{"id":169722,"date":"2026-03-14T21:00:00","date_gmt":"2026-03-15T01:00:00","guid":{"rendered":"https:\/\/mp-2702.milesopedia.dev\/reward-program\/nbc-a-la-carte-rewards\/"},"modified":"2026-05-09T07:52:33","modified_gmt":"2026-05-09T07:52:33","slug":"nbc-a-la-carte-rewards","status":"publish","type":"card_reward","link":"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/nbc-a-la-carte-rewards\/","title":{"rendered":"NBC \u00c0 la carte"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-earn-points\">Earn points<\/h2>\n\n\n\n<p>To earn points in the NBC \u00c0 la carte Rewards Plan, you need a credit card that is part of the loyalty program. There are <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reward-program\/nbc-a-la-carte-rewards\/#cartes\">3 Mastercard credit cards<\/a> available through the NBC \u00c0 la carte Rewards Plan.<\/p>\n\n\n\n<p>NBC Rewards points are earned differently depending on the credit card used:<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"national_bank_world_elite_mastercard\">National Bank World Elite Mastercard<\/h2>\n\t\t\t\t<p>With Milesopedia, <strong>enjoy an exclusive offer to get up to 50,000 points<\/strong> with the National Bank World Elite Mastercard. This offer is <strong>exclusively available through the Milesopedia network<\/strong> and allows you to quickly earn points by following these steps:<\/p>\n<ul>\n<li><strong>10,000 reward points<\/strong> upon enrollment in your credit card payment protection, for a minimum of 3 months of membership.<\/li>\n<li><strong>10,000 points<\/strong> when you make $5,000 in net purchases within the first 3 months.<\/li>\n<li><strong>20,000 points<\/strong> when you reach $20,000 in purchases within the first 12 months.<\/li>\n<li><strong>10,000 points<\/strong> when you combine your credit card with the opening of your first current account within 7 days of your credit card application.<\/li>\n<\/ul>\n<p>The <strong>National Bank World Elite Mastercard<\/strong> is the best Mastercard credit card offered by NBC.<\/p>\n<p>With this card, you earn up to <strong>5 points per dollar<\/strong> on your purchases:<\/p>\n<ul>\n<li>5 points per dollar for groceries and restaurants<\/li>\n<li>2 points per dollar on gas and electric recharge purchases<\/li>\n<li>2 points per dollar on recurring bills<\/li>\n<li>2 points per dollar on \u00c0 la carte Travel<\/li>\n<li>1 point per dollar for all other purchases<\/li>\n<\/ul>\n<p>And since it&rsquo;s an NBC mycredit <strong>Mastercard<\/strong>, you can use it at Costco.<\/p>\n<p>With this card, you have access to a <strong>$150 annual travel credit<\/strong> that you can use in any of these categories:<\/p>\n<ul>\n<li>Airport parking<\/li>\n<li>Baggage fees<\/li>\n<li>Seat selection<\/li>\n<li>Access to Airport Lounges<\/li>\n<li>Flight upgrades<\/li>\n<\/ul>\n<p>What&rsquo;s more, you can enjoy access to DragonPass airport lounges and unlimited access to the National Bank Lounge at Montreal-Trudeau.<\/p>\n<p>Finally, Milesopedia has named the National Bank World Elite Mastercard as the <strong>Best Travel Credit Card<\/strong> in 2023, 2024, 2025, and 2026.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"national_bank_platinum_mastercard_\">National Bank Platinum Mastercard&reg;<\/h2>\n\t\t\t\t<p>With the <strong>National Bank Platinum Mastercard<sup>&reg;<\/sup><\/strong>, you can earn <strong>2 points per dollar<\/strong> on grocery and restaurant purchases, and <strong>1.5 points per dollar<\/strong> on gas, EV charging, recurring bills and \u00c0 la carte Travel.<\/p>\n<p>Since it is an NBC mycredit <strong>Mastercard<\/strong>, you can use it at Costco.<\/p>\n<p>Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard<sup>&reg;<\/sup> <strong>does not require a minimum income<\/strong>.<\/p>\n<p>What&rsquo;s more, you can take advantage of <strong>a wide range of insurances<\/strong> usually reserved for high-end credit cards:<\/p>\n<ul>\n<li>180-day Purchase protection in the event of theft or damage<\/li>\n<li>Possibility of tripling the manufacturer\u2019s warranty (up to 2 additional years)<\/li>\n<li>Trip Cancellation Insurance<\/li>\n<li>Trip Interruption Insurance<\/li>\n<li>Out-of-province hospital insurance<\/li>\n<li>Flight Delay Insurance<\/li>\n<li>Baggage insurance in case of delay, theft or loss<\/li>\n<li>Car rental insurance<\/li>\n<li>Mobile Device Insurance<\/li>\n<\/ul>\n<p>We voted the National Bank Platinum Mastercard<sup>&reg;<\/sup> as the <strong>best credit card for young professionals in 2024<\/strong>.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"national_bank_world_mastercard_\">National Bank World&reg; Mastercard&reg;<\/h2>\n\t\t\t\t<p>Don&rsquo;t have the minimum income required by National Bank World Elite Mastercard? Then National Bank World<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup> may be a good option for you.  This requires a <span class=\"nowrap\">$50,000<\/span> individual income (or <span class=\"nowrap\">$80,000<\/span> household income).<\/p>\n<p>You can earn up to <strong>2 points per dollar<\/strong> on your purchases. And since it&rsquo;s a <strong>Mastercard<\/strong> credit card, you can use it at Costco.<\/p>\n<p>In addition, you can enjoy access to LoungeKey airport lounges.<\/p>\n<p>And you&rsquo;ll enjoy up to 60 days&rsquo; coverage with its travel, trip cancellation\/interruption, baggage loss and car rental insurance.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22654\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-redeem-points\">Redeem points<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-a-la-carte-travel-agency\">\u00c0 la Carte Travel Agency<\/h3>\n\n\n\n<p>To redeem your NBC Rewards points, you must log on to the dedicated <a class=\"thirstylink\" title=\"NBC \u00c0 la carte Rewards Plan\" href=\"https:\/\/mp-2702.milesopedia.dev\/en\/go\/plan-recompenses-a-la-carte-de-la-bnc\/\">NBC \u00c0 la carte Rewards Plan<\/a> portal.<\/p>\n\n\n\n<p>You can book your vacation with your points (plus monetary supplement if required) through the \u00c0 la carte Travel Agency: <strong>10,000 points for every $100<\/strong>.<\/p>\n\n\n\n<p>It&#8217;s simply the best use of your NBC Rewards points!<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"976\" height=\"370\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/voyages-bnc-3.jpg\" alt=\"voyages bnc 3\" class=\"wp-image-24743\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/voyages-bnc-3.jpg 976w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/voyages-bnc-3-450x171.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/voyages-bnc-3-200x76.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2019\/05\/voyages-bnc-3-768x291.jpg 768w\" sizes=\"(max-width: 976px) 100vw, 976px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-credit-on-account\">Credit on Account<\/h3>\n\n\n\n<p>It&#8217;s also possible to redeem your NBC points <strong>as a statement credit for any travel expenses<\/strong> you&#8217;ve charged to your credit card (redemption must be made within 60 days of the expense being charged to the credit card account).<\/p>\n\n\n\n<p>Eligible purchases are:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/guide\/strategy\/save-money-flights\/\">Flights<\/a><\/li>\n\n\n\n<li>Vacation packages<\/li>\n\n\n\n<li>Car rentals<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/hotels\/\">Hotel nights<\/a><\/li>\n\n\n\n<li>Cruises<\/li>\n\n\n\n<li>Condominium or cottage bookings for tourism purposes<\/li>\n\n\n\n<li><a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/best-credit-cards-in-canada\/airbnb\/\">Airbnb<\/a><\/li>\n\n\n\n<li>Excursions<\/li>\n\n\n\n<li>Camping<\/li>\n\n\n\n<li>And more!<\/li>\n<\/ul><\/div>\n\n\n\n<p>However, for this type of redemption, the rate is different (see table below).<\/p>\n\n\n\n<p>You can also redeem your points for a product in the \u00c0 La Carte Rewards catalogue.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-nbc-rewards-chart\">NBC Rewards Chart<\/h3>\n\n\n\n<p>You&#8217;ll see from this chart that the best use of NBC Rewards points is to book your trip with <strong>NBC&#8217;s \u00c0 la<\/strong> carte Travel online travel agency: you get <strong>$100 for 10,000 points<\/strong>.<\/p>\n\n\n\n<div class=\"component component__table\"><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td class=\"has-text-align-center\" data-align=\"center\">Rewards<\/td><td class=\"has-text-align-center\" data-align=\"center\">Points for $100<\/td><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Exchange with the dedicated NBC \u00e0 la carte travel agency<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>10&nbsp;000<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Flexible travel rebates<br><em><strong>(from 55,000 points redeemed)<\/strong><\/em><\/td><td class=\"has-text-align-center\" data-align=\"center\">11&nbsp;000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Flexible travel rebates<\/td><td class=\"has-text-align-center\" data-align=\"center\">12&nbsp;000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Extras \u00c0 La Carte<\/strong><br>\nRRSP or TFSA contribution<br>\nReimbursement of your all-in-one line of credit or mortgage loan<\/td><td class=\"has-text-align-center\" data-align=\"center\">12&nbsp;000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Gift-card<\/td><td class=\"has-text-align-center\" data-align=\"center\">12,000 \u2013 13,500<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Credit on Account<\/td><td class=\"has-text-align-center\" data-align=\"center\">25&nbsp;000<\/td><\/tr><\/tbody><\/table><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits\">Benefits<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-150-in-free-travel-expenses-per-year\">$150 in free travel expenses per year<\/h3>\n\n\n\n<p>Through NBC&#8217;s Travellers program, <strong>every calendar year<\/strong>, <a class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\" target=\"\" rel=\"noopener noreferrer\" data-linkid=\"26730\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> cardholders have access to a total of $150 applicable to certain travel-related expenses.<\/p>\n\n\n\n<p>With this card, you have access to a <strong>$150 annual travel credit<\/strong> that you can use in any of these categories:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Airport parking<\/li>\n\n\n\n<li>Baggage fees<\/li>\n\n\n\n<li>Seat selection<\/li>\n\n\n\n<li>Access to airport lounges<\/li>\n\n\n\n<li>Flight upgrades<\/li>\n<\/ul><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-access-to-the-national-bank-lounge-at-montreal-trudeau-yul\">Access to the National Bank Lounge at Montreal-Trudeau (YUL)<\/h3>\n\n\n\n<p><a target=\"_blank\" class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> holders are the only National Bank customers to enjoy free, unlimited access to the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/reviews\/airport-lounges\/national-bank-airport-lounge-montreal-trudeau\/\">National Bank lounge at Montreal-Trudeau airport<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1600\" height=\"1199\" src=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2018\/06\/salon-bnc-featured.jpg\" alt=\"Airport Lounge Access: Which Credit Card Should You Use in Canada? - NBC Featured Show\" class=\"wp-image-80195\" srcset=\"https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2018\/06\/salon-bnc-featured.jpg 1600w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2018\/06\/salon-bnc-featured-450x337.jpg 450w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2018\/06\/salon-bnc-featured-1024x767.jpg 1024w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2018\/06\/salon-bnc-featured-200x150.jpg 200w, https:\/\/mp-2702.milesopedia.dev\/wp-content\/uploads\/2018\/06\/salon-bnc-featured-768x576.jpg 768w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p><strong>The cardholder and 1 guest have free access to the lounge on presentation of <a target=\"_blank\" class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"\/go\/world-elite-mastercard-from-national-bank\/\">the National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a>.<\/strong><\/p>\n\n\n<p>This is a significant advantage for frequent flyers: the lounge is accessible for all international flights.\n\n\n<h2 class=\"wp-block-heading\" id=\"h-credit-cards\">Credit cards<\/h2>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22652,22654,401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-posts\">Posts<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq-nbc-a-la-carte\">Frequently Asked Questions about the National Bank \u00c0 la carte Rewards program<\/h2>\n\n\n\n<p>National Bank&#8217;s \u00c0 la carte Rewards program is a flexible in-house rewards system that lets cardholders earn points on Mastercard credit cards and redeem them against virtually any purchase. Here are the most common questions Canadians ask when trying to make the most of the program.<\/p>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_much_is_a_national_bank_la_carte_point_worth_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow much is a National Bank \u00c0 la carte point worth?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The value of an \u00c0 la carte point depends on how you redeem. When you book travel through the \u00c0 la carte travel agency or claim a statement credit on a travel purchase made in the past 60 days, 100 points equal $1 \u2014 roughly 1\u00a2 per point. Gift cards, RRSP\/TFSA contributions and mortgage payments also clear at the 100-points-for-$1 rate. Milesopedia values an \u00c0 la carte point at about 0.90\u00a2 on average, which makes the program one of the easiest in-house systems to assess because there is almost no spread between redemption types and no devaluation risk from one year to the next.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_cards_earn_la_carte_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit cards earn \u00c0 la carte points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Three National Bank Mastercard credit cards feed the \u00c0 la carte program. The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> earns up to 5 points per dollar on groceries and restaurants, 2 points per dollar on gas, EV charging, travel and recurring bills, and 1 point per dollar everywhere else. The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-platinum-mastercard\/\">National Bank Platinum Mastercard<sup>&reg;<\/sup><\/a> earns 2 points per dollar on groceries and dining and 1.5 points per dollar on other bonus categories. The National Bank World Mastercard<sup>&reg;<\/sup> rounds out the lineup with up to 2 points per dollar on targeted spend categories, and a lower minimum income requirement.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_does_the_world_elite_150_travel_credit_work_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow does the World Elite $150 travel credit work?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<sup>&reg;<\/sup><\/a> grants an annual $150 travel credit that automatically applies to incidental travel charges: airport parking, baggage fees, seat selection, lounge access, in-flight meals, on-board purchases, upgrades, and more. The credit shows up as a statement reimbursement once an eligible transaction posts. Combined with unlimited cardholder access (plus one guest) to the National Bank Lounge at Montr\u00e9al-Trudeau Airport, the credit makes the World Elite one of the strongest travel cards in Quebec for frequent flyers, and easily offsets the annual fee for anyone taking more than two or three flights a year.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_transfer_la_carte_points_to_aeroplan_or_another_program_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I transfer \u00c0 la carte points to Aeroplan or another program?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No. \u00c0 la carte points cannot be transferred to Aeroplan, Avios, Flying Blue or any other airline or hotel loyalty program. Points stay inside the National Bank ecosystem and can only be redeemed through the \u00c0 la carte travel agency, statement credits, gift cards, RRSP\/TFSA contributions, mortgage payments or catalogue merchandise. If you want flexibility to move points across airline partners, look at the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> or an Aeroplan co-brand such as the <a href=\"https:\/\/mp-2702.milesopedia.dev\/en\/credit-cards\/cibc-aeroplan-visa-infinite-privilege-card\/\">CIBC<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup> Visa Infinite Privilege* Card<\/a>, both of which grant access to 25+ Star Alliance partners through transfer or direct earn.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_the_best_way_to_redeem_la_carte_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is the best way to redeem \u00c0 la carte points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The strongest redemption is travel: book through the \u00c0 la carte agency or claim a statement credit on travel purchases made within the past 60 days. Both options consistently deliver 1\u00a2 per point. Skip the merchandise catalogue, which usually falls below 0.80\u00a2 per point. RRSP\/TFSA contributions and mortgage payments also clear at 1\u00a2 per point and make sense for cardholders who do not travel enough to drain their balance organically. With a World Elite card, earning 30,000 to 50,000 points a year is realistic, which translates into $300 to $500 in annual rebates \u2014 enough to fully recoup the card&#8217;s annual fee in most cases.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_la_carte_points_expire_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo \u00c0 la carte points expire?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>\u00c0 la carte points do not expire as long as your National Bank Mastercard credit card account stays open and in good standing. However, if you close your card without transferring the balance to another eligible National Bank product, your points will be forfeited. Before cancelling, redeem your points for a statement credit or a travel booking to make sure none go to waste. If you upgrade or downgrade within the National Bank lineup (for example, from Platinum to World Elite), your point balance typically transfers automatically, so there&#8217;s no risk of losing rewards during a card change.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>The NBC Plan \u00c0 la carte rewards program lets you earn points and redeem them for travel, gift cards and more.<\/p>","protected":false},"featured_media":25135,"menu_order":0,"template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":""},"tags":[],"mc_loyalty_program":[700],"class_list":["post-169722","card_reward","type-card_reward","status-publish","has-post-thumbnail","hentry","mc_reward_category-travel-points","mc_loyalty_program-bnc-rewards","mc_market-all-of-canada"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - 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