card<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22639\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">The Scotiabank American Express Card<\/a> Extended Warranty Insurance does not have exclusions, such as electronics. Here&#8217;s what&#8217;s in <a href=\"https:\/\/www.scotiabank.com\/content\/dam\/scotiabank\/canada\/fr\/documents\/SCOTIABANK-Red-Amex-Fre-Ekit.pdf#page=36\">their insurance policy<\/a>:<\/p>\n\n\n<aside class=\"component component__quote wp-block-milesgutenberg-quote\">\n\t<div class=\"component__quote__icon\">\n\t\t<i class=\"fa-solid fa-quote-left\"><\/i>\n\t<\/div>\n\t<div class=\"component__quote__content\">\n\t\t<div class=\"component__quote__content__inner\">\n\t\t\t\n\n<p>Items Not Covered &#8211; Extended Warranty does not cover the following items: aircraft and parts and accessories thereof; automobiles, motorboats, motorcycles and any other motorized vehicles and parts and accessories thereof; used items; living plants; trim parts; services; items purchased by and\/or used for a business or commercial purpose and commercial gain; dealer and assembler warranties; or any other obligation other than those specifically covered under the terms of the original Manufacturer\u2019s Warranty.<\/p>\n\n\n\n<p>\n<pre><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\">Carte American Express de la Banque Scotia<\/a><\/pre>\n<\/p>\n\n\t\t<\/div>\n\t\t\t<\/div>\n<\/aside>\n\n\n\n<p>In addition, it is one of the only credit cards with no annual fee in Canada to offer as well:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Purchase Insurance<\/strong> (up to 90 days)<\/li>\n\n\n\n<li><strong>Price protection<\/strong> (in the event of a price drop up to 60 days after purchase)<\/li>\n\n\n\n<li><strong>Travel Medical Insurance<\/strong> (up to 8 days for those under age 65 and 3 days for those over age 65)<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\"><strong>Trip Interruption Insurance<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">Collision\/Loss Damage Insurance for Rental Vehicles<\/a><\/li>\n\n\n\n<li><strong>Travel Accident Insurance<\/strong> (up to $500,000 per trip)<\/li>\n<\/ul><\/div>\n\n\n\n<p><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"noindex\">For more information on this card or to apply for it, please click here!<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1280\" height=\"853\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/computer-.jpg\" alt=\"Insurance: How does credit card extended warranty insurance work? - Computer\" class=\"wp-image-83569\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/computer-.jpg 1280w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/computer--450x300.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/computer--1024x682.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/computer--200x133.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2020\/04\/computer--768x512.jpg 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-credit-cards-with-annual-fees\">Credit cards with annual fees<\/h3>\n\n\n\n<p>All credit cards with an annual fee offer the extended warranty. However, some of them are better, particularly <strong>in terms of the duration of coverage<\/strong>.<\/p>\n\n\n\n<p>Here is our selection of credit cards with annual fees that offer extended warranty:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"BMO Ascend World Elite Mastercard\" href=\"\/go\/bmo-world-elite-mastercard\/\" rel=\"noindex\">the BMO Ascend World Elite Mastercard<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"BMO<sup>&reg;<\/sup> AIR MILES<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*\" href=\"\/?p=22663\" rel=\"noindex\">BMO<sup>&reg;<\/sup> AIR MILES<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*<\/a><\/li>\n\n\n\n<li>HSBC World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\">CIBC Aventura Visa Infinite card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>All of these cards offer <strong>an extra year<\/strong> for most new purchases made anywhere in the world (up to a lifetime maximum of up to $50-60,000).<\/p>\n\n\n\n<p>If we had to choose only one of the credit cards with an annual fee, it would be National Bank&#8217;s World Elite Mastercard.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>Indeed, to our knowledge, it is the only credit card to <strong>&#8220;triple&#8221; the extended warranty<\/strong>. Here&#8217;s what&#8217;s in <a target=\"_blank\" href=\"https:\/\/www.bnc.ca\/content\/dam\/bnc\/particuliers\/pdf\/assurance\/certificat-713705-3.pdf\">their insurance policy<\/a>:<\/p>\n\n\n<aside class=\"component component__quote wp-block-milesgutenberg-quote\">\n\t<div class=\"component__quote__icon\">\n\t\t<i class=\"fa-solid fa-quote-left\"><\/i>\n\t<\/div>\n\t<div class=\"component__quote__content\">\n\t\t<div class=\"component__quote__content__inner\">\n\t\t\t\n\n<p>Extended Warranties &#8211; Triples the warranty period for new items covered by an original manufacturer\u2019s warranty valid in Canada. The warranty can be extended for a maximum of 2 years after the end of the original manufacturer\u2019s warranty. If the original warranty is longer than 5 years, the cardholder must contact the insurer to register the purchase.<\/p>\n\n\n\n<p>\n<pre>Carte World Elite Mastercard de la Banque Nationale<\/pre>\n<\/p>\n\n\t\t<\/div>\n\t\t\t<\/div>\n<\/aside>\n\n\n\n<p>In addition, it is one of the only credit cards in Canada to offer <strong>180 days of purchase insurance<\/strong> (compared to 90 days for most credit cards ).<\/p>\n\n\n\n<p><a target=\"_blank\" href=\"\/?p=7858\">The insurance this card offers is detailed here.<\/a> Here are all the insurances included:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Purchase Insurance<\/strong> (up to 180 days)<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\"><b>Trip Cancellation Insurance<\/b><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\">Trip Interruption Insurance<\/a><\/li>\n\n\n\n<li>Out-of-province hospital insurance<\/li>\n\n\n\n<li>Flight delay insurance<\/li>\n\n\n\n<li>Baggage delay insurance<\/li>\n\n\n\n<li>Theft or loss of luggage insurance<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\">Car rental insurance<\/a><\/li>\n\n\n\n<li>Medical, general and legal assistance<\/li>\n<\/ul><\/div>\n\n\n\n<p>Beyond insurance, it is the only credit card in Canada to offer a credit of <strong>up to $250 per year<\/strong> on seat selection, airport parking and baggage charges. This puts the cost of the annual membership fee into perspective!<\/p>\n\n\n\n<p>For more information on this card or to apply for it, please click here!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom line<\/h2>\n\n\n\n<p>Paying with a credit card allows you to benefit from many things, such as the extended warranty! Keep that in mind when you <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">shop for your next credit card and check out the best current offers!<\/a><\/p>\n\n\n<p>As you can see, there is no shortage of options, both for credit cards that have annual fees and those that don&#8217;t!","protected":false},"excerpt":{"rendered":"<p>Most credit cards in Canada offer extended warranty insurance. Find out how it works and what&#8217;s covered!<\/p>","protected":false},"author":3,"featured_media":83567,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46377],"tags":[],"mc_loyalty_program":[],"class_list":["post-132067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","mc_market-all-of-canada","post_series-credit-cards-insurance","tutorial-insurance"],"acf":{"mc_approved_badge":false,"mc_card_used":401432,"mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Insurance: How does credit card extended warranty insurance work? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Most credit cards in Canada offer extended warranty insurance. 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