{"id":116403,"date":"2024-11-16T07:00:00","date_gmt":"2024-11-16T12:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/news\/improve-your-credit-score\/"},"modified":"2026-05-08T15:52:47","modified_gmt":"2026-05-08T15:52:47","slug":"improve-your-credit-score","status":"publish","type":"post","link":"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/improve-your-credit-score\/","title":{"rendered":"How can you improve your credit score?"},"content":{"rendered":"\n<p>Whether you&#8217;re a point hunter or just a credit card user, do you know the impact of credit card applications and usage on your credit file and score? In this guide, we remind you how credit scores are calculated in Canada. But, above all, we share our best tips to <strong>improve your credit score<\/strong>!<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207228\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-view-your-credit-file-and-score\">View your credit file and score<\/h2>\n\n\n\n\n\n<p>Of course, the first step to <strong>improving your credit score<\/strong> is to get to know it. In fact, you should regularly check your credit file and score with the <a target=\"_blank\" href=\"\">Equifax<\/a> and TransUnion credit bureaus. If necessary, you can take steps to improve it. In fact, here are our guides to help you consult your credit file:<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"63994,134431\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<p>What&#8217;s more, some banks allow you to check your credit score from their secure platforms or mobile applications.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"167487,370065\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-understanding-credit-scores\">Understanding credit scores<\/h2>\n\n\n\n<p>A <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/101-credit-score\/\">credit score<\/a> is a means by which banks, financial institutions and other lenders evaluate your ability to repay your debts, including your credit history. A low credit score indicates that you are less likely to repay your loan on time. Conversely, a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/good-credit-score-canada\/\">good credit score<\/a> indicates that you have the ability to repay your current and future debts.<\/p>\n\n\n\n<p>Here&#8217;s how credit scores are calculated by credit bureaus in Canada:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Punctuality<\/strong>: 35% of your credit score comes from making your payments on time.<\/li>\n\n\n\n<li><strong>Credit utilization<\/strong>: 30% of your credit score comes from your monthly utilization of your credit lines. We recommend a utilization ratio of less than 30%.<\/li>\n\n\n\n<li><strong>History<\/strong>: 15% of your credit score comes from your credit history in Canada. An average is calculated to establish the age of credit.<\/li>\n\n\n\n<li><strong>Types of credit<\/strong>: 10% of your credit score comes from the combination of credit instruments on your credit file (<a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/\">credit cards<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/mortgages\/how-do-you-work-hypothecary-canada\/\">mortgage<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/how-does-a-car-loan-work-in-canada\/\">car loan<\/a>, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/loans-personnel-canada\/\">personal loan<\/a>, line of credit, etc.).<\/li>\n\n\n\n<li><strong>New requests<\/strong>: 10% of your credit score comes from new credit applications. For each new application, a credit check is carried out by the lender, which has a negative effect.<\/li>\n<\/ul><\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"86318\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tips-for-improving-your-credit-score\">Tips for improving your credit score<\/h2>\n\n\n\n<p>Of course, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/learn-manage-budget\/\">managing your budget<\/a> well and adopting healthy financial habits is a prerequisite for a <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/good-credit-score-canada\/\">good credit score<\/a> and report. That said, if you need to <strong>improve your credit score<\/strong> (or maintain it), follow our top tips.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-payment-history\">Payment History<\/h3>\n\n\n\n<p>One of the best ways to <strong>improve your credit score<\/strong> is to keep up with your monthly payments. In fact, payment history &#8211; how often you pay your bills on time &#8211; accounts for 35% of your credit score. This includes your credit card payments, but also your other types of credit (<a target=\"_blank\" href=\"\">mortgage<\/a>, <a target=\"_blank\" href=\"\">car loan<\/a>, <a target=\"_blank\" href=\"\">personal loan<\/a>, etc.) and your telecom bills.<\/p>\n\n\n\n<p>A single missed payment will impact your credit score and can remain on your credit report for up to 6 years. So make sure you make your payments on time and stick to your due dates.<\/p>\n\n\n\n<p>Finally, in some cases, getting ahead of your payment schedule can help increase and improve your credit score. The <a target=\"_blank\" href=\"\">Equifax<\/a> and TransUnion credit bureaus will see that you use your cards regularly and are a good manager by paying your credit accounts without waiting for the statement to be issued.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-credit-limits\">Credit limits<\/h3>\n\n\n\n<p>Another of the most important tips for <strong>improving your credit score<\/strong> is to stay well within your credit limits. Your credit utilization ratio, which corresponds to the balance owed in relation to the available credit limit, should be below 30%.<\/p>\n\n\n\n<p>The utilization ratio has a significant impact (30%) on your credit score. So keeping your credit utilization ratio below 30% is one of the best ways to <strong>improve your credit score<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-open-lines-of-credit\">Open lines of credit<\/h3>\n\n\n\n<p>Keeping credit lines open as long as possible helps you build up a long credit history, and thus <strong>improve your credit score<\/strong>. In fact, the age of credit, which is an average of the number of years your credit accounts have been open, has an average impact (around 15%) on your credit score. So keep your credit lines open as long as possible (for example, 15 years or more). One trick is to keep an &#8220;old&#8221; credit card, for example, with a <a target=\"_blank\" href=\"\">no-annual-fee credit card<\/a>.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22687\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"241231\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-types-of-credit\">Types of Credit<\/h3>\n\n\n\n<p>Varying the types of credit you use can <strong>improve your credit score<\/strong>. In fact, the combination of credit instruments (<a target=\"_blank\" href=\"\">credit cards<\/a>, <a target=\"_blank\" href=\"\">mortgage<\/a>, <a target=\"_blank\" href=\"\">car loan<\/a>, <a target=\"_blank\" href=\"\">personal loan<\/a>, etc.) accounts for 10% of your credit score. We therefore advise you to hold at least two different credit instruments, but not more than 7.<\/p>\n\n\n\n<p>More specifically, for credit cards, use them regularly, respect payment deadlines, stay away from available credit limits and keep them for a long time. These are all important factors in improving your credit score.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-new-card-requests\">New card requests<\/h3>\n\n\n\n<p>New credit applications account for 10% of your credit score. Each new application, such as a new credit card, will show up on your credit report and cause you to lose a few points. However, these points are generally recovered quickly (in about 2 to 3 months). To <strong>improve your credit score<\/strong>, space out your card applications.<\/p>\n\n\n\n<p>That said, the temporary drop in your credit score isn&#8217;t the only issue. For example, if you have an upcoming real estate project and need to take out a mortgage, you may want to wait before taking out new credit cards.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"127728\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-redundant-cards\">Redundant cards<\/h3>\n\n\n\n<p>Following the same reasoning as the previous tip, don&#8217;t apply for unnecessary cards. As mentioned earlier, new credit applications account for 10% of your credit score. So, if a card doesn&#8217;t give you a significant advantage, don&#8217;t apply for it. There&#8217;s no point in cluttering up your wallet and losing points (temporarily) with unnecessary cards and financing applications.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-higher-credit-limits\">Higher credit limits<\/h3>\n\n\n\n<p>In some cases, increasing the credit limits on your cards (or some of them) could help you <strong>improve your credit score<\/strong>. Simply put, an increase in your credit limit will reduce your credit utilization ratio. If this reduces your credit utilization ratio to below 30%, then this change will have a significant impact on your credit score, as this is one of the most important factors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>In short, credit score is important in many aspects of your life. Whether you&#8217;re applying for a mortgage, a car loan or a new credit card. With a <a target=\"_blank\" href=\"\">good credit score<\/a>, you can generally obtain a better interest rate and higher credit limits. The higher your credit score, the better. By following the advice in this guide, you should be able to <strong>improve your credit score<\/strong> and maintain it.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"207228\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_can_i_increase_my_credit_score_quickly_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow can I increase my credit score quickly?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>There are several strategies and tricks you can use to increase your credit score quickly. These include meeting your payment deadlines, reducing your credit utilization ratio, keeping credit lines open and varying the types of credit you use.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_700_a_good_credit_score_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs 700 a good credit score?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, 700 is considered a <strong>good credit score<\/strong> by both Equifax and TransUnion.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_you_increase_your_credit_score_by_100_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do you increase your credit score by 100 points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>There are many ways to increase your credit score, but the number of points varies from person to person. Follow our tips on payment schedules, credit utilization ratios and credit combinations to increase your credit score.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"why_increasing_your_credit_limit_can_improve_your_credit_score_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhy increasing your credit limit can improve your credit score?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Increasing a credit card limit can improve your credit score, because your credit utilization ratio will be reduced. What&#8217;s more, if it reduces your credit utilization ratio below 30%, then this change will have a significant impact on your credit score.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_check_my_credit_score_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I check my credit score?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can check your credit score with the Equifax and TransUnion credit bureaus. In addition, some banks allow you to check your credit score via their secure websites or mobile applications.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Are you looking to improve your credit score? In this guide, we share our best tips on punctuality, usage, history, types and new requests.<\/p>","protected":false},"author":2455,"featured_media":417932,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48133],"tags":[],"mc_loyalty_program":[],"class_list":["post-116403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-score","mc_market-all-of-canada","tutorial-credit-score"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How can you improve your credit score? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Are you looking to improve your credit score? 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