{"id":207332,"date":"2026-05-01T00:04:00","date_gmt":"2026-05-01T04:04:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/cards\/scotiabank\/"},"modified":"2026-05-09T05:30:10","modified_gmt":"2026-05-09T05:30:10","slug":"scotiabank","status":"publish","type":"page","link":"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/scotiabank\/","title":{"rendered":"The Best Scotiabank Credit Cards \u2013 May 2026"},"content":{"rendered":"\n<p><strong>Scotiabank<\/strong>, one of Canada&#8217;s leading financial institutions, offers a wide range of credit cards designed to meet the changing needs of today&#8217;s consumers. With the rapid evolution of mobile banking, how we manage our finances has changed dramatically, and <strong>Scotiabank<\/strong> is at the forefront of this revolution.<\/p>\n\n\n\n<p>Below are <strong>Scotiabank&#8217;s best credit card offers, updated regularly:<\/strong><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"#voyages\">The best travel points credit cards<\/a><\/li>\n\n\n\n<li><a href=\"#remises\">The Best Scotiabank Cash Back Credit cards<\/a><\/li>\n\n\n\n<li><a href=\"#conversion\">The Best Scotiabank Credit Cards with no foreign exchange fees<\/a><\/li>\n\n\n\n<li><a href=\"#etudiants\">The Best Scotiabank Credit card for Students<\/a><\/li>\n\n\n\n<li><a href=\"#transfert\">The Best Scotiabank Credit Card For Balance Transfers<\/a><\/li>\n\n\n\n<li><a href=\"#pme\">The best Scotiabank Business credit cards<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>If you are looking for information about Scotiabank&#8217;s accounts and Scotiabank&#8217;s digital banking (banking packages), <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/\">you will find them on this page.<\/a><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--10 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637,22642,22640,22638,22647,22646,22645,22641,22639,434951\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381456,360797,381463\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-travel-rewards-credit-cards\">Scotiabank Travel Rewards Credit Cards<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_passport_visa_infinite_card\">Scotiabank Passport&trade; Visa Infinite +* Card<\/h2>\n\t\t\t\t<p>With this welcome offer for the <strong>Scotiabank Visa Infinite <sup>+*<\/sup> Passport<sup>MC<\/sup> Card<\/strong>, you get up to <strong>60,000 Scene+ points as a welcome bonus<\/strong> (a <strong>value of $600<\/strong>):<\/p>\n<ul>\n<li><strong>40,000 points<\/strong> after $2,000 in purchases within the first three months<\/li>\n<li><strong>10,000 points<\/strong> after $10,000 in purchases within the first six months<\/li>\n<li>10,000 points after $40,000 in purchases in the first year<\/li>\n<\/ul>\n<p>Then, each year, if you make at least $40,000 in purchases on the card, you&rsquo;ll earn an annual bonus of at least 10,000 points, which represents <strong>a $100 value<\/strong>.<\/p>\n<p>With the Scotiabank Visa Infinite +* Passport<sup>MD<\/sup> Card, you earn <strong>3 points per dollar spent<\/strong> at Sobeys, <strong>IGA<\/strong>, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 par IGA, Voil\u00e0 by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op.<\/p>\n<p>You also earn <strong>2 points per dollar spent<\/strong>, including on foreign purchases, in the following categories:<\/p>\n<ul>\n<li>Grocery shopping<\/li>\n<li>Restaurants<\/li>\n<li>Entertainment centers<\/li>\n<li>Transit<\/li>\n<\/ul>\n<p>The Scotiabank Visa Infinite +* Passport<sup>MD<\/sup> Card is an excellent Visa credit card for these types of purchases.<\/p>\n<p>These points can be used for any travel purchase at a rate of <strong>1,000 points = $10<\/strong> (flights, hotels, all-inclusive packages, and even Airbnb). You can also redeem your points as cash back with Scene+, for example, at your grocery store checkout at the same rate of <strong>1,000 points = $10<\/strong>. <\/p>\n<p>The Scotiabank Visa Infinite +* Passport<sup>MD<\/sup> Card also offers:<\/p>\n<ul>\n<li><strong>No fees for foreign currency transactions<\/strong><\/li>\n<li>6 access to VIP airport lounges<\/li>\n<li>Excellent insurance for your travels and purchases<\/li>\n<li>Concierge service<\/li>\n<li><strong>Travel with confidence with 10 GB of free GigSky global mobile data for 15 days<\/strong>, plus access to GigSky Travel Essentials for essential apps on the go.<\/li>\n<li>Cardholders also receive a free 1 GB\/15-day GigSky global mobile data package annually, plus a 20% discount on future GigSky purchases.<\/li>\n<\/ul>\n<p>We have named this credit card the <strong>Best Credit Card with No Foreign Transaction Fees<\/strong> in 2024, 2025, and 2026.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_gold_american_express_card\">Scotiabank Gold American Express&reg; Card<\/h2>\n\t\t\t\t<p>The <strong>Scotiabank Gold American Express Card<\/strong> offers an excellent welcome bonus.<\/p>\n<p><strong>Until July 1, 2026<\/strong>, you can get up to <strong>45,000 Scene+ points<\/strong> as a bonus, distributed as follows:<\/p>\n<ul>\n<li><strong>25,000 Scene+ points<\/strong> by spending $2,000 on the card within the first 3 months<\/li>\n<li><strong>20,000 Scene+ points<\/strong> by making $7,500 in purchases on the card in the first year<\/li>\n<\/ul>\n<p>This represents <strong>a value of up to $450<\/strong> for travel (including Airbnb). <\/p>\n<p>With the Scotiabank Gold American Express Card, you earn <strong>6 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 par IGA, Voil\u00e0 by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op.<\/p>\n<p>Also, you earn <strong>5 points per dollar<\/strong> for:<\/p>\n<ul>\n<li>Grocery stores<\/li>\n<li>Restaurants<\/li>\n<li>Entertainment centers<\/li>\n<\/ul>\n<p>And <strong>3 points per dollar<\/strong> on gas, transit and streaming services purchases.<\/p>\n<p>You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.<\/p>\n<p>The Scotiabank Gold American Express Card also offers <strong>no foreign transaction fees<\/strong>, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_platinum_american_express_card\">Scotiabank&reg;* Platinum American Express&reg; Card<\/h2>\n\t\t\t\t<p>For a limited time, by subscribing to Scotiabank Platinum American Express<sup>&reg;<\/sup> Card, you can earn up to <strong>80,000 points<\/strong>. That&rsquo;s <strong>a value of $800<\/strong> for trips including Airbnb.<\/p>\n<p>With Scotiabank Platinum American Express<sup>&reg;<\/sup> Card, you earn <strong>2 points per dollar spent on all your purchases<\/strong>. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back.<\/p>\n<p>What&rsquo;s more, with this card you pay <strong>no fees for foreign currency transactions<\/strong>, and you get 10 free accesses to airport VIP lounges like Priority Pass and Premium Plaza.<\/p>\n<p>And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22641\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_passport_visa_infinite_privilege_card\">Scotiabank Passport&reg; Visa Infinite Privilege* Card<\/h2>\n\t\t\t\t<p>With this welcome offer for the Scotia Passport Visa Infinite Privilege Card, you can earn up to <strong>100,000 bonus Scene+ points<\/strong> (a $1,000 value):<\/p>\n<ul>\n<li>30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.<\/li>\n<li>45,000 points after $20,000 in purchases in the first six months<\/li>\n<li>25,000 points by making an eligible purchase in the 14th month after account opening<\/li>\n<\/ul>\n<p>With the Scotiabank Passport Visa Infinite Privilege Card, you earn:<\/p>\n<ul>\n<li><strong>3X Scene+ points<\/strong> for every $1 in <strong>eligible travel<\/strong> purchases<\/li>\n<li><strong>2X Scene+ points<\/strong> for every $1 in eligible purchases at <strong>dining<\/strong> and <strong>entertainment<\/strong> establishments<\/li>\n<li>1X Scene+ points for every dollar spent on all other eligible purchases<\/li>\n<\/ul>\n<p><strong>Including on foreign purchases<\/strong>, with no foreign transaction fees.<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card is an excellent Visa credit card for this type of purchase.<\/p>\n<p>These points can be used against any travel purchase at the rate of <strong><strong>1,000<\/strong> points = <strong>$10<\/strong><\/strong> (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card also offers:<\/p>\n<ul>\n<li><strong>No fees for foreign currency transactions<\/strong><\/li>\n<li>10 complimentary airport lounge visits per year<\/li>\n<li>$250 annual travel credit<\/li>\n<li>Excellent insurance for your travels and purchases<\/li>\n<li>Concierge service<\/li>\n<\/ul>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"434951\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_american_express_card\">Scotiabank American Express&reg; Card<\/h2>\n\t\t\t\t<p>Scotiabank American Express<sup>&reg;<\/sup> Card is one of the best no-annual-fee credit cards in Canada. <\/p>\n<p>For a limited time, you can earn up to<strong><span class=\"nowrap\"> 5,000<\/span> points<\/strong> in the first three months, which represents <strong>a <span class=\"nowrap\">$50<\/span> value<\/strong> for travel (including Airbnb)&nbsp;:<\/p>\n<ul>\n<li><strong>2,500 Scene+ points<\/strong> after $250 spent in the first three months<\/li>\n<li><strong>2,500 Scene+ points<\/strong> after $1000 spent in the first three months<\/li>\n<\/ul>\n<p>With Scotiabank American Express<sup>&reg;<\/sup> Card, you earn <strong>3 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 by IGA, Voil\u00e0 by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op. <\/p>\n<p>Also, you get <strong>2 points per dollar<\/strong> for:<\/p>\n<ul>\n<li>Grocery stores<\/li>\n<li>Restaurants<\/li>\n<li>Entertainment centers<\/li>\n<li>Gas stations<\/li>\n<li>local transportation<\/li>\n<li>streaming services<\/li>\n<\/ul>\n<p>And <strong>1 point per dollar of purchase<\/strong> for all other purchases.<\/p>\n<p>These points can be used against any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22639\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-cash-back-credit-cards\">Scotiabank Cash Back Credit Cards<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotia_momentum_visa_infinite_card\">Scotia Momentum&reg; Visa Infinite +* Card<\/h2>\n\t\t\t\t<p>The Scotia Momentum<sup>&reg;<\/sup> VISA Infinite +* card is recognized, year after year, as one of the best cash back credit cards in Canada. Milesopedia has even named it <strong>best cash back credit card in 2026<\/strong>.<\/p>\n<p>Currently, thanks to this promotional offer, the Scotia Momentum Visa Infinite+ Card has <strong>no annual fee for the first year<\/strong>, including on additional cards. And you can get <strong>15% cash back on all your purchases<\/strong> for the first three months (up to $2,000 in total purchases).<\/p>\n<p>It also includes a new convenient benefit for travellers: enjoy <strong>10 GB of free GigSky global mobile data for 15 days<\/strong>, as well as access to <strong>Travel Essentials<\/strong> to use essential apps like messaging, maps, and email while on the go. Cardholders also continue to receive <strong>1 GB of free GigSky mobile data per year<\/strong>, plus a <strong>20% discount on future GigSky purchases<\/strong>.<\/p>\n<p>With the Scotia Momentum<sup>&reg;<\/sup> VISA Infinite+ card, you get:<\/p>\n<ul>\n<li><strong>4% cash back on grocery purchases and recurring payments<\/strong><\/li>\n<li>2% cash back on gas purchases, public transit, carpooling, and food delivery<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>For example, if you spend $1,000 per month on grocery purchases and\/or recurring payments, you will get $40 cash back per month, or <strong>$480 per year<\/strong>, with this card, for this purchase category. And that&rsquo;s not counting the other purchases you make with this card and the benefits it offers (including its excellent insurance coverage).<\/p>\n<p>If you are a renter, you could, for example, use the Scotia Momentum Visa Infinite Card on the Chexy site to pay your rent and get 4% cash back.<\/p>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotia_momentum_visa_card\">Scotia Momentum&reg; Visa* Card<\/h2>\n\t\t\t\t<p>The Scotiabank Momentum Visa Card is an excellent <strong>cash back credit card<\/strong> in Canada.  <\/p>\n<p>With the Scotiabank Momentum Visa Card, you get:<\/p>\n<ul>\n<li>2% cash back on purchases at <strong>grocery stores<\/strong> and <strong>drugstores<\/strong>, and on <strong>meal delivery<\/strong> services and meal kit subscriptions<\/li>\n<li>2% cash back on <strong>gas<\/strong>, electric vehicle charging, and <strong>public transit<\/strong> such as bus, taxi, and rideshare trips<\/li>\n<li>2% cash back on eligible <strong>recurring bill payments<\/strong> such as utilities and <strong>fitness club memberships<\/strong><\/li>\n<li>2% cash back on eligible subscriptions such as <strong>video streaming services<\/strong> or music streaming<\/li>\n<li>1% cash back on all other eligible purchases<\/li>\n<\/ul>\n<p>It is a very good Visa credit card for cash back. Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<p>Plus, you can benefit from an introductory rate of <strong>2.99% with 0% fees on balance transfers for the first six months<\/strong>.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22646\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-no-foreign-transaction-fees-credit-cards\">Scotiabank No Foreign Transaction Fees Credit Cards<\/h2>\n\n\n\n<p>The three best Scotia credit cards for travellers have no conversion fees for foreign currency transactions:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite+ Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>That&#8217;s a saving of <strong>2.5% on each transaction! <\/strong><\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640,22642,22641\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-student-credit-cards\">Scotiabank Student Credit Cards<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_scene_visa_card\">Scotiabank&reg; Scene+&trade; Visa* Card<\/h2>\n\t\t\t\t<p>Are you looking for a Scene+ credit card with no annual fee? The Scotiabank<sup>&reg;<\/sup> Scene+\u2122 Visa* Card is ideal for students or those who do not wish to pay annual fees.<\/p>\n<p>For a limited time, you can get up to <strong>10,000 Scene+ points after spending $1,000<\/strong> in the first three months. This is enough to give you $100 towards travel or your grocery purchases.<\/p>\n<p>With the Scotiabank<sup>&reg;<\/sup> Scene+\u2122 Visa* Card, you get <strong>2 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 par IGA, Voil\u00e0 by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op.<\/p>\n<p>You&rsquo;ll also earn <strong>2 points for every dollar you spend<\/strong> at Home Hardware stores!<\/p>\n<p>And you get 1 point Scene+ on all your other purchases.<\/p>\n<p>It&rsquo;s a great Visa credit card with no annual fee to get Scene+ points.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22638\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-credit-cards-for-balance-transfer\">Scotiabank Credit Cards for Balance Transfer<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_value_visa_card\">Scotiabank Value&reg; Visa* Card<\/h2>\n\t\t\t\t<p>Scotia Value Visa Card is <strong>one of the best credit cards for cash advances<\/strong> (including balance transfers) in Canada.<\/p>\n<p>You can get an <strong>introductory interest rate of <span class=\"nowrap\">0.99%<\/span> on cash advances<\/strong> for the first nine months (including balance transfers, with a <span class=\"nowrap\">2%<\/span> transfer fee). You pay <strong>no annual fee for the first year<\/strong> with this Visa credit card. <\/p>\n<p>What&rsquo;s more, this Visa credit card offers a low interest rate: <span class=\"nowrap\">13.99%<\/span> on purchases, balance transfers and cash advances.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22647\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotia_momentum_no-fee_visa_card\">Scotia Momentum&reg; No-Fee Visa* Card<\/h2>\n\t\t\t\t<p>The Scotiabank Momentum No Annual Fee Visa Card is an excellent<strong> cash back credit card<\/strong> in Canada. Right now, you can get <strong>5% cash back on all your purchases<\/strong> for the first three months (up to $2,000 in total purchases).<\/p>\n<p>With the Scotiabank Momentum No Annual Fee Visa Card, you get:<\/p>\n<ul>\n<li>1% cash back on purchases at <strong>grocery stores<\/strong> and <strong>pharmacies<\/strong>, as well as on <strong>meal delivery<\/strong> services and subscriptions to ready-to-cook meal services<\/li>\n<li>1% cash back on <strong>gas<\/strong>, electric vehicle charging, and <strong>public transit<\/strong> such as bus, taxi, and ridesharing trips<\/li>\n<li>1% cash back on eligible <strong>recurring bill payments<\/strong> such as utilities and <strong>gym memberships<\/strong><\/li>\n<li>1% cash back on eligible subscriptions such as <strong>video streaming<\/strong> or music streaming services<\/li>\n<li>0.5% cash back on all other eligible purchases<\/li>\n<\/ul>\n<p>It is an excellent no annual fee Visa credit card for cash back. Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<p>In addition, you can benefit from an introductory rate of <strong>0% on balance transfers for the first six months<\/strong>. A 2% fee applies to cash advances.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22645\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-scotiabank-business-credit-cards\">Scotiabank Business Credit Cards<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotiabank_passport_visa_infinite_business_card\">Scotiabank Passport&reg; Visa Infinite Business* Card<\/h2>\n\t\t\t\t<p>With the Scotiabank Passport<sup>MD<\/sup> Visa Infinite Business* Card, you can get <strong>up to 40,000 Scene+ points as a welcome bonus and the first year free<\/strong>:<\/p>\n<ul>\n<li>30,000 points after $5,000 in purchases during the first 3 months<\/li>\n<li>10,000 points after $60,000 in purchases during the first 12 months<\/li>\n<\/ul>\n<p>With the Scotiabank Passport<sup>MD<\/sup> Visa Infinite Business* Card, you pay <strong>no foreign transaction fees<\/strong>.<\/p>\n<p>Additionally, you receive <strong>six complimentary annual airport lounge accesses<\/strong> worldwide.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381456\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotia_momentum_for_business_visa_card\">Scotia Momentum&reg; for business Visa* Card<\/h2>\n\t\t\t\t<p>The Scotia Momentum for business Visa Card is one of the best cash back options for business owners in Canada.<\/p>\n<p>You can earn up to <strong>3%<\/strong> <strong>cash back<\/strong> <strong>on your business expenses<\/strong>:<\/p>\n<ul>\n<li>3% cash back on eligible purchases at <strong>gas stations<\/strong>, <strong>restaurants<\/strong>, <strong>office supply<\/strong> stores, and <strong>electric vehicle charging stations<\/strong><\/li>\n<li>2% cash back on eligible <strong>shipping services<\/strong> and <strong>accounting or bookkeeping services<\/strong>, as well as on <strong>eligible recurring bill payments<\/strong><\/li>\n<li>1% cash back on all other eligible purchases<\/li>\n<\/ul>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<p>What&rsquo;s more, you currently benefit from an introductory rate of <strong>2.99% on balance transfers<\/strong> for the first six months.<\/p>\n<p>With the Scotia Momentum for business Visa Card, you also benefit from protections for your purchases:<\/p>\n<ul>\n<li>Purchase Protection<\/li>\n<li>Extended warranty<\/li>\n<\/ul>\n<p>The card also offers practical financial management tools for your business:<\/p>\n<ul>\n<li>Detailed expense reports<\/li>\n<li>Flexible payment options<\/li>\n<li>Interest-free grace period of up to 25 days<\/li>\n<li>Access to online statements<\/li>\n<li>Possibility of adding additional cards for your employees ($29 per card)<\/li>\n<\/ul>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381463\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"scotia_home_hardware_pro_visa_business_card\">Scotia&reg; Home Hardware PRO Visa* Business Card<\/h2>\n\t\t\t\t<p>With the Scotia Home Hardware PRO Visa* Business Card, you can earn up to<strong><span class=\"nowrap\"> 7,500<\/span> bonus Scene+ points in the first year<\/strong> (that&rsquo;s up to <span class=\"nowrap\">$75<\/span> in rewards) by making at least <span class=\"nowrap\">$1,500<\/span> in purchases at Home Hardware within the first 3 months of membership. <\/p>\n<p>With this card, you earn <strong>1 Scene+ point for every dollar of eligible business purchases at Home Hardware<\/strong>, redeemable for business rewards such as business travel, home renovations, entertainment, groceries, gift cards, technology or statement credits.<\/p>\n<p>With the Scotia<sup>&reg;<\/sup> Home Hardware PRO Visa* Business Card, you benefit from a <strong>21-day interest-free grace period<\/strong> on new purchases, savings on purchases with Visa SavingsEdge, and up to 25% off AVIS and Budget car rentals.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"360797\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-awards-earned\">Awards Earned<\/h2>\n\n\n\n<p>Here are the awards received in the Milesopedia ranking of the best credit cards in Canada in 2025:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-cash-back-credit-card-according-to-the-milesopedia-community\">Best Cash Back Credit Card According to the Milesopedia Community<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Community-Cash-Back.png\" alt=\"The Best Scotiabank Credit Cards \u2013 May 2026 - 2025 Milesopedia Awards: Best Community Cash Back Credit Card\" class=\"wp-image-424987\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Community-Cash-Back.png 1568w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Community-Cash-Back-450x288.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Community-Cash-Back-1024x656.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Community-Cash-Back-200x128.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Community-Cash-Back-768x492.png 768w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> is the <strong>best cash back credit card according to the Milesopedia community<\/strong> in 2025 for these reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>6 points per dollar at IGA or Sobeys and 5 points per dollar at other grocery stores<\/li>\n\n\n\n<li>Flexible Scene+ rewards program<\/li>\n\n\n\n<li>No Foreign Transaction Fee<\/li>\n\n\n\n<li>Full travel insurance<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-no-fx-fee-credit-card\">Best No-FX Fee Credit Card<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-No-Foreign-Transaction-Fee.png\" alt=\"The Best Scotiabank Credit Cards \u2013 May 2026 - 2025 Milesopedia Awards: Best Credit Card with No Foreign Transaction Fees\" class=\"wp-image-424975\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-No-Foreign-Transaction-Fee.png 1568w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-No-Foreign-Transaction-Fee-450x288.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-No-Foreign-Transaction-Fee-1024x656.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-No-Foreign-Transaction-Fee-200x128.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-No-Foreign-Transaction-Fee-768x492.png 768w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite+ Card<\/a> is the <strong>Best No Foreign Conversion Fee Credit Card<\/strong> in 2025 in Canada for these reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>No Foreign Transaction Fee<\/li>\n\n\n\n<li>6 annual airport lounge visits<\/li>\n\n\n\n<li>Travel and purchase insurance<\/li>\n\n\n\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642,22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-credit-card-for-groceries\">Best Credit Card For Groceries<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Groceries.png\" alt=\"The Best Scotiabank Credit Cards \u2013 May 2026 - 2025 Milesopedia Awards: Best Credit Card for Groceries\" class=\"wp-image-424949\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Groceries.png 1568w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Groceries-450x288.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Groceries-1024x656.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Groceries-200x128.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Groceries-768x492.png 768w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> is the <strong>best credit card for groceries<\/strong> in Canada in 2025 for these reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>6 points per dollar at IGA or Sobeys and 5 points per dollar at other grocery stores<\/li>\n\n\n\n<li>Flexible rewards<\/li>\n\n\n\n<li>No Foreign Transaction Fee<\/li>\n\n\n\n<li>Full travel insurance<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-credit-card-for-recurring-payments\">Best Credit Card For Recurring Payments<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Recurring-Payments.png\" alt=\"The Best Scotiabank Credit Cards \u2013 May 2026 - 2025 Milesopedia Awards: Best Credit Card for Recurring Payments\" class=\"wp-image-424963\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Recurring-Payments.png 1568w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Recurring-Payments-450x288.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Recurring-Payments-1024x656.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Recurring-Payments-200x128.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Recurring-Payments-768x492.png 768w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card<\/a> is the <strong>Best Credit Card for Recurring Payments <\/strong>in 2025 in Canada for these reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>4% cash back on groceries, bill payments and subscriptions<\/li>\n\n\n\n<li>2% On Gas and Daily Transit<\/li>\n\n\n\n<li>Travel and purchase insurance<\/li>\n\n\n\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-best-low-interest-credit-card\">Best Low-Interest Credit Card<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-medium\"><img decoding=\"async\" width=\"250\" height=\"160\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Low-Interest.png\" alt=\"The Best Scotiabank Credit Cards \u2013 May 2026 - 2025 Milesopedia Awards: Best Low Interest Rate Credit Card\" class=\"wp-image-424955\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Low-Interest.png 1568w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Low-Interest-450x288.png 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Low-Interest-1024x656.png 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Low-Interest-200x128.png 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2025\/01\/2025-Milesopedia-Awards-Best-Credit-Card-Low-Interest-768x492.png 768w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n\n<p><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-value-visa-card\/\">Scotiabank Value<sup>&reg;<\/sup> Visa* Card<\/a> is the <strong>Best Low-Interest Rate Credit Card<\/strong> in Canada in 2025 for these reasons:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Low annual interest rate of 13.99% on purchases, cash advances and balance transfers<\/li>\n\n\n\n<li>Welcome interest rate of 0% for the first 10 months on cash advances<\/li>\n\n\n\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22647\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<p>Here are some frequently asked questions in <a target=\"_blank\" class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about Scotiabank credit cards.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_apply_for_a_scotiabank_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to apply for a Scotiabank credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>To apply for a Scotiabank credit card, use one of our secure links on this page or elsewhere on Milesopedia.<\/p>\n\n\n\n<p>You can then apply for a Scotiabank credit card on the Scotiabank website. Make sure that the information given is identical to that in your credit file (especially the home address).<\/p>\n\n\n\n<p>Scotiabank also regularly verifies that the reported revenues are in line with your actual income.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_scotiabank_apos_s_credit_card_application_checklist_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is Scotiabank&apos;s credit card application checklist?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Scotiabank analyzes several criteria to determine whether to approve your application for a Scotiabank credit card:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Minimum personal income (between $12,000 and $60,000 depending on the credit card)<\/li>\n\n\n\n<li>A Residential Address Known to TransUnion<\/li>\n\n\n\n<li>Absence of personal bankruptcy<\/li>\n\n\n\n<li>Age of majority<\/li>\n\n\n\n<li>Status in Canada (Canadian citizen or permanent resident)<\/li>\n\n\n\n<li>Your credit score<\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_bureau_is_verified_by_scotiabank_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit bureau is verified by Scotiabank?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Scotiabank partners with <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/personal-finance\/credit-score\/read-credit-report-transunion\/\">Transunion<\/a> to check your credit report when you apply for a Scotiabank Credit card .<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_get_an_annual_fee_rebate_with_scotiabank_credit_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I get an annual fee rebate with Scotiabank Credit Cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"\/go\/scotia-ultimate-package\/\" rel=\"nofollow noindex\">Scotiabank Ultimate Package<\/a> is a banking package that offers an annual fee rebate for the following Scotia credit cards:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-gold-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite+ Card\" href=\"\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotiabank Passport\u2122 Visa Infinite+ Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card\" href=\"\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"Scotiabank Value<sup>&reg;<\/sup> Visa* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-value-visa-card\/\" rel=\"nofollow noindex\">Scotiabank Value<sup>&reg;<\/sup> Visa* Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>To learn more about Scotiabank&#8217;s Ultimate Package, <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/\">read this post.<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_scotiabank_travel_points_credit_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are Scotiabank travel points credit cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Scotiabank offers several Travel <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/sceneplus\/\">credit cards<\/a> through its Scene+ program:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite+ Card\" href=\"\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotiabank Passport\u2122 Visa Infinite+ Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scene-visa-card\/\">Scotiabank<sup>&reg;<\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-gold-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Platinum American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-platinum-american-express\/\" rel=\"nofollow noindex\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite+ Card<\/a> is one of Scotiabank&#8217;s best travel rewards credit cards. It offers 6 complimentary annual airport lounge visits and has no foreign transaction fees.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_scotiabank_apos_s_cash_back_credit_cards_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are Scotiabank&apos;s cash back credit cards?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Scotiabank has several <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/cash-back\/\">cash back<\/a> credit cards:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card\" href=\"\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-visa-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA* Card<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> No-Fee VISA* Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-no-fee-visa-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> No-Fee VISA* Card<\/a><\/li>\n\n\n\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-mastercard\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* card<\/a> is Scotiabank&#8217;s best cashback credit card. You will get cash back and there is often a first-year annual fee rebate.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_a_scotiabank_american_express_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there a Scotiabank American Express credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, there are Scotia American Express credit cards.<\/p>\n\n\n\n<p>Scotiabank is the only Canadian bank &#8211; outside of <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/cards\/american-express-canada\/\">American Express Canada<\/a> &#8211; to offer <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/amex\/\">American Express credit cards<\/a>:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotiabank-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-gold-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a target=\"_blank\" class=\"thirstylink\" title=\"Scotiabank Platinum American Express<sup>&reg;<\/sup> Card\" href=\"\/go\/scotiabank-platinum-american-express\/\" rel=\"nofollow noindex\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>We recommend the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>, which offers travel points or cash back (for your groceries at IGA, for example). Indeed, you earn up to 5 points per dollar on groceries and restaurants. And this Scotiabank credit card has no foreign transaction fees.<\/p>\n\n\n\n<p>If you travel regularly, we recommend the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a>. This Scotiabank credit card comes with a DragonPass membership and 10 annual DragonPass airport lounge visits.<\/p>\n\n\n\n<p>In fact, it&#8217;s one of the last credit cards to offer a DragonPass subscription with so much annual access to DragonPass lounges around the world. And this Scotia credit card has no conversion fees for foreign currency transactions.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_a_scotiabank_mastercard_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there a Scotiabank Mastercard credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, there is a Scotiabank Mastercard credit card: the <a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/scotia-momentum-mastercard\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a>. You can use it at Costco, like <a target=\"_blank\" href=\"\/?page_id=90435\">all Mastercard credit cards for Costco.<\/a><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_there_a_low-interest_scotia_credit_card_available_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs there a low-interest Scotia credit card available?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, there is a low-interest Scotia credit card: the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/scotiabank-value-visa-card\/\">Scotia Value Visa<\/a>.<\/p>\n\n\n\n<p>With this Scotia credit card, you get an interest rate of only 12.99%. What&#8217;s more, this low-interest Scotia credit card is regularly promoted with a discount on the first year&#8217;s annual fee. As well as an introductory promotional interest rate for cash advances or balance transfers.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Conclusion<\/h2>\n\n\n\n<p>Scotiabank continues to innovate in the credit card arena, offering consumers powerful tools to manage their finances in today&#8217;s digital world. With seamless mobile banking integration, simplified banking, and unmatched security, Scotiabank credit cards are truly up to the demands of the 21st century.<\/p>","protected":false},"excerpt":{"rendered":"<p>Scotiabank, one of Canada&#8217;s leading financial institutions, offers a wide range of credit cards designed to meet the changing needs of today&#8217;s consumers. With the rapid evolution of mobile banking, how we manage our finances has changed dramatically, and Scotiabank is at the forefront of this revolution. Below are Scotiabank&#8217;s best credit card offers, updated [&hellip;]<\/p>","protected":false},"author":3,"featured_media":430795,"parent":207239,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-toc.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-207332","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Best Scotiabank Credit Cards \u2013 May 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"Discover the best Scotiabank credit cards. 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